Voice Verification Module for Internet Payment Authentication

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Solution Overview

Problem

Existing Internet payment verification methods are monotonous and lack diversity, relying primarily on verification codes and QR codes, which do not provide robust user authentication.

Innovation Solution

A method and apparatus that utilize speech recognition and voiceprint recognition to verify user responses to pre-determined questions and answers, enhancing authentication by matching voice information with stored combinations, and determining user attributes like gender and age to tailor questions and answers.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If traditional verification codes or QR codes are used for Internet payment verification, then the verification process is simple and easy to operate, but the authentication accuracy and security are insufficient

Engineering Contradiction:
Improveauthentication accuracyVSAvoidverification operation simplicity
Core Design Contradiction:
Measurement precisionVSEase of operation

Solution Approach 1:

The patent combines multiple verification methods including voiceprint recognition, speech recognition, and knowledge base verification into a unified authentication system. The verification module integrates these different technologies to work together, thereby improving authentication accuracy while maintaining user-friendly operation through automated voice-based interaction

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The patent introduces a knowledge base as an intermediary component that stores pre-configured questions and answers. This knowledge base mediates between the user's voice response and the verification system, enabling accurate authentication by comparing user responses against stored knowledge while keeping the interaction simple for users

Inventive Principle:
Principle #24Intermediary (Mediator)

2Reliability

If verification methods are diversified with multiple technologies, then authentication accuracy is improved, but the system complexity increases

Engineering Contradiction:
Improveauthentication reliabilityVSAvoidverification system complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent divides the verification system into distinct functional modules: a verification code generation module, a voiceprint recognition module, a speech recognition module, and a knowledge base module. Each module performs a specific function independently, which improves authentication reliability through multiple verification layers while managing system complexity through modular design

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The verification module is designed to perform multiple verification functions including voiceprint analysis, speech recognition, and knowledge base verification. This multi-functional design improves authentication reliability by combining different verification approaches within a single unified module, rather than requiring separate systems for each verification method

Inventive Principle:
Principle #6Universality (Multi-functionality)

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

Enriches the payment verification process by improving authentication accuracy through speech and voiceprint recognition, providing a more dynamic and personalized user verification experience.

Implementation Method 1

recognize the to-be-confirmed voice information to generate a to-be-confirmed answer

Methodology Applied
Scientific EffectSpeech recognition:

Implementation Method 2

utilize speech recognition and voiceprint recognition to verify user responses

Methodology Applied
Scientific EffectVoiceprint recognition:

Data Source

PatentEP3451328B1Method and apparatus for verifying information
Publication Date: 2022.04.20 BAIDU ONLINE NETWORK TECH (BEIJIBG) CO LTD
  • EP3451328B1 patent drawingFigure 1
  • EP3451328B1 patent drawingFigure 2
  • EP3451328B1 patent drawingFigure 3

AI summary

The present disclosure discloses a method and apparatus for verifying information. The method includes: acquiring a target combination of question and answer, the target combination of question and answer comprising a question and an answer to the question; sending the question in the target combination of question and answer to a terminal device; receiving to-be-confirmed voice information sent by the terminal device, and recognizing the to-be-confirmed voice information to generate a to-be-confirmed answer; and determining that the to-be-confirmed voice information is verified, if the to-be-confirmed answer matches the answer in the target combination of question and answer. By recognizing the to-be-confirmed voice information to obtain the to-be-confirmed answer, and confirming that the to-be-confirmed answer matches the answer in the target combination of question and answer, the method provided by embodiments of the present disclosure determines that the to-be-confirmed voice information is verified, so that the payment verification method can be enriched.