Wearable Payment Page Rendering via Remote Running Containers

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Solution Overview

Problem

Existing payment processing systems on wearable devices often fail to render aggregated payment pages due to limited computational resources, leading to increased payment failures and inefficiencies.

Innovation Solution

A method and apparatus that utilize a remote server to allocate a remote running container, execute a program module, and render an aggregated payment page based on a payment parameter and page address, enabling payment verification and processing on the wearable device.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Speed

If payment processing is performed locally on the wearable device, then payment processing speed is improved, but device computational resource limitations cause payment page rendering failures

Engineering Contradiction:
Improvepayment processing speedVSAvoidpayment page rendering success rate
Core Design Contradiction:
SpeedVSReliability

Solution Approach 1:

The patent introduces a remote server as an intermediary between the wearable device and the payment processing system. The server hosts the payment page rendering service, allowing the wearable device to offload computational tasks while maintaining fast local interaction. This resolves the contradiction by enabling reliable page rendering on the server while preserving quick response through local device mediation.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent shifts the payment page rendering capability from the constrained wearable device dimension to the remote server dimension. By separating the rendering function from the execution device, the system achieves both fast local processing and reliable remote rendering, effectively adding a spatial dimension to the payment processing architecture.

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

2Adaptability or versatility

If computational resources are allocated to render payment pages on the wearable device, then payment page functionality is improved, but device performance and battery consumption deteriorate

Engineering Contradiction:
Improvepayment page rendering capabilityVSAvoiddevice energy consumption
Core Design Contradiction:
Adaptability or versatilityVSUse of energy by moving object

Solution Approach 1:

The patent extracts the computationally intensive payment page rendering function from the wearable device and relocates it to a remote server. This extraction eliminates the energy consumption burden on the device while preserving the rendering capability, as the server handles all graphical processing and returns only essential data to the device.

Inventive Principle:
Principle #2Taking out (Extraction)

Solution Approach 2:

The remote server provides universal payment page rendering services that can support multiple wearable devices simultaneously. This multi-functional approach allows a single server resource to serve numerous devices, reducing the need for each device to have dedicated rendering capabilities and thereby conserving overall system energy.

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Ease of operation

If payment processing is simplified on wearable devices, then ease of operation is improved, but payment verification reliability deteriorates due to limited device capabilities

Engineering Contradiction:
Improvepayment operation simplicityVSAvoidpayment verification accuracy
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The remote server acts as a trusted intermediary that performs comprehensive payment verification. The wearable device maintains simplicity by only handling user interaction and basic data transmission, while the server executes complex verification logic, ensuring both ease of operation and high reliability through centralized security processing.

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentEP4700677A1Payment processing
Publication Date: 2026.02.25 ALIPAY PAYMENT TECHNOLOGY CO LTD
  • EP4700677A1 patent drawingFigure 1~2
  • EP4700677A1 patent drawingFigure 3
  • EP4700677A1 patent drawingFigure 4

AI summary

Embodiments of this specification provide payment processing methods and apparatuses. The payment processing method includes: after obtaining a payment parameter sent by a wearable device and a payment page address obtained after a payment code is scanned by using an application program running on the wearable device, allocating a remote running container to the wearable device based on the payment parameter, running a program module corresponding to the application program in the remote running container, rendering an aggregated payment page in the program module based on the payment page address, using a payment amount as input of the aggregated payment page, and sending, to the wearable device, an order payment page generated based on a payee identifier and the payment amount to perform order payment processing.