Patents
Literature
Patsnap Eureka AI that helps you search prior art, draft patents, and assess FTO risks, powered by patent and scientific literature data.

681results about "Currency conversion" patented technology

API for incremental and periodic crypto asset transfer

An example operation may include one or more of storing transaction content from transactions executed via one or more fiat payment accounts and one or more crypto accounts of a digital wallet of a user, and determining, via execution of a machine learning model on the stored transaction content, a recurring expense value of the user and a next point in time in which the recurring expense value, dividing the recurring expense value into a plurality of sub-values; generating a plurality of transactions which transfer the plurality of sub-values from a fiat payment account to a crypto account from among the one or more crypto accounts and store the plurality of transactions within a queue, initiating a plurality of time-to-live jobs for the plurality of transactions, respectively, wherein the plurality of time-to-live jobs comprise a plurality of different respective expiration times that are staggered such that the plurality of time-to live jobs expire in incremental intervals from a current time to the next point in time in which the recurring expense value is due and executing the plurality of transactions at the plurality of different expiration times to incrementally transfer the plurality of sub-values from the fiat account to a crypt account via an application programming interface (API).
Owner:THE TORONTO DOMINION BANK

System, method and program product for modifying a supply of stable value digital asset tokens

The present invention generally relates to the use of stable value digital assets and / or fiat-backed digital assets as cryptocurrencies that can be linked to other digital assets using blockchain technology and / or through a peer-to-peer network. In embodiments, the present invention relates to specific applications of fiat-backed digital assets and / or stable value digital asset tokens tied to a peer-to-peer network, such as a blockchain network.
Owner:GEMINI IP LLC

Cross-border payment path optimization system and method based on multi-dimensional data analysis

The invention relates to the technical field of big data processing and analysis, in particular to a cross-border payment path optimization system and method based on multi-dimensional data analysis. Payment transaction data and exchange rate data are collected, a multi-dimensional payment path evaluation model is constructed from the angles of payment cost, payment timeliness, payment risk, payment availability and the like, and each payment path is scored in real time; constructing a payment path optimization model, dynamically selecting an optimal path and performing intelligent scheduling; a machine learning algorithm is introduced, an abnormal transaction mode is automatically identified from mass payment data, and a real-time anomaly detection and risk prevention and control strategy is established; according to the method provided by the invention, the success rate of cross-border payment can be improved, the cost is reduced, the payment time is shortened, and the payment risk is prevented, so that the cross-border payment service quality and the user experience are comprehensively improved.
Owner:WUHU SIMBA NETWORK TECH CO LTD

System and platform for performing one or more games via the blockchain

A system, method, device, and platform for performing one or more games utilizing blockchain. A player profile is created in response to information received from a player. Gaming information is received from the player associated with the one or more games. Odds information for an event associated with he one or more games is communicated. Gaming information associated with the player profile is received for the one or more games. The gaming information includes at least selections made by the player and a wagered amount. One or more winners of the one or more games are compensated. The player profile, the gaming information, the selections, and the winners are documented utilizing blockchain
Owner:EOS TECHNOLOGY HOLDINGS INC

Method for processing cross-blockchain transactions

This disclosure relates to a method and device for processing cross-blockchain transactions. The method includes: acquiring a cross-blockchain transaction processing request from the source blockchain network by the first interface node, and distributing the cross-blockchain transaction processing request to the first number of relays; performing a first verification and a signature on the cross-blockchain transaction processing request by the relays to generate sub-signatures; generating a first signature of the relay system by the signature aggregation node after obtaining a second number of sub-signatures; and transmitting the cross-blockchain transaction processing request and the first signature to the target blockchain network.
Owner:TENCENT TECHNOLOGY (SHENZHEN) CO LTD

System and method for trust-minimized real-time value-exchange and liquidity replenishment

What is disclosed is a method for trust-minimized value-exchange between a source and a destination token. An off-chain trusted API (OCTAPI) is connected to a first and a second interchain router (ICR); and a first and a second smart contract (SC). The first and second SCs are associated with source and destination chains, and comprise a first and a second vault, respectively. The first ICR is associated with the first SC and connected to a source decentralized exchange (DEX). The second ICR is associated with the second SC and connected to a destination DEX. When a transaction order is received, the OCTAPI initiates a debit swap via the first ICR and source DEX. When the OCTAPI determines the debit swap is being validated, the OCTAPI initiates a credit swap via the second ICR and destination DEX. At least some part of the debit swap and credit swap occur in parallel.
Owner:MATTR HOLDINGS LTD

Whole-process collaborative production logistics management optimization system and method

The invention discloses a whole-process collaborative production logistics management optimization system and method. The core of the system is intelligent inquiry and blockchain cost management. The inquiry module fuses a dynamic weight algorithm and a machine learning model, intelligently screens goods opportunities, pushes an AES encrypted inquiry sheet, and optimizes a quotation scheme in a multi-objective manner. And the delivery module is in butt joint with the ERP through the OData API, automatically analyzes the order, generates a delivery order, integrates weighing data for fee calculation, and carries out early warning on an abnormal order. And the customs declaration module identifies invoice information through OCR, automatically extracts customs declaration fields, verifies compliance through API, and generates a standardized customs declaration. The in-transit tracking module integrates a multi-platform API, pulls a logistics state in real time, pushes the logistics state to a client through WebSocket, and transparentizes an order state. The cost management module constructs a distributed account book based on a PBFT consensus mechanism block chain, ensures that cost information is safe and credible, and supports multi-currency settlement and dispute arbitration. The system comprehensively optimizes the production logistics link, realizes full-process collaboration, improves the efficiency, reduces the cost, and enhances the enterprise competitiveness.
Owner:GLOBAL CARD SYSTEMS CO LTD

Block chain-based cross-border e-commerce anti-counterfeiting tracing method and system

The invention discloses a cross-border e-commerce anti-counterfeiting tracing method and system based on a block chain, and belongs to the technical field of computer application. The method comprises the steps of obtaining full-link information of commodity production, storage, logistics and sales links, performing encryption processing through a composite hash function, storing the information to a block chain by using an improved consensus mechanism, constructing an intelligent contract to realize automatic processing of commodity state changes, and scanning a code by a consumer to compare a hash value to verify authenticity. The system comprises an information acquisition module, a hash encryption module, a consensus storage module, an intelligent contract module and a verification module. According to the scheme, it is guaranteed that data cannot be tampered through the composite hash function, the consensus efficiency is improved through the hierarchical verification structure and the dynamic node weight, state monitoring and automatic claim settlement are achieved with the help of the intelligent contract, the problems of data fragmentation, difficult anti-counterfeiting, poor supervision cooperation and the like in cross-border e-commerce are solved, full-link credible evidence storage and automatic supervision are achieved, and the safety of cross-border e-commerce is improved. And the cross-border commodity anti-counterfeiting and traceability efficiency is improved.
Owner:GUANGZHOU MAIJIANG TECH CO LTD

Block chain payment credit chain system and method for cross-border e-commerce

The invention discloses a cross-border e-commerce block chain payment credit chain system and a method thereof, and realizes data sharing, information real-time synchronization and credit information dynamic transmission of each participant in a transaction by constructing an alliance block chain network. The system comprises a credit management module, a risk control module, an intelligent contract payment module, a digital currency exchange module and a security collaboration module, and multi-dimensional credit assessment, dynamic risk prediction and automatic payment are realized by using cross-domain technologies such as federated learning, trusted execution environment and homomorphic encryption. Through fund freezing, real-time digital currency exchange, payment triggered by performance conditions and other mechanisms, the cross-border payment clearing period is remarkably shortened, the transaction cost is reduced, the payment safety and supervision transparency can be improved, and the problems that traditional cross-border payment is low in efficiency, high in cost, difficult in risk control and the like are effectively solved.
Owner:SHANDONG JIANZHU UNIV

Systems, method, and program product for making payments using fiat-backed digital assets

The present invention generally relates to the use of stable value digital assets and / or fiat-backed digital assets as cryptocurrencies that can be linked to other digital assets using blockchain technology and / or through a peer-to-peer network. In embodiments, the present invention relates to specific applications of fiat-backed digital assets and / or stable value digital asset tokens tied to a peer-to-peer network, such as a blockchain network.
Owner:GEMINI IP LLC

Asset exchange with secure interactive element

PendingUS20250209461A1FinanceCryptography processing
A payment service system receives a request from a user's device for an exchange between a first asset (e.g., a fiat currency) and a second asset (e.g., a cryptocurrency) via an agent, and identifies the agent based on context of the request. The system generates an interactive element, provides the interactive element to the user's device, and detects when the agent's device interacts with the interactive element on the user's device. The system verifies respective identities of the user and the agent based on the interaction. The system verifies that the first asset has been transferred between the user and the agent, and facilitates transfer of the second asset between an account associated with the user and an account associated with the agent and / or the payment service system.
Owner:BLOCK INC

Decentralized cryptographic asset exchange with secure interactive element

A payment service system receives a request from a user's device for an exchange between a first asset (e.g., a fiat currency) and a second asset (e.g., a cryptocurrency) via an agent, and identifies the agent based on context of the request. The system generates an interactive element, provides the interactive element to the user's device, and detects when the agent's device interacts with the interactive element on the user's device. The system verifies respective identities of the user and the agent based on the interaction. The system verifies that the first asset has been transferred between the user and the agent, and facilitates transfer of the second asset between an account associated with the user and an account associated with the agent and / or the payment service system.
Owner:BLOCK INC

Secure and trustworthy bridge for transferring assets across different networks with an updating pool of wardens

Described herein are systems and methods for providing the secure transfer of assets between blockchain networks. The system can include a secure-execution server configured to execute a bridge program to cause the secure-execution server to perform operations may include: determining to initiate a migration; receiving a portion of the first master secret; receiving a listing of first and / or second assets generating a second master secret; generating corresponding second portions; deriving address information; generating second transaction-data and first transaction-data; generating a migration-prepared data-object; generating a migration-prepared instruction; sending the corresponding migration-prepared instruction; sending the second portion of the second master secret; and sending a complete migration request.
Owner:AVA LABS INC

System for providing financial transaction services in conjunction with metaverse environment and method of operating the same

Various embodiments of the present invention relate to a system for providing financial transaction services in conjunction with a metaverse environment and a method of operating the same. According to various embodiments of the present invention, the present invention may provide financial transaction services that may improve user convenience by providing financial transaction services using an ATM device in the real world and providing financial transaction services using a virtual ATM device within the metaverse environment.
Owner:LEE JONG MYUNG

Method of transferring virtual asset between heterogeneous blockchains

Method of transferring virtual asset between heterogeneous blockchains including first and second blockchain comprises receiving deposit of first stable coin from electronic wallets of multiple remittance agents of first blockchain in blockchain-based management system, and receiving deposit, in blockchain-based management system, of second stable coin from electronic wallets of multiple remittance agents of second blockchain in blockchain-based management system, wherein transfer detail of virtual asset transferred from transferor electronic wallet in first blockchain to electronic wallet of first remittance agent selected from among multiple remittance agents of first blockchain is recorded in blockchain-based management system. When transferring virtual asset is confirmed, virtual asset remaining after deducting first remittance agency fee from virtual asset, transfer of which has been identified, is transferred from electronic wallet of second remittance agent selected from among multiple remittance agents of second blockchain to remittance fee electronic wallet of second blockchain.
Owner:SEOUL UNIV OF FOREIGN STUDIES IND ACAD COOP FOUND +1

Off-chain interaction and on-chain processing using exchange

A method is disclosed. The method includes receiving, by a node managing a blockchain, a blockchain transaction request comprising transaction parameters including a master computer digital signature. The method includes verifying, by an entry point smart contract with a second smart contract, at least some of the transaction parameters, and providing to the first smart contract, a signature validation request with the master computer digital signature. The method also includes receiving, by the entry point smart contract from the first smart contract, a signature validation response from the first smart contract. The method includes communicating, by the entry point smart contract with the second smart contract to execute the blockchain transaction request, and calling, by the second smart contract, the first smart contract to request tokens to complete the blockchain transaction. The first smart contract acquires and provides the tokens to an account associated with the second smart contract.
Owner:VISA INTERNATIONAL SERVICE ASSOCIATION

Autonomous computing system for cryptographic asset tokenization, digital currency operations, redemption, detokenization, and lifecycle management

The present invention provides an autonomous computing system for cryptographic asset tokenization, digital currency operations, redemption, detokenization, and full lifecycle management of tokenized assets. The system leverages formal cryptographic proofs, hybrid off-chain and on-chain ledger synchronization, and automated execution protocols to enhance regulatory compliance, asset-backed stability, and operational autonomy. Smart contracts, cryptographic hash-based commitments, and distributed validation mechanisms ensure secure, verifiable, and tamper-resistant transactions across decentralized, centralized, and hybrid environments. The system governs the entire token lifecycle by intrinsically linking asset state validation to both on-chain and off-chain records. Hardware-agnostic cryptographic processing enforces governance rules, validates asset-backed token states, and prevents over-issuance. Real-time integrity checks and automated reconciliation deliver a scalable, cryptographically secured framework for autonomous management of tokenized assets and digital currency transactions, minimizing reliance on intermediaries.
Owner:RADMAN JOHN

Transaction flow with master account ledger and escrow ledger interaction

A system and method for completing a sale of digital shares representing an interest in an asset in an exchange, wherein the exchange comprising a transfer agent, includes registering, by the transfer agent, a user on an exchange; presenting to the user, by the transfer agent an interface allowing the user to select an interest in an asset to sell; communicating, by the transfer agent, with a broker dealer to transmit a sell contract to the user; pairing, by the transfer agent, a buyer with the user to sell the interest in the asset to the buyer; and executing, by the transfer agent, a sale of digital shares representing the interest in the asset.
Owner:TRETE INC

Kit, system and associated method and service for providing a platform to prevent fraudulent financial transactions

A system and associated method and service for providing a platform that enables members to transfer, receive, or otherwise exchange cash in various international denominations and commodities, such as precious metals (e.g., gold, silver, etc.), in a mobile highly secured telecommunications environment. The system is capable of delivering cash instantly between two or more users by allowing the exchange of secure transactions between system and cash dispensing machines (ATMs). Users may pay, receive, exchange, deposit, transfer, pay bills, exchange currency, retrieve cash, deposit cash and create accounts based on the mobile phone number or a system generated code.
Owner:PAYGEO LLC

Systems and methods for cross-border payments via distributed ledger-based payment rail

Systems and methods relating to a distributed ledger-based payment rail are provided. A computer-implemented method includes determining whether a sending financial institution of a sender of a funds transfer and a receiving financial institution of a recipient of the funds transfer each operates a node on a permissioned distributed ledger network. The method further includes routing a funds transfer request message to the permissioned distributed ledger network in response to determining that the sending financial institution and the receiving financial institution each operates a node on the permissioned distributed ledger network. The method further includes destroying, by an issuer, the cash states in response to the recipient redeeming cash states associated with the funds transfer.
Owner:WELLS FARGO BANK NA

Bill processor

A bill processor is provided with a bill validator that may receive, from a mobile terminal, telecommunication signals inclusive of electronic currency information to store it in a stacker memory of a bill stacker. The bill processor includes an interface (80) for receiving electronic currency information transmitted from a mobile terminal (70), a bill validator (1) that has a validation transceiver (3) for receiving the electronic currency information transmitted from the interface (80) and a bill stacker (2) for accumulating bills considered genuine by and forwarded from the bill validator (1) so that the validation transceiver (3) of the bill validator (1) transmits electronic currency information to a stacker transceiver (21) of a bill stacker (2) that then sends the information to a stacker memory (22) of the bill stacker (2) to finally store the information in the stacker memory (22).
Owner:JAPAN CASH MASCH CO LTD

Real time fraud detection and intervention

In particular embodiments, techniques include a computer-implemented method including monitoring a plurality of real-time streams of content and a plurality of transactions in real-time. A machine-learning model trained to detect fraudulent transaction activity is used to determine that one or more of the real-time streams are associated with fraudulent transaction activity based on input corresponding to the monitored real-time streams and plurality of transactions. A request is received from a user device of a first user to initiate a transaction on behalf of the first user and it is determined that a characteristic of the requested transaction is indicative of a fraudulent transaction associated with the fraudulent transaction activity associated with one or more of the real-time streams. In response, processing of the requested transaction is modified.
Owner:BLOCK INC

Data retrieval and validation for asset onboarding

In certain aspects of the disclosure, a computer-implemented method includes collecting, via an artificial intelligence module, a first set of data associated with an asset and creating identifiers associated with the first set of data. The method includes collecting a second set of data associated with the asset based on the identifiers and comparing the first set of data and the second set of data based on the identifiers. The method includes determining validation of the first set of data based on the comparison and generating a result of approval or rejection based on the comparison.
Owner:TRETE INC

Data retrieval and validation for asset onboarding

In certain aspects of the disclosure, a computer-implemented method includes collecting, via an artificial intelligence module, a first set of data associated with an asset and creating identifiers associated with the first set of data. The method includes collecting a second set of data associated with the asset based on the identifiers and comparing the first set of data and the second set of data based on the identifiers. The method includes determining validation of the first set of data based on the comparison and generating a result of approval or rejection based on the comparison.
Owner:TRETE INC

Access controls for a decentralized network

A decentralized node may generate a network of decentralized nodes individually configured to store, receive, and transmit data based on rules associated with the decentralized nodes. A decentralized node may associate a decentralized identity of an entity with a select decentralized node of the decentralized nodes. A decentralized node may present a user interface including one or more access controls at a edge device, the access controls configuring rules to be applied to third-party access and modification of decentralized identity data associated within the decentralized identity of the entity and stored at the selected decentralized node. A decentralized node may identify the decentralized identity data accessible to the select decentralized node based on the rules. A decentralized node may store the decentralized identity data within the decentralized identity associated with the entity at the select decentralized node.
Owner:BLOCK INC

Secure and trustworthy bridge for transferring assets across different networks with an updating pool of wardens

Described herein are systems and methods for providing the secure transfer of assets between blockchain networks. The system can include a secure-execution server configured to execute a bridge program to cause the secure-execution server to perform operations may include: determining to initiate a migration; receiving a portion of the first master secret; receiving a listing of first and / or second assets generating a second master secret; generating corresponding second portions; deriving address information; generating second transaction-data and first transaction-data; generating a migration-prepared data-object; generating a migration-prepared instruction; sending the corresponding migration-prepared instruction; sending the second portion of the second master secret; and sending a complete migration request.
Owner:AVA LABS INC

Systems and methods for providing secure access to information regarding prescribed medications

PendingUS20250166772A1Medical communicationFinancePrescribed medicationsDatabase
Systems and methods for providing secure access to prescribed medications are disclosed. A database includes information regarding prescribed medications for patients, unique patient identifiers, each associated with a respective portion of the information regarding one or more of the prescribed medications and unique secondary user identifiers. Sets of unique identifiers are received, each including a first and second unique identifier. For each received set, the first and second unique identifiers are compared against the unique patient and secondary identifiers respectively to determine if a match exist. If so, access is permitted to the associated portions of the information to a designated remote device associated with the respective set of unique identifiers.
Owner:LAMONCHA MARK

System and method for tracking multiple resource types using a unique identifier

InactiveUS20250088470A1FinanceCurrency conversion
A server computer system, comprises a communications module; at least one processor coupled with the communications module; and a memory coupled to the processor, the memory storing processor-executable instructions that, when executed, configure the at least one processor to configure a unique identifier to be associated with at least a first data record tracking a first resource type and a second data record tracking a second resource type; receive, via the communications module, a first computer-readable message that includes the unique identifier and a request to transfer a first amount of resources; analyze the first computer-readable message to identify a code indicating the first resource type; and complete the transfer of the first amount of resources and update the first data record to include the first amount of resources transferred.
Owner:THE TORONTO DOMINION BANK

Dual ledger syncing

In certain aspects, a computer-implemented method includes monitoring data entries written on a private primary ledger. The computer-implemented method includes recording the data entries written on the private primary ledger to an immutable public secondary ledger.
Owner:TRETE INC