10 results about "Issuing bank" patented technology

Systems and methods for issuing and using dedicated tokens for rewards accounts are disclosed. In one embodiment, in a token service provider information processing apparatus comprising at least one computer processor, a method for issuing dedicated tokens for reward accounts may include: (1) receiving, from an electronic wallet, a request to provision a credit or debit-based token for a financial instrument and a dedicated reward-based token for rewards-based transactions associated with the financial instrument to an electronic wallet; (2) generating the credit or debit-based token and the dedicated reward-based token; and (3) providing the credit or debit-based token and the dedicated reward-based token to the electronic wallet and to the issuing bank.

The invention discloses a resource transfer method and device, equipment, a storage medium and a program product. The method is applied to a resource transfer system, and comprises the following steps: in a process of performing resource transfer by using a POS machine, receiving an entity card number acquisition request of a target resource transfer party sent by an acquiring system; determining a target entity card number corresponding to a target virtual card number in the entity card number acquisition request based on a mapping relationship between the virtual card number and the entity card number, the mapping relationship including a first mapping relationship between the virtual card number generated by the card issuing bank system and the entity card number; the target entity card number is returned to the acquiring system, so that the acquiring system initiates a real name authentication request and a resource transfer request to the resource transfer system based on the target entity card number; and under the condition that the real-name authentication results of the resource transfer-out party and the resource transfer-in party both pass the authentication, resource transfer is carried out. According to the embodiment of the invention, the method can improve the convenience when a user carries out the resource collection through the financial management POS.

1. Name of the product in this design: Financial Card Issuing Box. 2. Purpose of this design: This design is used for financial equipment that issues bank cards, social security cards, and other similar cards. 3. The key point of the design of this product lies in its shape. 4. The picture or photo that best illustrates the design points: three-dimensional picture.

Various systems and methods for managing account-level control of game currencies and exchanges are described herein. A system for processing a transaction for a gaming deposit account at an issuing bank is configured to receive, from a payment network, an approval request message for a transaction related to an in-game asset; evaluate rules established by an accountholder of the gaming deposit account to approve or deny the approval request message, wherein the transaction includes a gaming platform identifier, a game identifier, or an in-game asset identifier, and wherein the rules to evaluate whether to approve or deny the approval request message are based on the gaming platform identifier, the game identifier, or the in-game asset identifier; and complete the transaction using the gaming deposit account when the approval request message is approved.

The present disclosure discloses a system (100) and method (200) for secure transaction processing. The system (100) comprises a payment application (102), a memory (106), and a transaction server (108) hosting the application (102). The application (102) facilitates a registered user to generate a request for initiating a payment transaction. The memory (106) stores a list of identifiers associated with registered users and registration details corresponding to each user. The transaction server (108) generates a first one-time verification code / PIN based on the transaction request and sends it to the application (102). The transaction server (108) receives a second verification code / PIN via a second user interface (20), compares the two codes / PINs, and sends transaction data to the issuing bank (30) of the first user, via an acquirer bank (40), for the completion of the payment transaction when the codes / PINs match. The system (100) enables users to carry out payment transactions without entering their sensitive financial accounts.

An electronic currency system including an issue bank server and a financial institution server, wherein the issue bank server includes a currency issue certificate issue unit that generates a currency issue certificate and transmits the generated currency issue certificate to the financial institution server, and a currency issue unit that adds a signature to a currency issue message in a predetermined electronic currency unit and transmits the currency issue message to the financial institution server, and the financial institution server includes a currency issue certificate issue reception unit that receives issue of the currency issue certificate from the issue bank server, and a currency issue reception unit that receives the currency issue message from the issue bank server, verifies the signature of the received currency issue message based on the currency issue certificate, and storing the issued currency in an unused currency storage unit.

A system and method are disclosed in which a user engaging in an online or in-person transaction with a merchant may create automatic expiring transactions for a credit card. The user provides the credit card information to an online interface or a point-of-sale device but specifies an expiration date that is on or before the actual expiration date of the credit card, known as an artificial expiration date. A token for the merchant is generated with the artificial expiration date. The issuing bank will honor the transaction with the artificial expiration date using the merchant-specific token, and the token may continue to be used with the online merchant until the artificial expiration date.

The disclosed system and method can manage real-time transactions using a blockchain ledger. A processor can create a fractionalized risk pool for a property, comprising asset tokens and an occupancy token. The processor can receive title information and can update the blockchain ledger with this information, a timestamp, and / or a property valuation. Upon receiving a transaction from a credit card network and / or issuing bank, the processor can determine a user's real-time equity.

The invention provides a transaction processing method and device, electronic equipment, a storage medium and a program product. The method comprises the following steps: receiving a transaction message of a to-be-processed transaction through a first card organization network; the transaction message comprises a transaction ciphertext version number; the first card organization network is a card organization network of one of the plurality of card organizations; determining whether the transaction ciphertext version number is a transaction ciphertext version number corresponding to the first card organization network through the first card organization network; under the condition that the transaction ciphertext version number is not the transaction ciphertext version number corresponding to the first card organization network, the transaction message is sent to the issuing bank server through the first card organization network; and processing the to-be-processed transaction based on the transaction message through the issuing bank server. According to the invention, transaction processing failures can be reduced.

The application relates to the technical field of smart card data storage, and discloses a method and system for optimizing the service life and performance of a FLASH storage type IC card. In a preprocessing stage, a configuration instruction is received, a function identification parameter in the configuration instruction is analyzed, the functions supported by the IC card and data needing to be synchronously updated are determined, and the storage spaces of the data needing to be synchronously updated in the same transaction are allocated to the same or adjacent FLASH storage pages. In a data writing stage, for the data written in a personalization stage, a differentiated strategy is adopted according to the synchronous updating attribute and length variability of the data: the storage space of the synchronously updated data is created in the preprocessing stage, the storage space of the non-synchronously updated data is created when a writing instruction is received, and the current storage length value of the variable length data needs to be recorded. The method can optimize storage utilization, improve the performance and service life of the IC card, reduce the cost of the card issuing bank, and improve the customer use experience.