Vehicle Cost Comparison Controller with Maintenance Fee Segmentation
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Solution Overview
Problem
Existing technologies fail to provide users with accurate comparisons of vehicle costs across different payment methods, including installment payments, residual value loans, and leasing, as they do not account for varying maintenance fees associated with each method.
Innovation Solution
An information processing apparatus that accepts user input regarding the type of vehicle, desired options, and payment terms, and outputs a comparison of payment amounts including maintenance fees for multiple payment methods, allowing users to make informed decisions.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Loss of information
If existing technologies display total payment amount and monthly payment amount for installment payments and leasing, then users can compare payment amounts between different methods, but users cannot obtain accurate information regarding total vehicle costs including maintenance fees
Solution Approach 1:
The patent segments the cost information into distinct components: payment amounts (total and monthly) and maintenance fees (annual and monthly). By separating these elements and displaying them independently, the system provides comprehensive cost information without overwhelming the user, thus improving information accuracy while managing complexity through structured presentation.
2Measurement precision
If the system provides comprehensive cost comparisons including maintenance fees for multiple payment methods, then users receive more accurate vehicle cost information, but the information processing and presentation becomes more complex
Solution Approach 1:
The controller is designed to universally handle multiple payment methods (installment payments, residual value loans, leasing) and calculate both payment amounts and maintenance fees for each method. This multi-functional approach enables precise cost comparison across different financing options while consolidating the processing logic within a single system, thereby achieving measurement precision without proportionally increasing overall system complexity.
Solution Approach 2:
The patent adds a new dimension to cost comparison by incorporating maintenance fees alongside payment amounts. Instead of displaying only monetary values, the system presents costs across multiple dimensions (payment structure and maintenance requirements), enabling more precise and comprehensive cost analysis while organizing information in a structured format that manages complexity.
Data Source
AI summary
In an information processing apparatus, a controller receives input of an information including a type of a vehicle desired by a user, an options desired by the user, and a payment terms for acquiring the right to use the vehicle. In response to the receiving input of the information including the type of the vehicle desired by the user, the options desired by the user, and the payment terms for the fees to acquire the right to use the vehicle, the controller outputs an information comparing the payment amounts including maintenance fees for plurality of payment methods.