185 results about "Credit card" patented technology

A system of security that prevents misuse of identity data of an identity data owner in an identity data driven transaction in a global commerce network, that has in the system, a transaction processing entity that after it receives a identity data driven transaction from a transaction initiating entity, puts on hold the processing of the transaction for a period of time and via the identity data owner's wireless mobile communication device, contacts the identity data owner for authorization of the transaction before the transaction processing is completed. The system of security for identity data may be used in the identity data driven transaction is one from a group of (i) credit card payment, (ii) bank account payment, (iii) release of credit profile, (iv) release of financial data, and (v) release of medical data.

The invention discloses a credit text analysis method and a credit object auditing method and device, and relates to the technical field of knowledge maps. A specific embodiment of the method comprises the steps of obtaining a target credit card text, wherein the target credit card text comprises at least one target element; a target semantic template corresponding to the target credit document text is obtained, the target semantic template comprises a statement template and an upper sharing hierarchy of the statement template, the statement template comprises at least one target slot position, and the target slot position corresponds to the target element; obtaining a full-link slot position of the target credit card text according to the statement template and the upper sharing hierarchy; and matching the target semantic template with the target credit text to obtain a target slot value corresponding to the full-link slot position. According to the implementation mode, the slot position and the slot value corresponding to the element in the credit card can be automatically obtained, and the related content in the credit card text can be analyzed.

Embodiments include a method of performing math based currency (“MBC”) exchanges. One method includes receiving an exchange request from a merchant point-of-sale (POS) system and determining a merchant POS system accepts MBC payments. The method further includes exchanging, on a published blockchain, an amount of MBC equal to an amount to an MBC account of the merchant POS system and updating a pooled account database. The method further includes updating an overlay ledger to modify an MBC balance of the MBC credit card account held by the customer and broadcasting the exchange to a plurality of MBC verification nodes for verification.

An integrated selling system platform includes a point-of-sale application and middleware to perform global tokenization orchestration, that in combination, provide credit card reading device agnostic global token and provisioning operations. The middleware includes communication interfaces, each of which corresponds to a particular communication protocol. The middleware receives a token create request from the point of sale application and directly communicates, via one of the communication protocols, to a point-of-interaction payment device, to receive and securely encrypt the credit card number, then transmit that information to a hosted network token provisioning system to request a network token. Upon receiving the network token, the middleware communicates directly, via one or more protocols, to a global merchant tokenization host, to create a merchant specific token, to be returned by the middleware back to the point-of-sale client to use as a card-on-file payment method.

The invention relates to the field of ink, in particular to a preparation method of wear-resistant and scratch-resistant water-based ink. The water-based ink is prepared from the following components in parts by weight: 30 to 50 parts of self-crosslinking modified acrylic emulsion, 5 to 15 parts of modified calcium hexaboride, 5 to 20 parts of toner, 0.8 to 1.6 parts of dispersing agent, 0.5 to 2 parts of wetting leveling agent, 0.1 to 0.5 part of defoaming agent, 0.5 to 2 parts of pH regulator and 10 to 30 parts of deionized water. Through the synergistic effect of the self-crosslinking modified acrylic emulsion and the surface functionalization modified calcium hexaboride, the defect that hardness and toughness of traditional water-based ink are difficult to consider at the same time is overcome. The obtained ink film has extremely high hardness and adhesive force, also has excellent wear resistance which is far better than that of traditional water-based ink, and can meet the requirements of high-end electronic product shells, durable labels, credit cards and other application scenes with extremely harsh requirements for surface durability.

The embodiment of the invention provides a block chain-based user abnormal transaction probability identification method, electronic equipment and a storage medium. The method comprises the following steps: performing iterative training on an initial transaction recognition model through a locally stored user transaction data set to obtain a first transaction recognition model corresponding to the trained initial transaction recognition model; uploading a first training parameter carried by the first transaction identification model to cloud service equipment through encryption transmission; under the condition that an updating instruction fed back by the cloud service equipment is received, downloading a second training parameter from the cloud service equipment; and adjusting the first transaction identification model according to the second training parameter to obtain a target transaction identification model, and identifying locally updated credit card transaction data of the to-be-identified user through the target identification model to obtain an abnormal transaction probability corresponding to the to-be-identified user.

1.The name of the design product: order payment graphical user interface of electronic device. 2.The use of the design product: an electronic device. 3.The design points of the design product: the content of the graphical user interface. 4.The picture or photo that best shows the design points: design 1 front view. 5.Specify design 1 as the basic design. 6.The use of the graphical user interface: for order payment; clicking the credit card payment button of design 1 front view can jump to design 1 interface change state figure 1, clicking the confirmation button of design 1 interface change state figure 1 can jump to design 1 interface change state figure 2, in design 1 interface change state figure 2, after completing payment through the device, it can jump to design 1 interface change state figure 3, in design 1 interface change state figure 3, when the order enters the queue, it can jump to design 1 interface change state figure 4; clicking the cash payment button of design 2 front view can jump to design 2 interface change state figure 1, clicking the confirmation button of design 2 interface change state figure 1 can jump to design 2 interface change state figure 2, in design 2 interface change state figure 2, after completing payment through the device, it can jump to design 2 interface change state figure 3, in design 2 interface change state figure 3, when the order enters the queue, it can jump to design 2 interface change state figure 4; clicking the cash payment button of design 3 front view can jump to design 3 interface change state figure 1, clicking the confirmation button of design 3 interface change state figure 1 can jump to design 3 interface change state figure 2, clicking the credit card payment button of design 3 interface change state figure 2 can jump to design 3 interface change state figure 3, clicking the confirmation button of design 3 interface change state figure 3 can jump to design 3 interface change state figure 4, in design 3 interface change state figure 4, after completing payment through the device, it can jump to design 3 interface change state figure 5, in design 3 interface change state figure 5, when the order enters the queue, it can jump to design 3 interface change state figure 6.

A duralumin credit card, according to an embodiment of the present invention, may comprise: a metal sheet made of metal; a first duralumin flake ink layer printed on the metal sheet by means of silkscreen printing and including duralumin flake powder; and a second duralumin flake ink layer printed on the bottom surface of the metal sheet by means of indoor screen printing and including duralumin flake powder.

A system and method for associate-assisted e-consent capture. An associate assists a user with obtaining a credit card. The associate's device is used with the user's device to proceed with the credit card application. The credit card application process is completed and the e-sign from the user is obtained using the associate's device.

The invention relates to a credit card account cancellation prediction model and a construction method thereof, and relates to the technical field of prediction models, and the construction method comprises the following steps: S1, obtaining data; s2, abnormal values and missing values in the data are processed; s3, screening features, and carrying out binning processing and coding processing on the features; s4, based on the processed features, performing similarity analysis on the stock non-account-cancelling customers by adopting a K-NearestNeighbor model, defining a screening range, and enabling the stock non-account-cancelling customers of which the similarity belongs to the screening range to participate in model training; s5, a TBPU learning method, an iteration pseudo tag generation strategy and a LightGBM model are adopted for training, a credit bayonet lock account prediction model is obtained, and TBPU is a Transductive Bagging PU; an out-of-bag prediction strategy is introduced, and a final prediction result is generated; and S6, evaluating the generated prediction result. According to the invention, the accuracy of credit card account cancellation prediction can be improved.

A personalized and intrinsically valuable jewelry form factor or greeting card that includes electronic functionality. In an embodiment, one form factor is metallic, rectangular device with overall thickness of 3 mm that is credit-card sized. Embedded inside the form factor are electronic components giving rise to its functionality such as processing, data storage, messaging display, user input, wireless charging facilities, battery compactly disposed inside of a 2 mm cavity. Further, the form factor provides strength with a wall thickness of 0.5 mm and made of titanium, or the like.

The embodiment of the invention provides a credit card application processing method and device, electronic equipment and a storage medium, and relates to the field of financial science and technology or other related fields. The method comprises the steps of obtaining an application material image of a credit card applied by an applicant; text extraction is carried out on the application material image to obtain text information, and the text information comprises text information of an application material and text information of a background where the application material is located; based on a preset verification rule, verifying the text information, and generating a risk detection result; and based on the risk detection result, determining an approval result of the credit card application. As the background of the application material usually implies relevant information of agency commission, the method can identify whether the credit card application has the agency commission risk or not based on the text information of the background of the application material in the auditing stage of the credit card application, and the risk caused by agency commission of the credit card is reduced.

A travel pillow system includes an outer sleeve with a first end reversibly connectable to a second end. The outer sleeve may be stuffed or filled with a blanket to form an infinity scarf or neck pillow that may be used in a variety of configurations to support the neck, head, back, shoulders, etc., and also be used as a light-blocking pillow. The sleeve may be provided with a pocket for holding items such as ID cards, keys, credit cards, and other travel essentials. A pillowcase may also be provided and the blanket may be removed from the outer sleeve and used to fill the pillowcase. The blanket may also be secured around a user and include pockets for a user's hands.

To easily register a credit card to the account of a user.SOLUTION: An information processing device capable of communicating with an external server, the information processing device comprising: a storage unit configured to store first information that is identity verification information of a user of a credit card; an accepting unit configured to accept a registration request of the credit card to the external server; an acquiring unit configured to acquire second information that is the identity verification information of the user from the external server; and a card information providing unit configured to provide information related to the credit card to the external server when the first information matches the second information.SELECTED DRAWING: Figure 8

Various aspects of the disclosure generally relate to credit card processing readers and related security features. Part of those features include landing pads which may be vulnerable to certain attacks and tamper attempts. Some landing pads are more easily accessed (vulnerable) in a tamper attempt, than others. In one aspect, this disclosure recites a direct electrical connection between landing areas, where one of the landing areas is more accessible and the other is less accessible. This may reduce device vulnerability when both landing areas must be accessed in a tamper attempt.

The present application relates to the field of intelligent health monitoring technology, and in particular to a miniaturized card-type human vital signs monitoring device, comprising a millimeter-wave radar module, a flexible substrate, an ADC conversion unit, and a signal processing unit; wherein the millimeter-wave radar module comprises an antenna array unit and an antenna substrate; the antenna array unit is etched on the antenna substrate using folded antenna technology; the flexible substrate and the antenna substrate are bonded; the ADC conversion unit is connected to the millimeter-wave radar module; and the signal processing unit is connected to the ADC conversion unit, for extracting human vital signs signals and calculating medical parameters. The present application adopts flexible substrate and folded antenna array technology, which greatly reduces the core module area of ​​the monitoring device, making it the size of a credit card, and can adapt to a variety of application scenarios. It can be made into the shape of a mobile phone case and coupled with a mobile phone to achieve a closed-loop monitoring system. It is simple to use and easy to carry, does not need to be worn on the surface of the human body, and can achieve non-contact medical-grade health monitoring.

The invention relates to a method for producing value documents (1), such as banknotes, checks, credit cards or other payment cards, identity cards or the like. A substrate body (2) having a front side (3) and a rear side (4) is provided, and a printing layer (6) is printed onto the front side (3) of the substrate body (2) using a first ink (5) and a second ink (15). The magnetically orientable pigment is orientated using a magnet device (11), and then the magnetically orientable pigment is fixed by a curing matrix in the orientated state using a curing device (13). At least the first ink (5) is printed in a digital printing process by means of a first print head (7) which releases the first ink (5) in a dot grid in the form of drops such that the printed layer (6) forms a digital printed layer at least with respect to the first ink (5), the first ink (5) and the second ink (15) having two different colors, and the magnetically orientable pigments each comprise a multi-layer composite structure comprising at least a magnetic layer.

Disclosed herein are system, method, and computer program product aspects for authentication and fraud detection of a credit card transaction. An example implementation receives an authentication request from a POS terminal to authenticate a user associated with a transaction. The implementation then obtains transaction data associated with the transaction. The implementation then receives motion data containing a movement pattern of the user from a motion sensor embedded into the credit card. The implementation then generates a current user profile associated with the user using the transaction data and the motion data. The implementation then provides the current user profile to a machine learning model to generate a response. The implementation then receives the response from the machine learning model. The implementation then transmits a request to cause the POS terminal to decline the transaction based on the user not being the owner of the credit card.

The mechanical wallet comprises a first cover body, a second cover body, a guide rod and a plurality of clamping pieces, the first cover body can move relative to the second cover body in the first direction, the first cover body is pushed to move relative to the second cover body, and in the moving process of the first cover body, the second cover body is pushed to move relative to the second cover body. When the first cover body moves, the first cover body drives the second end of the guide rod to move relative to the second cover body, and when the second end of the guide rod moves, the corresponding clamping pieces are driven to move in the first direction, and a storage cavity is formed between every two adjacent clamping pieces; through the mechanical wallet, different types of cards such as bank cards, credit cards or business cards can be classified and placed in different storage cavities, so that the clamping pieces extend out in a fan blade or step manner, the different types of cards are classified, and management and storage are facilitated. The hand feeling during sliding is changed through different sliding mechanisms such as balls or magnetic attraction pieces.

A method of facilitating payment for health care goods and services, having steps including the generation of transaction tokens containing only information necessary for the payment of a health care provider, but not including unnecessary data, such as treatment information. Currently there is a problem in the system wherein private, confidential, or sensitive information is transmitted and stored as a part of processing credit card or other electronic payments in connection with health care treatment. This information is therefore at risk of dissemination via breaches in security. This method prevents this dissemination by ensuring that the sensitive data is never transmitted to financial services vendors, and so is not in danger of disclosure.

A point of sale shopping bag to store purchasable items therein, including a main body, a scanner to scan a barcode of at least one of the purchasable items, a camera to take a photograph of at least another one of the purchasable items, a scale to determine a weight of the at least another one of the purchasable items in response to the at least another one of the purchasable items being placed on the scale, a display screen to display an image of the at least one of the purchasable items in response to the at least one of the purchasable items being scanned by the scanner, and a chip reader to allow a user to pay for any items disposed within the main body using a credit card chip in response to the user bringing the credit card chip within a predetermined proximity of the chip reader.

The invention discloses a credit card user marketing business distribution method and system, and the method comprises the steps: carrying out the analysis of the basic data of a credit card user through employing a multivariate statistical analysis method, and obtaining a first target user; classifying the first target users according to the regional information to form a plurality of second target users, and distributing the second target users to corresponding regional banks; determining a marketing mode according to the credit card use information of the second target user; determining a marketing scheme of the second target user according to the credit card consumption information of the second target user; and pushing the corresponding marketing scheme to the second target user according to the marketing mode of the second target user, evaluating the marketing effect, and optimizing the influence strategy according to the evaluation result, so that the method effectively improves the efficiency and accuracy of credit card customer management. Effective marketing can be implemented for stock customers, and the consumption permeability is improved. Banks are helped to realize business development, market competitiveness is enhanced, customer experience is improved, and customer satisfaction and loyalty are improved.

The invention discloses a wireless charger and an anti-demagnetization method thereof. The degaussing prevention method for the wireless charger comprises the following steps: determining the current state of the wireless charger; in response to the idle state of the wireless charger, controlling a transmitting coil and a transmitting end magnet of the wireless charger to move in the direction away from the working surface of the wireless charger, or only controlling the transmitting end magnet of the wireless charger to move in the direction away from the working surface of the wireless charger; wherein the state that the to-be-charged equipment is not placed on the working surface of the wireless charger is defined as the idle state of the wireless charger. Therefore, when the wireless charger is idle, the transmitting coil and the transmitting end magnet are moved away from the working surface, or only the transmitting end magnet is moved away from the working surface, so that a strong magnetic field of the working surface of the charger in an idle state is eliminated, and the risk that magnetic sensitive articles such as credit cards and access control cards placed on the wireless charger by a user are demagnetized accidentally is effectively avoided; and the safety of the product and the property guarantee of the user are greatly improved.

The invention provides a credit card application data processing method and device, equipment, a storage medium and a product, and relates to the field of financial science and technology. The method comprises the following steps: in response to a received credit card application request sent by a credit card application client, obtaining a filing category and a credit card application level corresponding to a target user; generating an intelligent form according to the filing category; in response to the fact that the information of the intelligent form is confirmed to be correct, obtaining a reputation score corresponding to the target user, and determining an approval process corresponding to the intelligent form based on the filing category, the credit card application level and the reputation score; and examining and approving the intelligent form based on the examination and approval process to obtain an examination and approval result corresponding to the intelligent form, and sending the examination and approval result corresponding to the intelligent form to the credit card application client. According to the method provided by the invention, different credit card approval processes can be efficiently set for different document categories, credit card application levels and credit scoring conditions, so that the credit card application approval speed is increased.

To provide a dictionary creation method for providing (or preparing to provide) easy-to-understand notification to a user when a credit card is used.SOLUTION: A dictionary creation method includes the processes of: acquiring a group of information of authorization messages transmitted and received via a credit card network and a group of information of sales messages transmitted and received via the credit card network; extracting a set of information corresponding to the same settlement from the two acquired groups of information; and creating, on the basis of the extracted set of information, a dictionary that outputs a name of an affiliated store to which a store where settlement is made belongs, the name of the affiliated store that may include kanji characters, by using at least a part of the information included in the authorization message as a search key.SELECTED DRAWING: Figure 6

To appropriately identify users to whom the service should be recommended. [Solution] An information processing device comprising: an acquisition unit that acquires history information relating to the electronic payment history of a user's electronic payment service; an identification unit that identifies users who meet recommendation criteria, which are estimated to provide a certain level of value to credit card businesses, from the history information; and a provision unit that provides recommendation information recommending credit card application to the terminal device of the identified user.

The present disclosure describes systems and methods for providing new credit files for individuals without a credit file by generating header information and assigning a personal identifier (or PIN) for the newly created header file without any negative impacts on the new credit file (such as a credit inquiry). The credit system can recommend the addition of new tradelines, such as through review of transaction data from financial institutions to identify a new tradeline, or recommending new credit cards curated for individuals with new credit files. The credit system can infer an open date for a new tradeline found in the transaction data by identifying the earliest transaction date for the set of transactions that correspond to a particular category.

To enable issuers to offer a variety of services without burdening merchants or acquirers. [Solution] The credit management method of the present invention includes the steps of: when a commercial transaction occurs, the issuer server receives transaction information from an acquirer server which contains merchant identification information that identifies a merchant where the commercial transaction took place, the credit card number used in the commercial transaction, and acquirer identification information that identifies an acquirer server which received the transaction information from the merchant terminal; and the issuer server notifies the acquirer server of the credit result for the received transaction information and stores the commercial transaction separately from other commercial transactions if the combination defined by the credit card number, the acquirer identification information, and the merchant identification information matches predetermined conditions.

The disclosed embodiments describe systems and methods for authorizing a transaction request and may include a server with a processor configured to access a database. The database may store data including: vendor information for at least one vendor, user preferences for each vendor, and permissions associated with the vendor information and the user preferences. The processor may be configured to: receive, from a device in communicative connection with the server, input via a user interface, the input being associated with the data; update the permissions based on the input; determine, based on the input or the stored data, whether the at least one vendor is associated with the permissions; provide, based on the determination that the at least one vendor is associated with the permissions, an approval for the transaction request to a second device in communicative connection with the server, using a transaction engine.

A wood credit card, according to an embodiment of the present invention, comprises a wood sheet made of a wood material; a metal sheet attached to one side of the wood sheet and made of a metal material; and a synthetic resin sheet attached to one side of the metal sheet. The synthetic resin sheet may be an epoxy sheet having at least one print layer printed thereon.