Virtual User Identifier Mapping for Multi-Interaction Devices
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Solution Overview
Problem
Conventional user devices and digital representations are inflexible, allowing only a single type of interaction, necessitating multiple devices for different interaction types, which is inconvenient and cumbersome.
Innovation Solution
A data processing computer system that receives an authorization request message with a user device identifier and determines if it matches a stored identifier, processing the interaction using the identifier and associated addition method data, and allows selection of interaction types and addition methods through a service provider application on a communication device.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If a single user device is used for multiple interaction types, then device versatility is improved, but system complexity increases
Solution Approach 1:
The system segments the multifunctional user device into multiple virtual device components, each representing a different interaction type (e.g., credit card, debit card, access card). Each virtual device is assigned a unique identifier and associated with specific tokens, allowing the single physical device to perform multiple functions through logical division without increasing physical complexity
Solution Approach 2:
The user device is designed with universal functionality to perform multiple interaction types through a single interface. The device can present different virtual device identifiers and tokens depending on the interaction context, eliminating the need for multiple separate physical devices while maintaining specialized functionality for each interaction type
2Reliability
If multiple user devices are used for different interaction types, then interaction accuracy is maintained, but ease of operation deteriorates
Solution Approach 1:
Multiple virtual device identifiers and their associated tokens are merged into a single user device. The system automatically selects and presents the appropriate virtual device identifier and token based on the interaction context, maintaining interaction accuracy while simplifying user operation to a single device interface
Solution Approach 2:
The system introduces an intermediary layer that maps between the single physical user device and multiple virtual device identifiers. This intermediary mechanism automatically determines which virtual device to present based on the interaction type, ensuring accurate routing while requiring minimal user effort
3Adaptability or versatility
If multiple tokens are associated with a single user device identifier, then adaptability is improved, but information processing complexity increases
Solution Approach 1:
Each token associated with the user device identifier is assigned specific local qualities or characteristics that define its intended interaction type (e.g., credit, debit, access). The system uses these local quality markers to quickly identify and select the appropriate token for a given interaction context, reducing processing complexity through targeted classification
Data Source
AI summary
A method includes a data processing computer receiving an authorization request message comprising a user device identifier, addition method data, and an amount for an interaction from a network processing computer. The network processing puter determined the user device identifier from a token associated with a first interaction type of a plurality of interaction types associated with a plurality of tokens. The data processing computer can then determine whether or not the user device identifier matches a stored user device identifier. If the user device identifier matches the stored user device identifier. then the data processing computer can further process the interaction using the user device identifier and the addition method data.