493 results about "Payment terminal" patented technology

The invention discloses a product defect detection method and system based on multispectral imaging, and the method comprises the steps: obtaining multispectral image data of a financial payment terminal product, and generating a first image set; performing de-noising filtering and contrast enhancement processing on the first image set to generate a second image set; performing feature extraction based on the second image set to generate a feature set; and constructing a special convolutional neural network model of the plastic shell and the metal circuit board according to the feature set, generating a model set adaptive to material difference through transfer learning, and determining a final detection model to perform defect detection on the real-time multispectral image to obtain a detection result. The accuracy and efficiency of financial payment terminal product quality detection are improved, data support is provided for production process optimization, the product defect rate is effectively reduced, and the product quality and reliability are improved.

Disclosed herein is a method and system to determine whether a payment terminal has been tampered with based on a comparison of attestation data received from the payment terminal, for example in an offline mode when an otherwise secure remote server cannot be reached. If the determination yields that the request has been approved, the terminal generates an attestation ticket having one or more validity conditions, wherein the validity conditions include expiration time that indicates the time after which the attestation ticket becomes invalid. The attestation ticket can be used as long as it is valid or until another trigger causes the ticket to be invalidated or regenerated.

Systems and methods that utilize a cashless payment terminal to transfer, in accordance with a funding source, funds between an electronic gaming machine and a financial institution account.

The invention discloses a payment method based on an NFC fusion channel, a terminal, a system and a medium, and belongs to the technical field of payment. The method comprises the steps of establishing a middle-long distance communication channel with a user terminal through a first middle-long distance communication module under the condition that the user terminal with a second middle-long distance communication module is sensed to enter a middle-long distance communication range of the payment terminal; a transaction confirmation instruction is sent to the user terminal through the middle and long distance communication channel; and under the condition that the user terminal confirms the transaction, transmitting APDU interaction data with the user terminal through the middle and long distance communication channel for interaction, and executing NFC payment. According to the embodiment of the invention, NFC payment between the user terminal and the payment terminal under the medium and long distance condition can be realized.

Systems and methods that utilize a cashless payment terminal to transfer funds from an electronic gaming machine to a financial institution account.

The invention relates to the technical field of financial science and technology and information security, in particular to a payment security identification system of a payment terminal, which comprises a transaction data acquisition module used for acquiring transaction request data of a current transaction; the basic risk assessment module is based on the transaction request data and user historical data; the dynamic environment risk assessment module is used for requesting data based on the transaction; the dynamic threshold generation module is used for generating a dynamic environment risk index; according to the system and the method, the user long-term behavior risk and the transaction instantaneous environment risk are decoupled and innovatively combined, the evolution of a user behavior mode can be adapted, novel fraud attacks can be resisted, and interference to normal user transactions is reduced while safety is guaranteed.

The invention relates to the technical field of mobile payment, in particular to a dynamic adjustment method for a mobile payment password-free limit, which comprises the following steps: when a payment terminal initiates a payment request, acquiring a network environment, an equipment unlocking mode, an SIM card state, system integrity and a discrete state of an application environment in real time, and establishing an equipment security state vector; according to the invention, multi-dimensional acquisition is carried out on the network environment, the equipment unlocking mode, the SIM card state, the system integrity and the discrete state of the application environment, and the security state vector is constructed, so that the equipment security can be subjected to structured description before the transaction is initiated, and the security fluctuation characteristics during the operation of the equipment are captured; by means of a security product attenuation value generated by a security state vector and in combination with a highest password-free quota reference value set by a user, a comprehensive equipment security score is output in a nonlinear function form, and quantitative filtering of equipment credibility is realized in a previous stage of quota calculation.

1. The name of the product of this design: Handheld smart POS machine (S6). 2. Purpose of the product of this design: A handheld intelligent POS machine, mainly used as a payment terminal device for various card consumption, commercial retail, etc. 3. The design key point of this appearance design product lies in the shape. 4. The picture or photo that best illustrates the design points: Stereoscopic diagram 1.

There are provided systems and methods for an acknowledgement process for message transmissions to connectable processing terminals for point-of-sale (POS) devices. A user may engage in a transaction with a merchant at a POS device, such as a purchase of items from a merchant at a physical merchant location and using payment terminals with the POS device. An online transaction processor may provide an acknowledgement process to determine if the payment terminal is online and receiving communications so that the user may view transaction details and complete transaction processing. This may be done through lookup of a previous connection of the payment terminal over a cloud computing system with the transaction processor and transmission of a request for acknowledgement over that connection. If the payment terminal responds with an acknowledgement, the transaction processor may then notify the POS device that data processing may proceed.

Various exemplary devices, systems, and methods for detecting debris in payment card readers are provided. In general, a card reader configured to read a card for payment and / or other purpose(s) includes a slot configured to receive the card therein. In an exemplary embodiment, a tester is configured to be inserted into the card reader slot and identify whether debris is present in the slot that would prevent the card reader from properly reading data from a card inserted into the slot, e.g., from reading a chip of the card, etc. The tester is configured to be inserted into the card reader slot with the card reader on site at its installed location, e.g., as part of a fuel dispenser or other payment terminal.

The present invention discloses a self-stirring fruit cup smoothie vending machine, comprising: a storage cabinet body, a control cabinet body, a spring-loaded shelving system, a lifting mechanism, a refrigeration system, a control system, a mixing system, and a self-service payment terminal. The control cabinet body is disposed adjacent to one side of the storage cabinet body. A refrigerated compartment is provided in the lower portion of the storage cabinet body, housing the refrigeration system. An inner cabinet body is arranged within the storage cabinet body, wherein an air outlet of the refrigeration system communicates with the inner cabinet body. The inner cabinet body incorporates a tiered spring-loaded shelving system configured to store product containers in a tilted orientation.

The invention discloses an NFC-based payment communication method and an application thereof in a payment transaction terminal, the scheme can be used for transaction interaction of the payment transaction terminal in a card reader mode and an NFC TAG mode, when the terminal is in the NFC TAG mode, different guides are provided by identifying an operating system of payment terminal equipment serving as card reading equipment, and the payment terminal equipment is more convenient to use. The convenience and intelligence of the application payment means are improved; according to the scheme, in combination with the characteristics of equipment operating system identification and equipment moving, corresponding voice or UI prompts are given when transaction is not completed for a long time and equipment which identifies an IOS system is subjected to transaction, in order to prevent a single order from being paid by multiple pieces of equipment, emptying is carried out after it is confirmed that the content of the NFC tag is completely read, and the payment efficiency is improved. And the transaction reliability and convenience are improved. And when the terminal is in the card reader mode, whether the transaction card is an entity card is distinguished according to the card searching instruction, and the transaction result is returned to the application layer, so that a self-adaptive security policy is provided.

The invention belongs to the technical field of fraud detection, and relates to a payment terminal real-time anti-fraud decision-making method based on machine learning, and the method comprises the steps: carrying out the time-space slicing of a payment transaction flow through a sliding window, injecting abnormal features through combining with a generative adversarial network, and enhancing the tensor of the time-space features; a three-dimensional dynamic adversarial graph is constructed by using a spatial topology layer, a transaction association layer and a device fingerprint layer, and a complex relationship of transaction data is deeply mined through weight fusion of an attention mechanism; carrying out convolution operation on the deformable space-time convolution and then carrying out multi-dimensional space-time fingerprint fusion so as to generate a space-time fingerprint and a hidden group clustering result of each terminal device; finally, real-time fraud decision making is carried out in combination with the space-time fingerprints of the terminal equipment and the current context, and dynamic and real-time monitoring and blocking of payment fraud behaviors are achieved. The accuracy and timeliness of fraud detection are remarkably improved, the adaptive capacity of the system to novel fraud behaviors is enhanced, and the safety and defense capacity of the payment system are improved.

Systems and methods that utilize a cashless payment terminal to transfer funds to an electronic gaming machine from a financial institution account.

The present disclosure generally relates to the use of loyalty accounts, private label payment accounts, and general payment accounts using an electronic device with an electronic wallet. Various accounts are linked to the electronic device. In some examples, the electronic device is NFC-enabled. The electronic device may be used to provide loyalty account information and payment account information to a payment terminal, such as an NFC-enabled payment terminal.

The invention discloses a self-adaptive identification and dynamic drive loading method and device for a password keyboard of a self-service payment machine. According to the system, VID, PID, firmware version, SN number and instruction fingerprint four-dimensional features of a keyboard are captured in parallel through a hardware detection engine, model matching is completed by using a hash table of O (1) time complexity, and online feature collection and block chain evidence storage updating are started when matching fails; and then, dynamically loading the driving module signed by the TPM, and realizing zero-interruption hot injection of the key through a double-buffering mechanism. Compared with the prior art, plug-and-play adaptation of any USB / serial port password keyboard can be completed within one second, a secret key can be updated without restarting equipment, meanwhile, an instruction fingerprint verification and block chain trusted link is provided, the development and maintenance cost is remarkably reduced, the safety is improved, and the method is suitable for ATM, POS and various self-service payment terminals.

The invention discloses a data processing method executed by a payment terminal, and the method comprises the steps: building data connection between the payment terminal with a printing function and a cash register through a printer module configured by the payment terminal, and when the payment terminal recognizes that transaction information included in a bill printing instruction corresponds to a first transaction task of to-be-completed payment, completing the payment; and generating a payment information acquisition event for acquiring the to-be-processed payment information, sending the to-be-processed payment information acquired based on the payment information acquisition event to a payment system to open a payment process of the first transaction task, and printing a payment completion receipt after feedback information is acquired from the payment system. Visibly, the payment terminal can identify the first transaction task needing payment from the bill printing instruction and start the payment process with the payment system to complete the payment task, so that the process of accessing the cash register to the electronic payment function is greatly simplified, plug and play in a real sense is realized, software and hardware modification of the cash register is not needed, and the cost is reduced. And the development cost and difficulty are effectively reduced.

The invention relates to a transaction method comprising the steps of: during a payment transaction between a customer and a merchant (ML1), establishing a communication link between a payment terminal (TP1) of the merchant and a mobile terminal (MT1) of the customer; acquiring, via the payment terminal (TP1), a payment device identifier (CI1); transmitting transaction data to a server (PSRV); transmitting, via the server, to the customer's terminal an access link (PNLK) to an application (WP); upon activation of the access link, transmitting, via the mobile terminal, to the server, an access request to the application containing the access link and the payment device identifier; upon receipt of the access request, generating and transmitting, via the server, a progressive web application to the mobile terminal; and receiving and executing the application via the mobile terminal. Figure 2

The invention discloses a riding method and device based on a riding code, equipment and a storage medium, and relates to the technical field of intelligent electronic payment, and the method comprises the steps: when a mobile terminal receives a near field communication (NFC) tag sent by a traffic payment terminal, generating riding code data according to tag information in the NFC tag; and returning the riding code data to the traffic payment terminal through the NFC channel, and finishing asynchronous fee deduction by the traffic payment terminal according to the riding code data. According to the scheme, the mobile device receives the NFC label sent by the traffic payment terminal, generates the riding code data based on the NFC label, and sends the riding code data to the traffic payment device through the NFC channel, so that the existing riding code scanning riding processing flow is reused, the riding can be realized by swiping the code without opening a riding APP, the improvement cost is low, and the riding efficiency is improved. And the problem of insufficient riding convenience of the riding code user is solved.

The utility model provides a payment terminal with a magnetic head waterproof structure, which relates to the field of financial transaction equipment and comprises a casing, one side of the casing is provided with a card swiping slot, one side in the casing close to the card swiping slot is provided with an installation slot used for installing a magnetic head assembly, the installation slot is provided with a sealing cover, and the sealing cover is inserted into the installation slot to form an isolation chamber. The magnetic head assembly is installed in the isolation chamber and comprises a connecting line, and the connecting line extends out of the isolation chamber and is electrically connected with the mainboard. The magnetic head assembly further comprises a magnetic head and a support, the magnetic head is installed on the support, the support comprises a top cover, the connecting line penetrates through the top cover, the top cover is provided with an annular protrusion around the connecting line, the top cover is provided with an insertion hole in a sealed insertion mode, and the annular protrusion is inserted into the insertion hole in a sealed mode. According to the utility model, the magnetic head assembly is isolated from the internal components of the device through the structure, the waterproof and dustproof effects of the financial transaction device are improved, the application scene of the device is expanded, and the service life of the device is prolonged.

The invention relates to a financial payment terminal intelligent management system based on signal processing, and the system comprises a data application device which is disposed in an automatic selling cabinet body, and is used for intelligently analyzing the 3D size corresponding to a cargo based on multiple pieces of visual information of the cargo to be stored at present; and the information matching component is connected with the data application device and is used for sending a volume mismatching signal indicating that the volume of the currently stored goods is not matched with the volume of the set storage grid body when the 3D size corresponding to the intelligently analyzed goods is greater than the maximum storage volume of the set storage grid body. According to the invention, the 3D size corresponding to the goods can be intelligently analyzed based on multiple pieces of visual information of the goods to be stored at present, and whether the volume mismatching signal indicating that the volume of the goods to be stored at present is not matched with the volume of the set storage grid body is sent or not is further determined; therefore, intelligent identification of whether the volume of the goods to be stored in front of the set storage grid body is matched with the volume of the set storage grid body is realized.

Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.

Near field communication circuit and payment terminal are disclosed. The circuit comprises: a first type of near field communication chip for outputting a first differential signal and a second differential signal; a second type of near field communication chip for outputting a third differential signal and a fourth differential signal; a first radio frequency switch for receiving the first differential signal, the third differential signal and a control signal, and selecting the first differential signal or the third differential signal as a first output signal based on the control signal; a second radio frequency switch for receiving the second differential signal, the fourth differential signal and the control signal, and selecting the second differential signal or the fourth differential signal as a second output signal based on the control signal; and a near field communication antenna module for receiving the first output signal and the second output signal to realize communication between the two types of near field communication chips and an external near field communication device. The circuit makes different types of near field communication chips share the same antenna, reduces hardware cost and improves the integration and compatibility of the payment terminal.

Systems and methods that utilize a cashless payment terminal to transfer funds to an electronic gaming machine from a financial institution account.

The present disclosure relates to a method, device, electronic device and storage medium for jumping to an aggregate payment page. The method includes responding to a target payment terminal's code scanning instruction for a target aggregate code, decoding the aggregate code information sent by the target payment terminal, obtaining a target code parameter, the target code parameter including an application tag domain value of an application tag domain corresponding to at least one payment application, determining the corresponding target application tag domain value from the target code parameter based on the acquired target application tag domain corresponding to the target payment application, obtaining preset jump information or address information of a joint payment page based on the target application tag domain value, and sending it to the target payment terminal so that the target payment terminal jumps to the joint payment page. The embodiments of the present disclosure can be used to aggregate existing payment QR codes and self-contained payment QR codes in certain regions, thereby improving the versatility of existing aggregate codes, greatly increasing payment efficiency and collection efficiency, and improving transaction flexibility and convenience.

The application discloses an enterprise account payment method, a server, a system and a storage medium, and belongs to the field of data processing. The method comprises the following steps: receiving an order transaction message sent by an order receiving server, wherein the order transaction message comprises order information and transaction party information; sending the order transaction message to a payment resource server, so that the payment resource server sends an order review request message to a payment terminal device; in the case that the payment resource server deducts transaction money from a payment account in response to an order review determination message, receiving a payment message sent by the payment resource server in response to the order review determination message, wherein the payment message comprises the order information and the transaction party information; and sending the payment message to a payee resource server indicated by payee information, so that the payee resource server transfers the transaction money indicated by the order information into a payee account. According to the embodiment of the application, the efficiency of enterprise payment can be improved.

A removable cache code intended to be assembled to an electronic payment terminal in a reversible manner, thanks to first and second reversible attachment means located on the outer face of at least one of the lateral walls of the cache code.

The embodiment of the invention provides a credit-based transaction processing method and device, and the method comprises the steps: obtaining an access instruction which is submitted by a payee and aims at a credit transaction service of an application program, submitting a service access request to a server, and then receiving a credit transaction page returned by the server, the method comprises the following steps: receiving a credit transaction page of a payee, submitting transaction parameters input by the payee based on the credit transaction page to a server, receiving and displaying a transaction identifier for carrying out credit transaction returned by the server, scanning the transaction identifier by a payment terminal of a payer carrying out credit transaction with the payee, and submitting a credit transaction request to the server to carry out credit transaction detection; and finally, acquiring a credit transaction result returned by the server after credit transaction determination based on the transaction parameters under the condition that the credit transaction detection is passed, thereby realizing transaction processing between the payee and the payer based on the credit transaction detection.

The invention discloses a non-inductive payment system and non-inductive payment terminal equipment, relates to the technical field of payment systems, and aims to solve the problems that the payment efficiency is low and the payment transaction cannot be completed without network connection.The key point of the technical scheme is that the non-inductive payment system comprises a merchant side, a cashier terminal, a server, a payment medium and a user side, non-inductive payment medium binding is completed through the merchant side, the cashier terminal, the server, the payment medium and the user side, and online non-inductive payment transaction and offline non-inductive payment transaction are completed through the merchant side, the cashier terminal equipment, the server, the non-inductive payment medium, the user side, the terminal processor and the terminal data storage library. According to the invention, the functions of automatically identifying the user identity and quickly completing the payment transaction can be realized, the security of the transaction is ensured while the user experience is improved, the payment efficiency is improved, and the payment transaction can be completed when the network is offline.

Methods, system and devices for managing loyalty incentive schemes are provided. In particular, payment terminals are provided that each comprise an electronic screen for displaying information to a user relating to a payment transaction, data input means, including at least one payment instrument interface for interfacing with a customer payment instrument, and at least one telecommunication module. A terminal management server is provided for managing the operation of the payment terminals. An incentive management server is also provided, for managing incentives to be applied at the payment terminals.