1014results about "Complete banking machines" patented technology

Arrangements for using generative artificial intelligence models for ATM process generation are provided. In some examples, a computing platform may receive, from at least one image or measurement capture device, dimension data associated with an ATM. The ATM may have a plurality of components arranged on a face of the ATM. The dimension data may be input to a generative artificial intelligence model and the model may be executed to output, based on the dimension data, a position or location of each ATM component relative to a reference point on the ATM. In some examples, the model may further output at least one audio script describing the location of each component. The model may output one or more translations of the at least one audio script. The computing platform may transmit or send the at least one audio script to the ATM for presentation during user interaction with the ATM.

Arrangements for using generative artificial intelligence models for ATM operations control are provided. In some examples, a computing platform may receive, from a plurality of ATMs, operation data. The operation data may be analyzed using a first generative artificial intelligence (AI) model to identify one or more potential issues. If an issue is identified, additional data related to the issue may be retrieved from an impacted ATM. A second generative AI model associated with the particular identified issue may be identified. The model may be executed using the additional data as inputs to identify or output a corrective action. The corrective action may be transmitted to the ATM for execution. The one or more generative AI models may be updated to continuously improve accuracy.

A computing system includes at least one one or more automated teller machines (ATMs) and at least one processing circuit. The at least one processing circuit is configured to train an artificial intelligence (AI) model to determine predicted transactions of a user using transaction data related to a plurality of transactions of the user with the one or more ATMs; receive data indicative of a location of a user device corresponding to the user; determine a corresponding location of an ATM of the one or more ATMs; determine a predicted transaction of the user at the ATM using the AI model; and transmit information corresponding to the predicted transaction to the user device including an interface element to cast the predicted transaction to the ATM. The ATM is configured to receive transaction data cast by the user device to the ATM and execute a transaction according to the transaction data.

A system and associated method and service for providing a platform that enables members to transfer, receive, or otherwise exchange cash in various international denominations and commodities, such as precious metals (e.g., gold, silver, etc.), in a mobile highly secured telecommunications environment. The system is capable of delivering cash instantly between two or more users by allowing the exchange of secure transactions between system and cash dispensing machines (ATMs). Users may pay, receive, exchange, deposit, transfer, pay bills, exchange currency, retrieve cash, deposit cash and create accounts based on the mobile phone number or a system generated code.

After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and / or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.

The invention discloses a risk account processing method and device, electronic equipment and a storage medium, and relates to the technical field of data processing, and the method comprises the steps: responding to a risk account to log in an automatic teller machine, and obtaining a face image of an operator of the risk account collected by the automatic teller machine; inputting the face image into a preset face expression recognition model for expression recognition to obtain an expression recognition result of the face image; if it is determined that the expression recognition result is the first emotional expression or the second emotional expression, it is determined that the transaction behavior of the risk account is abnormal, and early warning information is output. Compared with the prior art, the automatic teller machine is used for collecting the face image of the operator of the risk account for expression recognition, if the expression recognition result is the first emotional expression or the second emotional expression, it is indicated that the emotion of the operator of the risk account is abnormal, and the emotion of the operator is closely related to the safety of the transaction behavior; whether the transaction behavior is abnormal or not can be determined through the expression recognition result, so that the security of the risk account is improved.

A withdrawer computing device may send to an application server device a cash withdrawal request for a cash withdrawal of an amount of physical cash. The withdrawer computing device may then receive from the application server device a quote of a cash withdrawal fee for the cash withdrawal, obtain an acceptance of the quote, and send a notification of the acceptance to the application server device. The withdrawer computing device may also receive an indication that the cash withdrawal has been completed, and transmit to the application server device confirmation that the cash withdrawal has been completed. A withdrawer electronic funds account may then be debited by the amount of physical cash and the cash withdrawal fee and a depositor electronic funds account may then be credited by the amount of physical cash and the cash withdrawal fee.

Various aspects of the disclosure relate to monitoring a physical location to determine and / or predict anomalous activities. One or more machine learning algorithms may be used to analyze inputs from one or more sensors, cameras, audio recording equipment, and / or any other types of sensors to detect anomalous measurements / patterns. Notifications may be sent one or more devices in a network based on the detection.

The embodiment of the invention provides an ATM withdrawal method and device, electronic equipment, a storage medium and a product, and relates to the field of financial science and technology. The method comprises the steps of obtaining current transaction information corresponding to a bank card, and determining whether a current transaction is an abnormal transaction according to the current transaction information; if the current transaction is the abnormal transaction, determining whether a user of the bank card is a holder of the bank card; if the user of the bank card is the owner of the bank card, micro-expression analysis is carried out on the user, an analysis result is obtained, and if the analysis result indicates that the user is in an abnormal state, micro-expression analysis is carried out on the user again after a first preset duration; the latest analysis result indicates that the user is in an abnormal state or the number of times of micro-expression analysis exceeds the preset number of times; and if the latest analysis result indicates that the user is in the normal state, the current transaction is carried out according to the current transaction information, so that the security of the transaction is greatly improved, and the possibility of misjudgment and false alarm is reduced.

Systems and methods are provided for services utilizing transaction devices such as Automated Teller Machines. An example method comprises receiving a request comprising at least one constraint for a transaction and providing at least one ATM that satisfies at least one constraint of the request. A second method comprises analyzing, via a language model, the request, and based on the analysis, determining the at least one ATM that satisfies at least one constraint of the request. A third method comprises utilizing a QR code to perform a transaction at an ATM without receiving tactile input.

The invention belongs to the technical field of financial services, and particularly relates to a bank self-service financial service system which comprises a database module, an identification module, an interface switching module and a safety guarantee module. The database module is used for storing the card surface information and the first identity information, and associating the card surface information with the first identity information; the recognition module is used for acquiring and recognizing second identity information of the user and judging whether the second identity information is matched with the first identity information or not; the method comprises the following steps: after a user inserts a card into an ATM, extracting first identity information corresponding to card surface information; whether the first identity information is matched with the second identity information or not is judged, and if matching succeeds, the service interface of the ATM is switched, so that the service efficiency and quality can be improved when the elderly user independently uses the self-service financial service equipment to carry out account changing behaviors, and unmanned and online development of financial institutions is adapted.

Images captured for components of a device are monitored for changes by evaluating a first region of interest in the images. Periodically, a command is sent to the device to move one or more of the components to a known position or state. A certain component or set of components associated with being moved based on the command is evaluated in a second region of interest in the images to determine if the corresponding component or set of components is in the known position or state within the images. When the corresponding component or set of components is not identified from the images in the known position or state, a security alert is raised for the device and security operations are processed on the host device.

The utility model provides an automatic voucher issuing device and financial equipment. The automatic voucher issuing device comprises a machine body, a medium issuing mechanism, a transfer mechanism and a printing mechanism, the machine body is provided with a plurality of placement layers which are arranged in the longitudinal direction, and the placement layers are provided with respective medium distribution mechanisms; the transferring mechanism is movably arranged on the machine body and can further convey the media output by the medium issuing mechanism to the printing mechanism. The printing mechanism is used for printing or supplementing the medium transmitted by the transfer mechanism to form a required voucher; the transfer mechanism comprises a transfer table, a paper feeding assembly, a guide assembly and a driving assembly for providing power; the transfer table can be controlled by the driving assembly to move to the corresponding placement layer, so that a paper inlet of the paper feeding assembly is opposite to a paper outlet of the medium issuing mechanism, and the transfer table is used for receiving the medium to the paper feeding assembly; automatic issuing, transferring and printing of vouchers are achieved, manual operation is greatly reduced, and working efficiency is improved.

The utility model relates to a device for turning pages of inner pages of a passbook in both positive and negative directions, comprising: an upper component and a lower component, wherein the upper component is rotatably connected to the lower component, and an entrance is also arranged on the side away from the connection between the upper component and the lower component, and the entrance is opened between the upper component and the lower component; a passbook transmission channel is formed between the upper component and the lower component, the passbook transmission channel is connected to the entrance, and the passbook transmission channel is used to limit the moving path of the article to be turned over; a first-level friction wheel assembly, a page turning wheel assembly and a second-level friction wheel assembly are arranged in pairs in sequence along the passbook transmission channel in a direction away from the entrance, and the passbook transmission channel is formed between the first-level friction wheel assembly, the page turning wheel assembly and the second-level friction wheel assembly that are tightly fitted; and the page turning wheel assembly is used to turn pages in both positive and negative directions. The beneficial effect of the utility model is that the device can turn pages automatically.

A computing device, a computer program product, and a computer-implemented method for enabling a user to select between a default ATM operating mode in which actions are visually represented on a user interface with words, and a basic ATM operating mode in which actions are represented on the user interface with graphical images.

An automated teller machine (ATM) may include an input component and one or more processors. The input component may be configured to detect multi-factor input associated with an account. The multi-factor input may include at least two of: a sequence of characters input via the input component, a force with which at least one character, of the sequence of characters, is input via the input component, a length of time over which at least one character, of the sequence of characters, is input via the input component, or a combination of at least two characters, of the sequence of characters, that are input concurrently via the input component. The ATM may receive the multi-factor input, validate the multi-factor input in association with the account, and selectively permit or deny access to one or more actions associated with the account based on validating the multi-factor input.

The invention discloses an AMT function security test method based on hardware-in-the-loop, which comprises the following steps: implementing the AMT function security test method based on HIL according to an AMT HIL function security test process, including hardware platform building and software platform building; hardware comprises a load electromagnetic valve group, an HIL cabinet, a TCU and an upper computer, the TCU is connected with a corresponding pin of the HIL cabinet, a pin of a control signal of the load electromagnetic valve group needs to be led out from a Load board card of the HIL cabinet and is connected with the load electromagnetic valve group, and the upper computer is connected with the HIL cabinet to provide operation software; the AMT function security test method based on hardware-in-the-loop provided by the invention has correct function performance, accuracy and time sequence of a security mechanism; consistency and correctness of interface realization are realized; and verifying the validity and robustness level of the diagnosis or failure coverage of the security mechanism.

The invention relates to an ATM (Automatic Teller Machine), which is characterized in that a display screen is arranged on a box body; the liquid storage structure is arranged on the box body and comprises a liquid storage box, and a containing cavity used for storing cleaning liquid is formed in the liquid storage box; the spraying structure comprises a water pipe and a nozzle, one end of the water pipe communicates with the containing cavity, the other end of the water pipe communicates with the nozzle, and the nozzle corresponds to the display screen and sprays cleaning liquid to the display screen. The drainage structure comprises a recovery tank and a guide pipe, the recovery tank is arranged at the lower end of the display screen to recover the cleaning liquid, one end of the guide pipe is connected with the recovery tank, and the other end of the guide pipe is connected with the liquid storage tank to guide the cleaning liquid in the recovery tank to the accommodating cavity; at least part of the cleaning structure is movably arranged relative to the display screen and makes contact with the display screen so as to clean the display screen. According to the ATM, automatic cleaning of the display screen is achieved through the structure, the screen is kept clear, and user experience is improved.

A method of assisting a management operation of a money handling machine includes: receiving, by a computer, an instruction related to management operation for a money handling machine from an operator; performing, by the computer, natural language processing on the received instruction, generating an operation command corresponding to the instruction, and outputting the operation command to the money handling machine; and performing, by the money handling machine, an operation corresponding to the operation command to execute the management operation as instructed by the operator.

A data processing system includes a first communication session participant device, a service orchestration controller, and a plurality of second communication session participant devices. Each of the second communication session participants has an attribute to perform a type of service task. The service orchestration controller receives a service request message from the first communication session participant device, determines a control message based on the service request message, retrieves technical capability parameters of each of the second communication session participant devices, selects an optimum second communication session participant device from the plurality of second communication session participant devices based on the technical capability parameters and based on the attributes, transmits the control message to the optimum second communication session participant device to process the service request, receives a service outcome message from the optimum second communication session participant device, and provides output data to the first communication session participant device.

Disclosed herein are system, method, and computer program product embodiments for creating a personalized visual code for completing a transaction at an Automated Teller Machine (ATM). An embodiment operates by receiving a request to complete a transaction from a mobile application on a user device, pairing the transaction with an ATM, retrieving information unique to the user, generating a personalized visual code based on the information unique to the user, and generating a rule for presenting the personalized visual code on the ATM, the rule including at least one of: i) when the personalized visual code should be presented, ii) how long the personalized visual code is to be presented, or iii) how the personalized visual code should move when presented on the ATM.

Sensors are mounted to surfaces of an intermediate module and a lower module of a media handling device. The sensors report to firmware and the firmware determines whether the lower module is in proper alignment with the intermediate module based on the reported sensor data. A spring plunger is configured with sufficient tension to push the lower module into alignment and a motorized latch controlled by the firmware is configured to pull the lower module into alignment and / or assist the spring plunger in pushing the lower module into alignment. In an embodiment, a lid and a lid alignment rail apparatus is provided to ensure a lid of the lower module is properly latched, aligned, and unlatched.

An information processing apparatus includes a call determination unit that determines whether a user who has visited an ATM is talking on a phone based on a captured image of a target area based on the ATM, an operation control unit that switches an operation mode of the ATM from a first operation mode to a second operation mode in which information different from information output in the first operation mode is output in a case that the user is talking on a phone, a case determination control unit that transmits data suggesting a state of the user in a target period based on the switching to an interested party terminal and acquires a determination result as to whether there is an incident, and an update unit that changes operation content of the second operation mode based on the determination result of the presence or absence of the incident.

A user interface component receives a service request from a user and transmits a service request message to a business application component. The business application component transmits an authorisation request message to a media authorisation component. The media authorisation component generates a token based on the authorisation request message and transmits a search message to a controller. The controller transmits the search message to a plurality of backend components. The controller transmits a response message from the backend components to the media authorisation component. The media authorisation component determines whether the token is valid based on the response message. The media authorisation component transmits a validation message to the business application component. Based on the service request message and the validation message, the business application component transmits a control message to a media device driver to control the media device driver to dispense physical media from a teller machine.

Embodiments of the present disclosure are directed to operating an Automated Teller Machine (ATM) to provide an electronic game on or through the ATM where the electronic provides a chance for a user to reduce transaction fees associated with a withdrawal. Accordingly, embodiments add a gambling feature at an ATM or kiosk which allows the user and option to play an electronic game in an attempt to reduce or win some or all the ATM transaction fee. The electronic game can be a game of chance or a skills-based game. In some cases, the game can be a multi-player game and the amount of reduction in the transaction fee, or even a award larger than the transaction fee, can depend upon an amount in a pot for the game.

The invention relates to a door lock device for self-service equipment, the door lock device comprises an electromagnet, a mounting bracket and a spring bolt assembly, the electromagnet is mounted on the mounting bracket through a bolt, a containing hole is formed in the mounting bracket, and the spring bolt assembly is movably mounted on the mounting bracket through the containing hole; a cylindrical pin is inserted into the front end of an iron core of the electromagnet and movably connected with the spring bolt assembly, and the electromagnet drives the spring bolt assembly to move up and down in the containing hole through the cylindrical pin. A spring is further arranged between the installation support and the spring bolt assembly, the installation direction of the spring is consistent with the displacement direction of the spring bolt assembly, and the spring is used for resetting the spring bolt assembly. The structure is simple, and gate opening and closing control is more convenient.

The present invention provides a system, method, and intelligent device for detecting attempts to tamper with automated terminals. The system comprises a processing unit, a data acquisition subsystem, a self-test subsystem, a power monitoring system, a tamper detection system and an intelligent agent system. The system is in communication with a sensor system comprising a plurality of sensors which provide monitoring information of the ATM terminal, such as vibration, brightness and audio aspects. By means of an artificial intelligence model using a convolutional neural network (CNN), the system can recognise patterns and distinguish a real attack from normal disturbances in the environment.

Systems and methods for customer-specific content delivery via an automated teller machine (ATM) may include one or more server(s) which receive, from an ATM, data indicative of a user profile corresponding to a user of the ATM, the user performing a transaction via the ATM; identify a transaction history associated with the user profile; determine, via one or more first machine learning models hosted on the one or more servers, a context corresponding to at least one transaction of the transaction history; generate, via one or more second machine learning models, a content item according to the context determined by the one or more first machine learning models; and transmit the content item for display by the ATM to the user, the ATM displaying the content item for at least a portion of a duration in which the transaction is performed via the ATM.

Systems, computer program products, and methods are described herein for using an anomaly deterrent sensor within a self-service machine for dispensing physical items. The present disclosure is configured to: detect an interaction between a payment instrument with available resources and a self-service machine for dispensing physical items; receive an anomaly notification from an anomaly deterrent sensor within the self-service machine for dispensing physical items wherein the anomaly notification is associated with forced entry into the self-service machine, wherein the anomaly deterrent sensor detects forced entry into a physical item dispensing area within the self-service machine during the interaction between the payment instrument and self-service machine; and trigger a set of security measures associated with the self-service machine for dispensing physical items upon reception of the anomaly notification originating from the anomaly deterrent sensor, wherein the set of security measures comprises playing a pre-recorded alarm.