Wearable Device Integration for Impulse Prevention

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Solution Overview

Problem

Users face challenges in confirming impetus resource distributions, which can lead to unintended physiological changes, necessitating a system to verify and authenticate resource distribution processes before completion.

Innovation Solution

A wearable device integration system that synchronizes with resource distribution vehicles, extracts real-time physiological data, compares it to a baseline, and triggers tiered confirmation requests based on discrepancies to prevent impulsive distributions, using machine learning to build a personalized resource distribution platform.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If real-time physiological monitoring and tiered confirmation requests are implemented, then security and control over resource distributions are improved, but device complexity and processing time increase

Engineering Contradiction:
ImprovesecurityVSAvoidsystem complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The confirmation process is segmented into multiple tiers based on risk levels. Low-risk transactions proceed with minimal verification, while high-risk transactions trigger progressively stronger authentication methods (biometric, device passcode, or manual review). This segmentation allows the system to maintain high security for critical transactions while avoiding unnecessary complexity for routine transactions.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system performs preliminary risk assessment by comparing real-time physiological data against established baselines before triggering confirmation requests. By pre-establishing baseline physiological patterns and risk thresholds, the system can quickly determine whether a transaction requires enhanced verification, avoiding the need for complex real-time analysis of every transaction.

Inventive Principle:
Principle #10Preliminary action

2Reliability

If real-time physiological data extraction and comparison are performed, then impulsive distribution prevention is improved, but processing time and computational resources increase

Engineering Contradiction:
Improveimpulse preventionVSAvoidprocessing time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

Baseline physiological patterns are established in advance through machine learning analysis of historical data. During transaction processing, the system only needs to compare current readings against these pre-computed baselines rather than performing complex analysis from scratch, significantly reducing processing time while maintaining accurate impulse detection.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system focuses physiological monitoring on specific critical parameters (heart rate variability, skin conductance, temperature) that are most indicative of impulsive behavior. By concentrating computational resources on these key indicators rather than analyzing all possible physiological parameters, the system achieves effective impulse prevention with minimal processing overhead.

Inventive Principle:
Principle #3Local quality

3Measurement precision

If machine learning composition is used to build learned user platform, then personalization and accuracy are improved, but data processing requirements and system complexity increase

Engineering Contradiction:
Improvedetection accuracyVSAvoidplatform complexity
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The machine learning platform operates autonomously, continuously learning from user behavior patterns and automatically adjusting baseline physiological profiles and risk thresholds. The system self-trains on incoming data without requiring manual intervention or complex configuration, gradually improving detection accuracy while managing its own complexity through automated model updates and adaptation.

Inventive Principle:
Principle #25Self-service

Data Source

PatentUS11599886B2System for impetus resource distribution process confirmation with wearable device integration
Publication Date: 2023.03.07 BANK OF AMERICA CORP
  • US11599886B2 patent drawing
  • US11599886B2 patent drawing
  • US11599886B2 patent drawing

AI summary

Embodiments of the invention are directed to a system, method, or computer program product for integration with a wearable device for impetus resource distribution process confirmation and authentication. In this way, the invention coordinates with a wearable device and resource distribution vehicles of a user. Upon activation of a resource distribution vehicle, the system reviews metrics from the wearable device to identify discrepancies between the real-time metrics and a baseline for the user. The invention triggers tiered confirmation requests for authentication prior to allowing processing of the resource distribution for impetus distribution prevention.