Wearable Terminal Clock Interface for Automatic Transfer Control

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Solution Overview

Problem

Existing mobile terminals lack a user-friendly interface for managing and controlling automatic financial transfers, which can lead to unintended withdrawals and financial accidents, as they are typically initiated by financial institutions without payer intervention.

Innovation Solution

A wrist-wearable mobile terminal with a touch screen and biometric sensor that notifies the user of scheduled automatic transfers, allows users to suspend or change transfer times, and enables secure financial transactions using an electronic wallet, providing intuitive control over automatic transfers.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Extent of automation

If automatic transfer is set up by financial institution, then money transfer automation is achieved, but user control and awareness of transfer timing are lost

Engineering Contradiction:
Improveautomatic transferVSAvoiduser control
Core Design Contradiction:
Extent of automationVSEase of operation

Solution Approach 1:

The system provides feedback to the user by displaying notification icons on the clock screen that indicate when automatic transfers are scheduled. The notification icon appears at the position corresponding to the transfer time on the clock face, giving the user awareness and control while maintaining automation.

Inventive Principle:
Principle #23Feedback

2Productivity

If automatic transfer is set up without user intervention, then financial institution can process transfers automatically, but unintended withdrawals and financial accidents occur

Engineering Contradiction:
Improvetransfer processing efficiencyVSAvoidfinancial transaction safety
Core Design Contradiction:
ProductivityVSReliability

Solution Approach 1:

The system performs preliminary action by notifying the user in advance of scheduled automatic transfers through visual icons on the clock display. This allows users to review and confirm transfers before they occur, preventing unintended withdrawals while maintaining processing efficiency.

Inventive Principle:
Principle #10Preliminary action

3Adaptability or versatility

If traditional mobile terminal interface is used for managing automatic transfers, then existing systems can be utilized, but user-friendly control and intuitive management are lacking

Engineering Contradiction:
Improvesystem compatibilityVSAvoidinterface usability
Core Design Contradiction:
Adaptability or versatilityVSEase of operation

Solution Approach 1:

The system transitions from traditional linear mobile terminal interfaces to a circular clock face interface. Transfer times are represented by positions on the clock face, and notification icons are placed at corresponding angular positions, creating an intuitive visual mapping that improves usability while maintaining system compatibility.

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

Data Source

PatentEP3128472B1Mobile terminal for controlling a scheduled money transfer
Publication Date: 2020.09.30 LG ELECTRONICS INC
  • EP3128472B1 patent drawingFigure 1A
  • EP3128472B1 patent drawingFigure 1B~1C
  • EP3128472B1 patent drawingFigure 2~3

AI summary

A mobile terminal including a main body; a band connected to the main body and configured to be wearable on a wrist; a wireless communication unit disposed on the main body and configured to communicate with a predetermined server; a touch screen disposed on a front surface of the main body and configured to display screen information including at least two indication hands moving to show a current time; and a controller configured to in response to an automatic transfer from a predetermined account being scheduled to be made within a reference time from the current time, display a notification icon on the display indicating the automatic transfer in the screen information, and in response to a touch input being applied to the notification icon, perform control associated with the automatic transfer based on the applied touch input.