User Data Sharing Preferences With Granular Access Tokens

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Solution Overview

Problem

Users have limited control over how their data is shared and used by experience providers, leading to potential misuse and inefficiencies in data distribution and security.

Innovation Solution

A platform that enables users to manage data sharing preferences through a graphical user interface, allowing them to select experience providers, set permissions, and monetize their data, while aggregating and protecting user data via APIs and real-time control.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If user data is widely shared with experience providers, then data utility and service personalization are improved, but data security and user privacy control deteriorate

Engineering Contradiction:
Improvedata utilityVSAvoiddata security
Core Design Contradiction:
Adaptability or versatilityVSObject-affected harmful factors

Solution Approach 1:

The patent segments user data into different categories and types, allowing users to selectively share specific data elements with experience providers. The system divides data access permissions into granular levels, enabling users to control which data subsets are shared while maintaining security for sensitive information.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent introduces a data sharing platform as an intermediary between users and experience providers. This mediator manages data requests, enforces permission policies, and controls data flow, allowing users to benefit from data sharing while maintaining security through centralized governance and audit capabilities.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Object-affected harmful factors

If users have extensive control over data sharing permissions, then user privacy and security are improved, but system complexity and ease of operation deteriorate

Engineering Contradiction:
Improveuser privacy controlVSAvoidpermission management complexity
Core Design Contradiction:
Object-affected harmful factorsVSDevice complexity

Solution Approach 1:

The patent implements universal permission templates and pre-configured data sharing policies that can be applied across multiple experience providers. Users can set once and reuse permission configurations, reducing the complexity of managing data sharing across different services while maintaining granular control.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The patent provides pre-configured permission settings and default data sharing policies that are established before users interact with experience providers. This preliminary configuration reduces the complexity of real-time permission management by having permissions ready in advance based on user preferences and data sensitivity.

Inventive Principle:
Principle #10Preliminary action

3Adaptability or versatility

If comprehensive data collection is implemented, then service personalization and user experience are improved, but computational resources and data transmission efficiency deteriorate

Engineering Contradiction:
Improveservice personalizationVSAvoidcomputational resources
Core Design Contradiction:
Adaptability or versatilityVSLoss of energy

Solution Approach 1:

The patent enables experience providers to request only the specific data elements they need for their services, rather than collecting comprehensive user data. Users can selectively grant access to relevant data types, reducing unnecessary data transmission and processing while maintaining service personalization where needed.

Inventive Principle:
Principle #3Local quality

Solution Approach 2:

The patent implements a permission-based system where users can grant partial data access to experience providers based on their specific needs. This allows providers to obtain sufficient data for personalization without receiving excessive data, optimizing the balance between service quality and resource consumption.

Inventive Principle:
Principle #16Partial or excessive action

Data Source

PatentUS12395565B2User registration and preference configuration for a data sharing platform
Publication Date: 2025.08.19 WELLS FARGO BANK NA
  • US12395565B2 patent drawing
  • US12395565B2 patent drawing
  • US12395565B2 patent drawing

AI summary

A system, method, and computer-readable media for registration and preference configuration. One system includes a non-transitory memory storing instructions that, when executed by one or more processors, cause the one or more processors to receive, via a graphical user interface (GUI) from a user device, a user profile configuration setting and a designation of at least one experience provider with which to share user data. The one or more processors further to store, via associate linking, the user profile configuration setting and the designation of the at least one experience provider with which to share the user data. The one or more processors further to generate an access token including a configuration enabling access to the data protection system and a mapping to configuration settings for the at least one experience provider. The one or more processors further to provide the access token to the at least one experience provider.