Vehicle Insight Display With Server-Based Cost and Event Analysis

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Solution Overview

Problem

Existing vehicle systems lack efficient methods to generate and display actionable insights based on vehicle data, such as upcoming events and financial costs, directly on the vehicle's display screen.

Innovation Solution

A server computer system communicates with a vehicle's onboard system to obtain data, analyze it for upcoming events, and generate insights, including estimated costs, which are then displayed on the vehicle's screen, optionally allowing user interaction for actions like scheduling services or budget integration.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Speed

If vehicle data is processed locally by onboard systems, then real-time analysis capability is improved, but device complexity and computational load increase

Engineering Contradiction:
Improvereal-time analysis capabilityVSAvoiddevice complexity
Core Design Contradiction:
SpeedVSDevice complexity

Solution Approach 1:

The patent introduces a server as an intermediary between the vehicle's onboard system and the external environment. The onboard system collects vehicle data and sends it to the server, which performs complex processing, analysis, and generates insights. This mediator approach allows real-time capability without overloading the vehicle's onboard computing resources, resolving the contradiction between speed and device complexity.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Measurement precision

If comprehensive vehicle data is collected and analyzed, then insight quality and accuracy are improved, but data processing time and computational resources increase

Engineering Contradiction:
Improveinsight quality and accuracyVSAvoiddata processing time
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The system performs preliminary actions by continuously collecting and pre-processing vehicle data in the background, maintaining ready-to-analyze datasets. When analysis is needed, pre-processed data is immediately available, reducing actual processing time while maintaining comprehensive data analysis for high-quality insights.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The server acts as an intermediary that handles computationally intensive data processing tasks. By offloading these tasks to the server, the system can analyze comprehensive vehicle data for high-quality insights without the vehicle's onboard system experiencing excessive processing delays.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Ease of operation

If detailed insight data including financial costs is provided, then user decision-making capability is improved, but information processing complexity increases

Engineering Contradiction:
Improveuser decision-making capabilityVSAvoidinformation processing complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The system automatically collects, processes, and integrates financial cost data with vehicle operational data without requiring user intervention. The server autonomously calculates estimated costs for upcoming events and integrates them with maintenance recommendations, providing users with ready-to-use decision-making information while handling the processing complexity in the background.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The patent merges multiple types of data (vehicle operational data, maintenance event data, financial cost data) into a unified insight presentation. By combining these diverse data types into a single integrated view, the system improves user decision-making capability while the server handles the complexity of integrating these different information sources.

Inventive Principle:
Principle #5Merging (Combining)

Data Source

PatentUS12518577B2Method and system for generating and displaying insights based on vehicle data
Publication Date: 2026.01.06 THE TORONTO DOMINION BANK
  • US12518577B2 patent drawing
  • US12518577B2 patent drawing
  • US12518577B2 patent drawing

AI summary

A server computer system having a communications module; at least one processor coupled to the communications module; and a memory coupled to the at least one processor, the memory storing processor-executable instructions which, when executed by the at least one processor, configure the at least one processor to provide a mobile application to a computing device that allows communication with the computing device to obtain, from an onboard system of a vehicle, vehicle data; obtain insight data based on at least some of the vehicle data; generate at least one insight based on at least one of the insight data or the vehicle data; and trigger display of the at least one insight on a display screen of the vehicle. A machine learning module may be engaged to estimate a cost of the at least one insight.