Financial data management method and system and medium

Abstract

The embodiment of the invention provides a financial data management method and system and a medium, and the method comprises the steps: obtaining multiple pieces of transaction information, analyzing the correlation information among the multiple pieces of transaction information, analyzing the cooperative transaction information among multiple pieces of transaction based on the correlation information, and analyzing the account transaction data of the multiple pieces of transaction based on the cooperative transaction information, generating an electronic certificate based on the account transaction data; analyzing the electronic certificate to obtain transaction state information, and analyzing account state information based on the transaction state information; judging whether the transaction succeeds or not based on the account arrival state information; if yes, the electronic certificate is packaged, and the packaged electronic certificate is transmitted to the terminal; if not, the matching information of the collection account is analyzed based on the fund flow direction information; the account transaction is established by analyzing the associated information among the multiple transactions, and meanwhile, whether the transaction is successful or not is judged by analyzing the transaction state and the account arrival state, so that the transaction fund flow direction is supervised, and the financial data management security is improved.

Description

Technical Field

[0001] The present application relates to the technical field of financial management, and in particular to a financial data management method, system and medium. Background Art

[0002] With the continuous development of modern people's management mode, people use different types of systems to facilitate management in various aspects. For the management of enterprise development or personal finance, a systematic model and method are needed to better achieve the desired effect. The software accounting in the existing technology usually uses the input voucher, directly compares with the existing data, and directly records it if there is no problem. However, this is prone to loopholes. People can artificially find loopholes from the voucher collection port or the data input port, so that the entered data is different from the actual data. For example, the account time, reimbursement time, reimbursement location, and data entry location are intervened. Even if the financial data is correct as a whole, it will cause distortion and errors in the financial data at a specific time due to human intervention. In response to the above problems, effective technical solutions are urgently needed. Summary of the invention

[0003] The purpose of the embodiments of the present application is to provide a financial data management method, system and medium, which establish account transactions by analyzing the correlation information between multiple transactions, and at the same time analyze the transaction status and the arrival status to determine whether the transaction is successful, thereby supervising the flow of transaction funds and improving the security of financial data management.

[0004] The present application also provides a financial data management method, including:

[0005] Obtaining multiple transaction information, analyzing the correlation information between the multiple transaction information, and analyzing the collaborative transaction information between the multiple transactions based on the correlation information;

[0006] Analyze account transaction data of multiple transactions based on collaborative transaction information, and generate electronic vouchers based on the account transaction data;

[0007] Parsing the electronic voucher to obtain transaction status information, analyzing the account arrival status information based on the transaction status information, and determining whether the transaction is successful based on the account arrival status information;

[0008] If successful, the electronic certificate is packaged and transmitted to the terminal;

[0009] If it fails, the fund flow information of multiple transactions will be monitored, and the matching information of the receiving account will be analyzed based on the fund flow information.

[0010] Optionally, in the financial data management method described in the embodiment of the present application, obtaining multiple transaction information, analyzing the correlation information between the multiple transaction information, and analyzing the collaborative transaction information between the multiple transactions based on the correlation information specifically includes:

[0011] Obtain multiple transaction information, analyze the contract information of both parties based on each transaction information, and analyze the transaction rules and transaction account information based on the contract information of both parties;

[0012] Analyze transaction similarity information based on transaction rule information and transaction account information;

[0013] Analyze transaction association information based on transaction similarity information to generate transaction association;

[0014] Establish collaboration rules based on transaction correlation, and analyze the collaboration status information between different transactions according to the collaboration rules;

[0015] Generate collaborative transaction information based on collaborative status information.

[0016] Optionally, in the financial data management method described in the embodiment of the present application, analyzing the account transaction data of multiple transactions based on the collaborative transaction information, and generating an electronic certificate based on the account transaction data specifically includes:

[0017] Obtain collaborative transaction information, and analyze parameter information of a single transaction based on the collaborative transaction information;

[0018] Analyze account transaction data based on the parameter information of a single transaction. Account transaction data includes transaction time, transaction amount, and names of both parties to the transaction.

[0019] Analyze whether the transaction is completed based on account transaction data;

[0020] If completed, a single transaction voucher will be generated;

[0021] If unsuccessful, analyze the abnormal information of the account transaction data and analyze the cause of the abnormality based on the abnormal information.

[0022] Optionally, in the financial data management method described in the embodiment of the present application, the electronic voucher is parsed to obtain transaction status information, and the account status information is analyzed based on the transaction status information, specifically including:

[0023] Obtaining the electronic certificate, scanning the electronic certificate to obtain image information;

[0024] Preprocess the image information to obtain an enhanced image, and screen out background features and data features based on the enhanced image;

[0025] Blurring the background features, and analyzing the transaction data of the electronic voucher based on the data features;

[0026] Perform transaction verification based on the transaction data of the electronic voucher, obtain verification results, and determine whether the verification meets the requirements based on the verification results;

[0027] If the requirements are met, the transaction status information is obtained, and the account status information is analyzed based on the transaction status information;

[0028] If it does not meet the requirements, the noise features will be removed and the electronic certificate will be analyzed again.

[0029] Optionally, in the financial data management method described in the embodiment of the present application, if successful, the electronic certificate is packaged and the packaged electronic certificate is transmitted to the terminal, specifically including:

[0030] Obtain electronic vouchers, extract electronic voucher features, and analyze data amounts based on the electronic voucher features;

[0031] Set the packaging level based on the data amount analysis, and set the packaging rules based on the packaging level;

[0032] According to the encapsulation rules, electronic vouchers with different data amounts are encapsulated in different ways to obtain encapsulated electronic vouchers;

[0033] The packaged electronic certificate is transmitted to the terminal in real time.

[0034] Optionally, in the financial data management method described in the embodiment of the present application, if it is unsuccessful, the fund flow information of multiple transactions is supervised, and the matching information of the receiving account is analyzed based on the fund flow information, specifically including:

[0035] Obtain the fund flow information of multiple transactions, and obtain the payment account and the receiving account based on the fund flow information;

[0036] According to the payment amount of the payment account and the payment amount of the payment account, determine whether the payment amount and the payment amount are equal to obtain the analysis result;

[0037] The matching degree of the receiving account is obtained based on the analysis results.

[0038] In a second aspect, an embodiment of the present application provides a financial data management system, the system comprising: a memory and a processor, the memory comprising a program of a financial data management method, and the program of the financial data management method, when executed by the processor, implements the following steps:

[0039] Obtaining multiple transaction information, analyzing the correlation information between the multiple transaction information, and analyzing the collaborative transaction information between the multiple transactions based on the correlation information;

[0040] Analyze account transaction data of multiple transactions based on collaborative transaction information, and generate electronic vouchers based on the account transaction data;

[0041] Parsing the electronic voucher to obtain transaction status information, analyzing the account arrival status information based on the transaction status information, and determining whether the transaction is successful based on the account arrival status information;

[0042] If successful, the electronic certificate is packaged and transmitted to the terminal;

[0043] If it fails, the fund flow information of multiple transactions will be monitored, and the matching information of the receiving account will be analyzed based on the fund flow information.

[0044] Optionally, in the financial data management system described in the embodiment of the present application, obtaining multiple transaction information, analyzing association information between the multiple transaction information, and analyzing collaborative transaction information between the multiple transactions based on the association information specifically includes:

[0045] Obtain multiple transaction information, analyze the contract information of both parties based on each transaction information, and analyze the transaction rules and transaction account information based on the contract information of both parties;

[0046] Analyze transaction similarity information based on transaction rule information and transaction account information;

[0047] Analyze transaction association information based on transaction similarity information to generate transaction similarity;

[0048] Establish collaboration rules based on transaction similarity, and analyze the collaboration status information between different transactions according to the collaboration rules;

[0049] Generate collaborative transaction information based on collaborative status information.

[0050] Optionally, in the financial data management system described in the embodiment of the present application, collaborative transaction information is obtained, and parameter information of a single transaction is analyzed according to the collaborative transaction information;

[0051] Analyze account transaction data based on the parameter information of a single transaction. Account transaction data includes transaction time, transaction amount, and names of both parties to the transaction.

[0052] Analyze whether the transaction is completed based on account transaction data;

[0053] If completed, a single transaction voucher will be generated;

[0054] If unsuccessful, analyze the abnormal information of the account transaction data and analyze the cause of the abnormality based on the abnormal information.

[0055] In a third aspect, an embodiment of the present application further provides a computer-readable storage medium, wherein the computer-readable storage medium includes a financial data management method program, and when the financial data management method program is executed by a processor, the steps of the financial data management method as described in any one of the above items are implemented.

[0056] As can be seen from the above, a financial data management method, system and medium provided in the embodiments of the present application obtain multiple transaction information, analyze the correlation information between the multiple transaction information, analyze the collaborative transaction information between the multiple transactions based on the correlation information, analyze the account transaction data of the multiple transactions based on the collaborative transaction information, and generate an electronic certificate based on the account transaction data; parse the electronic certificate to obtain transaction status information, analyze the account arrival status information based on the transaction status information; judge whether the transaction is successful based on the account arrival status information; if successful, package the electronic certificate and transmit the packaged electronic certificate to the terminal; if unsuccessful, supervise the fund flow information of multiple transactions, and analyze the matching information of the receiving account based on the fund flow information; establish account transactions by analyzing the correlation information between multiple transactions, and at the same time analyze the transaction status and the account arrival status to judge whether the transaction is successful, thereby supervising the flow of transaction funds and improving the security of financial data management. BRIEF DESCRIPTION OF THE DRAWINGS

[0057] In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings required for use in the embodiments of the present application will be briefly introduced below. It should be understood that the following drawings only show certain embodiments of the present application and therefore should not be regarded as limiting the scope. For ordinary technicians in this field, other related drawings can be obtained based on these drawings without paying creative work.

[0058] Figure 1 A flowchart of a financial data management method provided in an embodiment of the present application;

[0059] Figure 2 A flowchart of a method for acquiring collaborative transaction information of a financial data management method provided in an embodiment of the present application;

[0060] Figure 3 A flow chart of an electronic voucher generation method for a financial data management method provided in an embodiment of the present application. DETAILED DESCRIPTION

[0061] The technical solutions in the embodiments of the present application will be clearly and completely described below in conjunction with the drawings in the embodiments of the present application. Obviously, the described embodiments are only a part of the embodiments of the present application, rather than all of the embodiments. The components of the embodiments of the present application described and shown in the drawings here can be arranged and designed in various different configurations. Therefore, the following detailed description of the embodiments of the present application provided in the drawings is not intended to limit the scope of the application claimed for protection, but merely represents the selected embodiments of the present application. Based on the embodiments of the present application, all other embodiments obtained by those skilled in the art without making creative work belong to the scope of protection of the present application.

[0062] It should be noted that similar reference numerals and letters represent similar items in the following drawings, so once an item is defined in one drawing, it does not need to be further defined and explained in subsequent drawings. At the same time, in the description of this application, the terms "first", "second", etc. are only used to distinguish the description and cannot be understood as indicating or implying relative importance.

[0063] Please refer to Figure 1 , Figure 1 1 is a flowchart of a financial data management method in some embodiments of the present application. The financial data management method is used in a terminal device, and the financial data management method includes the following steps:

[0064] S101, obtaining multiple transaction information, analyzing correlation information between the multiple transaction information, and analyzing collaborative transaction information between the multiple transactions based on the correlation information;

[0065] S102, analyzing account transaction data of multiple transactions based on the collaborative transaction information, and generating an electronic voucher based on the account transaction data;

[0066] S103, parsing the electronic voucher to obtain transaction status information, analyzing the account arrival status information based on the transaction status information, and determining whether the transaction is successful based on the account arrival status information;

[0067] S104, if successful, encapsulating the electronic certificate and transmitting the encapsulated electronic certificate to the terminal;

[0068] S105, if unsuccessful, monitor the fund flow information of multiple transactions, and analyze the matching information of the receiving account based on the fund flow information.

[0069] It should be noted that by analyzing the correlation information between multiple transaction information to determine the coordinated transaction information, an electronic certificate for the account transaction is generated, the transaction data of the transaction account is analyzed to parse the electronic certificate, and whether the transaction is successful is analyzed, so that the electronic certificate of the successful transaction is packaged and transmitted, thereby improving the transmission security of the transaction data. Parsing can be understood as identifying and extracting the file content of electronic certificate files such as OFD and PDF files through OCR to form structured data.

[0070] Furthermore, by monitoring the flow of multiple funds, unmatched receiving accounts are recorded as abnormal transactions, and the transactions are terminated. The receiving account and the repayment account are checked, and corresponding modifications are made in the event of an error in the receiving account or / repayment account to ensure the success of the transaction.

[0071] Please refer to Figure 2 , Figure 2 The flowchart of a method for obtaining collaborative transaction information of a financial data management method in some embodiments of the present application is as follows. According to an embodiment of the present invention, obtaining multiple transaction information, analyzing the association information between the multiple transaction information, and analyzing the collaborative transaction information between the multiple transactions based on the association information specifically includes:

[0072] S201, obtaining multiple transaction information, analyzing the contract information of both parties to the transaction according to each transaction information, and analyzing the transaction rules and transaction account information based on the contract information of both parties to the transaction;

[0073] S202, analyzing transaction similarity information based on transaction rule information and transaction account information;

[0074] S203, analyzing the transaction association information based on the transaction similarity information to generate a transaction association degree;

[0075] S204, establishing a coordination rule based on the transaction correlation, and analyzing coordination status information between different transactions according to the coordination rule;

[0076] S205: Generate collaborative transaction information according to the collaborative status information.

[0077] It should be noted that by analyzing the transaction contracts of the two parties to the transaction, the transaction rules are obtained, and the transaction similarities between the transaction accounts are judged, so as to establish different coordination rules and improve transaction security.

[0078] Please refer to Figure 3 , Figure 3 It is a flow chart of an electronic voucher generation method of a financial data management method in some embodiments of the present application. According to an embodiment of the present invention, based on collaborative transaction information, the account transaction data of multiple transactions are analyzed, and the electronic voucher is generated based on the account transaction data, specifically including:

[0079] S301, obtaining collaborative transaction information, and analyzing parameter information of a single transaction according to the collaborative transaction information;

[0080] S302, analyzing account transaction data based on parameter information of a single transaction, the account transaction data including transaction time, transaction amount, and name information of both parties to the transaction;

[0081] S303, analyzing whether the transaction is completed based on the account transaction data;

[0082] S304, if completed, generate a single transaction voucher;

[0083] S305: If unsuccessful, analyze the abnormal information of the account transaction data, and analyze the abnormal cause based on the abnormal information.

[0084] It should be noted that by analyzing the abnormalities of the transaction data of the trading account, the causes of the abnormal transactions can be analyzed, and the abnormal transaction data can be quickly analyzed based on the causes of the abnormal transactions.

[0085] According to an embodiment of the present invention, the electronic voucher is parsed to obtain transaction status information, and the account arrival status information is analyzed based on the transaction status information, specifically including:

[0086] Obtaining the electronic certificate, scanning the electronic certificate to obtain image information;

[0087] Preprocess the image information to obtain an enhanced image, and screen out background features and data features based on the enhanced image;

[0088] Blurring the background features, and analyzing the transaction data of the electronic voucher based on the data features;

[0089] Perform transaction verification based on the transaction data of the electronic voucher, obtain verification results, and determine whether the verification meets the requirements based on the verification results;

[0090] If the requirements are met, the transaction status information is obtained, and the account status information is analyzed based on the transaction status information;

[0091] If it does not meet the requirements, the noise features will be removed and the electronic certificate will be analyzed again.

[0092] It should be noted that by extracting the data features of the electronic voucher, the background features are blurred, the display accuracy of the data features is improved, the analysis accuracy of the electronic voucher is guaranteed, and the parsing accuracy of the electronic voucher is improved.

[0093] According to an embodiment of the present invention, if successful, the electronic certificate is packaged and the packaged electronic certificate is transmitted to the terminal, which specifically includes:

[0094] Obtain electronic vouchers, extract electronic voucher features, and analyze data amounts based on the electronic voucher features;

[0095] Set the packaging level based on the data amount analysis, and set the packaging rules based on the packaging level;

[0096] According to the encapsulation rules, electronic vouchers with different data amounts are encapsulated in different ways to obtain encapsulated electronic vouchers;

[0097] The packaged electronic certificate is transmitted to the terminal in real time.

[0098] It should be noted that packaging can be understood as generating OFD files and PDF files for electronic certificates, analyzing the transaction amount based on the electronic certificate, setting different packaging levels according to the size of the transaction amount, thereby improving the packaging effect of transaction data and improving transaction security.

[0099] According to an embodiment of the present invention, if the process is unsuccessful, the fund flow information of multiple transactions is monitored, and the matching information of the receiving account is analyzed based on the fund flow information, specifically including:

[0100] Obtain the fund flow information of multiple transactions, and obtain the payment account and the receiving account based on the fund flow information;

[0101] According to the payment amount of the payment account and the payment amount of the payment account, determine whether the payment amount and the payment amount are equal to obtain the analysis result;

[0102] The matching degree of the receiving account is obtained based on the analysis results.

[0103] It should be noted that by analyzing the flow of funds and the amount information of the payment account and the receiving account, it can be determined whether the transaction is completed, thereby improving the security of the fund flow information.

[0104] According to an embodiment of the present invention, the method further includes: obtaining an encapsulation rule, encapsulating the electronic voucher according to the encapsulation rule, and generating an encapsulation watermark;

[0105] Adding the encapsulation watermark to the electronic voucher and generating a change policy;

[0106] A processing method for removing the encapsulation watermark is generated based on the change strategy, and the encapsulation watermark is processed according to user requirements.

[0107] It should be noted that the electronic certificate is encapsulated and watermarked, and added or removed according to customer requirements to prevent the electronic certificate from being stolen and improve transaction security.

[0108] In a second aspect, an embodiment of the present application provides a financial data management system, the system comprising: a memory and a processor, the memory comprising a program of a financial data management method, and when the program of the financial data management method is executed by the processor, the following steps are implemented:

[0109] Obtaining multiple transaction information, analyzing the correlation information between the multiple transaction information, and analyzing the collaborative transaction information between the multiple transactions based on the correlation information;

[0110] Analyze account transaction data of multiple transactions based on collaborative transaction information, and generate electronic vouchers based on the account transaction data;

[0111] Parsing the electronic voucher to obtain transaction status information, analyzing the account arrival status information based on the transaction status information, and determining whether the transaction is successful based on the account arrival status information;

[0112] If successful, the electronic certificate is packaged and transmitted to the terminal;

[0113] If it fails, the fund flow information of multiple transactions will be monitored, and the matching information of the receiving account will be analyzed based on the fund flow information.

[0114] It should be noted that by analyzing the correlation information between multiple transaction information to determine the coordinated transaction information, an electronic certificate for the account transaction is generated, the transaction data of the transaction account is analyzed to parse the electronic certificate, and whether the transaction is successful is analyzed, so that the electronic certificate of the successful transaction is packaged and transmitted, thereby improving the transmission security of the transaction data. Parsing can be understood as identifying and extracting the file content of electronic certificate files such as OFD and PDF files through OCR to form structured data.

[0115] Furthermore, by monitoring the flow of multiple funds, unmatched receiving accounts are recorded as abnormal transactions, and the transactions are terminated. The receiving account and the repayment account are checked, and corresponding modifications are made in the event of an error in the receiving account or / repayment account to ensure the success of the transaction.

[0116] According to an embodiment of the present invention, obtaining multiple transaction information, analyzing association information between the multiple transaction information, and analyzing collaborative transaction information between the multiple transactions based on the association information specifically includes:

[0117] Obtain multiple transaction information, analyze the contract information of both parties based on each transaction information, and analyze the transaction rules and transaction account information based on the contract information of both parties;

[0118] Analyze transaction similarity information based on transaction rule information and transaction account information;

[0119] Analyze transaction association information based on transaction similarity information to generate transaction similarity;

[0120] Establish collaboration rules based on transaction similarity, and analyze the collaboration status information between different transactions according to the collaboration rules;

[0121] Generate collaborative transaction information based on collaborative status information.

[0122] It should be noted that by analyzing the transaction contracts of the two parties to the transaction, the transaction rules are obtained, and the transaction similarities between the transaction accounts are judged, so as to establish different coordination rules and improve transaction security.

[0123] According to an embodiment of the present invention, collaborative transaction information is obtained, and parameter information of a single transaction is analyzed according to the collaborative transaction information;

[0124] Analyze account transaction data based on the parameter information of a single transaction. Account transaction data includes transaction time, transaction amount, and names of both parties to the transaction.

[0125] Analyze whether the transaction is completed based on account transaction data;

[0126] If completed, a single transaction voucher will be generated;

[0127] If unsuccessful, analyze the abnormal information of the account transaction data and analyze the cause of the abnormality based on the abnormal information.

[0128] It should be noted that by analyzing the abnormalities of the transaction data of the trading account, the causes of the abnormal transactions can be analyzed, and the abnormal transaction data can be quickly analyzed based on the causes of the abnormal transactions.

[0129] According to an embodiment of the present invention, the electronic voucher is parsed to obtain transaction status information, and the account arrival status information is analyzed based on the transaction status information, specifically including:

[0130] Obtaining the electronic certificate, scanning the electronic certificate to obtain image information;

[0131] Preprocess the image information to obtain an enhanced image, and screen out background features and data features based on the enhanced image;

[0132] Blurring the background features, and analyzing the transaction data of the electronic voucher based on the data features;

[0133] Perform transaction verification based on the transaction data of the electronic voucher, obtain verification results, and determine whether the verification meets the requirements based on the verification results;

[0134] If the requirements are met, the transaction status information is obtained, and the account status information is analyzed based on the transaction status information;

[0135] If it does not meet the requirements, the noise features will be removed and the electronic certificate will be analyzed again.

[0136] It should be noted that by extracting the data features of the electronic voucher, the background features are blurred, the display accuracy of the data features is improved, the analysis accuracy of the electronic voucher is guaranteed, and the parsing accuracy of the electronic voucher is improved.

[0137] According to an embodiment of the present invention, if successful, the electronic certificate is packaged and the packaged electronic certificate is transmitted to the terminal, which specifically includes:

[0138] Obtain electronic vouchers, extract electronic voucher features, and analyze data amounts based on the electronic voucher features;

[0139] Set the packaging level based on the data amount analysis, and set the packaging rules based on the packaging level;

[0140] According to the encapsulation rules, electronic vouchers with different data amounts are encapsulated in different ways to obtain encapsulated electronic vouchers;

[0141] The packaged electronic certificate is transmitted to the terminal in real time.

[0142] It should be noted that packaging can be understood as generating OFD files and PDF files for electronic certificates, analyzing the transaction amount based on the electronic certificate, setting different packaging levels according to the size of the transaction amount, thereby improving the packaging effect of transaction data and improving transaction security.

[0143] According to an embodiment of the present invention, if the process is unsuccessful, the fund flow information of multiple transactions is monitored, and the matching information of the receiving account is analyzed based on the fund flow information, specifically including:

[0144] Obtain the fund flow information of multiple transactions, and obtain the payment account and the receiving account based on the fund flow information;

[0145] According to the payment amount of the payment account and the payment amount of the payment account, determine whether the payment amount and the payment amount are equal to obtain the analysis result;

[0146] The matching degree of the receiving account is obtained based on the analysis results.

[0147] It should be noted that by analyzing the flow of funds and the amount information of the payment account and the receiving account, it can be determined whether the transaction is completed, thereby improving the security of the fund flow information.

[0148] According to an embodiment of the present invention, the method further includes: obtaining an encapsulation rule, encapsulating the electronic voucher according to the encapsulation rule, and generating an encapsulation watermark;

[0149] Adding the encapsulation watermark to the electronic voucher and generating a change policy;

[0150] A processing method for removing the encapsulation watermark is generated based on the change strategy, and the encapsulation watermark is processed according to user requirements.

[0151] It should be noted that the electronic certificate is encapsulated and watermarked, and added or removed according to customer requirements to prevent the electronic certificate from being stolen and improve transaction security.

[0152] A third aspect of the present invention provides a computer-readable storage medium, which includes a financial data management method program. When the financial data management method program is executed by a processor, the steps of any of the above-mentioned financial data management methods are implemented.

[0153] The present invention discloses a financial data management method, system and medium, which obtain multiple transaction information, analyze the correlation information between the multiple transaction information, analyze the coordinated transaction information between the multiple transactions based on the correlation information, analyze the account transaction data of the multiple transactions based on the coordinated transaction information, and generate an electronic certificate based on the account transaction data; parse the electronic certificate to obtain transaction status information, analyze the account arrival status information based on the transaction status information; judge whether the transaction is successful based on the account arrival status information; if successful, encapsulate the electronic certificate and transmit the encapsulated electronic certificate to a terminal; if unsuccessful, supervise the fund flow information of the multiple transactions, and analyze the matching information of the collection account based on the fund flow information; establish an account transaction by analyzing the correlation information between the multiple transactions, and at the same time analyze the transaction status and the account arrival status to judge whether the transaction is successful, thereby supervising the flow of transaction funds and improving the security of financial data management.

[0154] In the several embodiments provided in the present application, it should be understood that the disclosed devices and methods can be implemented in other ways. The device embodiments described above are only schematic. For example, the division of units is only a logical function division. There may be other division methods in actual implementation, such as: multiple units or components can be combined, or can be integrated into another system, or some features can be ignored or not executed. In addition, the coupling, direct coupling, or communication connection between the components shown or discussed can be through some interfaces, and the indirect coupling or communication connection of devices or units can be electrical, mechanical or other forms.

[0155] The units described above as separate components may or may not be physically separated, and the components displayed as units may or may not be physical units; they may be located in one place or distributed on multiple network units; some or all of the units may be selected according to actual needs to achieve the purpose of the present embodiment.

[0156] In addition, all functional units in the embodiments of the present invention may be integrated into one processing unit, or each unit may be separately used as a unit, or two or more units may be integrated into one unit; the above-mentioned integrated units may be implemented in the form of hardware or in the form of hardware plus software functional units.

[0157] Those skilled in the art can understand that: all or part of the steps of implementing the above method embodiments can be completed by hardware related to program instructions, and the aforementioned program can be stored in a readable storage medium. When the program is executed, it executes the steps of the above method embodiments; and the aforementioned storage medium includes: mobile storage devices, read-only memories (ROM, Read-Only Memory), random access memories (RAM, Random Access Memory), disks or optical disks, and other media that can store program codes.

[0158] Alternatively, if the above-mentioned integrated unit of the present invention is implemented in the form of a software function module and sold or used as an independent product, it can also be stored in a readable storage medium. Based on this understanding, the technical solution of the embodiment of the present invention can be essentially or partly reflected in the form of a software product that contributes to the prior art. The software product is stored in a storage medium and includes several instructions for a computer device (which can be a personal computer, a server, or a network device, etc.) to execute all or part of the methods described in each embodiment of the present invention. The aforementioned storage medium includes: various media that can store program codes, such as mobile storage devices, ROM, RAM, magnetic disks or optical disks.

Claims

1. A financial data management method, characterized in that: include: Obtaining multiple transaction information, analyzing the correlation information between the multiple transaction information, and analyzing the collaborative transaction information between the multiple transactions based on the correlation information; Analyze account transaction data of multiple transactions based on collaborative transaction information, and generate electronic vouchers based on the account transaction data; Parsing the electronic voucher to obtain transaction status information, analyzing the account arrival status information based on the transaction status information, and determining whether the transaction is successful based on the account arrival status information; If successful, the electronic certificate is packaged and transmitted to the terminal; If it fails, the fund flow information of multiple transactions will be monitored, and the matching information of the receiving account will be analyzed based on the fund flow information.

2. The financial data management method according to claim 1, characterized in that: Obtain multiple transaction information, analyze the correlation information between multiple transaction information, and analyze the collaborative transaction information between multiple transactions based on the correlation information, specifically including: Obtain multiple transaction information, analyze the contract information of both parties based on each transaction information, and analyze the transaction rules and transaction account information based on the contract information of both parties; Analyze transaction similarity information based on transaction rule information and transaction account information; Analyze transaction association information based on transaction similarity information to generate transaction association; Establish collaboration rules based on transaction correlation, and analyze the collaboration status information between different transactions according to the collaboration rules; Generate collaborative transaction information based on collaborative status information.

3. The financial data management method according to claim 2, characterized in that: Analyze account transaction data of multiple transactions based on collaborative transaction information, and generate electronic vouchers based on account transaction data, including: Obtain collaborative transaction information, and analyze parameter information of a single transaction based on the collaborative transaction information; Analyze account transaction data based on the parameter information of a single transaction. Account transaction data includes transaction time, transaction amount, and names of both parties to the transaction. Analyze whether the transaction is completed based on account transaction data; If completed, a single transaction voucher will be generated; If unsuccessful, analyze the abnormal information of the account transaction data and analyze the cause of the abnormality based on the abnormal information.

4. The financial data management method according to claim 3, characterized in that: Parse the electronic voucher to obtain transaction status information, and analyze the account status information based on the transaction status information, including: Obtaining the electronic certificate, scanning the electronic certificate to obtain image information; Preprocess the image information to obtain an enhanced image, and screen out background features and data features based on the enhanced image; Blurring the background features, and analyzing the transaction data of the electronic voucher based on the data features; Perform transaction verification based on the transaction data of the electronic voucher, obtain verification results, and determine whether the verification meets the requirements based on the verification results; If the requirements are met, the transaction status information is obtained, and the account status information is analyzed based on the transaction status information; If it does not meet the requirements, the noise features will be removed and the electronic certificate will be analyzed again.

5. The financial data management method according to claim 4, characterized in that: If successful, the electronic certificate is packaged and transmitted to the terminal, including: Obtain electronic vouchers, extract electronic voucher features, and analyze data amounts based on the electronic voucher features; Set the packaging level based on the data amount analysis, and set the packaging rules based on the packaging level; According to the encapsulation rules, electronic vouchers with different data amounts are encapsulated in different ways to obtain encapsulated electronic vouchers; The packaged electronic certificate is transmitted to the terminal in real time.

6. The financial data management method according to claim 5, characterized in that: If it fails, the fund flow information of multiple transactions will be monitored, and the matching information of the receiving account will be analyzed based on the fund flow information, including: Obtain the fund flow information of multiple transactions, and obtain the payment account and the receiving account based on the fund flow information; According to the payment amount of the payment account and the payment amount of the payment account, determine whether the payment amount and the payment amount are equal to obtain the analysis result; The matching degree of the receiving account is obtained based on the analysis results.

7. A financial data management system, characterized in that: The system includes: a memory and a processor, wherein the memory includes a program of a financial data management method, and when the program of the financial data management method is executed by the processor, the following steps are implemented: Obtaining multiple transaction information, analyzing the correlation information between the multiple transaction information, and analyzing the collaborative transaction information between the multiple transactions based on the correlation information; Analyze account transaction data of multiple transactions based on collaborative transaction information, and generate electronic vouchers based on the account transaction data; Parsing the electronic voucher to obtain transaction status information, analyzing the account arrival status information based on the transaction status information, and determining whether the transaction is successful based on the account arrival status information; If successful, the electronic certificate is packaged and transmitted to the terminal; If it fails, the fund flow information of multiple transactions will be monitored, and the matching information of the receiving account will be analyzed based on the fund flow information.

8. The financial data management system according to claim 7, characterized in that: Obtain multiple transaction information, analyze the correlation information between multiple transaction information, and analyze the collaborative transaction information between multiple transactions based on the correlation information, specifically including: Obtain multiple transaction information, analyze the contract information of both parties based on each transaction information, and analyze the transaction rules and transaction account information based on the contract information of both parties; Analyze transaction similarity information based on transaction rule information and transaction account information; Analyze transaction association information based on transaction similarity information to generate transaction similarity; Establish collaboration rules based on transaction similarity, and analyze the collaboration status information between different transactions according to the collaboration rules; Generate collaborative transaction information based on collaborative status information.

9. The financial data management system according to claim 8, characterized in that: Obtain collaborative transaction information, and analyze parameter information of a single transaction based on the collaborative transaction information; Analyze account transaction data based on the parameter information of a single transaction. Account transaction data includes transaction time, transaction amount, and names of both parties to the transaction. Analyze whether the transaction is completed based on account transaction data; If completed, a single transaction voucher will be generated; If unsuccessful, analyze the abnormal information of the account transaction data and analyze the cause of the abnormality based on the abnormal information.

10. A computer-readable storage medium, characterized in that: The computer-readable storage medium includes a financial data management method program, and when the financial data management method program is executed by a processor, the steps of the financial data management method according to any one of claims 1 to 6 are implemented.

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