Virtual Card Display System for Mobile Payment Provisioning
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Solution Overview
Problem
Current mobile payment technologies lack an intuitive method for displaying virtual cards, making it difficult for users to visualize and manage their payment functions and provisioning states.
Innovation Solution
A method and apparatus for displaying virtual cards, which involves acquiring card face display data and generating payment function identifications based on the provisioning state of the card, allowing for intuitive presentation of supported payment functions and provisioning states, enabling users to conveniently apply for corresponding payment functions.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Loss of information
If virtual card display methods are not optimized, then users can manage payment functions, but the display lacks intuitiveness and visual clarity
Solution Approach 1:
The virtual card display is segmented into distinct functional regions: card face display area showing card type information, and payment function identification area showing provisioning states. This segmentation allows clear presentation of different information types without overwhelming the user interface.
Solution Approach 2:
The patent adds a visual dimension to payment function information by displaying card face images and graphical identifiers alongside text descriptions. This transforms abstract provisioning state data into visually intuitive representations that enhance user comprehension.
2Loss of information
If card face display data is stored in a database during provisioning process, then card face display data can be retrieved and displayed, but data storage and retrieval operations are required
Solution Approach 1:
Card face display data is acquired and stored in the database during the provisioning process itself, before the actual display is needed. This preliminary action ensures that when the virtual card needs to be displayed, the data is already prepared and available for immediate retrieval.
Solution Approach 2:
The system creates and stores copies of card face display data in the database during provisioning. These pre-created copies can be quickly retrieved and displayed without requiring real-time generation or complex processing operations.
Data Source
AI summary
Methods, apparatus, and storage mediums for displaying a virtual card are provided herein. In one aspect, a method includes acquiring card face display data of a virtual card to be displayed when receiving an interface display instruction, and generating a payment function identification for the virtual card according to a provisioning state of a payment function supported by the virtual card. The method also includes displaying the virtual card according to the card face display data and the payment function identification for the virtual card. In this disclosure, one or more virtual cards can be displayed intuitively according to different payment functions supported by the virtual cards and different provisioning states of the respective payment functions, so that all payment manners supported by the virtual cards are clearly displayed. Thus, a user can be helped and guided to apply for provisioning of corresponding payment functions conveniently.