Voice-Based Secure Token Authentication for Communication Channels

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Solution Overview

Problem

There is a need for a secure way to perform user-based authentication of communication channels.

Innovation Solution

A system using a secure computing application token that generates a secure token based on user voice data attributes and application session data, which is verified against a remote device's authentication string using a cryptographic algorithm to authenticate communication channels.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If traditional authentication methods are used, then the authentication process is simple, but security is insufficient

Engineering Contradiction:
Improveauthentication securityVSAvoidauthentication system complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent transforms voice data from analog signals into digital parameters by extracting acoustic features (frequency, amplitude, timbre) and converting them into cryptographic tokens. This parameter transformation enables secure authentication while maintaining user-friendly voice-based interaction, resolving the contradiction between security enhancement and system complexity.

Inventive Principle:
Principle #35Parameter changes

Solution Approach 2:

The patent introduces a cryptographic token as an intermediary between the user's voice biometrics and the authentication verification system. The token generation application converts voice attributes into secure tokens that mediate the authentication process, providing strong security without requiring the receiving system to directly process complex biometric data.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Measurement precision

If voice data attributes are extracted and processed, then authentication accuracy is improved, but processing time increases

Engineering Contradiction:
Improvevoice authentication accuracyVSAvoidauthentication processing time
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The patent extracts only the essential acoustic features (frequency, amplitude, timbre) from the complete voice signal, discarding redundant information. This selective extraction maintains authentication accuracy by focusing on discriminative voice characteristics while significantly reducing processing time and computational requirements.

Inventive Principle:
Principle #2Taking out (Extraction)

Solution Approach 2:

The token generation application performs preliminary processing of voice data by extracting acoustic features and generating cryptographic tokens before transmission. This preliminary action prepares the data in advance, reducing the processing burden on the receiving system and enabling faster authentication verification.

Inventive Principle:
Principle #10Preliminary action

3Reliability

If cryptographic algorithms are used to generate secure tokens, then security is enhanced, but computational complexity increases

Engineering Contradiction:
Improvecommunication channel securityVSAvoidcomputational processing power
Core Design Contradiction:
ReliabilityVSPower

Solution Approach 1:

The patent generates ephemeral cryptographic tokens that are used once for authentication and then discarded. These disposable tokens provide strong security through cryptographic algorithms while requiring minimal computational resources compared to continuous encryption, as each token is a single-use credential that doesn't require complex key management.

Inventive Principle:
Principle #27Cheap short-living objects (Disposable)

Data Source

PatentUS12574363B2System for user-initiated authentication of an electronic communication channel using a secure computing application token
Publication Date: 2026.03.10 BANK OF AMERICA CORP
  • US12574363B2 patent drawing
  • US12574363B2 patent drawing
  • US12574363B2 patent drawing

AI summary

A system is provided for user-initiated authentication of an electronic communication channel using a secure computing application token. In particular, the system may comprise a token generation application installed on an endpoint device of a user, where the application may be configured to perform authentication of communication channels based on receiving user input. Upon receiving a request to establish a secure communication channel from a remote device, the endpoint device may receive a voice sample from the user. Based on the attributes of the voice sample and of the application session, the endpoint device may generate an alphanumeric character string that may serve as a secure token to be verified against a second character string received from the remote device. If a match is detected, the endpoint device may authenticate and generate the communication channel.