Wallet Subscription Authorization via One-Stop Binding Flow

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Solution Overview

Problem

Existing subscription authorization processes for electronic wallets involve multiple jumps and switches, leading to poor user experience, especially in unstable network conditions, and disrupt the flow of acquisition and marketing activities, affecting overall conversion rates.

Innovation Solution

A 'one-stop' subscription authorization method that integrates a third-party intermediate page within the operating system, allowing seamless binding between a user's electronic wallet and service platform accounts, reducing jumps and enabling smooth, uninterrupted user experience.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If traditional subscription authorization process is used, then multiple jumps and switches occur between different pages/apps, but user experience deteriorates and process complexity increases

Engineering Contradiction:
Improveuser experienceVSAvoidprocess complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The patent merges the subscription authorization process into a single integrated page that combines elements from both the merchant app and wallet app. The intermediate page integrates merchant information display, wallet binding interface, and authorization confirmation into one unified interface, eliminating the need for users to jump between multiple pages or applications while maintaining all necessary functional components.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The patent introduces an intermediate page as a mediator between the merchant app and wallet app. This intermediate page receives requests from the merchant app, interacts with the wallet binding interface in the background, and returns results to the merchant app without requiring users to leave the merchant app context. The intermediate page acts as a communication bridge that resolves the complexity of inter-app interactions.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Reliability

If multiple jumps occur during subscription process, then authorization can be completed, but user experience deteriorates especially in unstable network conditions

Engineering Contradiction:
Improveauthorization completionVSAvoiduser experience
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The patent ensures continuous user experience by maintaining the authorization process within a single page context without interruptions or jumps. The intermediate page continuously displays progress indicators and maintains the user's position in the flow, ensuring that even if network conditions are unstable, the user remains engaged in a continuous, uninterrupted process rather than losing context between page transitions.

Inventive Principle:
Principle #20Continuity of useful action

3Adaptability or versatility

If traditional binding process is used, then wallet can be bound to service platform, but process is interrupted and conversion rate is affected

Engineering Contradiction:
Improvewallet binding functionalityVSAvoidconversion rate
Core Design Contradiction:
Adaptability or versatilityVSProductivity

Solution Approach 1:

The patent performs preliminary actions by pre-loading and displaying all necessary information and options on the intermediate page before the user completes the authorization. The merchant app context, wallet options, and authorization details are all prepared and presented upfront, allowing users to make decisions without interruptions or additional loading steps that would otherwise occur between page transitions.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS20260037969A1Subscription authorization method and apparatus, storage medium, and computer system
Publication Date: 2026.02.05 ADVANCED NOVA TECH (SINGAPORE) HLDG PTE LTD
  • US20260037969A1 patent drawing
  • US20260037969A1 patent drawing
  • US20260037969A1 patent drawing

AI summary

A computer-implemented method for subscription authorization includes, in response to a subscription application initiated by a user in the target client, activating, by a software development kit, an intermediate page provided by a third party, where a subscription application is used to apply for authorization to bind a first account of the user in a target electronic wallet to a second account of the user in a serving party. To obtain a subscription request number, the intermediate page uses an intermediate server corresponding to the third party to initiate a subscription request to a system server corresponding to the serving party. The intermediate page initiates a first request carrying the subscription request number to a wallet client of the target electronic wallet, which initiates a binding request to the system server, triggers the system server to interact with the wallet server, and completes the binding request.