120 results about "Credit card" patented technology

The invention discloses a credit text analysis method and a credit object auditing method and device, and relates to the technical field of knowledge maps. A specific embodiment of the method comprises the steps of obtaining a target credit card text, wherein the target credit card text comprises at least one target element; a target semantic template corresponding to the target credit document text is obtained, the target semantic template comprises a statement template and an upper sharing hierarchy of the statement template, the statement template comprises at least one target slot position, and the target slot position corresponds to the target element; obtaining a full-link slot position of the target credit card text according to the statement template and the upper sharing hierarchy; and matching the target semantic template with the target credit text to obtain a target slot value corresponding to the full-link slot position. According to the implementation mode, the slot position and the slot value corresponding to the element in the credit card can be automatically obtained, and the related content in the credit card text can be analyzed.

Embodiments include a method of performing math based currency (“MBC”) exchanges. One method includes receiving an exchange request from a merchant point-of-sale (POS) system and determining a merchant POS system accepts MBC payments. The method further includes exchanging, on a published blockchain, an amount of MBC equal to an amount to an MBC account of the merchant POS system and updating a pooled account database. The method further includes updating an overlay ledger to modify an MBC balance of the MBC credit card account held by the customer and broadcasting the exchange to a plurality of MBC verification nodes for verification.

An integrated selling system platform includes a point-of-sale application and middleware to perform global tokenization orchestration, that in combination, provide credit card reading device agnostic global token and provisioning operations. The middleware includes communication interfaces, each of which corresponds to a particular communication protocol. The middleware receives a token create request from the point of sale application and directly communicates, via one of the communication protocols, to a point-of-interaction payment device, to receive and securely encrypt the credit card number, then transmit that information to a hosted network token provisioning system to request a network token. Upon receiving the network token, the middleware communicates directly, via one or more protocols, to a global merchant tokenization host, to create a merchant specific token, to be returned by the middleware back to the point-of-sale client to use as a card-on-file payment method.

The invention relates to the field of ink, in particular to a preparation method of wear-resistant and scratch-resistant water-based ink. The water-based ink is prepared from the following components in parts by weight: 30 to 50 parts of self-crosslinking modified acrylic emulsion, 5 to 15 parts of modified calcium hexaboride, 5 to 20 parts of toner, 0.8 to 1.6 parts of dispersing agent, 0.5 to 2 parts of wetting leveling agent, 0.1 to 0.5 part of defoaming agent, 0.5 to 2 parts of pH regulator and 10 to 30 parts of deionized water. Through the synergistic effect of the self-crosslinking modified acrylic emulsion and the surface functionalization modified calcium hexaboride, the defect that hardness and toughness of traditional water-based ink are difficult to consider at the same time is overcome. The obtained ink film has extremely high hardness and adhesive force, also has excellent wear resistance which is far better than that of traditional water-based ink, and can meet the requirements of high-end electronic product shells, durable labels, credit cards and other application scenes with extremely harsh requirements for surface durability.

1.The name of the design product: order payment graphical user interface of electronic device. 2.The use of the design product: an electronic device. 3.The design points of the design product: the content of the graphical user interface. 4.The picture or photo that best shows the design points: design 1 front view. 5.Specify design 1 as the basic design. 6.The use of the graphical user interface: for order payment; clicking the credit card payment button of design 1 front view can jump to design 1 interface change state figure 1, clicking the confirmation button of design 1 interface change state figure 1 can jump to design 1 interface change state figure 2, in design 1 interface change state figure 2, after completing payment through the device, it can jump to design 1 interface change state figure 3, in design 1 interface change state figure 3, when the order enters the queue, it can jump to design 1 interface change state figure 4; clicking the cash payment button of design 2 front view can jump to design 2 interface change state figure 1, clicking the confirmation button of design 2 interface change state figure 1 can jump to design 2 interface change state figure 2, in design 2 interface change state figure 2, after completing payment through the device, it can jump to design 2 interface change state figure 3, in design 2 interface change state figure 3, when the order enters the queue, it can jump to design 2 interface change state figure 4; clicking the cash payment button of design 3 front view can jump to design 3 interface change state figure 1, clicking the confirmation button of design 3 interface change state figure 1 can jump to design 3 interface change state figure 2, clicking the credit card payment button of design 3 interface change state figure 2 can jump to design 3 interface change state figure 3, clicking the confirmation button of design 3 interface change state figure 3 can jump to design 3 interface change state figure 4, in design 3 interface change state figure 4, after completing payment through the device, it can jump to design 3 interface change state figure 5, in design 3 interface change state figure 5, when the order enters the queue, it can jump to design 3 interface change state figure 6.

A duralumin credit card, according to an embodiment of the present invention, may comprise: a metal sheet made of metal; a first duralumin flake ink layer printed on the metal sheet by means of silkscreen printing and including duralumin flake powder; and a second duralumin flake ink layer printed on the bottom surface of the metal sheet by means of indoor screen printing and including duralumin flake powder.

A system and method for associate-assisted e-consent capture. An associate assists a user with obtaining a credit card. The associate's device is used with the user's device to proceed with the credit card application. The credit card application process is completed and the e-sign from the user is obtained using the associate's device.

The embodiment of the invention provides a credit card application processing method and device, electronic equipment and a storage medium, and relates to the field of financial science and technology or other related fields. The method comprises the steps of obtaining an application material image of a credit card applied by an applicant; text extraction is carried out on the application material image to obtain text information, and the text information comprises text information of an application material and text information of a background where the application material is located; based on a preset verification rule, verifying the text information, and generating a risk detection result; and based on the risk detection result, determining an approval result of the credit card application. As the background of the application material usually implies relevant information of agency commission, the method can identify whether the credit card application has the agency commission risk or not based on the text information of the background of the application material in the auditing stage of the credit card application, and the risk caused by agency commission of the credit card is reduced.

A travel pillow system includes an outer sleeve with a first end reversibly connectable to a second end. The outer sleeve may be stuffed or filled with a blanket to form an infinity scarf or neck pillow that may be used in a variety of configurations to support the neck, head, back, shoulders, etc., and also be used as a light-blocking pillow. The sleeve may be provided with a pocket for holding items such as ID cards, keys, credit cards, and other travel essentials. A pillowcase may also be provided and the blanket may be removed from the outer sleeve and used to fill the pillowcase. The blanket may also be secured around a user and include pockets for a user's hands.

To easily register a credit card to the account of a user.SOLUTION: An information processing device capable of communicating with an external server, the information processing device comprising: a storage unit configured to store first information that is identity verification information of a user of a credit card; an accepting unit configured to accept a registration request of the credit card to the external server; an acquiring unit configured to acquire second information that is the identity verification information of the user from the external server; and a card information providing unit configured to provide information related to the credit card to the external server when the first information matches the second information.SELECTED DRAWING: Figure 8

The invention relates to a method for producing value documents (1), such as banknotes, checks, credit cards or other payment cards, identity cards or the like. A substrate body (2) having a front side (3) and a rear side (4) is provided, and a printing layer (6) is printed onto the front side (3) of the substrate body (2) using a first ink (5) and a second ink (15). The magnetically orientable pigment is orientated using a magnet device (11), and then the magnetically orientable pigment is fixed by a curing matrix in the orientated state using a curing device (13). At least the first ink (5) is printed in a digital printing process by means of a first print head (7) which releases the first ink (5) in a dot grid in the form of drops such that the printed layer (6) forms a digital printed layer at least with respect to the first ink (5), the first ink (5) and the second ink (15) having two different colors, and the magnetically orientable pigments each comprise a multi-layer composite structure comprising at least a magnetic layer.

Disclosed herein are system, method, and computer program product aspects for authentication and fraud detection of a credit card transaction. An example implementation receives an authentication request from a POS terminal to authenticate a user associated with a transaction. The implementation then obtains transaction data associated with the transaction. The implementation then receives motion data containing a movement pattern of the user from a motion sensor embedded into the credit card. The implementation then generates a current user profile associated with the user using the transaction data and the motion data. The implementation then provides the current user profile to a machine learning model to generate a response. The implementation then receives the response from the machine learning model. The implementation then transmits a request to cause the POS terminal to decline the transaction based on the user not being the owner of the credit card.

A method of facilitating payment for health care goods and services, having steps including the generation of transaction tokens containing only information necessary for the payment of a health care provider, but not including unnecessary data, such as treatment information. Currently there is a problem in the system wherein private, confidential, or sensitive information is transmitted and stored as a part of processing credit card or other electronic payments in connection with health care treatment. This information is therefore at risk of dissemination via breaches in security. This method prevents this dissemination by ensuring that the sensitive data is never transmitted to financial services vendors, and so is not in danger of disclosure.

A point of sale shopping bag to store purchasable items therein, including a main body, a scanner to scan a barcode of at least one of the purchasable items, a camera to take a photograph of at least another one of the purchasable items, a scale to determine a weight of the at least another one of the purchasable items in response to the at least another one of the purchasable items being placed on the scale, a display screen to display an image of the at least one of the purchasable items in response to the at least one of the purchasable items being scanned by the scanner, and a chip reader to allow a user to pay for any items disposed within the main body using a credit card chip in response to the user bringing the credit card chip within a predetermined proximity of the chip reader.

The invention discloses a credit card user marketing business distribution method and system, and the method comprises the steps: carrying out the analysis of the basic data of a credit card user through employing a multivariate statistical analysis method, and obtaining a first target user; classifying the first target users according to the regional information to form a plurality of second target users, and distributing the second target users to corresponding regional banks; determining a marketing mode according to the credit card use information of the second target user; determining a marketing scheme of the second target user according to the credit card consumption information of the second target user; and pushing the corresponding marketing scheme to the second target user according to the marketing mode of the second target user, evaluating the marketing effect, and optimizing the influence strategy according to the evaluation result, so that the method effectively improves the efficiency and accuracy of credit card customer management. Effective marketing can be implemented for stock customers, and the consumption permeability is improved. Banks are helped to realize business development, market competitiveness is enhanced, customer experience is improved, and customer satisfaction and loyalty are improved.

The invention discloses a wireless charger and an anti-demagnetization method thereof. The degaussing prevention method for the wireless charger comprises the following steps: determining the current state of the wireless charger; in response to the idle state of the wireless charger, controlling a transmitting coil and a transmitting end magnet of the wireless charger to move in the direction away from the working surface of the wireless charger, or only controlling the transmitting end magnet of the wireless charger to move in the direction away from the working surface of the wireless charger; wherein the state that the to-be-charged equipment is not placed on the working surface of the wireless charger is defined as the idle state of the wireless charger. Therefore, when the wireless charger is idle, the transmitting coil and the transmitting end magnet are moved away from the working surface, or only the transmitting end magnet is moved away from the working surface, so that a strong magnetic field of the working surface of the charger in an idle state is eliminated, and the risk that magnetic sensitive articles such as credit cards and access control cards placed on the wireless charger by a user are demagnetized accidentally is effectively avoided; and the safety of the product and the property guarantee of the user are greatly improved.

To appropriately identify users to whom the service should be recommended. [Solution] An information processing device comprising: an acquisition unit that acquires history information relating to the electronic payment history of a user's electronic payment service; an identification unit that identifies users who meet recommendation criteria, which are estimated to provide a certain level of value to credit card businesses, from the history information; and a provision unit that provides recommendation information recommending credit card application to the terminal device of the identified user.

The present disclosure describes systems and methods for providing new credit files for individuals without a credit file by generating header information and assigning a personal identifier (or PIN) for the newly created header file without any negative impacts on the new credit file (such as a credit inquiry). The credit system can recommend the addition of new tradelines, such as through review of transaction data from financial institutions to identify a new tradeline, or recommending new credit cards curated for individuals with new credit files. The credit system can infer an open date for a new tradeline found in the transaction data by identifying the earliest transaction date for the set of transactions that correspond to a particular category.

To enable issuers to offer a variety of services without burdening merchants or acquirers. [Solution] The credit management method of the present invention includes the steps of: when a commercial transaction occurs, the issuer server receives transaction information from an acquirer server which contains merchant identification information that identifies a merchant where the commercial transaction took place, the credit card number used in the commercial transaction, and acquirer identification information that identifies an acquirer server which received the transaction information from the merchant terminal; and the issuer server notifies the acquirer server of the credit result for the received transaction information and stores the commercial transaction separately from other commercial transactions if the combination defined by the credit card number, the acquirer identification information, and the merchant identification information matches predetermined conditions.

The disclosed embodiments describe systems and methods for authorizing a transaction request and may include a server with a processor configured to access a database. The database may store data including: vendor information for at least one vendor, user preferences for each vendor, and permissions associated with the vendor information and the user preferences. The processor may be configured to: receive, from a device in communicative connection with the server, input via a user interface, the input being associated with the data; update the permissions based on the input; determine, based on the input or the stored data, whether the at least one vendor is associated with the permissions; provide, based on the determination that the at least one vendor is associated with the permissions, an approval for the transaction request to a second device in communicative connection with the server, using a transaction engine.

A wood credit card, according to an embodiment of the present invention, comprises a wood sheet made of a wood material; a metal sheet attached to one side of the wood sheet and made of a metal material; and a synthetic resin sheet attached to one side of the metal sheet. The synthetic resin sheet may be an epoxy sheet having at least one print layer printed thereon.

A programming device is provided that programs cards, such as payment cards, with data, such as personal data, using light transmitters and receivers. For example, an infrared transmitter may be provided to program personal data (e.g., a customer's credit card number) into a card wirelessly. In doing so, the card may be, for example, completely laminated such that there are no exposed electronic components on the exterior surface of the card and be programmed via light. The programming device may shield the programming components to block ambient light from interacting with those programming components during programming. A conveyor may be utilized to align multiple cards with a programming device to allow assembly-line style programming of the cards.

1. Name of the product for which this design is made: Graphical User Interface for Installment Payment of Electronic Devices. 2. Purpose of this design: An electronic device. 3. The key design feature of this product is its graphical user interface. 4. The picture or photo that best illustrates the key design points: Design 1 front view. 5. Design 1 is designated as the basic design. 6. Purpose of the graphical user interface: The interface is used to activate the intelligent assistance mode when making installment payments, allowing users to interact with the AI ​​assistant, which helps users understand the rules of credit card bill installment services and assists them in completing the transaction. 7. Human-computer interaction method of graphical user interface: In the main view of Design 1, the current AI assistant is answering the user's questions about the installment amount by voice, and the area is highlighted in the interface. The user can speak to resend the command or click the "Speak or Click to Interrupt" control to interrupt the AI ​​assistant's voice broadcast. The user can click the "Subtitle" control at the top of the interface to open the subtitle, click the "End Help" control to exit the intelligent assistance mode, click the installment number control at the bottom of the interface to adjust the installment repayment period, and click the "Confirm Processing" control to process the installment repayment business. In the main view of Design 2, the current AI assistant is answering the user's questions about the installment amount via voice. At the same time, subtitles are displayed at the top of the interface, and the area is highlighted in the interface. The user can speak to resend the command or click the "Speak or Click to Interrupt" control to interrupt the AI ​​assistant's voice broadcast. The user can click the "Subtitles" control at the top of the interface to turn off the subtitles, click the "End Help" control to exit the intelligent assistance mode, click the installment number control at the bottom of the interface to adjust the installment repayment period, and click the "Confirm Processing" control to process the installment repayment business. In the main view of Design 3, the current AI assistant is answering the user's questions about the installment plan via voice, and the area is highlighted on the interface. The user can speak to resend the command or click the "Speak or Click to Interrupt" control to interrupt the AI ​​assistant's voice broadcast. The user can click the "Subtitle" control at the top of the interface to open the subtitles, click the "End Help" control to exit the intelligent assistance mode, click the installment number control at the bottom of the interface to adjust the installment repayment period, and click the "Confirm Processing" control to process the installment repayment business. In the main view of Design 4, the current AI assistant is answering the user's questions about installment repayment periods via voice, and the area is highlighted on the interface. The user can speak to resend the command or click the "Speak or Click to Interrupt" control to interrupt the AI ​​assistant's voice broadcast. The user can click the "Subtitle" control at the top of the interface to open the subtitles, click the "End Help" control to exit the intelligent assistance mode, and click the "Confirm Processing" control to process the installment repayment business. In the main view of Design 5, the current user is sending commands via voice. The user can click the "Subtitle" control at the top of the interface to open the subtitle, click the "End Help" control to exit the intelligent assistance mode, click the installment number control at the bottom of the interface to adjust the installment repayment period, and click the "Confirm Processing" control to process the installment repayment business. In the main view of Design 6, when the user clicks the "Voice Help" control in the upper left corner of the interface, the intelligent assistance mode is entered. The AI ​​assistant greets the user and sequentially presents the interface changes from the main view of Design 6 to the interface change state diagram in Figure 4 of Design 6. In the main view of Design 7, when a user has doubts about the installment amount and asks the smart assistant a question via voice input, the interface changes from the main view of Design 7 to the interface change state diagram 3 of Design 7 are presented in sequence; when the AI ​​assistant understands the user's intention, it matches the question with the area in the interface and highlights it, while providing a voice answer, presenting the interface changes from the interface change state diagram 3 to the interface change state diagram 4 of Design 7. In the main view of Design 8, when the user issues a voice command to the AI ​​assistant to modify the installment amount to the billing statement, the interface changes from the main view of Design 8 to the interface change state diagram 3 of Design 8 are presented sequentially. When the AI ​​assistant understands the user's intention, it matches the question with the area in the interface and highlights it, while providing a voice answer and modifying the installment amount, and the interface changes from the interface change state diagram 3 to the interface change state diagram 6 of Design 8 are presented sequentially. Subsequently, when the AI ​​assistant reminds the user that after the installment amount is modified, the first repayment amount and interest amount will change accordingly and be updated synchronously, the interface changes to the interface change state diagram 7 of Design 8 are presented. In the main view of Design 9, when the user asks the AI ​​assistant by voice, "What is the total interest rate?", the interface changes from the main view of Design 9 to the interface change state diagram 3 of Design 9 are presented sequentially. When the AI ​​assistant understands the user's intention, it matches the question with the area in the interface and highlights it, while providing a voice answer, presenting the interface changes from the interface change state diagram 3 to the interface change state diagram 4 of Design 9. When the user clicks the "subtitle" control at the top of the interface, the interface change state diagram 5 of Design 9 is entered. In the main view of Design 10, when the user issues a voice command to the AI ​​assistant to change the installment period to 6 months, the interface changes from the main view of Design 10 to the interface change state diagram 3 of Design 10 are displayed sequentially. When the AI ​​assistant understands the user's intention, it matches the question with the area in the interface and highlights it, while providing a voice answer and changing the installment period, and the interface changes from the interface change state diagram 3 to the interface change state diagram 4 of Design 10 are displayed sequentially. Subsequently, the AI ​​assistant updates the first repayment amount synchronously, and the interface changes to the interface change state diagram 5 of Design 10 are displayed.

To provide a cryptocurrency card processing device, a cryptocurrency card processing method, and a program that make it easier for users to make payments with cryptocurrency. [Solution] According to the embodiment, the cryptocurrency card processing device includes a deposit unit that advances the deposit amount for regularly depositing a first type of cryptocurrency using a credit card based on the request of the credit card user, and a billing unit that calculates the billing amount based on the credit card usage amount including the deposit amount, and bills the payment account for a second type of asset specified by the user.

To improve user convenience. [Solution] A store terminal device equipped with a display unit, wherein the display unit displays a code image used in a first electronic payment service when the store terminal device is in a first state, and displays an interface screen that accepts electronic payment by credit card, which is a second electronic payment service, when the store terminal device is in a second state, the second state being a state in which the position of the store terminal device has been moved from the position in the first state.

A credit card skin overlay and / or card skin overlay is provided. The credit card skin overlay and / or card skin overlay comprises a cast vinyl material, an adhesive layer, and ornamental elements. The cast vinyl material may have a thickness greater than conventional credit card skins. The adhesive layer may be removable. The ornamental elements may comprise simulated rhinestones. The second side may have a textured surface. The overlay may further comprise decorative text. A method of manufacturing the credit card skin overlay and / or card skin overlay may include preparing a cast vinyl material. The method may involve applying an adhesive layer to a first side of the cast vinyl material. The method may include attaching ornamental elements to a second side of the cast vinyl material. The cast vinyl material may have a thickness similar to automotive vinyl wraps. The method may further comprise creating a textured surface on the second side. The method may also include incorporating decorative text into the overlay.

Embodiments of the invention are directed to access transactions. A gate access device may interact with a payment card such as a credit card. The gate access device may generate and transmit a first authorization request message to a payment processing network computer. The first authorization request message does not include an amount for the transaction, but only contains identification information. A first authorization response message is transmitted back to the gate access device. At a later point in time, a second authorization request message containing the transaction amount is transmitted from the gate access device to the issuer, and a response is received from the issuer.

The invention relates to a method for producing a security document (1), such as a banknote, a check, a credit or other payment card, an identification card, or the like. A substrate body (2) having a front (3) and a back (4) is provided, and a printing layer (6) is printed onto the front (3) of the substrate body (2) using a first ink (5) and a second ink (15), both comprising magnetically alignable pigments. The magnetically alignable pigments are aligned using a magnetic device (11) and subsequently fixed in the aligned state by curing a matrix using a curing device (13).-At least the first ink (5) is printed in a digital printing process by means of a first printhead (7) which dispenses the first ink (5) in droplet form according to a dot matrix, so that the printing layer (6) is formed as a digital printing layer at least with respect to the first ink (5), wherein the first ink (5) and the second ink (15) have two different colors, and the magnetically alignable pigments each comprise a multilayer composite which includes at least one magnetic layer.

1. Name of the product in this design: Card Holder. 2. Application of this design: It can be used to hold cash, ID cards, bank cards, credit cards and various other types of cards. 3. The key design feature of this product is its shape. 4. The image or photograph that best illustrates the design's key points: 3D view 1.

The disclosure relates to the field of making online payments by integrating social networks and payment networks to a seamless network. In particular, some embodiments of the invention leverage the information in the social network to conduct financial transactions. A social payment network app can incorporate all or most of the functions of credit cards, internet banking and money order companies by using the data and functions already available in the social network. Some embodiments of the invention provide better counterparty recognition, reduce the chance of fraud, or fraud, and provide a cheaper payment platform to consumers or small businesses while also reducing the administrative burden in making and paying purchases or reporting payments and / or expenses to third parties, such as the employer or tax administration.