Vehicular Toll Payment System with Server-Based Account Routing

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Solution Overview

Problem

Current vehicular toll payment systems using RF tags are inefficient, particularly in shared vehicles and for users with multiple accounts, leading to double charging and complex reimbursement scenarios.

Innovation Solution

A vehicle-based computing system that processes navigation routes, identifies toll instances, and wirelessly instructs payments using preferred digital payment methods, allowing users to designate payment sources based on parameters such as time, location, and account type.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If RF tags are mounted in vehicles for toll payment, then wireless payment capability is achieved, but complexity in managing multiple payment accounts and preventing double charging increases

Engineering Contradiction:
Improvewireless payment capabilityVSAvoidpayment account management
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

A server acts as an intermediary between the vehicle's RF tag and multiple payment accounts. The server receives toll payment requests, determines which payment account to use based on pre-configured rules (business/personal classification), and processes the payment. This eliminates the need for complex local decision-making in the vehicle while maintaining ease of wireless payment.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

Payment account configurations and routing rules are pre-configured in advance on the server. The system pre-establishes which accounts should be used for business versus personal tolls, and pre-defines the logic for selecting between multiple payment methods. This preliminary setup simplifies real-time operation by removing complex decision-making from the vehicle system.

Inventive Principle:
Principle #10Preliminary action

2Adaptability or versatility

If multiple payment accounts are linked to a vehicle, then flexibility in payment options increases, but difficulty in determining which account to charge increases

Engineering Contradiction:
Improvepayment optionsVSAvoidaccount selection
Core Design Contradiction:
Adaptability or versatilityVSEase of operation

Solution Approach 1:

The server implements a feedback mechanism where toll payment requests are sent to the server with contextual information (time, location, trip purpose). The server responds with the selected payment account based on pre-configured rules. This feedback loop automates the account selection process, providing versatility in payment options while maintaining ease of operation through automated decision-making.

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The system changes the parameter of account selection from a static, vehicle-level choice to a dynamic, rule-based determination. By introducing parameters such as trip purpose (business/personal), time of day, and location, the system automatically selects the appropriate payment account. This maintains versatility in payment options while simplifying operation through automated parameter-based selection.

Inventive Principle:
Principle #35Parameter changes

3Device complexity

If manual payment methods are used at toll checkpoints, then simplicity in payment processing is maintained, but time loss due to stopping and manual payment increases

Engineering Contradiction:
Improvepayment processingVSAvoidtoll payment time
Core Design Contradiction:
Device complexityVSLoss of time

Solution Approach 1:

The system performs preliminary actions by pre-configuring multiple payment accounts and routing rules before toll payment is needed. The vehicle system automatically initiates wireless payment transactions as the vehicle approaches the toll checkpoint, eliminating the need for manual payment processing and stopping. This maintains simple payment processing while significantly reducing time loss.

Inventive Principle:
Principle #10Preliminary action

4Reliability

If business and personal tags are separate, then clear account separation is achieved, but complexity in reimbursement and charging scenarios increases

Engineering Contradiction:
Improveaccount separationVSAvoidreimbursement management
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The server implements a universal payment management system that handles both business and personal payment accounts through a single interface and unified rule-based selection logic. Instead of requiring separate physical tags and manual management, the universal system automatically routes payments to the appropriate account type based on pre-configured parameters. This maintains reliable account separation while eliminating reimbursement complexity by providing a single point of control for all payment scenarios.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

This solution streamlines toll payments by enabling users to manage multiple payment sources effectively, preventing double charges and simplifying reimbursement, while allowing for seamless navigation through tolls without the need for manual payment.

Implementation Method 1

the processor is configured to detect when a vehicle travels past a point where a toll is due for the toll instance and wirelessly instruct payment of the toll using the preferred payment method

Methodology Applied
Scientific EffectWireless transmission: Electromagnetic Induction

Data Source

PatentUS10964127B2Method and apparatus for managed vehicular toll payments
Publication Date: 2021.03.30 FORD GLOBAL TECH LLC
  • US10964127B2 patent drawing
  • US10964127B2 patent drawing
  • US10964127B2 patent drawing

AI summary

A system includes a processor configured to receive a navigation route. The processor is further configured to identify a toll instance on the navigation route. The processor is additionally configured to display the toll instance with a preferred payment method on a display. Also, the processor is configured to detect when a vehicle travels past a point where a toll is due for the toll instance and wirelessly instruct payment of the toll using the preferred payment method.