Virtual Payment Card Generation via Physical Object Detection

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Solution Overview

Problem

Current virtual reality environments are limited in allowing transactions using physical objects from the real world, restricting users to self-contained virtual currencies and lacking robust security measures for such interactions.

Innovation Solution

The system detects user interactions with physical objects, generates corresponding virtual objects, and processes transactions within the VR environment, using techniques like image recognition and short-range wireless communication to create virtual payment cards or computing devices, ensuring secure transactions through authorization and recall mechanisms.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If virtual reality environments use self-contained virtual currencies for transactions, then transaction security within the VR environment is maintained, but user ability to perform real-world transactions in VR is restricted

Engineering Contradiction:
Improvetransaction capabilityVSAvoidtransaction security
Core Design Contradiction:
Adaptability or versatilityVSReliability

Solution Approach 1:

The patent introduces a service provider server as an intermediary between the VR environment and real-world payment systems. This server receives payment requests from VR user devices, processes them through external payment networks, and returns results to the VR environment. This mediator enables real-world transaction capability while maintaining security through centralized control and verification mechanisms.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system segments the transaction process into distinct components: VR environment interaction, physical object detection, service provider verification, and result execution. By dividing the transaction flow into separate manageable stages with clear boundaries, the system can integrate real-world payments while maintaining security at each stage through specialized handling.

Inventive Principle:
Principle #1Segmentation

2Ease of operation

If physical objects are directly used for virtual transactions without verification, then transaction convenience is improved, but security and authorization control are compromised

Engineering Contradiction:
Improvetransaction convenienceVSAvoidauthorization security
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The system implements feedback mechanisms where the service provider server continuously verifies physical objects during transactions. The server receives information about physical objects from VR user devices, validates them against authorized lists, and provides feedback on transaction authorization. This feedback loop maintains security while enabling convenient physical object-based transactions.

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The system performs preliminary verification of physical objects before allowing transactions. The service provider server pre-authors specific physical objects for use in VR transactions and maintains an authorized list. This preliminary action ensures that only verified objects can be used, maintaining security while enabling convenient transactions with pre-approved items.

Inventive Principle:
Principle #10Preliminary action

3Reliability

If comprehensive verification of physical objects is performed, then transaction security is enhanced, but system complexity and processing time increase

Engineering Contradiction:
Improvetransaction securityVSAvoidsystem complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent extracts the complex verification logic from individual VR user devices and centralizes it in the service provider server. The server maintains authorized lists of physical objects and handles all verification operations. This extraction reduces complexity at the user device level while maintaining comprehensive security verification through centralized management.

Inventive Principle:
Principle #2Taking out (Extraction)

4Productivity

If physical objects are used for transactions without recall mechanisms, then transaction speed is improved, but security control over virtual assets is reduced

Engineering Contradiction:
Improvetransaction speedVSAvoidasset control
Core Design Contradiction:
ProductivityVSReliability

Solution Approach 1:

The system implements dynamic control where authorized lists of physical objects can be modified in real-time. The service provider server can add or remove authorized objects during operation, enabling flexible asset control. This dynamic approach maintains transaction speed with pre-authenticated objects while allowing security control through real-time list updates without requiring system reconfiguration.

Inventive Principle:
Principle #15Dynamics

Data Source

PatentUS10861005B2Systems and methods for facilitating transactions in a virtual reality environment
Publication Date: 2020.12.08 PAYPAL INC
  • US10861005B2 patent drawing
  • US10861005B2 patent drawing
  • US10861005B2 patent drawing

AI summary

Methods and systems for facilitating a payment transaction for a user in a virtual reality (VR) environment are described herein. Based on detecting a first interaction of the user with a physical payment card in the physical environment, a virtual payment card corresponding to the physical payment card is generated in the VR environment. The virtual payment card may have a different serial number than the physical payment card. In response to detecting a second interaction of the user with the physical payment card in the physical environment, a transaction using the virtual payment card in the VR environment is processed.