User Token Vault for Cross-Platform Identity Verification
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Solution Overview
Problem
Existing online identity verification systems require users to repeatedly provide personal information, which can be insecure and inconvenient, especially when dealing with different organizations.
Innovation Solution
A system and method that securely stores personal information in an encrypted user data vault, generates a user token for authentication, and initiates challenge protocols to verify identity, allowing users to authenticate securely across different online platforms without re-entering personal details.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If users repeatedly provide personal information for identity verification across different organizations, then authentication can be performed, but security is compromised and user convenience deteriorates
Solution Approach 1:
The patent introduces a self-sovereign identity system that acts as an intermediary between users and multiple organizations. Users maintain their identity information in a personal digital wallet, which can be selectively shared with organizations through verifiable credentials. This eliminates the need for users to repeatedly provide personal information to different organizations while maintaining security through cryptographic verification.
Solution Approach 2:
The system performs preliminary identity verification and credential issuance once, storing the verified identity information in the user's digital wallet. Subsequent authentication requests are satisfied by presenting previously verified credentials without requiring users to re-provide personal information or undergo repeated verification processes.
2Speed
If personal information is stored in traditional databases, then quick access is possible, but data security is compromised
Solution Approach 1:
The patent introduces cryptographic proofs and verifiable credentials as intermediaries between stored identity data and organizational verification systems. Instead of storing or transmitting raw personal information, the system stores cryptographic representations that can be verified without exposing underlying data, enabling both fast access and strong security.
Solution Approach 2:
The system creates cryptographic copies of identity information in the form of verifiable credentials and digital signatures. These copies can be rapidly transmitted and verified by multiple organizations without exposing or duplicating the original sensitive personal information, maintaining both access speed and security.
Data Source
AI summary
Systems and methods for facilitating identity verification and authentication for users are disclosed. Exemplary implementations may: receive items of personal information pertaining to a particular user, through an online platform associated with a particular organization; perform verification actions based on the received items; create a user data vault to securely store the received items; create a user token and transfer it to the online platform; receive an identity verification request on behalf of the particular user; initiate challenge protocols; responsive to the one or more challenge protocols completing satisfactorily, transfer the user token to the online platform; receive a validation request from a backend server of the particular organization, wherein the validation request includes the user token; access the user data vault based on the validation request; transfer a response to the backend server; and/or other steps.