Service handling method and device, computer readable storage medium and electronic equipment

By using identity verification and biometric technology in cash deposit devices, change is automatically deposited into the user's financial account, solving the problem of cumbersome change-giving steps when paying cash and improving the efficiency and security of financial transactions in rural areas.

CN120952774APending Publication Date: 2025-11-14INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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Patent Information

Application Number
CN202511052214.8
Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
Filing Date
2025-07-29
Publication Date
2025-11-14

AI Technical Summary

Technical Problem

Making change when paying in cash is cumbersome and affects transaction efficiency, especially in rural areas where cash transactions are common and traditional solutions are inadequate.

Method used

A cash deposit device is provided that automatically deposits change into the user's financial account through identity verification and biometric technology, signs a cash deposit service agreement, and uses blockchain to record transactions, simplifying the transaction process and improving security.

Benefits of technology

It enables faster processing of change, improves the efficiency of small change deposits, enhances the security and efficiency of financial transactions in rural areas, and simplifies the transaction process.

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Abstract

The invention discloses a business handling method and device, a computer readable storage medium and electronic equipment. The method comprises the following steps: receiving a cash collection and storage instruction input by a user through an input screen of a cash collection and storage device; in response to a cash collection instruction input by the user, performing identity verification on the user to obtain an identity verification result; and when the identity verification result is passed, a cash collection service is executed, and the cash collection service is used for storing the change amount of change in cash payment into a financial account of the user. According to the invention, the problem that the change making step is tedious when cash payment is used in the prior art is solved.
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