5351 results about "Near field communication" patented technology

Various techniques are provided for carrying out peer-to-peer financial transactions using one or more electronic devices. In one embodiment, a request for payment is transmitted from a first device to a second device using a near field communication (NFC) interface. In response to the request, the second device may transmit payment information to the first device. The first device may select a crediting account and, using a suitable communication protocol, may communicate the received payment information and selected crediting account to one or more external financial servers configured to process and determine whether the payment may be authorized. If the payment is authorized, a payment may be credited to the selected crediting account. In a further embodiment, a device may include a camera configured to obtain an image of a payment instrument. The device may further include an application to extract payment information from the acquired image.

A system, apparatus, and method are directed towards automatically managing an access account at an access point using near field communications and credentials stored on a mobile device. The mobile device receives, out-of-band, information for use in creating an account for accessing network resources from the access point. As the mobile device is brought into proximity with the access point, a wireless network connection is established using a near field communication (NFC) protocol. The information, which may include a user credential, account information, and so forth, is communicated to the access point. The access point employs the information to establish an account and create an environment from which access to the network resources may be obtained. Upon termination, the access point removes from itself any user specific data. The access point may provide also session related information useable in billing the user of the mobile device.

A near field communications enabled mobile communication is used to provide or receive information.

Systems, methods, and devices for conducting sales transactions are provided. Embodiments include handheld, portable, electronic, point of purchase devices configured to acquire identification information from articles to be purchased, to determine a purchase price, and to acquire payment information for the purchase price. The point of purchase devices may include one or more input devices such as a near field communication device, a camera, a scanner, and a biometric sensor for acquiring the identification information and/or the payment information. In some embodiments, the near field communication device may be detachable from the point of purchase device. The point of purchase devices also may contain communication interfaces, such as a near field communication interface, a local area network interface, a short message service interface, and a personal area network interface, for transmitting the information to an external server.

Various techniques are provided for carrying out peer-to-peer financial transactions using one or more electronic devices. In one embodiment, a request for payment is transmitted from a first device to a second device using a near field communication (NFC) interface. In response to the request, the second device may transmit payment information to the first device. The first device may select a crediting account and, using a suitable communication protocol, may communicate the received payment information and selected crediting account to one or more external financial servers configured to process and determine whether the payment may be authorized. If the payment is authorized, a payment may be credited to the selected crediting account. In a further embodiment, a device may include a camera configured to obtain an image of a payment instrument. The device may further include an application to extract payment information from the acquired image.

Systems and methods are provided that allow for a portable electronic device to provide smart menus to a user based on a context of a transaction. Specifically, the method of using a portable electronic device may include opening a near field communication (NFC) channel with a point-of-purchase device and providing a smart menu based on a determined context. The portable electronic device may be configured to determine the context based at least in part upon acquiring sales transaction information for the point-of-purchase device. Additionally, the portable electronic device may be configured to determine the context based at least in part upon acquiring vendor identification information.

A mobile device utilizes an embedded near field communication (NFC) capability to interact with a contactless transaction card to automatically obtain information from the card, e.g. reducing or eliminating the burden of manual user entry of the account information or the like into the mobile device. The mobile device, for a financial account transaction example, may read the information from the card at the time of a transaction, e.g. to facilitate an on-line purchase, an in-store purchase, ATM transaction or the like. The mobile device may store the information from one or more contactless transaction cards, for use in future transactions of various types. The mobile device and/or a server in communication with the mobile device may track various user activities on the mobile device that also utilize information obtained from the contactless transaction card.

A financial transaction card is provided according to various embodiments described herein. The financial transaction card includes a card body with at least a front surface and a back surface. The financial transaction card may also include a near field communications transponder and/or a magnetic stripe, as well as a digital display configured to display alphanumeric characters on the front surface of the card body. The financial transaction card may also include a processor that is communicatively coupled with the near field communications transponder or magnetic stripe and the digital display. The processor may be configured to calculate one-time passwords and communicate the one-time passwords to both the near filed communications transponder or magnetic stripe and the digital display.

A mobile device includes a wireless transceiver, a host processor, a secure element (SE), and a near field communication (NFC) system having an NFC transceiver and an NFC controller implementing a contactless front end. The contactless front end routes a near field communication related to a payment transaction between the NFC system and the SE without going to or from the host processor. The contactless front end routes a near field communication not related to a payment transaction, but requiring a security function, between the NFC system and the SE without going to or from the host processor. The contactless front end routes a near field communication not related to a payment transaction, and not requiring a security function, between the NFC system and host processor without going to or from the SE.

A near field RF communicator has: an antenna operable to generate an RF signal to enable inductive coupling via the magnetic field of the RF signal between the antenna and another near field RF communicator or RF transponder in near field range; and a signal generator operable to generate a multi-level digital sine wave drive signal to drive the antenna to generate the RF signal, wherein the signal generator comprises a selector operable to select one or more digital sequences to provide one or more digital signals from which the digital sine wave drive signal is generated.

Disclosed are example near field communication (NFC) devices and methods of operation configured to provide a user with easy access to operating a control system. One example method of operation may include accessing an application on a mobile device and identifying a user information parameter. The method may also provide generating a near field communication message that includes the user information parameter and transmitting the near field communication message to initiate a control procedure.

Systems, devices, methods, and programming products for enabling read/write operations between near field communication (NFC) devices at multiple levels of access authorization.

A RF-ID based wireless terminal includes a reader device with transponder functionality implementing ECMA 340 standard for near field communication and has shortened session set-up and user identification. The reader device is operable in an active communication mode or a passive communication mode. During the active mode, one RF-ID tag reader simulates a RF-ID tag while the other simulates a RF-ID tag reader. The reader includes a transponder, which operates during periods of time when the reader is not energized. A radio frequency interface provides signal for operation of the reader in the reader operation mode or transponder mode of operation. An RF-ID reader upon receiving a response signal from a semi-passive or active RF-ID tag of reader emulating a tag informs the terminal CPU which instructs the short-range communication to enter e.g. a page scanning mode which shortens session set-up time and user identification.

Systems, apparatuses, and methods enabling secure payment transactions, and methods for sharing secure documents, via a mobile device, for example a mobile telephone, smartphone, cellular telephone, other wireless device, a Near Field Communications (NFC) device, or the like. Actual user account information is substituted with temporary account information such that the temporary account information may be manipulated in a manner similar to actual user account information, with the result that actual account information is masked thereby greatly reducing the likelihood of misuse.

A mass storage memory card adds functionality to host devices with which it is used. In addition to the ability to store large amounts of user files and protect them from unauthorized duplication, a mass storage device according to the present invention enables near field communications with a portable electronic device that otherwise does not have such functionality. In a preferred embodiment the mass storage device has a mother/daughter configuration wherein the daughter card is a fully functioning micro-SD card that can be used independently. The mother card can be accepted in an SD card slot and communicates via the SD protocol. Whether or not the daughter card is present in the mother card, a host with the mass storage device therein will be capable of near field communications. These communications can be peer to peer or can be used to purchase goods or services as a sort of electronic wallet. A controller of the device is also operable to coordinate, control, and safeguard the financial transactions made when using the device and host as an electronic wallet.

A portable apparatus is capable of switching between a plurality of smart cards and associated circuits to provide a user various independent electronic wallet functions via a single portable apparatus, thereby increasing utilization flexibility and convenience. The portable apparatus includes at least a first smart card and a second smart cart, a near-field communication (NFC) unit, and a control circuit. The first smart card and the second smart card respectively include a first interface and a second interface. The NFC unit is coupled to the first smart card and the second smart card via the first interface and the second interface, respectively. The NFC unit is capable of performing NFC with external apparatuses. The control circuit controls the NFC unit to communicate with either the first smart card or the second smart card using control signals.

A method and apparatus for secure authentication of Near Field Communication transactions based on proximity to a mobile key device.

A system (211) and method (400) for reliable monitoring of secure applet events is provided. The system can include a Near Field Communication (NFC) modem (140) for communicating transaction events, a secure controller (200) for monitoring state transitions caused by the transaction events, and a mobile host (125) for receiving event notifications of the state transitions via an Applications Programming Interface. An NFC reader can send a Transaction Acknowledgement TACK (403) to the NFC modem to confirm a receipt of data associated with an applet event. An INFO message (405) can be included with the TACK for informing a user of secure contactless transaction status through a user interface (190) of the mobile host.