4734 results about "Transaction data" patented technology

An example operation may include one or more of querying data of a merchant read from a point of sale (POS) system of the merchant and converting the data into an encoding, executing a machine learning model on the input encoding to generate a vector that comprises vectorized values corresponding to latent features of the merchant embedded within slots of the vector, respectively, generating an entry comprising an identifier of the merchant, context of the merchant, and the generated vector, and storing the entry in the feature store.

A model engine is provided for managing transactions for one or more computing devices over a network. There is provided a machine learning model trained and tested on historical transaction data including labelled fraud data, to provide a target signal indicative of a likelihood of fraud within a given transaction, generating an ensemble of decision trees. The engine further includes extracting a set of rules by traversing each tree in the ensemble of decision trees from a root node to each leaf node of the tree, each path from the root node to a particular leaf node including splitting criterion providing a rule to form a set of rules. A proactive risk management system is also provided for applying the set of rules to a new transaction and when at least one rule is met, triggering predetermined actions on at least one computing device on the network.

The invention provides a plasticizing product recommendation method and system based on user demands, and relates to the technical field of plasticizing product recommendation, and the method comprises the steps: S1, constructing a plasticizing industry knowledge graph; s2, acquiring user historical data and current user requirements, including historical search data, historical browsing data, historical interaction data and historical transaction data; s3, preprocessing the historical data of the user, analyzing the preprocessed historical data of the user, and extracting historical demand features; s4, performing keyword extraction on the current user demand by utilizing the semantic understanding model, and generating an optimized query condition in combination with the chemical and plastic industry knowledge graph; s5, searching in a plasticizing product database by utilizing the optimized query condition to obtain a first list; and S6, carrying out personalized sorting on the first list by utilizing the chemical and plastic industry knowledge graph, generating a recommendation list from the first k lists, and presenting the recommendation list to the user. According to the invention, the relevance and accuracy of recommendation can be improved, so that the user experience is improved.

The invention provides a commodity tracing method and system for a cross-border e-commerce supply chain. The method comprises the following steps: designing a block chain network in which multiple parties participate in the cross-border e-commerce supply chain by adopting an alliance chain architecture; designing a hierarchical data storage scheme, and storing high-frequency transaction data in an off-chain database; integrating the graph neural network model in the block chain network; constructing a reinforcement learning model, and modeling a supply chain operation process as a Markov decision process; a data management scheme based on the block chain and the Internet of Things is designed for the demand of supply chain full-process tracking; a hybrid architecture is deployed in a distributed environment, and a containerization technology and micro-service design are adopted; for the interpretability demand of a complex architecture, an attention mechanism and a causal reasoning technology are introduced, and visual interpretation is carried out on the decision process of the model. According to the invention, the efficiency and profitability of the supply chain are improved, and a new direction and solution are provided for commodity traceability of cross-border logistics.

The invention provides a collocation recommendation method and system based on association rule mining, and relates to the technical field of association rule mining, and the method comprises the steps: obtaining user historical transaction data, generating a user commodity transaction score matrix, carrying out the standardization processing, and predicting the commodity score through calculating the cosine similarity between users, and obtaining an initial candidate set; carrying out normalization processing on commodity prices, calculating commodity comprehensive similarity in combination with a category hierarchical structure, carrying out clustering grouping, and screening frequent item sets meeting support degree and confidence threshold values; and finally, a commodity price change sequence is extracted to calculate a dynamic price matching degree, a multi-dimensional evaluation index is constructed, a non-dominated sorting genetic algorithm and a deep Q network are adopted for optimization, and scene-based dynamic evaluation and recommendation are realized. According to the invention, the accuracy and timeliness of commodity collocation recommendation are improved, and the interpretability of the recommendation result is enhanced.

The invention relates to the technical field of block chains, and discloses a supply chain tracing method and system based on a block chain, and the method comprises the steps: carrying out the collection and feature learning of the product identification information and transaction records of a supply chain node, and obtaining a supply chain transaction feature vector; based on the supply chain transaction feature vector, executing intelligent contract verification strategy confirmation and weighted voting verification on a transaction group to obtain a consensus confirmation block; extracting transaction data from the consensus confirmation block, constructing a double-Hash Merkle tree structure and generating supply chain traceability features; and executing a commodity tracing contract, a quality verification contract and a responsibility judgment contract according to the supply chain tracing characteristics, and generating an execution log and a visual tracing report, thereby reducing the number of verification nodes and network communication overhead while ensuring the block verification reliability, improving the consensus efficiency, and improving the objectivity and efficiency of the tracing process.

The invention relates to the technical field of computer communication, provides a distributed accounting asynchronous data processing method and system based on an MEMO state machine, and is used for improving the intelligent adaptability of a distributed accounting network to a dynamic service scene. The method comprises the following steps: acquiring a transaction request set in a distributed accounting network, extracting an asynchronous processing trigger event of the transaction request set, analyzing the asynchronous processing trigger event, generating a state transition instruction sequence containing M state transition paths associated with K transaction data blocks, a parallel prediction module based on an MEMO state machine performs asynchronous processing on the M state transition paths to generate N prediction state vectors and corresponding conflict detection marks; performing feature fusion on the N prediction state vectors according to the conflict detection mark to generate a global state updating matrix; and writing the global state updating matrix into a consensus node set of the distributed accounting network, and generating an asynchronous processing state log matched with the transaction request set.

A system for improving data integrity through blockchain-based smart contracts, consisting of: a data input module configured to receive transaction data from at least one external source; a hashing unit coupled with the data input module and configured to generate a cryptographic hash of the transaction data; a smart contract execution engine that is operationally connected to the hashing unit and configured to execute predefined conditions associated with the transaction data, wherein the smart contract execution engine is configured to trigger automated processes based on compliance with these predefined conditions; a blockchain node interface in communication with a blockchain network, configured to validate and record the hashed transaction data, with the blockchain node interface transmitting validated data entries to be appended to a decentralized ledger; a verification module configured to check the integrity and authenticity of the attached data within the blockchain network; and A data retrieval unit with an interface to the blockchain network, configured to allow authorized users to access and retrieve validated transaction data from the decentralized ledger, with permissions governed by the terms of the smart contract.

The invention relates to the technical field of financial data security, and discloses an intelligent ERP financial system data security management and authentication method. The method comprises the following steps: acquiring an original transaction data stream in an ERP system, extracting key financial fields, and dividing the key financial fields into a sensitive data set and a common data set according to a preset rule; a dynamic encryption strategy framework is constructed based on sensitive data set attributes, the framework comprises multiple levels of encryption strength parameters, and the corresponding encryption strength can be automatically matched according to the authentication level of an access request. And monitoring a system data access behavior in real time, collecting feature data, inputting the feature data into the anomaly detection model, and triggering access blocking when an output anomaly access probability exceeds a threshold value. And generating a periodic integrity verification instruction according to the sensitive data updating frequency, performing integrity verification by using a hash chain technology, recording a result and marking a tampering risk level. And based on the association relationship between the tampering risk level and the abnormal access probability, generating an updated security policy and synchronizing the updated security policy to each data access node.

The invention relates to the technical field of encryption communication, in particular to a data encryption communication method and system applied to an intelligent cash register. The method comprises the following steps: collecting user touch data and equipment hardware fingerprints, and carrying out high-dimensional feature fusion coding to obtain a joint identity certificate; obtaining an original key negotiation protocol and transmission metadata of an opposite-end server, and executing multi-logic path mapping and channel encryption configuration to obtain distributed ciphertext channel parameters; encrypting the distributed ciphertext channel parameters and the corresponding transmission metadata, and then performing block content packaging and node hash calculation to obtain an audit chain hash block; performing homomorphic encryption processing on the obtained real-time transaction data to obtain a to-be-transmitted homomorphic ciphertext; and performing communication transmission anomaly detection on information transmission data acquired in real time, and triggering dynamic key re-negotiation so as to improve the communication feedback capability. According to the invention, the overall security and stability of data encryption communication between the cash register and the back-end server can be improved.

A mobile electronic device includes a network interface and one or more processors coupled to memory. The one or more processors can be configured to receive a message comprising transaction data regarding a transaction and a request regarding activating a chat application stored in the memory; the chat application, wherein the chat application is configured to execute a large language model using the transaction data and account data as input to generate a first string of text requesting further data regarding the transaction; present the first string of text at a chat interface of the chat application; receive additional transaction data; execute the large language model using the additional transaction data as input to generate a second string of text indicating storage of the additional data in a record; and present the second string of text at the chat interface.

The invention relates to the technical field of data processing, and discloses an intelligent supply chain optimization management method and system based on digital AI analysis. The method comprises the steps of collecting supply chain data to construct a resource library; analyzing a sales mode and K-means + + clustering customer features by using LSTM, and predicting demands; inventory parameters and supplier scores are calculated, and a collaborative data set is formed; commodity association is analyzed through a knowledge graph, and a commodity selection decision is generated; resource allocation is carried out by applying multi-objective optimization, and cross-channel inventory collaboration is realized; and an integral rule and a merchant enabling scheme are constructed based on the transaction data, and a digital asset closed-loop mechanism is formed. According to the intelligent supply chain optimization management method based on AI analysis, global visualization, dynamic scheduling and accurate allocation of inventory resources are realized, the technical problem of cross-channel inventory collaborative allocation is solved, and the operation efficiency and the resource utilization rate of the whole supply chain are remarkably improved.

The invention provides a domain data management method and system based on an artificial intelligence platform, and the method comprises the steps: obtaining financial transaction data through a data warehouse, carrying out the preprocessing, and extracting transaction metadata and semantic association thereof through a natural language technology; and classifying the metadata by adopting a hierarchical clustering algorithm, and constructing a transaction data consanguinity map. And extracting time sequence and spatial features from the atlas, calculating a node interaction index by using a pre-configured data interaction prediction model, and marking a high-heat node. And extracting high-dimensional transaction association features based on the graph neural network model, and identifying abnormal transaction data. And marking an abnormal node in the blood relationship map, and tracking and positioning an origin node of abnormal data. According to the method, multiple advanced technologies are comprehensively utilized, and rapid and accurate risk identification can be realized in the face of massive financial transaction data.

A machine learning-based fraud detection system (100) for financial transactions, comprising the following: a data collection and preprocessing module configured to capture transaction data from financial institutions, payment gateways and bank modules, and to perform data cleansing, normalization and format conversion; a module for creating user profiles and behavioral analyses, configured to create dynamic user profiles based on historical transaction patterns, spending habits, device usage, and geographic location; an anomaly detection and risk assessment module configured to use machine learning algorithms to detect deviations from normal transaction patterns and assign a dynamic risk rating to each transaction; a fraud detection module configured to classify transactions as legitimate or fraudulent based on supervised and unsupervised learning techniques, including decision trees, support vector machines (SVMs), and deep learning models; a rule-based and hybrid fraud detection module configured to integrate predefined rule-based fraud detection mechanisms with AI-driven anomaly detection to improve fraud detection accuracy; a real-time fraud detection and warning module configured to monitor transactions in real time and generate security alerts via SMS, email or mobile app when suspicious activity is detected; a transaction verification and multi-factor authentication (MFA) module configured to implement adaptive authentication measures, including biometric verification, one-time passwords (OTP), and challenge-response authentication for high-risk transactions; a self-learning and model-updating module configured to dynamically update fraud detection models using reinforcement learning and federated learning techniques; a data encryption and security module configured to protect transaction data using encryption techniques, including AES-256 and RSA, to prevent unauthorized access and data breaches; and A dashboard and reporting module configured to provide real-time analytics, visualizations, and fraud detection reports for financial institutions to monitor, track, and mitigate fraudulent activity.

Systems and techniques may generally be used for chatbot-based fraud assistance. An example method may include initiating a chatbot session with a user and receiving a prompt from the user related to suspected suspicious activity in an account. The method may include retrieving, using a Retrieval-Augmented Generation (RAG) component, contextual information from at least one of transaction data and a knowledge base. The method may include evaluating the prompt using a large language fraud model and the retrieved contextual information to determine a response.

The invention relates to the technical field of financial management, in particular to a financial management system based on a block chain, which comprises a data collection module, a data processing module, an intelligent reconciliation module and an intelligent adjustment module, the data processing module carries out data standardization and data verification on the transaction data, packages the transaction data passing the verification into blocks according to a time sequence, verifies the blocks, carries out verification by calculating a hash value and using a block consensus mechanism, and takes the successfully verified blocks as a block chain together; the intelligent reconciliation module determines an optimal reconciliation period through time sequence analysis, and identifies abnormal transactions by using an anomaly detection algorithm; the intelligent adjusting module adopts a three-time standard deviation method to set a difference threshold value, automatic adjustment or marking of manual assessment data is achieved, and the problems that in traditional financial management, data is prone to being tampered, the account checking efficiency is low, and abnormal recognition is inaccurate are solved.

A System for providing Interactive Transaction Frameworks, utilizing biometric authentication and semantic web technologies is disclosed. The system registers users with a unique biometric-based identifier, and employs ontologies, schemas, and knowledge graphs to create a semantic foundation. A Large Language Model integrated with the Knowledge Graph Module enables intelligent processing of Interactive Transaction data. The system composes Interactive Transactions with fields mapped to semantic triples, maintains them in an Interactive Transaction Library, and manages user permissions. A Transaction Publishing Platform facilitates Interactive Transaction distribution and submission-response cycles. The system refines inputs and responses, determining outcomes based on these interactions. The system offers a sophisticated, secure, and adaptable approach to Interactive Transaction management and processing across various domains.

The invention relates to the technical field of trade operation, in particular to a trade process digital optimization method and system, and the method comprises the following steps: extracting a time sequence feature value, a logistics node lag time value and an abnormal trade behavior amount of a trade order from a trade data set, and extracting a trade behavior feature range through feature difference operation; according to the invention, through deep analysis of transaction data, extraction of time sequence characteristics of transaction orders and lag time of logistics nodes, accurate screening of transaction behavior characteristics, optimization of data association and improvement of coordination of transaction chains, change conditions of key nodes are dynamically identified based on global data trend analysis, so that the transaction efficiency is improved. According to the method, time sequence coherence is ensured, connectivity between nodes is optimized, through fine-grained time sequence analysis, cooperative capability between the nodes is improved, influence caused by abnormal delay is reduced, a dynamic weight matrix is constructed, potential risks are monitored and identified in real time, path flow and weight distribution are adjusted, optimal configuration of resources is achieved, and pressure of a supply chain is reduced.

The invention relates to the technical field of data processing, and provides a trade big data processing and user behavior prediction method and system.The trade big data processing and user behavior prediction method comprises the steps that transaction data, browsing behavior data and feedback evaluation data of a user on a cross-border e-commerce platform are obtained to generate a user behavior pattern sequence, and then a user interaction graph is constructed; and carrying out edge weight updating and node label classification to obtain a high-dimensional relation graph, carrying out similarity partition processing to obtain a predicted popularity index graph, and predicting the future cross-border commodity interaction behavior of the target user group by using the predicted popularity index graph. By acquiring transaction data, browsing behavior data and feedback evaluation data of users and generating a prediction popularity index graph, multi-dimensional data are effectively and comprehensively processed, accurate prediction of cross-border commodity interaction behaviors of a target user group is realized, and the user experience is improved when a user intention deep relationship is processed and cross-time-period behavior evolution analysis is performed. The problems of low model dimension and insufficient prediction precision exist.

The present invention relates to a fast anti-money laundering detection method based on a transaction graph, comprising: obtaining transaction data flows and constructing a directed graph structure to form a transaction graph; performing preliminary determination on the transaction graph, wherein if hit, the transaction is blocked, otherwise the transaction graph is sent to a graph neural network based on location information; performing feature learning according to a transaction feature of each node and aggregating a node feature and a full graph feature; performing prediction on a transaction between nodes according to the features, wherein if there is a high risk, an expert estimation is performed and the transaction is sent to a historical transaction database, and if there is a low risk, a transaction result is recorded and sent to the historical transaction database; and updating the network by the historical transaction database according to the transaction result.

The invention discloses a foreign trade e-commerce cloud network aggregation supervision method based on cloud service, and the method comprises the following steps: S1, collecting cross-border e-commerce transaction data, logistics distribution data, storage data and customs supervision data in real time, and carrying out the standardization processing through a distributed cleaning method; s2, constructing a multi-source heterogeneous graph according to the standardized data; s3, marking types, relation types and timestamps for nodes and edges in the graph, and extracting high-dimensional features through a relation enhancement graph Transform; s4, performing local and global aggregation through a multi-layer attention mechanism to generate an aggregation view; s5, constructing a multi-target supervision task model, and generating a resource scheduling scheme; s6, transaction, logistics and supervision abnormity is identified, and a risk early warning and intervention strategy is generated; and S7, dynamically optimizing the relation structure and Transform parameters according to the execution feedback. According to the method, fusion supervision and risk early warning of foreign trade e-commerce cross-domain multi-source data are realized based on high-dimensional graph expression and an optimization scheduling mechanism.

The invention discloses an off-site derivative cross-border supervision intelligent adaptation system based on heterogeneous data fusion, and relates to the technical field of big data processing. A data acquisition module is set to obtain off-site derivative transaction data, and an original data set is generated; setting a data structured processing module to perform semantic analysis on the original data set by adopting a financial text-oriented text model to generate a transaction information table, setting a transaction type classification module to judge whether cross-border transactions are involved or not according to transaction types in the transaction information table, and if the cross-border transactions are involved, setting a cross-border compliance evaluation module to perform cross-border compliance evaluation on the cross-border transactions. Performing dynamic rule matching on the transaction information table to generate a compliance report; otherwise, a risk prediction module is set, risk prediction is conducted on the transaction information table through a pre-trained transaction graph neural network model, a risk early warning signal is generated, and corresponding early warning measures are executed. The compliance cost is reduced, and the risk management and control capability is improved.

A method and apparatus for using cryptographically signed secure identifiers to detect fraud during network based transactions are described. The method may include receiving a transaction from a user device, the transaction comprising a secure identifier purported to be associated with the user device, and the transaction further comprising transaction data. The method may also include extracting a first identifier and a second identifier from the secure identifier purported to be associated with the user device, and then regenerating a true second identifier using the first identifier. Furthermore, when it is determined that the true second identifier matches the second identifier extracted from the secure identifier purported to be associated with the user device, the method may include determining that the secure identifier is valid, and processing the transaction based at least in part on the determination that the secure identifier is valid.

Systems and methods for decentralized orchestration of event records within decentralized computing environments. A processing system including decentralized execution nodes dynamically allocates microservice instances based upon real-time node performance metrics. Transaction requests including transaction data digitally associated with decentralized identifiers (DIDs) are processed by allocated microservice instances. The processing includes verifying transactions, generating cryptographically-linked immutable memorialization records associated with respective DIDs, and distributing these records to a tamper-evident distributed ledger configured to enforce immutability through consensus nodes. The processing system dynamically reallocates microservice instances among decentralized execution nodes based upon monitored utilization metrics and predefined scaling thresholds. Each memorialization record is cryptographically secured and linked permanently to the DID for data immutability, enhanced security, and dynamic scalability for event data processing in distributed infrastructures.

The invention relates to an artificial intelligence-based cargo transportation path planning method and system for automatic warehouse logistics. The method comprises the steps of performing weighted scoring calculation based on customer historical transaction data and cargo attributes, and generating service label data for distinguishing a high-value hierarchy and a common hierarchy; a differentiation algorithm strategy is called according to the service label, an exclusive transportation path is distributed to the high-value goods, obstacle avoidance is optimized in real time, and adjacent orders are matched for common goods to be merged and distributed; in combination with real-time road conditions and storage scheduling data, through path weight dynamic calculation and genetic algorithm iterative optimization, generating a global transportation scheme considering both time efficiency and cost; customer preference parameters are updated in a closed loop mode based on execution feedback data, and system self-adaptive learning is achieved. According to the method, the problems that differentiated services, dynamic response to environment changes and low-efficiency resource utilization cannot be achieved in a traditional method are solved, the punctuality rate of high-value orders and common orders can be increased, and meanwhile the transportation cost of the common orders can be reduced.

The invention provides a financial analysis method and system based on big data, and the method comprises the steps: analyzing the dependency relationship between a non-standard code combination and a fuzzy text mode in a material purchasing scene based on a credible rule library, extracting a new attribute combination feature, and forming an optimization rule feature set if the new attribute combination feature can improve the matching accuracy; performing rule-based key field and attribute set verification matching on the real-time non-standard transaction data according to the optimization rule feature set in combination with a dependency relationship between a non-standard code combination and a fuzzy text mode, and outputting a matched transaction record set; and comparing the difference between the matched transaction record set and the historical manual matching record, extracting and judging whether the newly added non-standard attribute combination is applicable to the non-standard transaction data which is not covered or not after a matching rule is adjusted by adopting an incremental learning algorithm, and if so, forming a dynamic matching table.

The invention discloses a bank system risk monitoring and early warning method and system based on artificial intelligence, and relates to the field of data processing suitable for administrative, commercial, financial, management, supervision or prediction purposes, and the method comprises the steps: constructing an account transaction network according to transaction data of a target time window, an account being a node, and a transaction relationship being a directed edge; an initial importance score is calculated by analyzing a flow direction characteristic, a time correlation characteristic and a business mode characteristic of an account, importance transfer between nodes is carried out, a link position characteristic is constructed by combining a fund dispersion degree and a path collaboration degree of a preorder transaction path, an account suspicious degree score is finally calculated, and an early warning is given to the account exceeding a threshold value. By implementing the method, the timeliness of discovering the bank transaction risk behavior can be improved.

The invention is suitable for the technical field of data asset management, and provides a data asset management system based on a block chain and big data analysis, and the system comprises a first terminal which carries out the storage of the ownership information of data assets through a block chain network, and generates a storage data package; generating an evaluation result based on a preset technical index analysis model; writing the hash value of the evaluation result into transaction data of the main chain of the block chain, and generating an evidence storage voucher matched with the block chain transaction; an interaction data sequence is packaged for identity signature, encryption and compression to generate a target code stream, and the target code stream is sent to the second terminal; the second terminal decrypts the encrypted data in the target code stream by using a private key, decompresses the data by using a compression algorithm matched with the first terminal, and restores the data into an interactive data sequence; verifying the access authority and the transaction condition of the evidence storage data packet; checking the anchoring state of the evidence storage voucher on the main chain of the block chain; and the data transaction is completed, the data asset state report is generated, and the data element marketization configuration efficiency is improved.

The invention discloses a vehicle transaction risk intelligent early warning and credit assessment method based on big data analysis. The method comprises the steps of S1, collecting an original transaction data set; s2, constructing a heterogeneous graph structure based on the original transaction data set; s3, dividing the heterogeneous graph structure into a graph snapshot sequence according to a fixed time window, and generating a time evolution graph sequence with time evolution characteristics; s4, constructing low-dimensional feature representations of the user nodes and the transaction event nodes under each time window; s5, constructing a causal path graph according to the time sequence and behavior dependency relationship of the vehicle transaction record data, and extracting a high-frequency transaction causal chain from the causal path graph; s6, performing joint modeling on the low-dimensional feature representation of the user node and the transaction event node and the high-frequency transaction causal chain; and S7, outputting the risk level label of the target transaction and the credit scoring result of the corresponding user. The method has the advantages of being high in structure expression ability, clear in causal logic and high in risk assessment accuracy.

The present invention relates to the field of data analysis technology, and specifically to a customer relationship management data analysis method and system based on artificial intelligence, comprising the following steps: step one, collecting customer data; step two, storing the data; step three, analyzing and mining the data; step four, building a customer portrait; step five, providing intelligent decision support for customer relationship management based on the customer portrait and data analysis results; the customer relationship management data analysis method and system based on artificial intelligence of the present invention can significantly improve the customer relationship management level of an enterprise. Through artificial intelligence deep learning, the system can automatically analyze a customer's massive conversation records, social media interactions, and transaction data, quickly identify customer needs and preferences, and then generate personalized customer portraits and behavior analysis reports, to help enterprises accurately locate potential customer groups, optimize service strategies and marketing plans, and thus improve customer satisfaction and loyalty.