Identity Wallet Attestations With Ledger-Based Trust Status

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Existing identity verification methods in online transactions are difficult, awkward, and time-consuming, making it challenging to confirm the identity of the other party accurately.

Innovation Solution

A distributed ledger-based system for identity management that includes identity providers issuing attestations, which are stored on a distributed ledger and verified through a chain of trust, allowing reliable and real-time updates and revocations of attestations.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If traditional identity verification methods are used, then identity confirmation can be achieved, but the process becomes difficult, awkward, and time-consuming

Engineering Contradiction:
Improveidentity verification accuracyVSAvoidverification time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The patent creates digital copies of identity credentials in the form of attestations that can be stored in electronic wallets and transferred between parties. These digital attestations replicate the verification function of traditional physical credentials, enabling instant validation without manual inspection processes.

Inventive Principle:
Principle #26Copying

Solution Approach 2:

The distributed ledger acts as an intermediary that mediates identity verification between parties. Instead of direct manual verification, the ledger provides a trusted third-party mechanism that automatically validates attestations, reducing both time and complexity while maintaining reliability.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Reliability

If manual identity verification processes are used, then identity confirmation is possible, but the complexity and time required increase

Engineering Contradiction:
Improveidentity confirmation accuracyVSAvoidverification system complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The system enables self-service identity verification where the attestation holder can independently present their credentials without requiring manual verification by the relying party. The electronic wallet automatically manages and presents attestations, eliminating complex manual verification procedures while maintaining security and accuracy.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The patent replaces manual mechanical verification processes with automated digital validation. The distributed ledger system automatically verifies attestations through cryptographic validation, substituting human manual inspection with automated computational processes that reduce complexity while improving reliability.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

3Speed

If attestations are stored on a distributed ledger, then real-time updates and revocations are enabled, but system complexity increases

Engineering Contradiction:
Improveattestation update speedVSAvoidledger system complexity
Core Design Contradiction:
SpeedVSDevice complexity

Solution Approach 1:

The distributed ledger provides real-time feedback to all participants about the current status of attestations. When an attestation is updated or revoked, the change is immediately reflected on the ledger and communicated to all relying parties, enabling real-time awareness without complex point-to-point notification systems.

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The distributed ledger serves multiple functions simultaneously: it stores attestations, tracks their validity status, enables real-time updates, provides verification, and manages revocations. This multi-functionality consolidates what would otherwise require separate complex systems into a single unified platform.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Data Source

PatentEP4104130B1Systems and methods for distributed ledger-based identity management
Publication Date: 2026.04.22 JPMORGAN CHASE BANK NA
  • EP4104130B1 patent drawingFigure 1
  • EP4104130B1 patent drawingFigure 2
  • EP4104130B1 patent drawingFigure 3

AI summary

Systems and methods for distributed ledger-based identity management are disclosed. In one embodiment, a computer-based method for managing attestations may include: (1) receiving, by a computer program executed by an electronic device for an identity consumer and from an identity provider, a notification from an identity provider server that an attestation is available, wherein the attestation may be generated by the identity provider based on authorization from a system operator and may include a chain of trust comprising an identification of the system operator and the identity provider; (2) requesting, by the computer program, the attestation from the identity provider; and (3) downloading, by the computer program, the attestation to an identity consumer electronic wallet for the identity consumer. The identity provider may commit the downloading of the attestation to a distributed ledger, wherein the distributed ledger maintains a current status for the attestation.