User-Data Segmentation for Distributed Network Interaction Leads

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Solution Overview

Problem

Current systems struggle to effectively target users for interaction services due to limited understanding of user data, lack of flexibility in database usage, and inefficient lead generation, resulting in unsatisfactory marketing campaigns and poor agent performance.

Innovation Solution

An integrated system utilizing a computer with processor and memory to generate interaction leads from user data, analyze active leads, and transmit them to agent devices, enhancing data flow efficiency and lead distribution.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If traditional databases and direct mailing methods are used for marketing, then user data can be stored and accessed, but the system cannot effectively identify users open to change or generate targeted interaction leads

Engineering Contradiction:
Improveuser identification accuracyVSAvoidlead generation efficiency
Core Design Contradiction:
Measurement precisionVSProductivity

Solution Approach 1:

The system segments users into different categories based on their openness to change, creating distinct groups such as users likely to consider switching providers versus loyal users. This segmentation enables targeted marketing efforts focused on specific user segments most likely to convert, improving both identification accuracy and lead generation efficiency.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system performs preliminary analysis of user data to identify potential leads before marketing campaigns are launched. By pre-identifying users open to change and preparing targeted interaction leads in advance, the system enables agents to focus their efforts on high-probability prospects, significantly improving lead generation efficiency and conversion rates.

Inventive Principle:
Principle #10Preliminary action

2Loss of information

If comprehensive user data from multiple sources is collected, then a complete overview of user financial habits is available, but the data becomes too massive to be fully used for organized campaigns

Engineering Contradiction:
Improveuser information completenessVSAvoiddata management complexity
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The system extracts only the most relevant features and data points from the comprehensive user data repository that are necessary for identifying users open to change. By selecting and extracting key indicators such as transaction patterns, account changes, and engagement metrics, the system maintains information completeness while reducing data management complexity to manageable levels.

Inventive Principle:
Principle #2Taking out (Extraction)

Solution Approach 2:

The system applies different levels of data processing and analysis to different user segments based on their specific characteristics and needs. Rather than uniformly processing all user data, the system tailors the depth and type of analysis to each segment, optimizing resource allocation and reducing overall system complexity while maintaining comprehensive coverage.

Inventive Principle:
Principle #3Local quality

3Ease of operation

If in-person contact between users and employees is increased to develop relationships, then user service quality improves, but the frequency of contact decreases with mobile applications

Engineering Contradiction:
Improveuser service qualityVSAvoidcontact frequency
Core Design Contradiction:
Ease of operationVSSpeed

Solution Approach 1:

The system introduces an intermediary layer of technology-powered lead identification and routing that connects users and employees without requiring direct in-person contact. By using data analysis and automated lead generation as intermediaries, the system maintains high contact frequency through digital channels while preserving service quality by ensuring employees interact with pre-qualified, high-value prospects.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system replaces the mechanical system of in-person contact with an automated digital system that uses data analysis, algorithmic lead scoring, and electronic communication channels. This substitution maintains or increases contact frequency while preserving service quality through intelligent routing and preparation of interaction leads, eliminating the need for physical presence.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

4Reliability

If agents are provided with comprehensive user profiles and complete relationship information, then interaction effectiveness improves, but data retrieval time increases

Engineering Contradiction:
Improveinteraction effectivenessVSAvoiddata retrieval time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system performs preliminary processing and organization of user data before agents need to access it. By pre-compiling relevant user profiles, relationship information, and interaction leads in advance of actual agent-user interactions, the system ensures comprehensive information is immediately available when needed, maintaining high interaction effectiveness without adding retrieval time during critical moments.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system dynamically adjusts the level and type of information provided to agents based on the specific interaction context, user segment, and campaign objectives. Rather than always providing the complete dataset, the system optimizes information delivery by adjusting parameters such as data depth, format, and relevance filtering, maintaining interaction effectiveness while minimizing data retrieval time.

Inventive Principle:
Principle #35Parameter changes

Data Source

PatentUS12450621B2System for improving distributed network data flow efficiency by generating interaction leads
Publication Date: 2025.10.21 TRUIST BANK
  • US12450621B2 patent drawing
  • US12450621B2 patent drawing
  • US12450621B2 patent drawing

AI summary

Systems, apparatuses, and methods that improve network data flow efficiency by generating interaction leads. In various embodiments, the system provides at least one database containing user data, which is searched to generate at least one active lead from the user data. The system provides at least one interaction lead based upon analysis of the at least one active lead. The at least one interaction lead is transmitted to an agent device.