Vehicle Settlement System with Pre-authorization and On-board Completion
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Solution Overview
Problem
Users of vehicles often experience waiting time due to payment processing after using a service or purchasing a product, which delays their entry into the vehicle.
Innovation Solution
A management apparatus and method that allows the first settlement device to perform payments until the user gets in the vehicle, and then enables the second settlement device mounted on the vehicle to complete the payment, reducing waiting time and improving convenience.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Loss of time
If the user makes payment at the first settlement device before entering the vehicle, then the payment is completed, but the user experiences waiting time in line
Solution Approach 1:
The system performs preliminary actions by pre-authorizing the settlement amount and preparing the payment transaction before the user actually enters the vehicle. The management apparatus receives settlement information in advance, calculates the amount, and sets up the payment so that it can be automatically completed or quickly finalized when the user boards, eliminating the need for the user to wait in line at the settlement device.
Solution Approach 2:
The management apparatus acts as an intermediary between the first settlement device and the second settlement device. It receives settlement information from the first device, processes the payment information, and enables the second settlement device on the vehicle to complete the transaction. This intermediary role allows the payment to be transferred to a more convenient location (the vehicle) without losing the settlement functionality.
2Ease of operation
If the payment is transferred to the second settlement device on the vehicle, then the user convenience is improved, but the system complexity increases
Solution Approach 1:
The management apparatus provides universal functionality by handling multiple settlement scenarios through a single system. It can process payments for various services (parking, charging, maintenance) and can transfer settlement authority between different devices (first settlement device at the facility and second settlement device on the vehicle). This multi-functionality reduces the need for separate specialized systems for each payment scenario.
Solution Approach 2:
The system creates a copy of the settlement functionality by enabling the second settlement device on the vehicle to perform the same payment operations as the first settlement device at the facility. Instead of requiring the user to physically go to the first device, the settlement capability is copied to the vehicle-based device, allowing payment to be made at the location of convenience while maintaining the same functional capabilities.
Data Source
AI summary
The present disclosure relates to a management apparatus that manages settlement devices. The management apparatus manages a first settlement device that performs a settlement for use of a service or purchase of a product and a second settlement device mounted on a vehicle used by a user. The management apparatus comprises one or more processors. The one or more processors are configured to execute following two steps. The first step is permitting the first settlement device to perform a first settlement for the use of the service or the purchase of the product until the user using the service or purchasing the product gets in the vehicle. The second step is permitting at least the second settlement device to perform the first settlement after the user using the service or purchasing the product gets in the vehicle.