Virtual Ambassador Authentication for Augmented Resource Facility

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Solution Overview

Problem

Traditional computing systems face challenges in balancing security and efficiency, requiring users to navigate extensive options and undergo onerous authentication processes, leading to inefficiencies and misidentification issues.

Innovation Solution

A virtual center system with a virtual ambassador that uses augmented or virtual reality, sensors, and multi-factor authentication to streamline user interactions by predicting user actions and reducing authentication steps through passive and active authentication methods, integrating with offsite representatives via video conferencing for seamless transaction completion.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If traditional authentication methods are used, then security is maintained, but user efficiency and expediency deteriorate due to onerous authentication requirements

Engineering Contradiction:
ImprovesecurityVSAvoiduser efficiency
Core Design Contradiction:
ReliabilityVSProductivity

Solution Approach 1:

The system performs preliminary authentication by detecting user presence through sensors (facial recognition, biometric data, beacon technology) before the user actively initiates any action. This preliminary identification establishes security credentials in advance, allowing subsequent transactions to proceed without repeated authentication steps, thus resolving the contradiction between maintaining security and improving user efficiency

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system enables self-service authentication where the user's biological characteristics (face, fingerprint, iris) or portable device automatically serve as authentication credentials without requiring manual intervention. The system autonomously detects, verifies, and authenticates the user based on pre-enrolled biometric data, eliminating the need for users to manually input credentials while maintaining security standards

Inventive Principle:
Principle #25Self-service

2Adaptability or versatility

If extensive navigation options are provided, then system functionality is comprehensive, but user time and operational complexity increase

Engineering Contradiction:
Improvesystem functionalityVSAvoiduser navigation time
Core Design Contradiction:
Adaptability or versatilityVSLoss of time

Solution Approach 1:

The system continuously monitors user behavior, preferences, and transaction patterns through sensors and interaction tracking. This feedback enables the virtual ambassador to dynamically adapt the interface, anticipate user needs, and proactively present relevant options, reducing the time users spend navigating while maintaining comprehensive system functionality through context-aware service delivery

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The virtual ambassador acts as an intermediary between the user and the complex system backend. It translates user intent into appropriate system actions, navigates through multiple platforms and services on behalf of the user, and coordinates transactions across different systems, thereby reducing user navigation time while preserving access to comprehensive system capabilities

Inventive Principle:
Principle #24Intermediary (Mediator)

3Reliability

If multiple authentication factors are required, then security is enhanced, but device complexity and user input requirements increase

Engineering Contradiction:
ImprovesecurityVSAvoidauthentication system complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The system merges multiple authentication factors (biometric data, portable device identification, behavioral patterns) into a unified authentication framework. Instead of requiring users to separately provide each factor, the system integrates them into a single cohesive verification process where the virtual ambassador coordinates all authentication elements simultaneously, enhancing security while reducing perceived complexity for the user

Inventive Principle:
Principle #5Merging (Combining)

Data Source

PatentUS10360733B2System controlled augmented resource facility
Publication Date: 2019.07.23 BANK OF AMERICA CORP
  • US10360733B2 patent drawing
  • US10360733B2 patent drawing
  • US10360733B2 patent drawing

AI summary

A system, computer program product, and method for management of resources through an augmented resource facility is provided. In particular, a virtual center owned and operated by an entity may include a user-facing computing system. Said computing system may, through one or more cameras, sensors, and/or displays, provide an augmented or virtual reality experience to the user when the user interacts with the computing system to manage account resources.