Smart Device Voice Authentication for Secure Event Execution

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Solution Overview

Problem

Smart devices face challenges in securely executing events due to voice squatting and voice masquerading issues, and users experience friction in managing event characteristics, particularly when third-party devices are involved in initiating transactions without facilitating execution.

Innovation Solution

A system employing smart devices for secure event execution, which includes validating digital voice identification codes, encrypting transaction details, and determining financial instruments for transactions, allowing users to manage event characteristics securely and authentically without sharing sensitive information with merchants or third parties.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If voice commands are used to execute events through smart devices, then event execution convenience is improved, but security risks (voice squatting and voice masquerading) increase

Engineering Contradiction:
Improveevent execution convenienceVSAvoidsecurity
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The patent introduces an intermediary authentication system that mediates between the voice command input and event execution. The system validates voice commands through multiple factors including voice biometrics, device authentication, and user profile verification before allowing event execution. This intermediary layer prevents voice squatting and voice masquerading while maintaining the convenience of voice-based event execution.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Adaptability or versatility

If third-party smart devices initiate events, then device versatility is improved, but user control over event characteristics deteriorates

Engineering Contradiction:
Improvedevice versatilityVSAvoiduser control
Core Design Contradiction:
Adaptability or versatilityVSEase of operation

Solution Approach 1:

The patent segments the event execution process into distinct phases: event initiation by the smart device, authentication validation by the server, and final execution with user-approved characteristics. This segmentation allows third-party devices to initiate events while maintaining user control over critical event parameters through the authentication and configuration phases.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system implements feedback mechanisms where the smart device receives authentication results and event configuration confirmations from the server. Users can review and modify event characteristics before final execution, ensuring that even when events are initiated by third-party devices, users maintain full control over the final event parameters and outcomes.

Inventive Principle:
Principle #23Feedback

Data Source

PatentUS11599627B2System employing smart device for secure and authenticated event execution
Publication Date: 2023.03.07 BANK OF AMERICA CORP
  • US11599627B2 patent drawing
  • US11599627B2 patent drawing
  • US11599627B2 patent drawing

AI summary

Embodiments of the present invention provide a system for employing a smart device for secure and authenticated event. The system may include a smart assistant device that receives an audible request from a user for an event with a merchant. The smart assistant device then establishes a secure active session with a mobile device associated with the user over a wireless network. The smart assistant device determines a digital voice ID for the received audible request for the event and transmits the digital voice ID and event information to the mobile device of the user. A smart assistant application of the mobile device validates the digital voice ID based on stored reference data. Event information and additional user execution information is then provided to an event processing system for asynchronous processing.