VR Payment Authentication via Randomized Icon Interface
Find Innovative SolutionsGenerate Solutions
Solution Overview
Problem
Existing payment processing systems in virtual reality (VR) environments are insecure as they require users to exit the VR environment to enter payment credentials, making them vulnerable to observation and detection.
Innovation Solution
A virtual reality payment authentication entry interface is generated using an interactive icon with a randomized display of authentication characters, allowing users to securely enter payment credentials within the VR environment without revealing them to observers.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If users exit the virtual reality environment to enter payment credentials, then payment security is improved, but user immersion and VR experience are compromised
Solution Approach 1:
A virtual keyboard interface is introduced as an intermediary between the user and the payment credential input process. This virtual keyboard is displayed within the VR environment through the head-mounted display, allowing users to input payment credentials without exiting the immersive experience while maintaining security through the randomized character arrangement that prevents shoulder surfing attacks
2Ease of operation
If a standard PIN pad configuration is used, then ease of operation is improved, but payment credential detectability by observers increases
Solution Approach 1:
The traditional symmetric and predictable layout of PIN pads is replaced with an asymmetric, randomized arrangement of characters on the virtual keyboard. This asymmetry ensures that each user session presents a unique character positions, making it impossible for observers to correlate physical button positions with entered credentials, thereby preventing shoulder surfing attacks while maintaining input convenience
Solution Approach 2:
The virtual keyboard dynamically randomizes the position of characters for each payment transaction. Unlike static physical PIN pads, the virtual interface can change its configuration on the fly, creating a new random arrangement each time a user needs to input credentials. This dynamic reconfiguration ensures that even if an observer watches one transaction, they cannot apply that knowledge to subsequent transactions
Data Source
AI summary
Methods and systems are disclosed for providing secure authentication in a virtual or augmented reality environment using an interactive icon. One method comprises: receiving, over a computer network, a request for payment authorization; identifying, based on the request for payment authorization, a virtual reality interface; generating an icon in the virtual reality interface, the icon having a randomized display of authentication characters; receiving user input associated with at least one character of the of payment authentication characters in the virtual reality interface; and generating a payment authorization response to the request for payment authorization based on the received user input.