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5486results about "Payment architecture" patented technology

Systems and Methods for Decentralized Data Management Across Decentralized Platforms

Systems and methods for decentralized data management across interoperable distributed platforms are disclosed. A computing system receives input data associated with a unique decentralized identifier (DID) representing an entity or event. The computing system segments the input data into encrypted data segments, each cryptographically linked to the DID, and distributes these encrypted segments across decentralized storage nodes according to a redundancy scheme. A cryptographic lineage record, including segment identifiers, timestamps, and hashes linked to the DID, is stored in a decentralized ledger. In response to authenticated access requests, the computing system reconstructs the input data by retrieving, decrypting, and cryptographically verifying the distributed data segments against the lineage record. Authorized entities access the reconstructed data through interfaces enforcing cryptographically secured access permissions defined within the decentralized ledger, providing enhanced security, provenance verification, and data resilience.
Owner:VANNADIUM INC

Artificial intelligence-powered large-scale content generator

An AI-powered content generation system that creates consistent, coherent, and engaging multi-modal content by integrating multiple specialized AI components. The system analyzes user input, identifies key elements, and maintains continuity throughout the generation process. It incorporates a feedback loop to learn and adapt based on user preferences, enabling personalized content experiences. The modular architecture allows for seamless integration of AI components focusing on text, images, audio, and interactive elements. The system ensures consistency across modalities and over extended periods, while managing rights, licenses, and royalties using blockchain technology. This advanced platform revolutionizes content creation, consumption, and management in the digital age.
Owner:QOMPLX INC

Methods and systems for facilitating collection of road user charges using a digital currency based on a distributed ledger technology

A system and method for facilitating collection of Road User Charges (RUC) using a digital currency within a Distributed Ledger Technology (DLT) network are disclosed. The system generates secure digital wallets for Road Users and Facility Owners, receives trip, position, distance, and cost data from vehicles, sensors, and facility systems, and encodes settlement logic into smart contracts. These contracts automatically execute jurisdiction-specific disbursements across blockchain, directed acyclic graph (DAG), or hashgraph frameworks, ensuring scalability and auditability without reliance on centralized tolling infrastructure. An AI Activity Module processes multi-source telemetry—including vehicle sensors, GNSS / PNT data, roadside infrastructure, and third-party traffic feeds—to detect congestion, forecast conditions, optimize routing, and dynamically adjust segment-level RUC pricing in real time. The integration of AI-driven adaptive pricing with distributed ledger settlement provides a decentralized, infrastructure-agnostic framework for secure, transparent, and verifiable road use fee collection across multiple jurisdictions, distinct from conventional tolling systems.
Owner:LOCHRANE TAYLOR WILLIAM PAUL

Compensation for a service associated with a humanoid robot with advanced kinematics

Various systems and methods are described for obtaining compensation for tasks performed by a humanoid robot, where the humanoid robot is associated with a first party. The method includes a first party providing a humanoid robot for use in an operating location. The humanoid robot engaged in performing a plurality of tasks at the operating location. A third party compensates the first party with a specified amount of currency for a pre-determined time interval during which said humanoid robot has engaged in performing the plurality of tasks at the operating location.
Owner:FIGURE AI INC

Adaptive additive manufacturing for value chain networks

ActiveUS12380418B2Image enhancementImage analysisArtificial Intelligence SystemDistributed manufacturing
An information technology system for a distributed manufacturing network includes an additive manufacturing management platform configured to manage process and production workflows for a set of distributed manufacturing network entities through design, modeling, printing, and supply chain stages. The information technology system includes an artificial intelligence system configured to learn on a training set of outcomes, parameters, and data collected from the set of distributed manufacturing network entities of the distributed manufacturing network to optimize digital production processes and workflows. The information technology system includes a distributed ledger system integrated with a digital thread configured to provide unified views of workflow and transaction information to entities in the distributed manufacturing network.
Owner:STRONG FORCE VCN PORTFOLIO 2019 LLC

Digital product online leasing system based on cloud native micro-service architecture and construction method thereof

The invention discloses a digital product online leasing system based on a cloud native micro-service architecture and a construction method thereof, and the method specifically comprises the steps: firstly, carrying out containerized deployment and micro-service hierarchical design, including a plurality of business modules of user service, product management, leasing order, payment settlement, credit evaluation and recommendation, and enabling each module to operate in an independent service form; efficient cooperation is realized through service registration and discovery; a cloud native platform is utilized to realize elastic expansion and automatic operation and maintenance of the system, lease life cycle management is realized through an event-driven mechanism, links of ordering, payment, delivery, lease renewal, return and maintenance are covered, and a credit determination and risk control mechanism is introduced to support multiple lease modes such as detention-free lease and the like. The digital product leasing platform supports multi-terminal access and unified entrance management, has good system expansibility and leasing service flexibility, improves the concurrent processing capability, deployment efficiency and user experience of the digital product leasing platform, and has wide commercial application prospects.
Owner:BEIJING YUNLING ZHIXING NETWORK TECHNOLOGY CO LTD

Robotic vision system with variable lens for value chain networks

A dynamic vision system includes a variable focus liquid lens optical assembly. The dynamic vision system includes a variable lighting assembly. The dynamic vision system includes a control system configured to adjust one or more optical parameters and data collected from the variable focus liquid lens optical assembly in real time. The dynamic vision system includes a control system configured to adjust the variable lighting assembly. The dynamic vision system includes a processing system that dynamically learns on a training set of outcomes, parameters, and data collected from the variable focus liquid lens optical assembly to train a set of machine learning models to control the variable focus liquid lens optical assembly to optimize collection of data for processing by the set of machine learning models.
Owner:STRONG FORCE VCN PORTFOLIO 2019 LLC

Incentivization systems for curation of artificial intelligence systems

Provided herein are systems and methods that improve the performance and accuracy of artificial intelligence (AI) systems and enhance real-world uses thereof. For example, provided herein are incentivization systems and methods for expert curation systems that prevent or reduce the frequency of AI hallucinations; allow for rapid identification of errors, misinformation, and out of date information; enable faster and easier corrections; and provide accurate and actionable results.
Owner:EVITY TECHNOLOGIES INC

Cryptocurrency hardware wallet on monolithic chip with common physical countermeasures and secure memory

An electronic hardware wallet for conducting cryptocurrency transactions, blockchain transactions, or other secure communications is embodied on a monolithic integrated circuit (IC) die supported on a single substrate. The monolithic semiconductor device can include a non-volatile data store for storing application software executable by the multi-core processor, and the secure element can include a secure data store for storing secret data (e.g., a private key) for use in a secure electronic transaction. In some embodiments, the secure element can include hardware logic embodying a cryptocurrency algorithm associated with executing the secure electronic transaction and can have a limited and selective communication bus between the secure element and the multi-core processor. The electronic hardware wallet can communicatively couple with one or more other devices to facilitate a multi-party computation (MPC) algorithm for authenticating the cryptocurrency algorithm and validating the secure electronic transaction.
Owner:CROSSBAR INC

Drive through audio communication system with multi-lane support

A communications system for a restaurant includes multiple field communications units, a portable communications device, and processing circuitry. The field communications units include a speaker and a microphone. The portable communications device is transportable by an order taker of the restaurant. The processing circuitry obtains a user input to transition the portable communications device between multiple different channels. The multiple different channels correspond to one of the multiple field communications units. The processing circuitry transitions the portable communications device to one of the multiple different channels according to the user input. The processing circuitry facilitates end-to-end bi-directional audio communication between the order taker and a customer by operating the portable communications device and the one of the multiple field communications units to exchange audio data over the one of the multiple different channels.
Owner:XENIAL INC

Robot fleet management configured for use of an artificial intelligence chipset

A method of configuring a robot of a fleet of robots for use of an AI chipset includes receiving a request for a robotic fleet to perform a job. The method includes defining a set of tasks that are to be performed by the robotic fleet in performance of the job. The method includes assigning at least one task of the set of tasks to a robot. The method includes determining a configuration for the robot based on the assigned task and a components inventory that indicates different components that can be provisioned to the robot including at least one AI chipset, and for each component, a set of extended capabilities and a status of the component. The method includes configuring the robot based on the determined configuration to use the at least one AI chipset. The method includes deploying the robotic fleet to perform the job.
Owner:STRONG FORCE VCN PORTFOLIO 2019 LLC

Storing generated digital objects on a distributed ledger

Generative media content (e.g., generative audio) can be dynamically generated based on various inputs, which can include blockchain data. A playback device accesses blockchain data stored via a distributed ledger and generates media content based at least in part on the blockchain data. The playback device can access a library of pre-existing media segments and arrange a selection of pre-existing media segments from the library for playback according to a generative media content model and based at least in part on the blockchain data. The generated media content can then be played back via the playback device.
Owner:SONOS INC

Output-based attribution for content, including musical content, generated by an artificial intelligence (AI)

In some aspects, a music-based output produced by a generative artificial intelligence is segmented into multiple segments. An encoder is used to generate multiple output embedding. Individual output embeddings of the multiple output embeddings are derived from individual segments of the multiple segments. A distance measurement between individual output embeddings of the multiple embeddings and individual training segment embeddings of multiple training segment embeddings is determined to create a set of distance measurements. The plurality of distance measurements is correlated to a plurality of content creators that created multiple content items used to train the generative artificial intelligence. One or more creator attributions are determined based at least in part on the correlating. A creator attribution vector that includes the one or more creator attributions is determined and compensation is provided to one or more content creators of the plurality of content creators based on the creator attribution vector.
Owner:SUREEL INC

Identity verification system

The present disclosure provides for technology that addresses technological challenges arising in the field of identity verification. In particular, the present disclosure provides for out-of-band identity verification workflows that allow a first user to issue a verification challenge to a second user to confirm the identity of the second user. For example, the first user may receive a communication claiming to be from the second user. Rather than attempting to confirm the identity of the second user in-band, the first user initiates an out-of-band verification challenge to the second user.
Owner:BLACKCLOAK INC

Systems and Methods for Tokenizing Entities with Decentralized Storage and Distributed Ledger Technology Integration

Systems and methods for tokenizing entities within a distributed ledger technology (DLT) network. A processing system operating in the DLT network receives an input dataset that includes asset attributes, identity information, or event metadata. The processing system encrypts the input dataset, partitions the encrypted data into multiple encrypted segments, and distributes each segment to selected decentralized storage nodes. Each encrypted segment is associated with a unique segment identifier. The processing system generates a cryptographic token directly linked to the input dataset and embeds metadata into the cryptographic token referencing encrypted segments, a data provenance identifier, or a creation timestamp. A smart contract deployed on the DLT network mints the cryptographic token and cryptographically links the embedded metadata to encrypted segments stored at decentralized storage nodes. The processing system, through the smart contract, provides authorized access to the input dataset according to access permissions defined within the smart contract.
Owner:VANNADIUM INC

Systems and Methods for Abuse Safeguards in NFT-Directed Environments

Systems and techniques to protect against abuses in the transfer and maintenance of tokens within NFT platforms are illustrated. One embodiment includes a method to facilitate filtration in blockchains. The method recovers, from a list of prospective entries to be appended to a primary blockchain, a reference to a blockchain entry. The method obtains a certainty level associated with the blockchain entry. The method assesses a classification of the blockchain entry based on the associated certainty level. The method determines whether to record the blockchain entry on the primary blockchain based on the classification.
Owner:ARTEMA LABS INC

Blockchain-based generative media system for real-world asset tokenization

Generative media content (e.g., generative audio) can be dynamically generated based on various inputs, which can include blockchain data. A playback device accesses blockchain data stored via a distributed ledger and generates media content based at least in part on the blockchain data. The playback device can access a library of pre-existing media segments and arrange a selection of pre-existing media segments from the library for playback according to a generative media content model and based at least in part on the blockchain data. The generated media content can then be played back via the playback device.
Owner:SONOS INC

Dynamic-ledger-enabled edge-device query processing

A method for processing a query for data stored in a distributed database includes receiving, at an edge device, the query for data stored in the distributed database from a query device. The method includes causing, by the edge device, the query to be stored on a dynamic ledger maintained by the distributed database. The method includes detecting, by the edge device, that summary data has been stored on the dynamic ledger. The method includes generating, by the edge device, an approximate response to the query based on the summary data stored on the dynamic ledger. The method includes transmitting, to the query device, the approximate response.
Owner:STRONG FORCE VCN PORTFOLIO 2019 LLC

Invoice automatic auditing and intelligent settlement system for automobile road rescue

The invention discloses an invoice automatic auditing and intelligent settlement system for automobile road rescue, and relates to the technical field of intelligent settlement systems, a correction module integrates a machine learning model to analyze historical bills, automatically corrects unreasonable settlement amount and generates a correction suggestion report, a prompt module builds an intelligent priority matrix, and the intelligent priority matrix is sent to a server. The reminding frequency is dynamically adjusted according to parameters such as the historical settlement scale and the service life of a supplier, the settlement module recognizes an abnormal invoicing terminal by combining an invoicing equipment fingerprint recognition technology, a payment process is automatically triggered after verification is passed, a supplier credit portrait system is established, and a dynamic settlement scheme is supported. The settlement system establishes an intelligent priority matrix to realize important supplier high-frequency reminding and low-risk project low-frequency intervention, so that the whole process timeliness is guaranteed, the defects of a traditional rule engine in coping with complex scenes are effectively overcome, and the response capability and the autonomous decision-making capability of the system to abnormal behaviors are improved.
Owner:HANGZHOU WANGLAN TECH CO LTD

Protecting tokenized structures using a protection architecture

Systems, methods, and computer-readable storage media to protect tokens using a protection architecture. One method includes identifying asset tokens including links to a plurality of asset metadata objects. Further, the method includes generating a container metadata object including metadata of the asset tokens. Further, the method includes generating a container token including a link with the container metadata object. Further, the method includes encapsulating the container token and the asset tokens within a container including a container control structure restricting outputs of the container metadata object and the plurality of asset metadata objects. Further, the method includes generating an allocation token compatible with a segmented allocation control structure restricting outputs by the container of a first segmented allocation of the asset tokens based on metadata of a subset of the plurality of asset metadata objects. Further, the method includes providing, using the segmented allocation control structure, the allocation token.
Owner:WELLS FARGO BANK NA

Ecommerce messaging systems and methods for implementing in-app stores and order workflows

An ecommerce messaging system described herein comprises one or more ecommerce extension apps that interact with a messaging app. These embodiments leverage the extension core to manage session apps and smart services for using tap-to-message and tap-to-update processes to generate, update, and manage order workflows and in-app stores through branded messages communicated between customer and seller session apps to share message transcripts on devices of the same user groups via the messaging host, empower ecommerce with action-key-based communication, serialize-deserialize processes, and dynamic update propagation, manage return-refund workflows with temporary tables until one-time entity data model updates can be performed for session apps, and configure multi-store shopping systems on sellers' multiple devices using a store-as-a-service model to enable distributors to distribute production copies of assigned stores to authorized publishers to add custom promotions, which will be published together as production copies to their subscribed user groups for multi-store shopping and tracking.
Owner:CHENG JOSEPH C +1

Scheduling and approval process control method and device for digital product online leasing

The invention discloses a scheduling and approval process control method and device for digital product online leasing, and the method specifically comprises the steps: carrying out the cloud native operation environment preparation, building a process control system based on a workflow engine capable of being arranged, carrying out the system initialization, and carrying out the operation of a cloud server; comprising the steps of initializing a lease process engine, an equipment resource scheduling module, an approval strategy and credit engine and a performance monitoring and state management system; and then a lease application and process control method, an equipment scheduling and conflict detection method, an examination and approval execution and process driving method and a performance monitoring and state write-back method are designed in sequence. After a user submits a leasing request, generating an approval process and distributing the approval process to an approval node; executing resource allocation and locking after the approval is passed; an event-driven mechanism is adopted to manage state circulation of all stages of leasing, and reverse-driven scheduling adjustment of approval results is supported. According to the invention, the approval efficiency of online renting of digital products is improved, the manual intervention cost is reduced, and the rationality and traceability of equipment resource configuration are guaranteed.
Owner:BEIJING YUNLING ZHIXING NETWORK TECHNOLOGY CO LTD

Learning for individual detection in brick and mortar store based on sensor data and feedback

A brick-and-mortar (BAM) store control system uses sensors and wireless transceivers to track customers, merchant representatives, devices, and / or objects within a BAM store area. The system can identify and track product and / or service inventory within the BAM store area and / or in individual's personal inventories, for instance by detecting movements of objects by individuals in sensor data. The system can generate inventory replenishment schedules, for instance based on inventory quantity patterns. The system can provide recommendations to customers and / or merchants, for example recommending products that customers have interacted with. The system can identify individuals and / or objects using a machine learning algorithm, which can learn based on feedback. The system can generate temporary identifiers for unrecognized individuals or objects, which it can merge or convert into long-term identifiers as more information is received. The system can recognize sensitive information based on secure identifiers generated based on the sensitive information.
Owner:BLOCK INC

Shopping method and system based on cooperation of door lock and unmanned supermarket

The invention discloses a shopping method and system based on cooperation of a door lock and an unmanned supermarket, and the method comprises the steps: generating an improved multicast joining message according to shopping list information inputted by an owner on an intelligent door lock, and transmitting the improved multicast joining message to a preset multicast address, thereby completing multicast registration; according to an event triggered by face scanning after an authorized user arrives at the unmanned supermarket, the supermarket door lock generates a verification request message and sends the verification request message through multicast, identity verification is completed, and the supermarket door lock is opened; according to a payment request triggered after the authorized user selects and purchases the commodity, the payment machine generates a payment confirmation message and sends the payment confirmation message through multicast, and an owner confirmation interface is triggered; according to the payment confirmation operation of the owner, the door lock collects the payment two-dimensional code and sends the payment two-dimensional code to the payment machine, after payment is completed, the door lock sends a multicast leaving message, and the shopping process is ended. According to the embodiment of the invention, flexible cooperation of the door lock and the supermarket system can be realized, and the problems of convenient shopping and safety management and control in an offline scene are solved.
Owner:DESSMANN CHINA MACHINERY & ELECTRONICS

Checkout devices, checkout assemblies, and checkout methods

Implementations of this application provide a checkout device, a checkout assembly, and a checkout method. An example checkout device includes a housing, a display screen, and a Near Field Communication (NFC) module. The display screen is fastened to the housing, and is configured to display at least one of a to-be-paid amount of a product, payment method guidance, or a payment result. The NFC module is located in a space enclosed by the housing to be in close proximity to an electronic device to make an electronic payment. The display screen displays the payment method guidance to direct a consumer to quickly make an electronic payment. The display screen displays the to-be-paid amount of the product and the payment result.
Owner:SHANGHAI ANT CHUANGJIANG INFORMATION TECHNOLOGY CO LTD

Automated smart storage of products

Automated, environmentally monitored and controlled storage units and systems for storing, monitoring, and maintaining a supply of products, particularly temperature sensitive pharmaceutical and / or other high-value products, be they temperature sensitive or not. Such automated storage units contain an array of independently addressable holding locations for containers with product in one or more environmentally monitored (e.g., for temperature, humidity, etc.) and controlled zones fitted with appropriate environmental sensors. In preferred embodiments, the automated storage units also include a reader to track product information and status. Product loading, retrieval, and movement within such automated storage units is performed by a computer-controlled robot. A user interface device, preferably in communication with an application service provider to provide remotely managed inventory management and other services, provides users with inventory- and product-specific information.
Owner:TRUMED SYSTEMS INC

Mobile deposit of financial instruments using QR code

An apparatus, computing device, computer program product, and a computer-implemented method for delivering financial services within a secure, authenticated network environment, and more particularly, for facilitating a quick and efficient manner of performing a mobile deposit of a financial instrument using a distinctive two-dimensional, machine-readable barcode displayed on a surface of the financial instrument. The two-dimensional, machine-readable barcode contains mobile deposit data that includes client PII, and financial data.
Owner:TRUIST BANK

Method for improving label reading success rate of NFC (Near Field Communication) equipment based on POS (Point of Sale) dynamic load change

The invention discloses a method for improving the tag reading success rate of NFC (Near Field Communication) equipment based on POS (Point of Sale) dynamic load change, which comprises the following steps: simulating an NFC tag by a POS terminal, sampling an external basic load value, and setting a trigger threshold Tbase; after initialization is finished, enabling the POS terminal to detect an external field function, and collecting a signal amplitude Tlast at the moment; when the POS terminal recognizes that the card searching signal is not processed, the NFC equipment is confirmed to be close; when the POS terminal recognizes a signal detected by the low-power-consumption card, enabling an LPCD function of a fixed threshold value, and when the amplitude Tcurrent detected by the low-power-consumption card is greater than Tbase, confirming that the NFC equipment is close; when the secondary confirmation result is that the NFC equipment is close and NFC equipment interaction is not completed according to expectation, dynamic load change is introduced to promote the NFC equipment to complete the transaction; the method can effectively solve the problems of difficulty in reading the simulation tag at the POS end, incapability of normal interaction and the like caused by the fact that the NFC equipment adopts the LPCD function.
Owner:FUJIAN NEWLAND PAYMENT TECH