Digital Wallet Object Routing for Interactive Content Compatibility
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Solution Overview
Problem
Digital wallet technologies lack interactivity and fail to support dynamic user engagement and customization of varied digital content across different environments.
Innovation Solution
A digital object management system that formats and routes digital objects based on wallet capability configurations, using a processor to receive and manage user data, format digital objects for compatibility, and route them to the appropriate digital wallet.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Productivity
If digital wallet interfaces focus on transactional efficiency and security with static visual elements, then transactional efficiency is improved, but user engagement and interactivity deteriorate
Solution Approach 1:
The patent transforms static visual elements in digital wallets into dynamic, interactive experiences by introducing programmable avatars that can move, animate, and respond to user actions. These digital characters transition from fixed images to dynamic entities that engage users through motion, interaction scripts, and contextual responses, thereby enhancing user engagement without compromising transactional efficiency
Solution Approach 2:
The patent introduces programmable avatars as intermediary elements between the user and the digital wallet system. These avatars serve as mediators that enhance user engagement by providing interactive companionship, guiding users through transactions, and creating emotionally resonant experiences, while the underlying transactional processes remain efficient and secure
2Device complexity
If digital wallets use static visual elements to represent payment credentials, then system simplicity is maintained, but interactivity and customization capabilities deteriorate
Solution Approach 1:
The patent enhances the interactivity and customization of digital wallet elements by changing the parameters of visual elements from static to dynamic. Digital characters are introduced with varying degrees of interactivity, movement capabilities, and customization options, allowing users to personalize their wallet experience while maintaining system manageability through structured configuration
3Ease of operation
If digital wallets support only basic transactional functions, then ease of operation is improved, but user engagement and personalized experience deteriorate
Solution Approach 1:
The patent segments the digital wallet experience into distinct functional layers: basic transactional operations remain simple and intuitive, while enhanced personalized experiences are provided through optional interactive elements like programmable avatars. Users can engage with personalized features at their own pace, maintaining ease of operation for core functions while enabling personalized experiences for those who desire them
Data Source
AI summary
Systems and methods which format and route digital objects for digital wallet environments are described. A method for managing digital objects comprises: receiving, by a processor, a wallet capability configuration corresponding to one or more capabilities that are compatible with a digital wallet; receiving, by the processor, user data comprising a token identifier, a wallet identifier, and one or more digital objects associated with the token identifier and the wallet identifier; formatting, by the processor, the received one or more digital objects for compatibility with the digital wallet based on the wallet capability configuration to generate one or more formatted digital objects; and routing, by the processor, the one or more formatted digital objects to the digital wallet according to a routing configuration, wherein the routing configuration uses at least the token identifier for determining the digital wallet as a destination wallet for routing the formatted digital object(s).