Payment Cards with UV-Reactive Hidden Features

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Solution Overview

Problem

Payment cards lack innovative features that enhance user engagement and exclusivity, with existing designs failing to effectively incorporate hidden, ultraviolet-reactive elements that can be visibly revealed under UV light.

Innovation Solution

A payment card system that includes ultraviolet-reactive features, a container with a detector to illuminate these features when opened, and a method for producing physical and digital cards with hidden features visible under UV light but not visible under normal lighting, utilizing multiple layers and integrated light sources.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If payment cards incorporate hidden ultraviolet-reactive features, then user engagement and exclusivity are enhanced, but device complexity and manufacturing difficulty increase

Engineering Contradiction:
Improveuser engagementVSAvoidcard structure
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent embeds ultraviolet-reactive features within the payment card structure, nesting hidden elements inside the card body. These features are integrated into layers or substrates that remain concealed under normal visible light but activate when exposed to ultraviolet light, creating a nested configuration where the hidden features are contained within the card's internal structure.

Inventive Principle:
Principle #7Nested doll (Nesting)

Solution Approach 2:

The patent utilizes materials that change their optical properties under different lighting conditions. Specifically, ultraviolet-reactive materials are incorporated that appear invisible or different under visible light but emit visible light or change appearance when exposed to ultraviolet light, creating a color or visibility transformation effect that enhances user engagement.

Inventive Principle:
Principle #32Color changes

2Ease of operation

If ultraviolet light sources are integrated into the container, then hidden features are automatically revealed, but energy consumption and device complexity increase

Engineering Contradiction:
Improvefeature revelationVSAvoidpower supply
Core Design Contradiction:
Ease of operationVSUse of energy by moving object

Solution Approach 1:

The container incorporates an automatic detection system that senses when the payment card is inserted or the container is opened. This triggers the ultraviolet light source to activate automatically without requiring manual user intervention. The system serves itself by detecting the presence of the card and initiating the light emission sequence autonomously.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The ultraviolet light source operates in periodic cycles rather than continuously. The light activates when triggered by card insertion or container opening, illuminates the hidden features for a predetermined duration, then deactivates. This periodic operation reduces overall energy consumption compared to continuous illumination while still achieving the desired feature revelation effect.

Inventive Principle:
Principle #19Periodic action

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

The system provides a unique and engaging user experience by revealing hidden features under UV light, enhancing card exclusivity and user interaction, while ensuring secure and visible conspicuous features under normal conditions.

Implementation Method 1

The container can include one or more ultraviolet light sources

Methodology Applied
Scientific EffectUltraviolet light emission: Light Emitting Diode

Implementation Method 2

payment card having one or more ultraviolet-reactive features

Methodology Applied
Scientific EffectUltraviolet reactivity: Fluorescence

Data Source

PatentUS11840109B2Payment cards with hidden features
Publication Date: 2023.12.12 NU PAGAMENTOS SA
  • US11840109B2 patent drawing
  • US11840109B2 patent drawing
  • US11840109B2 patent drawing

AI summary

A payment card includes hidden features (e.g., textual messages, graphics, emphasis features associated with conspicuous features of the payment card, or the like) undiscernible under only visible light, but discernable under ultraviolet light. The hidden features can be incorporated into multiple layers of a side of the payment card and can be present with different transparencies, different colors, and different persistence.