728results about "Complete banking machines" patented technology

Arrangements for using generative artificial intelligence models for ATM operations control are provided. In some examples, a computing platform may receive, from a plurality of ATMs, operation data. The operation data may be analyzed using a first generative artificial intelligence (AI) model to identify one or more potential issues. If an issue is identified, additional data related to the issue may be retrieved from an impacted ATM. A second generative AI model associated with the particular identified issue may be identified. The model may be executed using the additional data as inputs to identify or output a corrective action. The corrective action may be transmitted to the ATM for execution. The one or more generative AI models may be updated to continuously improve accuracy.

A computing system includes at least one one or more automated teller machines (ATMs) and at least one processing circuit. The at least one processing circuit is configured to train an artificial intelligence (AI) model to determine predicted transactions of a user using transaction data related to a plurality of transactions of the user with the one or more ATMs; receive data indicative of a location of a user device corresponding to the user; determine a corresponding location of an ATM of the one or more ATMs; determine a predicted transaction of the user at the ATM using the AI model; and transmit information corresponding to the predicted transaction to the user device including an interface element to cast the predicted transaction to the ATM. The ATM is configured to receive transaction data cast by the user device to the ATM and execute a transaction according to the transaction data.

A system and associated method and service for providing a platform that enables members to transfer, receive, or otherwise exchange cash in various international denominations and commodities, such as precious metals (e.g., gold, silver, etc.), in a mobile highly secured telecommunications environment. The system is capable of delivering cash instantly between two or more users by allowing the exchange of secure transactions between system and cash dispensing machines (ATMs). Users may pay, receive, exchange, deposit, transfer, pay bills, exchange currency, retrieve cash, deposit cash and create accounts based on the mobile phone number or a system generated code.

Various aspects of the disclosure relate to monitoring a physical location to determine and / or predict anomalous activities. One or more machine learning algorithms may be used to analyze inputs from one or more sensors, cameras, audio recording equipment, and / or any other types of sensors to detect anomalous measurements / patterns. Notifications may be sent one or more devices in a network based on the detection.

The embodiment of the invention provides an ATM withdrawal method and device, electronic equipment, a storage medium and a product, and relates to the field of financial science and technology. The method comprises the steps of obtaining current transaction information corresponding to a bank card, and determining whether a current transaction is an abnormal transaction according to the current transaction information; if the current transaction is the abnormal transaction, determining whether a user of the bank card is a holder of the bank card; if the user of the bank card is the owner of the bank card, micro-expression analysis is carried out on the user, an analysis result is obtained, and if the analysis result indicates that the user is in an abnormal state, micro-expression analysis is carried out on the user again after a first preset duration; the latest analysis result indicates that the user is in an abnormal state or the number of times of micro-expression analysis exceeds the preset number of times; and if the latest analysis result indicates that the user is in the normal state, the current transaction is carried out according to the current transaction information, so that the security of the transaction is greatly improved, and the possibility of misjudgment and false alarm is reduced.

The invention discloses an AMT function security test method based on hardware-in-the-loop, which comprises the following steps: implementing the AMT function security test method based on HIL according to an AMT HIL function security test process, including hardware platform building and software platform building; hardware comprises a load electromagnetic valve group, an HIL cabinet, a TCU and an upper computer, the TCU is connected with a corresponding pin of the HIL cabinet, a pin of a control signal of the load electromagnetic valve group needs to be led out from a Load board card of the HIL cabinet and is connected with the load electromagnetic valve group, and the upper computer is connected with the HIL cabinet to provide operation software; the AMT function security test method based on hardware-in-the-loop provided by the invention has correct function performance, accuracy and time sequence of a security mechanism; consistency and correctness of interface realization are realized; and verifying the validity and robustness level of the diagnosis or failure coverage of the security mechanism.

A method of assisting a management operation of a money handling machine includes: receiving, by a computer, an instruction related to management operation for a money handling machine from an operator; performing, by the computer, natural language processing on the received instruction, generating an operation command corresponding to the instruction, and outputting the operation command to the money handling machine; and performing, by the money handling machine, an operation corresponding to the operation command to execute the management operation as instructed by the operator.

An information processing apparatus includes a call determination unit that determines whether a user who has visited an ATM is talking on a phone based on a captured image of a target area based on the ATM, an operation control unit that switches an operation mode of the ATM from a first operation mode to a second operation mode in which information different from information output in the first operation mode is output in a case that the user is talking on a phone, a case determination control unit that transmits data suggesting a state of the user in a target period based on the switching to an interested party terminal and acquires a determination result as to whether there is an incident, and an update unit that changes operation content of the second operation mode based on the determination result of the presence or absence of the incident.

Embodiments of the present disclosure are directed to operating an Automated Teller Machine (ATM) to provide an electronic game on or through the ATM where the electronic provides a chance for a user to reduce transaction fees associated with a withdrawal. Accordingly, embodiments add a gambling feature at an ATM or kiosk which allows the user and option to play an electronic game in an attempt to reduce or win some or all the ATM transaction fee. The electronic game can be a game of chance or a skills-based game. In some cases, the game can be a multi-player game and the amount of reduction in the transaction fee, or even a award larger than the transaction fee, can depend upon an amount in a pot for the game.

The present invention provides a system, method, and intelligent device for detecting attempts to tamper with automated terminals. The system comprises a processing unit, a data acquisition subsystem, a self-test subsystem, a power monitoring system, a tamper detection system and an intelligent agent system. The system is in communication with a sensor system comprising a plurality of sensors which provide monitoring information of the ATM terminal, such as vibration, brightness and audio aspects. By means of an artificial intelligence model using a convolutional neural network (CNN), the system can recognise patterns and distinguish a real attack from normal disturbances in the environment.

Systems and methods for customer-specific content delivery via an automated teller machine (ATM) may include one or more server(s) which receive, from an ATM, data indicative of a user profile corresponding to a user of the ATM, the user performing a transaction via the ATM; identify a transaction history associated with the user profile; determine, via one or more first machine learning models hosted on the one or more servers, a context corresponding to at least one transaction of the transaction history; generate, via one or more second machine learning models, a content item according to the context determined by the one or more first machine learning models; and transmit the content item for display by the ATM to the user, the ATM displaying the content item for at least a portion of a duration in which the transaction is performed via the ATM.

An authentication computing device including at least one processor in communication with a memory is provided. The processor stores, within the memory, an authentication profile associated with an account holder. The authentication profile includes an account identifier associated with a payment account of the account holder and authentication information. The processor further receives an authentication request associated with the payment account and a payment card action request from a requestor for a payment card action to be performed through an automated teller machine (ATM). The processor also retrieves the stored authentication profile, generates an authentication challenge based on the authentication profile, transmits the authentication challenge to a client device and / or the ATM, receives an authentication response from the requestor, and determines an authentication result based, at least in part, on the authentication response. The authentication result indicates if the requestor is the authenticated account holder of the payment account.

Introduced is a technology for withdrawing cash from a cash transaction machine (CTM) by use of a mobile payment application installed on a mobile device of a consumer user (“the CTM technology”). Briefly described, the CTM technology enables a consumer user to identify one or more CTMs from which to withdraw cash by using his / her mobile device (e.g., a smartphone) as a “virtual” card. A particular CTM can be a conventional ATM or a POS system at a merchant's place of business. The user can use a mobile payment application installed on the user's mobile device to identify any nearby CTMs, request a withdrawal amount from a particular CTM from the identified nearby CTMs, receive a transaction code specific to that particular CTM, and physically obtain, or collect, the cash representative of the withdrawal amount at that particular CTM using the transaction code.

To improve the convenience, speed, efficiency and reliability of card issuance. [Solution] The method involves a card management server receiving a card issuance application from a user device that desires to have a card issued, the card issuing device requesting and receiving authentication data from the card management server through the issuing device management server in response to the card issuance request, generating an authentication code based on the received authentication data and displaying the generated authentication code on a display, the user device recognizing the displayed authentication code and transmitting a verification request for card issuance to the card management server and receiving the verification result from the card management server, the card issuing device requesting and receiving the authentication result for card issuance from the card management server through the issuing device management server in response to a request to proceed to the next step, and generating a card by saving and printing card information of the card requested for issuance on a temporary card stored in advance in response to completion of authentication for card issuance, and issuing the generated card.

Provided is a method of stacking media in a media storage unit, which includes: receiving information about a length of a medium entering a media storage unit; calculating a delay time of a stopper corresponding to the length of the medium; and applying a delay time of the stopper calculated for each medium entering the media storage unit to differentially control activation of the stopper for each medium.

The utility model relates to the technical field of self-service terminals, in particular to an intelligent comprehensive service terminal which comprises a lower cabinet body and an upper flip cover hinged to the upper side of the lower cabinet body. The upper flip cover comprises a shell, a first plane is vertically arranged in front of the shell, an expansion platform which is formed by protruding and extending forwards is arranged on the lower side of the first plane, and a paper money placing opening is formed in the left end of the upper side of the first plane; the extension platform is provided with a rectangular groove below the banknote placing port, and the rectangular groove is internally provided with a banknote taking port. An operation platform vertically connected with the first plane is arranged at the upper end of the first plane, and a display screen is arranged on the left side of the operation platform. Through the configuration of the IC card reader, the bank card reader, the two-dimensional code scanner and the cash depositing and withdrawing equipment, an electricity customer can select various payment modes, and each peripheral component adopts a module arrangement mode conforming to ergonomics, so that the comfort of business handling operation of the user is improved.

The utility model relates to the technical field of settlement all-in-one machines, in particular to a self-service settlement all-in-one machine, which solves the technical problem that notes are inconvenient to discard traditionally, and comprises an all-in-one machine body, a bill outlet is arranged on the all-in-one machine body, a bearing plate is arranged below the bill outlet, and the bearing plate is hinged with the all-in-one machine body. The receiving plate is used for receiving bills falling from the bill outlet, and a recycling box internally provided with a cavity is arranged below the receiving plate; when the bills are abandoned, the bearing plate is overturned to incline, the bills on the bearing plate fall into the recycling box, a bill outlet cavity is formed in the all-in-one machine body, the bill outlet is formed in the bill outlet cavity, a containing cavity communicated with the bill outlet cavity is formed in the bottom of the bill outlet cavity, the recycling box is installed in the containing cavity, and a connecting shaft is arranged on the bearing plate. The bearing plate is hinged to the all-in-one machine body through a connecting shaft, a torsional spring is installed outside the connecting shaft, one end of the torsional spring is fixedly connected with the bearing plate, and the other end of the torsional spring is fixedly connected with the all-in-one machine body.

An automated teller machine (ATM) includes a network interface, an input / output device configured to exchange data with a customer, and a processing circuit comprising a processor and memory. The memory is structured to store instructions that are executable by the processor and cause the processing circuit to receive account information identifying a credit account associated with the customer, transmit the account information identifying the credit account, receive reward information associated with the credit account, display a reward indication notifying the customer of reward information and providing the customer with an ability to indicate a preference to perform a currency reward withdrawal, receive data comprising an indication of the preference of the customer to perform the currency reward withdrawal, transmit a redemption request based on the indicated preference, receive a redemption request authorization, and dispense an amount of currency corresponding to an amount identified in the redemption request authorization.

A staging plate for an automated teller machine (ATM) is described herein. The staging plate can include a first surface configured to support media inserted into a pocket of the ATM, and a second surface connected to the first surface. The second surface can be configured to guide media handled by a user to the first surface.

Arrangements for leveraging quantum computing to optimize cash recycling at ATMs are provided. Current status data including location data, cash depletion rate data, and the like, may be received from a plurality of ATMs. Telemetry data from one or more cash replenishment vehicles may be received. The telemetry data may include GPS-based location data from a computing device associated with each vehicle, speed data, and the like. A machine learning model may be executed using the ATM status data and telemetry data as inputs to output an optimized replenishment scenario. In some examples, quantum computing may be used to analyze the data and identify the optimized replenishment scenario for execution. Executing the optimized replenishment scenario may include generating one or more instructions that causing one or more ATMs to activate or deactivate cash recycling functionality, causing one or more cash replenishment vehicles to modify a replenishment route, or the like.

One embodiment of a safe for an automated teller machine comprises: a body having a storage space formed therein; a door for opening and closing the front surface of the body; a first frame forming an outer plate for the body and the door; a second frame assembled to the inner surface of the first frame; and a reinforcing plate mounted on an outer surface of the second frame, which faces the inner surface of the first frame, to reinforce strength, the reinforcing plate being formed by welding chromium and carbon steel.

A self-service terminal suitable for a hospital comprises a self-service terminal body, a mounting plate, a driving motor, a lead screw, a bearing, a disinfection device, an infrared human body induction sensor, an electric push rod, a base, a pressing plate, a spring, a switch and a controller. The height of the device can be conveniently adjusted by special crowds for use, and meanwhile, the device can automatically recognize that people approach and disinfect a screen of the self-service terminal, so that public health safety is guaranteed.

To prevent transaction suspensions and processing interruptions caused when banknote storage units become full, and to enable more efficient collection of old banknotes.SOLUTION: An automatic transaction device includes: a first stacker in which banknotes of a specific denomination are stored and new banknotes are preferentially stored; a second stacker in which banknotes of the specific denomination are stored and where old banknotes are preferentially stored; and a control unit that controls handling of the banknotes. When the deposited banknotes include the old banknotes of the specific denominations and all of the old banknotes cannot be stored in the second stacker, the control unit performs control so as to store the old banknotes in the second stacker as many as storable in the second stacker, and store the remaining old banknotes in the first stacker.SELECTED DRAWING: Figure 1

The utility model relates to the technical field of bank counters, in particular to an intelligent counter of an assembled bank cash island, which comprises a bottom cabinet, a workbench and an intelligent display host arranged on the bottom cabinet, the bottom end of the intelligent display host is detachably and fixedly connected to the top end of the bottom cabinet, and a square side groove is arranged on one side of the bottom cabinet. The top and the bottom of the inner side wall of the square side groove are provided with an inserting groove and a containing cavity which extend in the horizontal direction respectively, the workbench comprises a sliding plate body and a folding plate body, the sliding plate body is slidably connected with the inserting groove in a sleeved and matched mode, and the folding plate body is hinged to the outer end of the sliding plate body and clamped and matched with the square side groove. The side cabinet is slidably sleeved and matched with the containing cavity, telescopic supporting legs are arranged at the front end and the rear end of the bottom face of the side cabinet respectively, corner grooves are formed in the four corners of the bottom end of the bottom cabinet respectively, and universal wheels are installed in the corner grooves respectively; the problem that an intelligent counter of a bank cash island is difficult to move flexibly is well solved.

A server obtains real-time video depicting an area that includes a terminal. The server analyzes the video for depictions of a vehicle and objects associated with attacks on terminals, A server provides factors associated with the analysis to a machine learning model (MLM). The server receives a confidence value as output from the MLM. The server sends an alert when the confidence value exceeds a threshold as an indication that a potential attack on the terminal may be in progress.

The invention discloses a password input shielding device for self-service financial equipment, and relates to the technical field of bank self-service terminal password keyboard shielding, and the password input shielding device comprises a frame cover, a keyboard protection plate, a controller and an inductive switch. The beneficial effects of the invention are that the induction switch is arranged at each key sleeving hole, and the judgment of the staying of the fingers of a user close to the digital keys under the action of the controller is combined, so that the effect of triggering the power-on and power-off control of the electromagnet group is achieved; furthermore, an electromagnet group electrified magnetic field is in an upward side rotating and unfolding state on a plastic shielding sheet magnetically attracted by a magnet sheet, so that the plastic shielding sheet shields a shielding structure formed by a plurality of inclined shielding strip plates at intervals, the structural function of complete shielding is instantly completed before a user is aware of pressing a key, the peep-proof effect is enhanced, and the service life of the key is prolonged. The leakage of password information of a user is avoided, and the plastic shielding sheet is quickly reset within the button completion time, so that the barrier-free property of subsequent operation visual field observation of the user is ensured.