Visual Financial Relationship UI for Faster Touch-Based Transactions

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Solution Overview

Problem

Conventional financial service technologies require manual input and selection on mobile terminals, limiting ease and speed of user interaction.

Innovation Solution

A visualized financial relationship content-based user interface (UI) on a touch screen that visualizes financial relationships, allowing users to interact with touch inputs to request and output financial information.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If manual input and selection processes are used on mobile terminals for financial services, then basic functionality is achieved, but user convenience and interaction speed are limited

Engineering Contradiction:
Improveuser convenienceVSAvoidinteraction speed
Core Design Contradiction:
Ease of operationVSProductivity

Solution Approach 1:

The patent uses voice input to copy the user's spoken intent directly into the financial service interface, eliminating the need for manual typing or navigation through multiple screens. The voice recognition system captures and processes the user's natural speech to perform financial operations, significantly improving both ease of operation and interaction speed.

Inventive Principle:
Principle #26Copying

Solution Approach 2:

The patent replaces the mechanical interaction system (manual clicking, scrolling, and input on touch screens) with a voice-based interaction system. This substitution allows users to interact with financial services through natural speech rather than precise manual gestures, enhancing user convenience while maintaining fast interaction speeds.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Measurement precision

If detailed information input is required for financial transactions, then accuracy is improved, but operation complexity increases

Engineering Contradiction:
Improveinformation accuracyVSAvoidoperation complexity
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The voice recognition system automatically extracts and structures the necessary financial transaction information from the user's spontaneous speech. The system performs self-service by identifying transaction amounts, recipient accounts, and other required details without requiring the user to manually fill out forms or navigate complex input fields, thus maintaining accuracy while reducing operational complexity.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system prepares and pre-fills transaction forms based on voice input before the user confirms the transaction. By processing and organizing the required information in advance based on the user's spoken intent, the system ensures accuracy is achieved without requiring the user to manually complete each field, thereby reducing operation complexity.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS12541296B2Financial service providing method using visualized financial relationship content-based UI, financial service providing apparatus for performing same, and recording medium having same recorded therein
Publication Date: 2026.02.03 FINDDY INC
  • US12541296B2 patent drawing
  • US12541296B2 patent drawing
  • US12541296B2 patent drawing

AI summary

A financial service providing method and a financial service providing apparatus for providing a user interface including a visualized financial relationship content visualizing a financial relationship between a user and a subject for financial transaction. The method and the apparatus can detect a touch input signal input by the user, and output financial information corresponding to the touch input signal. The method and the apparatus can performs grouping and defining subjects for financial transaction associated with each of overlapping graphic objects, generating a joint asset management group identification object of the grouped subjects, displaying the joint asset management group identification object with photo images of the grouped subjects, and updating the visualized financial relationship content in response to the grouped subjects and the generated joint asset management group identification object, to improve user convenience.