VR Transaction Integration via Payment Gateway

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Solution Overview

Problem

Current Virtual Reality (VR) systems require customers to exit the VR session to complete payments, making the process inconvenient for both retailers and customers.

Innovation Solution

Integration of a system that allows transaction processing within the VR session using a VR computer, payment gateway, and out-of-band interface, enabling customers to obtain and complete transactions using registered or newly registered payment methods directly within the VR environment.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If payment processing is performed outside the VR session, then transaction security and reliability are maintained, but user convenience and session continuity deteriorate

Engineering Contradiction:

Improveuser convenienceVSAvoidtransaction security

Core Design Contradiction:

Ease of operationVSReliability

Solution Approach 1:

The patent introduces a payment gateway as an intermediary component that bridges the VR session environment and the external payment processing system. The gateway receives payment information from the VR session, processes it securely through established payment channels, and returns transaction results to the VR environment. This mediator approach allows seamless in-session payment while maintaining security through proven external payment infrastructure.

Inventive Principle:

Principle #24Intermediary (Mediator)

2Ease of operation

If payment processing is integrated within the VR session, then user convenience and session continuity are improved, but system complexity increases

Engineering Contradiction:

Improvesession continuityVSAvoidsystem complexity

Core Design Contradiction:

Ease of operationVSDevice complexity

Solution Approach 1:

The patent segments the payment processing system into distinct modular components: a VR session module that handles user interaction, a payment gateway module that manages transaction processing, and a backend processing module that handles secure payment operations. Each component has a specific function and can be independently developed, deployed, and maintained. This segmentation reduces overall system complexity by creating clear boundaries and responsibilities for each module.

Inventive Principle:

Principle #1Segmentation

3Productivity

If payment processing is performed outside the VR session, then system complexity is reduced, but user experience and productivity deteriorate

Engineering Contradiction:

Improvepurchasing efficiencyVSAvoidprocessing integration

Core Design Contradiction:

ProductivityVSDevice complexity

Solution Approach 1:

The payment gateway is designed as a universal interface that can handle multiple payment methods (credit cards, digital wallets, cryptocurrency) and various transaction types (purchases, subscriptions, tips) through a single integrated system. This multi-functional gateway serves both simple peer-to-peer transactions and complex commercial purchases within the VR environment, eliminating the need for separate processing systems and improving overall purchasing efficiency.

Inventive Principle:

Principle #6Universality (Multi-functionality)

Data Source

PatentUS11379806B2Virtual reality transaction integration

Publication Date: 2022.07.05 NCR VOYIX CORP

AI summary

A Virtual Reality (VR) system and method are provided that integrates transaction processing. A VR session customer transaction information is obtained and a transaction is concluded with the transaction information during the VR session.