Web Server File Translation for Secure Banking Data Transfer
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Solution Overview
Problem
Current methods for transferring files between client and server computer systems via public networks, such as the Internet, are inefficient, expensive, and prone to human errors, particularly in the banking industry, where security and automation are major concerns.
Innovation Solution
A system and method that includes a transporter module on the client computer to initiate and manage file transfers, a websend module for secure communication with the server, and a notification module for error handling, enabling automated, secure, and efficient file transfers across public networks, including encryption and auto-update capabilities.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If files are transferred via direct connection using modems over telephone lines, then data security is improved, but transfer speed and cost efficiency deteriorate
Solution Approach 1:
The patent introduces a web server as an intermediary between the client computer and bank computer. The web server receives files from the client, translates them into bank-specific formats, and forwards them to the bank computer. This intermediary system enables secure file transfer over the public Internet while maintaining reliability through automated processing and format translation capabilities.
2Ease of operation
If manual file transfer operations are used, then simplicity of operation is maintained, but human error and time consumption increase
Solution Approach 1:
The patent implements an automated file transfer system where the web server self-manages the entire transfer process. The system automatically receives files from clients, translates them into the required bank formats, and sends them to the bank computer without requiring manual intervention. This self-service automation eliminates human errors while maintaining ease of use for clients who simply need to upload files through the web interface.
3Reliability
If encryption is implemented on both bank and client sides, then data security is improved, but system complexity and implementation burden increase
Solution Approach 1:
The patent extracts the encryption and security management responsibilities from individual client computers and consolidates them at the web server. The web server handles all security-related operations including encryption, format translation, and validation centrally. This approach maintains strong data security while significantly reducing the complexity burden on client computers, which only need to perform simple file uploads through the web interface.
4Productivity
If automated file transfer is implemented, then transfer efficiency and reliability are improved, but system complexity increases
Solution Approach 1:
The patent designs the web server as a universal platform that handles multiple functions: receiving files from clients, translating them into various bank-specific formats, validating the data, and forwarding to the bank computer. This multi-functional approach consolidates complexity into a single centralized system while providing efficient automated transfer capabilities. The web server's universal design allows it to accommodate different file types and bank requirements without increasing client-side complexity.
Data Source
AI summary
Embodiments of the systems and methods provide automated transfer of files between a client computer and a server computer in a networked environment. The file transfer system provides secure data communication using file encryption and decryption techniques. In addition, the file transfer system can automatically translate files to and from various formats as required without user intervention or action. Files can be transferred by drag and drop file operations, scheduled for predetermined times or intervals, or upon the occurrence of user-defined events. In some embodiments, the file transfer system transfers files between a server computer for a bank website and a client computer of a bank customer having an account at the bank.