Automated Banking Machine Wearable Interface Security
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Solution Overview
Problem
Automated banking machines lack enhanced security measures to prevent fraudulent transactions and provide accessible and sanitary user interfaces, particularly for individuals with visual impairments and in environments where hygiene is a concern.
Innovation Solution
The implementation of advanced security protocols to detect fraudulent activities, improved user interfaces for visually impaired users, and the capability to dispense sanitized items, including virtual currency and items produced through 3D printing, which can be redeemed for goods or services.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If automated banking machines use traditional card readers and displays, then the machine structure is simple, but security against fraudulent transactions is insufficient
Solution Approach 1:
The patent introduces a wearable device as an intermediary between the user and the automated banking machine. This wearable device includes a display that can present virtual currency and a camera to capture images of physical currency. The wearable device mediates the interaction by allowing users to view virtual currency representations and capture images without direct contact with the machine's traditional interfaces, thereby enhancing security while maintaining operational functionality.
Solution Approach 2:
The patent replaces traditional mechanical card readers and physical display screens with wireless communication protocols and wearable device displays. Instead of requiring physical card insertion into a card reader, the system uses wireless data transmission. Instead of requiring users to view information on a fixed machine display, the system projects virtual currency images to wearable device displays, reducing mechanical contact points and improving security.
2Ease of operation
If automated banking machines use standard visual displays, then the device complexity is low, but accessibility for visually impaired users is poor
Solution Approach 1:
The patent makes the wearable device serve multiple functions: it acts as a display for virtual currency, a camera for capturing physical currency images, and an interface for user interaction. This multi-functional approach allows the system to serve both visually impaired users (through audio feedback and tactile interaction via the wearable device) and standard users (through visual display on the wearable device), improving universal accessibility without requiring separate specialized interfaces.
Solution Approach 2:
The wearable device serves as an intermediary that can adapt its output format based on user needs. For visually impaired users, the system can provide audio feedback through the wearable device and allow tactile interaction. The wearable device mediates between the machine's core functions and the diverse needs of different user groups, enabling accessibility enhancement without fundamentally changing the machine's core structure.
3Ease of operation
If automated banking machines provide physical currency dispensing, then users can obtain cash, but hygiene concerns arise from contact with dispensing mechanisms
Solution Approach 1:
The patent replaces direct mechanical interaction with the dispensing mechanism with wireless communication and image capture. Users interact with the system through their wearable devices, which wirelessly communicate transaction requests to the machine. The machine then dispenses physical currency based on these wireless requests, and users can capture images of the dispensed currency using their wearable device camera, minimizing direct contact with potentially contaminated surfaces.
Solution Approach 2:
The patent creates a visual copy of the physical currency through camera imaging. Instead of requiring users to physically handle and inspect currency through direct contact with machine components, the system captures images of the dispensed currency and presents them through the wearable device. This copying approach allows users to verify currency authenticity and characteristics without increased contact with the dispensing mechanism, maintaining hygiene while enabling verification.
4Adaptability or versatility
If automated banking machines use traditional interfaces, then the device complexity is low, but the ability to dispense virtual currency and sanitized items is limited
Solution Approach 1:
The patent enables the automated banking machine to dispense multiple types of value-bearing items through a unified interface: physical currency, virtual currency, and potentially 3D-printed items. The wearable device interface presents different types of currency and items through a consistent interaction model, allowing the machine to offer diverse dispensing options without requiring separate specialized interfaces for each item type, thereby enhancing versatility while maintaining interface simplicity.
Data Source
AI summary
An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. An automated banking machine is operative to dispense physical currency bills as well as virtual currency bills that are perceivable by a user wearing a wearable device. The wearable device is also operative to enable a user to perceive the deposit of virtual currency bills into the physical automated banking machine. A wearable device worn by the user is also operative by the user to obtain virtual currency bills from a virtual automated banking machine. The virtual automated banking machine may also be operative to receive the deposit of virtual currency bills therein. The wearable device may comprise augmented reality glasses that enables the user to visually perceive simultaneously physical surroundings in a direct field of view of the user and visual outputs by at least one display of the device.