Vehicle Loss Event GUI With Sensor-Triggered Claim Actions
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Solution Overview
Problem
Existing vehicle loss reporting systems rely on manual operator reports, which can be inaccurate and time-consuming, leading to delays in assistance due to subjective information and cumbersome verification processes.
Innovation Solution
A blockchain-based system that analyzes vehicle sensor data to proactively initiate an Instantaneous Notice of Loss (INOL) using smart contracts, automatically triggering assistance actions based on predefined parametric events, eliminating the need for manual verification.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Measurement precision
If manual operator reports are used for vehicle loss reporting, then the system can operate with simple infrastructure, but the reporting accuracy and speed deteriorate due to subjective information and verification delays
Solution Approach 1:
The patent replaces the mechanical manual reporting system with an automated sensor-based detection system. Sensors in the vehicle automatically detect loss events (collisions, theft, etc.) and trigger smart contracts on the blockchain, eliminating the need for manual operator reports and verification processes. This substitution directly improves reporting accuracy by using objective sensor data and reduces verification time by automating the entire process.
Solution Approach 2:
The system enables self-service through autonomous vehicles that automatically detect loss events, generate claims, and execute compensation smart contracts without human intervention. The vehicle's sensors and onboard systems perform the reporting function autonomously, improving both accuracy through objective data collection and speed by eliminating manual verification steps.
2Reliability
If manual verification processes are implemented to verify loss information, then information accuracy can be improved, but the complexity and time consumption of the system increases
Solution Approach 1:
The patent replaces complex manual verification processes with automated blockchain-based smart contract execution. Sensor data is automatically recorded on the blockchain, and smart contracts autonomously verify and process loss claims based on predefined criteria. This substitution maintains high reliability through cryptographic verification while dramatically reducing process complexity by eliminating manual intervention steps.
Solution Approach 2:
The blockchain acts as an intermediary layer between sensor data and loss claim processing. It provides a trusted, decentralized verification mechanism that automatically validates sensor data and executes compensation smart contracts without requiring complex manual verification processes. This intermediary solution maintains reliability through cryptographic security while simplifying the overall system architecture.
3Speed
If proactive instantaneous notice of loss is implemented using sensor data, then response speed improves, but the system complexity and cost increase due to blockchain infrastructure
Solution Approach 1:
The patent implements preliminary action by pre-deploying smart contracts on the blockchain that automatically execute when sensor-detected loss events occur. The system is prepared in advance with predefined compensation rules and automated claim processing logic, enabling instantaneous response to loss events without requiring complex real-time decision-making infrastructure. This approach achieves fast response speed while managing system complexity through pre-configured automation.
Solution Approach 2:
The blockchain infrastructure serves multiple functions simultaneously: it stores sensor data, verifies loss claims, executes compensation smart contracts, and maintains an immutable audit trail. This multi-functionality reduces the need for separate complex systems for each function, achieving fast response speed while consolidating system complexity into a single versatile platform.
Data Source
AI summary
Systems and methods are disclosed for providing a graphic user interface. The systems and methods may (1) receive an indication of a parametric event involving a vehicle; (2) provide a series of component graphic user interfaces, wherein the component graphic user interfaces may be configured to (i) initiate a claim filing, (ii) communicate with an insurer entity, (iii) communicate with an emergency response entity, (iv) communicate with a towing service entity, (v) communicate with a taxi or ride-share service entity, (vi) communicating with a vehicle repair service entity, (vii) communicating with a vehicle salvage entity, and/or (viii) communicating with a vehicle rental service entity; (3) detect one or more user interactions that may include one or more selections of the one or more actions; (4) perform the one or more actions; and/or (5) record a transaction indicating that the one or more actions has been performed to the blockchain.