5 results about "Issuing bank" patented technology

Various systems and methods for managing account-level control of game currencies and exchanges are described herein. A system for processing a transaction for a gaming deposit account at an issuing bank is configured to receive, from a payment network, an approval request message for a transaction related to an in-game asset; evaluate rules established by an accountholder of the gaming deposit account to approve or deny the approval request message, wherein the transaction includes a gaming platform identifier, a game identifier, or an in-game asset identifier, and wherein the rules to evaluate whether to approve or deny the approval request message are based on the gaming platform identifier, the game identifier, or the in-game asset identifier; and complete the transaction using the gaming deposit account when the approval request message is approved.

The present disclosure discloses a system (100) and method (200) for secure transaction processing. The system (100) comprises a payment application (102), a memory (106), and a transaction server (108) hosting the application (102). The application (102) facilitates a registered user to generate a request for initiating a payment transaction. The memory (106) stores a list of identifiers associated with registered users and registration details corresponding to each user. The transaction server (108) generates a first one-time verification code / PIN based on the transaction request and sends it to the application (102). The transaction server (108) receives a second verification code / PIN via a second user interface (20), compares the two codes / PINs, and sends transaction data to the issuing bank (30) of the first user, via an acquirer bank (40), for the completion of the payment transaction when the codes / PINs match. The system (100) enables users to carry out payment transactions without entering their sensitive financial accounts.

An electronic currency system including an issue bank server and a financial institution server, wherein the issue bank server includes a currency issue certificate issue unit that generates a currency issue certificate and transmits the generated currency issue certificate to the financial institution server, and a currency issue unit that adds a signature to a currency issue message in a predetermined electronic currency unit and transmits the currency issue message to the financial institution server, and the financial institution server includes a currency issue certificate issue reception unit that receives issue of the currency issue certificate from the issue bank server, and a currency issue reception unit that receives the currency issue message from the issue bank server, verifies the signature of the received currency issue message based on the currency issue certificate, and storing the issued currency in an unused currency storage unit.

A system and method are disclosed in which a user engaging in an online or in-person transaction with a merchant may create automatic expiring transactions for a credit card. The user provides the credit card information to an online interface or a point-of-sale device but specifies an expiration date that is on or before the actual expiration date of the credit card, known as an artificial expiration date. A token for the merchant is generated with the artificial expiration date. The issuing bank will honor the transaction with the artificial expiration date using the merchant-specific token, and the token may continue to be used with the online merchant until the artificial expiration date.

The invention provides a transaction processing method and device, electronic equipment, a storage medium and a program product. The method comprises the following steps: receiving a transaction message of a to-be-processed transaction through a first card organization network; the transaction message comprises a transaction ciphertext version number; the first card organization network is a card organization network of one of the plurality of card organizations; determining whether the transaction ciphertext version number is a transaction ciphertext version number corresponding to the first card organization network through the first card organization network; under the condition that the transaction ciphertext version number is not the transaction ciphertext version number corresponding to the first card organization network, the transaction message is sent to the issuing bank server through the first card organization network; and processing the to-be-processed transaction based on the transaction message through the issuing bank server. According to the invention, transaction processing failures can be reduced.