Multi-factor Authentication via Wireless Device Pairing
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Solution Overview
Problem
Current authentication mechanisms for chip cards rely on single factors like PINs, which are insecure and do not adequately verify the authorized user, especially in contactless transactions, leading to security risks.
Innovation Solution
A multi-factor authentication process that leverages a wireless connection between computing devices, using a paired mobile device as a second authentication credential, providing a unique identifier and dynamic ID to validate the user's proximity and authorization.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If single-factor authentication (PIN) is used for chip card transactions, then ease of operation is improved, but security is worsened
Solution Approach 1:
The authentication process is divided into multiple independent factors: something the user knows (PIN), something the user has (chip card), and something the user possesses in proximity (paired wireless device). Each factor is validated separately through distinct technical mechanisms, including NFC/WiFi connectivity verification and device pairing status checking, thereby enhancing security while maintaining operational ease.
2Productivity
If contactless chip card transactions are enabled, then productivity is improved, but security is worsened due to inability to verify authorized user presence
Solution Approach 1:
A paired wireless device serves as an intermediary authentication layer between the chip card and the transaction system. This mediator verifies the proximity and authorization status of the user through wireless connectivity checks (NFC/WiFi) and device pairing validation, enabling contactless transactions to proceed securely without compromising transaction speed.
3Reliability
If multi-factor authentication with wireless device pairing is implemented, then security is improved, but device complexity is worsened
Solution Approach 1:
The paired wireless device performs multiple authentication functions simultaneously: it serves as a proximity verifier through NFC/WiFi connectivity checks, as an authorization validator through device pairing status verification, and as a presence confirmer through active connection monitoring. This multi-functionality consolidates multiple security checks into a single device interaction, reducing overall system complexity while maintaining high security standards.
Applied Scientific Principles
This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.
Function Achieved in This Case
Enhances security by verifying the authorized user's presence through a paired wireless connection, reducing the risk of unauthorized transactions and improving authentication reliability.
Implementation Method 1
NFC utilizes electromagnetic induction between two loop antennas located within each other's near field, effectively forming an air-core transformer
Data Source
AI summary
Aspects of the present invention disclose a method, computer program product, and system for multi-factor authentication. In response to a request for an action, the method includes one or more processors whether a first authentication credential passes validation. In response to determining that the first authentication credential does pass validation, the method further includes one or more processors determining a second authentication credential, wherein the second authentication credential includes an indication of a wireless connection between a first computing device and a second computing device. The method further includes one or more processors determining whether the second authentication credential passes validation. In response to determining that the second authentication credential passes validation, the method further includes one or more processors allowing execution of the requested response.