3D Structure Model Water Damage Simulation
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Solution Overview
Problem
Existing insurance policies often fail to cover water damage caused by wind-driven rain and improper landscaping, which can be costly and lead to structural damage, especially for structures outside flood plains where owners may not see the need for flood insurance.
Innovation Solution
A system using a mobile computing device to survey structures, generate 3D models, simulate water movement, and provide recommendations on whether to purchase flood insurance or take mitigation measures to limit water damage, including assessing potential points of entry and suggesting modifications to prevent damage.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If flood insurance is purchased to protect against water damage, then protection against flood-related losses is improved, but cost of insurance premiums increases
Solution Approach 1:
The system performs preliminary assessment of water damage risk by surveying the structure, generating 3D models, and simulating water movement before the actual damage occurs. This allows owners to take preventive mitigation actions based on the simulation results, potentially avoiding the need for expensive flood insurance while still protecting against water damage risks
Solution Approach 2:
The system enables structure owners to independently assess their own water damage risk by providing them with simulation results and vulnerability assessments. Owners can make informed decisions about whether to purchase insurance or implement mitigation measures based on their specific risk profile, rather than relying on blanket insurance requirements
2Measurement precision
If comprehensive water damage assessment is performed to identify all vulnerabilities, then accuracy of risk assessment is improved, but complexity of assessment process increases
Solution Approach 1:
The assessment system is divided into distinct modular components: structure surveying module, 3D model generation module, water movement simulation module, and vulnerability assessment module. Each module performs a specific function and can be independently developed, tested, and maintained, reducing overall system complexity while maintaining comprehensive assessment capabilities
Solution Approach 2:
A 3D digital model of the structure serves as an intermediary representation between the physical structure and the water movement simulation. This virtual model allows complex hydrodynamic simulations to be performed without physically interacting with the actual structure, simplifying the assessment process while maintaining accuracy
3Measurement precision
If 3D modeling and water movement simulation are used to assess water damage potential, then accuracy of damage prediction is improved, but computational resources and time required increase
Solution Approach 1:
The system pre-generates 3D models from structure surveys and pre-computes water movement simulations before actual damage events occur. These simulations can model various flood scenarios and identify vulnerable areas in advance, allowing for rapid assessment when damage actually occurs without requiring time-consuming real-time computations
Solution Approach 2:
Instead of performing complex physical measurements and simulations during actual flood events, the system creates accurate digital copies (3D models) of structures and performs virtual water movement simulations on these copies. This allows comprehensive assessment to be completed beforehand, reducing time requirements during actual emergency situations
Data Source
AI summary
The present disclosure provides systems, methods, and machine-readable media for assessing potential water damage. One or more embodiments include surveying a structure with a sensor in communication with a mobile computing device, generating a model of the structure based on the survey of the structure, simulating water movement in relation to the structure to determine a potential for water damage to the structure, and determining whether to purchase flood insurance for the structure based on the simulation of the water movement in relation to the structure.