Verified User Ledger Access Control for Cross-Entity Collaboration

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Solution Overview

Problem

Existing systems face challenges in securely sharing user information across entities with different configurations, preventing effective collaboration due to technical issues like operating system differences and compatibility problems, while ensuring confidentiality and compliance with regulations.

Innovation Solution

A collaborative verified user platform using distributed ledger technology to manage and share user information securely, enabling access control through cyber contracts and biometric authorization, with continuous monitoring for permission violations and implementing machine learning models for security actions.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If user information is shared between entities with different configurations, then collaboration and information access are improved, but security risks and permission violations increase

Engineering Contradiction:
Improvecollaboration capabilityVSAvoidsecurity risks
Core Design Contradiction:
Adaptability or versatilityVSObject-affected harmful factors

Solution Approach 1:

The patent introduces a distributed ledger as an intermediary system that mediates between different entities. This intermediary provides a centralized yet decentralized framework for managing user information access, enabling collaboration while maintaining security through standardized permission protocols and automated verification mechanisms.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system dynamically changes permission parameters based on user roles, contexts, and policies. By adjusting access parameters in real-time based on stored procedures and user characteristics, the system enables flexible collaboration while maintaining security through parameter-based access control.

Inventive Principle:
Principle #35Parameter changes

2Reliability

If access control mechanisms are implemented, then security and permission compliance are improved, but system complexity increases

Engineering Contradiction:
Improvepermission complianceVSAvoidaccess control complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The distributed ledger system implements self-service access control through automated verification of user credentials and permission validation. The system automatically determines access rights based on stored procedures and user characteristics, eliminating the need for complex manual access control configurations while maintaining high reliability.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system incorporates feedback mechanisms that continuously monitor access requests and update permission states based on user actions and system events. This feedback loop ensures automatic adjustment of access controls in response to changing conditions, simplifying management while maintaining compliance.

Inventive Principle:
Principle #23Feedback

3Stability of the object's composition

If centralized information storage is used, then data consistency and security are improved, but adaptability to different entity configurations decreases

Engineering Contradiction:
Improvedata consistencyVSAvoidconfiguration flexibility
Core Design Contradiction:
Stability of the object's compositionVSAdaptability or versatility

Solution Approach 1:

The patent segments the centralized storage into a distributed ledger architecture where data is maintained across multiple nodes. This segmentation preserves data consistency through consensus mechanisms while enabling each entity to access and process information according to their specific configurations, thus maintaining both stability and adaptability.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The distributed ledger provides a universal data structure and access protocol that can accommodate different entity configurations. The system maintains a unified view of user information while allowing flexible access patterns, making it adaptable to various organizational structures without compromising data consistency.

Inventive Principle:
Principle #6Universality (Multi-functionality)

4Reliability

If continuous monitoring for permission violations is implemented, then security response capability is improved, but processing time and system load increase

Engineering Contradiction:
Improvesecurity responseVSAvoidprocessing time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system performs preliminary verification of user credentials and permission validity before each access request is processed. By validating permissions in advance and maintaining updated access control lists in the distributed ledger, the system reduces processing time during actual data access operations while maintaining continuous security monitoring.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The distributed ledger enables continuous monitoring of access patterns and permission states without requiring intensive processing during each individual access request. The system maintains continuous awareness of user contexts and permission states, allowing for rapid response to violations while minimizing processing overhead through efficient data structures and indexing.

Inventive Principle:
Principle #20Continuity of useful action

Data Source

PatentUS20250355981A1Collaborative verified user platform using distributed ledger technology
Publication Date: 2025.11.20 BANK OF AMERICA CORP
  • US20250355981A1 patent drawing
  • US20250355981A1 patent drawing
  • US20250355981A1 patent drawing

AI summary

Aspects of the disclosure relate to a collaborative verified user platform using distributed ledger technology. A collaborative verified user platform may identify changes to user information stored at a distributed ledger. The platform may retrieve changes from a remote database. The platform may update the distributed ledger based on the changes. The platform may receive, from a second user device, a request to access the user information. The platform may establish a secure channel. The platform may process one or more secure requests associated with a venture corresponding to both the first user device and the second user device. The platform may detect a permission violation. The platform may initiate security actions based on the permission violation. The platform may receive an updated cyber contract corresponding to the user information. The platform may update permissions based on the updated cyber contract.