Patents
Literature
6 results about "MasterCard" patented technology
Efficacy Topic
Property
Owner
Technical Advancement
Application Domain
Technology Topic
Technology Field Word
Patent Country/Region
Patent Type
Patent Status
Application Year
Inventor
Mastercard Incorporated (stylized as MasterCard from 1979 to 2016 and mastercard from 2016) is an American multinational financial services corporation headquartered in the Mastercard International Global Headquarters in Purchase, New York, United States. The Global Operations Headquarters is located in O'Fallon, Missouri, United States, a municipality of St. Charles County, Missouri. Throughout the world, its principal business is to process payments between the banks of merchants and the card issuing banks or credit unions of the purchasers who use the "Mastercard" brand debit, credit and prepaid to make purchases. Mastercard Worldwide has been a publicly traded company since 2006. Prior to its initial public offering, Mastercard Worldwide was a cooperative owned by the more than 25,000 financial institutions that issue its branded cards.
Method and system for mastercard authenticating non-fungible tokens
ActiveUS12626243B2Cryptography processingBuying/selling/leasing transactionsPositive responseSmart contract
A method for authentication of non-fungible tokens (NFTs) includes receiving a validation request for an NFT from an external platform including a smart contract identifier; calculating an authentication score for the NFT based on at least (i) wallet activity associated with a creator blockchain wallet identified based on the smart contract identifier, and (ii) a fraud score of the external platform; and if the calculated authentication score for the NFT is below a predetermined threshold value, transmitting a negative response message to the validation request indicating unsuccessful validation of the NFT, or if the calculated authentication score for the NFT is above the predetermined threshold value, transmitting a positive response message to the validation request indicating successful validation of the NFT and instructing the external platform to execute a smart contract associated with the smart contract identifier.
Owner:MASTERCARD INT INC
New hybrid method for quantum resistant off-line authentication of a payment device
PCT designated stageWO2026080097A2Quantum computersPayment protocolsKey (cryptography)Internet privacy
Method for quantum resistant off-line authentication of a payment device by means of a payment terminal, comprising firstly authentication of the payment device using standard public key cryptography authentication and a certificate chain according to the Europay Mastercard Visa (EMV) Public Key Infrastructure (PKI) model, secondly the verification of a Certification Authority (CA) signature using a CA Post Quantum Cryptography (PQC) public key, the verification of the CA signature comprising: - Signing the payment device credentials with a Certification Authority (CA) Post Quantum Cryptography (PQC) private key to obtain a CA signature, - Storing the generated CA signature on the payment device together with the corresponding CA PQC public key identifier, - Transmitting the CA PQC public key to the payment terminal, - Presenting the payment device to a payment terminal, and - Verifying the CA signature by means of the payment terminal using the CA PQC public key.
Owner:MASTERCARD INT INC
Server rack mountable automated test platform for transaction device testing
An automated test platform configured for use in testing and validating point of sale (POS) software and hardware. The platform is designed for mounting within shelf or drawer of a conventional server rack to enhance the safety and security of using the automated test platform, and a test system may include a plurality of server racks filled with dozens of the automated test platforms to concurrently test numerous terminals. The platform includes robotic or mechanical systems to perform EMV (Europay, Mastercard, and Visa) card inserts, swipes, and tap transactions on a payment or transaction terminal undergoing testing. The platform utilizes a robotic system that performs PIN (personal identification number) entry and button pressing on the touch screen of the payment or transaction terminal. The platform has capabilities of automating tests that require use of barcode scans and simulated network and / or device outages.
Owner:DISNEY ENTERPRISES INC
Devices and methods for selective contactless communication
A card having an antenna, one or processors, and memory having stored thereon a first application and a second application configured to receive an input of the card and determine a request associated with the input. The card is further configured to activate, responsive to determining that the request is consistent with a contactless EuroPay-MasterCard-Visa (EMV) data standard, the first application. The first application is configured to communicate, via near field communication (NFC), data to the communicating device via the antenna based on the EMV data standard for payment purposes. The card is further configured to activate, responsive to determining that the request is consistent with a near field communication data exchange format (NDEF) standard, the second application. The second application is configured to communicate, via NFC, data to the communicating device via the antenna based on the NDEF standard for verification / identification purposes.
Owner:CAPITAL ONE SERVICES LLC
Dual-orientation card reader
A dual probe card reader system accommodates Europay®, Mastercard®, and Visa® (EMV) cards in multiple orientations while retaining existing card reader footprints. The system includes a mechanism with two probes positioned to connect with EMV chips in different orientations when cards are facing up. The dual probe mechanism retains other existing card reader parts, enabling detection of EMV chips through either probe position. The system includes an updated probe printed circuit board and modified probe schematics to support both EMV positions. This technique provides enhanced compatibility with chip-based cards while minimizing replacement of existing card reader infrastructure through reuse of current device footprints.
Owner:CARDTRONICS USA INC
Systems and methods for fraud prevention via enhanced transaction messages
Systems and methods of fraud prevention are provided. An exemplary system comprises a server including a memory and a processor. The server is configured to receive a transaction message of a contactless card, the transaction message including an Europay, Mastercard, and Visa (EMV) identifier, receive a unique card identifier and a cryptographic payload of the contactless card, and incorporate the unique card identifier and the cryptographic payload into the transaction message to generate an enhanced transaction message. The server is further configured to determine whether the EMV identifier pairs with the unique card identifier, and determine whether to transmit the enhanced transaction message to a transaction processing device for processing the enhanced transaction message.
Owner:CAPITAL ONE SERVICES LLC