Value Transfer Identification via Graphical Element Association

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Solution Overview

Problem

Existing value transfer systems lack context and differentiation in identifying or distinguishing transfers of value, especially when initiating or completing transactions between database records, which can lead to confusion for users involved in multiple transfers.

Innovation Solution

A computer system and method that includes a processor, communications module, and storage module to receive configuration options for value transfers, associate graphical elements with transfer identifiers, and provide these elements upon transfer completion, enabling clear identification and differentiation of transfers without modifying existing systems.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If existing value transfer servers are used without modification, then system simplicity is maintained, but transfer identification and differentiation capability is insufficient

Engineering Contradiction:
Improvetransfer identification capabilityVSAvoidsystem complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

A graphical element server is introduced as an intermediary component between the value transfer server and the user interface. This mediator receives transfer identifiers from the value transfer server, retrieves associated graphical elements, and delivers them to clients. This allows the value transfer server to remain simple while gaining enhanced transfer identification capability through the intermediary layer.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system is segmented into distinct functional modules: a value transfer server handling transaction processing, a graphical element server handling visual element management, and client interfaces handling user interaction. This segmentation allows each component to be optimized independently, maintaining overall system simplicity while improving transfer differentiation capabilities through specialized graphical element retrieval and display.

Inventive Principle:
Principle #1Segmentation

2Productivity

If multiple transfers are processed simultaneously, then system efficiency is improved, but user confusion increases due to lack of contextual differentiation

Engineering Contradiction:
Improvetransfer processing efficiencyVSAvoidtransfer context information
Core Design Contradiction:
ProductivityVSLoss of information

Solution Approach 1:

Different graphical elements are associated with different value transfers, using visual differentiation (analogous to color changes) to distinguish between multiple simultaneous transfers. Each transfer receives a unique graphical element that provides contextual information about the transfer purpose, parties involved, or status, allowing users to easily differentiate between concurrent transactions without reducing processing efficiency.

Inventive Principle:
Principle #32Color changes

Solution Approach 2:

The system adds a visual dimension to transfer identification by introducing graphical elements that complement the traditional textual or numerical transfer identifiers. This dimensional addition provides contextual information about transfers, enabling users to distinguish between multiple simultaneous transfers while the system maintains efficient parallel processing through the asynchronous retrieval and display of graphical elements.

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

3Ease of operation

If graphical elements are associated with transfers, then user experience is enhanced, but data storage requirements increase

Engineering Contradiction:
Improveuser experienceVSAvoiddata storage quantity
Core Design Contradiction:
Ease of operationVSQuantity of substance

Solution Approach 1:

Instead of storing complete transfer data multiple times, the system stores references (identifiers) to graphical elements in a separate graphical element database. The value transfer server stores transfer identifiers, and the graphical element server retrieves corresponding graphical elements on demand. This copying approach reduces redundant data storage while maintaining enhanced user experience through graphical element association.

Inventive Principle:
Principle #26Copying

Solution Approach 2:

The graphical element server provides multi-functional capabilities: it stores graphical elements, retrieves them by identifier, and delivers them to various clients. This universal service allows the same graphical element infrastructure to support multiple transfer types and user scenarios, reducing the need for separate storage mechanisms for different transfer visualization needs.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Data Source

PatentUS11122113B2System and method for transferring value between database records
Publication Date: 2021.09.14 THE TORONTO DOMINION BANK
  • US11122113B2 patent drawing
  • US11122113B2 patent drawing
  • US11122113B2 patent drawing

AI summary

A computer system for transferring value between database records includes a memory storing instructions that, when executed by a processor, cause the computer system to: receive configuration options for configuring a particular transfer of value between database records and specifying a graphical element to be provided upon completion of the transfer and an email address; send a request to a communications server including the email address for use as a destination for a communication indicating that the transfer has been initiated including an indication of an identifier for the transfer; store an indication of the graphical element in association with the identifier; receive a request to complete the transfer indicating the identifier; retrieve the indication of the graphical element based on the identifier; confirm the transfer; and send a reply indicating completion of the transfer including an indication of the retrieved indication of the graphical element.