Vehicle Payment Server Occupant Sharing via BLE Beacons

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Solution Overview

Problem

Current mobile payment systems are unable to share payments among multiple vehicle occupants, as they are designed for a single payer and lack the ability to identify and communicate with multiple users within a vehicle, making it difficult to distribute payment requests effectively.

Innovation Solution

A payment server that receives payment requests, identifies vehicle occupants through their mobile devices, and transmits billing messages to an in-vehicle infotainment system, allowing for the sharing of payments among occupants by determining seat positions and communicating with a cloud-based platform using Bluetooth Low Energy beacons.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If current mobile payment systems are used, then single-user payment functionality is maintained, but payment sharing among multiple vehicle occupants cannot be achieved

Engineering Contradiction:
Improvepayment sharing capabilityVSAvoidsystem architecture
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The system segments the payment process by identifying individual vehicle occupants through their mobile devices and distributing payment requests to specific users based on their seat positions and occupancy status, enabling multi-user payment sharing while maintaining individual account management

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The payment server acts as an intermediary between the payment station and multiple vehicle occupants' mobile devices, receiving payment requests, identifying occupants, and distributing billing messages to appropriate users based on occupancy data

Inventive Principle:
Principle #24Intermediary (Mediator)

2Adaptability or versatility

If payment requests are distributed to all vehicle occupants, then payment sharing is enabled, but communication infrastructure complexity increases

Engineering Contradiction:
Improvemulti-user payment distributionVSAvoidcommunication infrastructure
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The system uses universal Bluetooth Low Energy communication that already exists in modern smartphones and vehicles, leveraging existing infrastructure to distribute payment requests without requiring specialized communication hardware or protocols

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

Each vehicle occupant's mobile device autonomously receives and processes payment requests through its existing Bluetooth and network capabilities, with the payment server automatically routing messages based on occupancy detection rather than requiring manual user configuration

Inventive Principle:
Principle #25Self-service

3Measurement precision

If vehicle occupant identification is implemented, then accurate payment distribution is achieved, but system reliability requirements increase

Engineering Contradiction:
Improveoccupant identification accuracyVSAvoidsystem operation
Core Design Contradiction:
Measurement precisionVSReliability

Solution Approach 1:

The system continuously monitors Bluetooth connectivity status and occupancy detection feedback to verify successful delivery of payment requests to the correct users, with the payment server able to track and confirm which occupants receive billing messages based on their mobile device responses

Inventive Principle:
Principle #23Feedback

Data Source

PatentUS10152698B2System and method for mobile payments in a vehicle
Publication Date: 2018.12.11 SAMSUNG ELECTRONICS CO LTD
  • US10152698B2 patent drawing
  • US10152698B2 patent drawing
  • US10152698B2 patent drawing

AI summary

A payment server configured to share payments among occupants of a vehicle. The payment server receives a payment request comprising a payment amount and a vehicle identification, accesses a database record associated with the vehicle identification, the record including an identification and seat position of each vehicle occupant as determined from a mobile device of each occupant, and identifies the vehicle driver. The server transmits to an in-vehicle infotainment (IVI) system a first billing message associated with the payment request, the IVI system displaying the first billing message on a screen of an IVI head unit. The first billing message offers the driver an option to share the payment amount with a second occupant of the vehicle.