271 results about "Credit card" patented technology

An example operation may include one or more of receiving an identifier of a product from a digital wallet on a user device, identifying one or more payment cards stored within the digital wallet on the user device, determining benefits that will be obtained by using each of the one or more payment cards to purchase the product via execution of an LLM on the identifier of the product and a corpus of credit card documents, and displaying a chat message within a chat window on the user device with a description of the determined benefits that will be obtained.

An example operation may include one or more of storing a data store of credit card documentation, conversing with a user via a chatbot within a chat window of a software application, wherein the conversing comprises receiving natural language inputs with requests for information about a payment card, identifying a benefit obtained by the user based on the conversation, executing a large language model (LLM) on the identified benefit and the data store of the credit card documentation to generate a letter of confirmation, and generating an electronic message with the letter of confirmation attached, and transmitting the electronic message to a user device.

A system of security that prevents misuse of identity data of an identity data owner in an identity data driven transaction in a global commerce network, that has in the system, a transaction processing entity that after it receives a identity data driven transaction from a transaction initiating entity, puts on hold the processing of the transaction for a period of time and via the identity data owner's wireless mobile communication device, contacts the identity data owner for authorization of the transaction before the transaction processing is completed. The system of security for identity data may be used in the identity data driven transaction is one from a group of (i) credit card payment, (ii) bank account payment, (iii) release of credit profile, (iv) release of financial data, and (v) release of medical data.

The invention discloses a credit text analysis method and a credit object auditing method and device, and relates to the technical field of knowledge maps. A specific embodiment of the method comprises the steps of obtaining a target credit card text, wherein the target credit card text comprises at least one target element; a target semantic template corresponding to the target credit document text is obtained, the target semantic template comprises a statement template and an upper sharing hierarchy of the statement template, the statement template comprises at least one target slot position, and the target slot position corresponds to the target element; obtaining a full-link slot position of the target credit card text according to the statement template and the upper sharing hierarchy; and matching the target semantic template with the target credit text to obtain a target slot value corresponding to the full-link slot position. According to the implementation mode, the slot position and the slot value corresponding to the element in the credit card can be automatically obtained, and the related content in the credit card text can be analyzed.

To enable the user to understand the compensation content even if they forget the existence of the incidental insurance of the credit card. 【Solution means】The first acquisition unit 211 acquires first information regarding the incidental insurance of the credit card associated with the user U of the electronic payment based on an operation on the payment application regarding the electronic payment. The display control unit 212 displays a display based on the first information on the screen of the payment application. The operation is an operation on the insurance icon C1 for displaying information regarding the insurance subscribed by the user U using the account of the electronic payment.

The invention discloses a credit card propaganda image-text generation method and device, and relates to the technical field of finance, and the method comprises the steps: screening a plurality of historical credit card propaganda prompt words according to the latest supervision requirements, and obtaining a plurality of compliant credit card propaganda prompt words; obtaining information of a plurality of credit card products, and determining a propaganda prompt word corresponding to each credit card product; inputting the basic information of the user into a credit card recommendation model, and outputting target credit card product information suitable for the user; inputting the character information of the target credit card product and the propaganda prompt word corresponding to the target credit card product into a financial document model, and outputting credit card propaganda document information; and inputting the basic information of the user, the target credit card product information and the credit card propaganda copywriting information into the text graph model to obtain a credit card propaganda image-text. According to the invention, high-quality and compliant credit card propaganda images and texts can be generated, and the efficiency of generating the credit card propaganda images and texts is improved.

Embodiments of the systems and methods of using the same are configured to provide a financial solution product for customers seeking financing and advice for debt consolidation, home improvement, financing for school loans, finding the right credit card, and financing collateral. The systems and methods provide a means to dynamically calculate multiple financial solution products and present them to a user.

The invention relates to the field of smokers' requisites, and more particularly to electronic cigarettes, and can be used as a hardware and software system for helping to combat nicotine dependence. The aim of the invention is to improve and to increase the efficiency, in the proposed smart system for combating nicotine dependence, of a system for providing feedback to a user, specifically in the form of an indicator, and sending notifications and warnings and motivating the user by means of the electronic cigarette itself or by a software application. This aim is achieved in that in the claimed smart system for combating nicotine dependence, feedback is provided to the user by indicator light and vibratory modules, as well as by a piezoelectric noise emitter, which are built directly into an electronic cigarette, as well as by notifications and push notifications sent by a software application to a smartphone, tablet, laptop, computer, smart watch or bracelet, or chatbot messages, and by the possibility of deducting money from the user's credit card.

Embodiments include a method of performing math based currency (“MBC”) exchanges. One method includes receiving an exchange request from a merchant point-of-sale (POS) system and determining a merchant POS system accepts MBC payments. The method further includes exchanging, on a published blockchain, an amount of MBC equal to an amount to an MBC account of the merchant POS system and updating a pooled account database. The method further includes updating an overlay ledger to modify an MBC balance of the MBC credit card account held by the customer and broadcasting the exchange to a plurality of MBC verification nodes for verification.

To address such a problem that conventionally, it is not possible to appropriately support J-Credit applications.SOLUTION: A J-Credit support device 1 includes an image acquisition unit 131 for acquiring a captured image including one or more inspection areas, a first determination unit 132 using a partial image of the inspection area to determine whether or not each of the one or more inspection areas satisfies a forest condition for determining whether or not it is a forest area and acquiring a first determination result, and a determination result output unit 141 for outputting the first determination result, the J-Credit support device thus appropriately supporting the J-Credit applications.SELECTED DRAWING: Figure 1

An integrated selling system platform includes a point-of-sale application and middleware to perform global tokenization orchestration, that in combination, provide credit card reading device agnostic global token and provisioning operations. The middleware includes communication interfaces, each of which corresponds to a particular communication protocol. The middleware receives a token create request from the point of sale application and directly communicates, via one of the communication protocols, to a point-of-interaction payment device, to receive and securely encrypt the credit card number, then transmit that information to a hosted network token provisioning system to request a network token. Upon receiving the network token, the middleware communicates directly, via one or more protocols, to a global merchant tokenization host, to create a merchant specific token, to be returned by the middleware back to the point-of-sale client to use as a card-on-file payment method.

Advanced payment applications are provided to improve the functionality of cards and devices. For example, a user interface may be placed on a card (e.g., a physical button) or a telephonic device (e.g., a virtual button on a capacitive touch screen). Manual input provided to this user interface may, for example, cause a purchase to be paid by credit and points may be earned for the purchase. A different manual input may, for example, cause a purchase to be paid by credit and points not be earned for the purchase in exchange for one or more chances to win a prize in a random lottery. An instant winner functionality may be provided on a card. For example, a card may randomly become an instant winner based on, for example, time and / or use.

The invention relates to the field of ink, in particular to a preparation method of wear-resistant and scratch-resistant water-based ink. The water-based ink is prepared from the following components in parts by weight: 30 to 50 parts of self-crosslinking modified acrylic emulsion, 5 to 15 parts of modified calcium hexaboride, 5 to 20 parts of toner, 0.8 to 1.6 parts of dispersing agent, 0.5 to 2 parts of wetting leveling agent, 0.1 to 0.5 part of defoaming agent, 0.5 to 2 parts of pH regulator and 10 to 30 parts of deionized water. Through the synergistic effect of the self-crosslinking modified acrylic emulsion and the surface functionalization modified calcium hexaboride, the defect that hardness and toughness of traditional water-based ink are difficult to consider at the same time is overcome. The obtained ink film has extremely high hardness and adhesive force, also has excellent wear resistance which is far better than that of traditional water-based ink, and can meet the requirements of high-end electronic product shells, durable labels, credit cards and other application scenes with extremely harsh requirements for surface durability.

A portable personal toiletry article holder in the form of a one-piece flexible card includes one or more openings, where each of the one or more openings are designed for temporary support of a personal toiletry article. The one-piece flexible card includes space for displaying at least one of instructions for use of the portable personal toiletry article holder or marketing information for a business. The portable personal toiletry article holder can have multi-purpose uses such as use as an electronic key, as personal identification card, as a credit or bank card, and as a business card.

The embodiment of the invention provides a block chain-based user abnormal transaction probability identification method, electronic equipment and a storage medium. The method comprises the following steps: performing iterative training on an initial transaction recognition model through a locally stored user transaction data set to obtain a first transaction recognition model corresponding to the trained initial transaction recognition model; uploading a first training parameter carried by the first transaction identification model to cloud service equipment through encryption transmission; under the condition that an updating instruction fed back by the cloud service equipment is received, downloading a second training parameter from the cloud service equipment; and adjusting the first transaction identification model according to the second training parameter to obtain a target transaction identification model, and identifying locally updated credit card transaction data of the to-be-identified user through the target identification model to obtain an abnormal transaction probability corresponding to the to-be-identified user.

Described are methods and systems for registering consumers with merchant loyalty or other merchant programs by using a credit card or other form of payment to register the consumer, and thereafter automatically recognizing the consumer as a member in the program based on subsequent purchases made using the form of payment. This disclosure is also directed to an apparatus and related methods for modifying a temporal signal association in a complex computing network such that a future computing operation is executed based on the modified signal association.

The invention discloses a credit card collection method and device, equipment, a medium and a product, and relates to the technical field of artificial intelligence, and the method comprises the steps: determining a target user having an association relationship with a to-be-collected user, carrying out the feature splicing according to a target user feature vector of the target user and a to-be-collected user feature vector of the to-be-collected user, and obtaining a to-be-collected user feature vector of the to-be-collected user; determining a user feature optimization vector; determining a verbal skill vector optimization matrix according to the verbal skill vector matrix of the candidate collection verbal skill and the word vector of the candidate collection word, and determining a channel feature optimization vector according to the channel feature vector of the candidate collection channel; and according to the user feature optimization vector, the verbal skill vector optimization matrix and the channel feature optimization vector, determining a target collection verbal skill and a target collection channel for collecting the to-be-collected user. The effect of intelligently and automatically selecting the collection channel and the collection verbal skill which are most suitable for the to-be-collected user is achieved, the cost of human input is reduced, and the efficiency and the success rate of credit card collection are improved.

1.The name of the design product: order payment graphical user interface of electronic device. 2.The use of the design product: an electronic device. 3.The design points of the design product: the content of the graphical user interface. 4.The picture or photo that best shows the design points: design 1 front view. 5.Specify design 1 as the basic design. 6.The use of the graphical user interface: for order payment; clicking the credit card payment button of design 1 front view can jump to design 1 interface change state figure 1, clicking the confirmation button of design 1 interface change state figure 1 can jump to design 1 interface change state figure 2, in design 1 interface change state figure 2, after completing payment through the device, it can jump to design 1 interface change state figure 3, in design 1 interface change state figure 3, when the order enters the queue, it can jump to design 1 interface change state figure 4; clicking the cash payment button of design 2 front view can jump to design 2 interface change state figure 1, clicking the confirmation button of design 2 interface change state figure 1 can jump to design 2 interface change state figure 2, in design 2 interface change state figure 2, after completing payment through the device, it can jump to design 2 interface change state figure 3, in design 2 interface change state figure 3, when the order enters the queue, it can jump to design 2 interface change state figure 4; clicking the cash payment button of design 3 front view can jump to design 3 interface change state figure 1, clicking the confirmation button of design 3 interface change state figure 1 can jump to design 3 interface change state figure 2, clicking the credit card payment button of design 3 interface change state figure 2 can jump to design 3 interface change state figure 3, clicking the confirmation button of design 3 interface change state figure 3 can jump to design 3 interface change state figure 4, in design 3 interface change state figure 4, after completing payment through the device, it can jump to design 3 interface change state figure 5, in design 3 interface change state figure 5, when the order enters the queue, it can jump to design 3 interface change state figure 6.

A duralumin credit card, according to an embodiment of the present invention, may comprise: a metal sheet made of metal; a first duralumin flake ink layer printed on the metal sheet by means of silkscreen printing and including duralumin flake powder; and a second duralumin flake ink layer printed on the bottom surface of the metal sheet by means of indoor screen printing and including duralumin flake powder.

A system and method for associate-assisted e-consent capture. An associate assists a user with obtaining a credit card. The associate's device is used with the user's device to proceed with the credit card application. The credit card application process is completed and the e-sign from the user is obtained using the associate's device.

An operation panel for performing a refueling operation incorporated in a fuel dispenser body at a gas station. The part of the operation panel represented by the solid line is where a card insertion part for prepaid cards, credit cards, etc. is arranged, which has a card insertion port with a card insertion port that is turned up at the lower end and covered with a flap pivotally supported at the upper end. The flap has a card insertion port composed of a notch at the lower end and a visor formed thereon with both ends curved upward. When inserting a card, the flap can be opened by inserting the tip of the card into the insertion port from the insertion port with only one hand holding the card, so that the card can be smoothly inserted into the insertion port.

The invention relates to a credit card account cancellation prediction model and a construction method thereof, and relates to the technical field of prediction models, and the construction method comprises the following steps: S1, obtaining data; s2, abnormal values and missing values in the data are processed; s3, screening features, and carrying out binning processing and coding processing on the features; s4, based on the processed features, performing similarity analysis on the stock non-account-cancelling customers by adopting a K-NearestNeighbor model, defining a screening range, and enabling the stock non-account-cancelling customers of which the similarity belongs to the screening range to participate in model training; s5, a TBPU learning method, an iteration pseudo tag generation strategy and a LightGBM model are adopted for training, a credit bayonet lock account prediction model is obtained, and TBPU is a Transductive Bagging PU; an out-of-bag prediction strategy is introduced, and a final prediction result is generated; and S6, evaluating the generated prediction result. According to the invention, the accuracy of credit card account cancellation prediction can be improved.

A personalized and intrinsically valuable jewelry form factor or greeting card that includes electronic functionality. In an embodiment, one form factor is metallic, rectangular device with overall thickness of 3 mm that is credit-card sized. Embedded inside the form factor are electronic components giving rise to its functionality such as processing, data storage, messaging display, user input, wireless charging facilities, battery compactly disposed inside of a 2 mm cavity. Further, the form factor provides strength with a wall thickness of 0.5 mm and made of titanium, or the like.

A bidirectional metal card comprises: a metal layer having a first hollow formed therein; an antenna tag disposed within the first hollow and configured to radiate a first magnetic flux; an electromagnetic wave absorbing layer disposed so as to expose the antenna tag to the metal layer and configured to absorb a portion of the first magnetic flux refracted or reflected from the metal layer, the electromagnetic wave absorbing layer having a second hollow corresponding to the first hollow; and an antenna sheet attached to the electromagnetic wave absorbing layer and configured to radiate a second magnetic flux by magnetically coupling with the antenna tag through the second hollow. Accordingly, bidirectional communication can be implemented.

Systems and methods are provided for activating a card using augmented reality. The systems and methods may include capturing a real-time image of the card using a customer device, and extracting card information from the real-time image. The card information may be processed and used by a customer device or a financial provider server to activate the card. The customer device may display interactive graphics overlaid on the real-time card image to guide the customer through the activation process, and to educate the customer about the components of the card and aspects of the financial service associated with the card, such as a credit card service. The customer may interact with the overlaid graphics such as by selecting icons or portions of the card to trigger tutorials or to set preferences related to the card and / or financial service.

The embodiment of the invention provides a credit card application processing method and device, electronic equipment and a storage medium, and relates to the field of financial science and technology or other related fields. The method comprises the steps of obtaining an application material image of a credit card applied by an applicant; text extraction is carried out on the application material image to obtain text information, and the text information comprises text information of an application material and text information of a background where the application material is located; based on a preset verification rule, verifying the text information, and generating a risk detection result; and based on the risk detection result, determining an approval result of the credit card application. As the background of the application material usually implies relevant information of agency commission, the method can identify whether the credit card application has the agency commission risk or not based on the text information of the background of the application material in the auditing stage of the credit card application, and the risk caused by agency commission of the credit card is reduced.

A travel pillow system includes an outer sleeve with a first end reversibly connectable to a second end. The outer sleeve may be stuffed or filled with a blanket to form an infinity scarf or neck pillow that may be used in a variety of configurations to support the neck, head, back, shoulders, etc., and also be used as a light-blocking pillow. The sleeve may be provided with a pocket for holding items such as ID cards, keys, credit cards, and other travel essentials. A pillowcase may also be provided and the blanket may be removed from the outer sleeve and used to fill the pillowcase. The blanket may also be secured around a user and include pockets for a user's hands.

A card shaped pen (13) with retractable pen tips designed to be stored in the card slot of a wallet, purse, and other credit card or business card holders. The shape is optimized to make it easy to slide in and out of a card slot and to make it comfortable for a user to hold. Each of the pen tips (7) have their own ink cartridge and sliding switches, enabling the use of multiple colors in the pen. Each pen tip is extended and retracted using its sliding switch (1), which locks in the fully open and fully closed positions. Thus a versatile pen is provided—that can be conveniently carried on person every day.

To easily register a credit card to the account of a user.SOLUTION: An information processing device capable of communicating with an external server, the information processing device comprising: a storage unit configured to store first information that is identity verification information of a user of a credit card; an accepting unit configured to accept a registration request of the credit card to the external server; an acquiring unit configured to acquire second information that is the identity verification information of the user from the external server; and a card information providing unit configured to provide information related to the credit card to the external server when the first information matches the second information.SELECTED DRAWING: Figure 8

To provide an information acquisition device and an automatic ticket examination machine that can prevent erroneous reading of information that a user does not intend to be read.SOLUTION: An automatic ticket examination machine 1 comprises a code reading part 18 which optically reads an information code 42 represented on a recording medium directed to a read reference surface 54 to acquire information included in the information code 42, and a credit card information reading part 17 which is provided adjacently to the code reading part 18, and communicates via radio waves meeting predetermined standards with a non-contact communication device present within a predetermined communication range to acquire information from the non-contact communication device. A casing 50 of the code reading part 18 comprises an opening 58 which is formed in an adjacent surface 57 and a radio wave shield member which is provided at an end part of the read reference surface 54, connected to the adjacent surface 57, on the side of the adjacent surface 57, and suppresses the radio wave from reaching an upper side from the read reference surface 54.SELECTED DRAWING: Figure 5