The invention discloses a
payment method and device, equipment, a storage medium and a program product. The method comprises the steps of obtaining card information and recharging account information in response to a card swiping
payment operation of a user; when the graphic code is scanned by a code scanning device, a recharging transaction request generated based on a first transaction message and sent by a first switching
system is received, and the first transaction message is generated by an acquiring
system based on card information, recharging account information and
payment amount sent by the code scanning device; and in response to the recharging transaction request, generating a recharging transaction message based on the card information, the recharging account information and the payment amount and sending the recharging transaction message to a second switching
system, so that the second switching system recharges the recharging account from the first type of
payment card based on the recharging transaction message, obtains a recharging result and sends the recharging result to the first switching system, and enabling the first
transfer system to transfer accounts from the recharge account to the merchant based on the recharge result. According to the embodiment of the invention, normal domestic payment of the overseas
payment card can be realized when the payment mode is not matched with the collection mode.