192 results about "Payment terminal" patented technology

The invention discloses an NFC-based payment communication method and an application thereof in a payment transaction terminal, the scheme can be used for transaction interaction of the payment transaction terminal in a card reader mode and an NFC TAG mode, when the terminal is in the NFC TAG mode, different guides are provided by identifying an operating system of payment terminal equipment serving as card reading equipment, and the payment terminal equipment is more convenient to use. The convenience and intelligence of the application payment means are improved; according to the scheme, in combination with the characteristics of equipment operating system identification and equipment moving, corresponding voice or UI prompts are given when transaction is not completed for a long time and equipment which identifies an IOS system is subjected to transaction, in order to prevent a single order from being paid by multiple pieces of equipment, emptying is carried out after it is confirmed that the content of the NFC tag is completely read, and the payment efficiency is improved. And the transaction reliability and convenience are improved. And when the terminal is in the card reader mode, whether the transaction card is an entity card is distinguished according to the card searching instruction, and the transaction result is returned to the application layer, so that a self-adaptive security policy is provided.

The invention discloses a self-adaptive identification and dynamic drive loading method and device for a password keyboard of a self-service payment machine. According to the system, VID, PID, firmware version, SN number and instruction fingerprint four-dimensional features of a keyboard are captured in parallel through a hardware detection engine, model matching is completed by using a hash table of O (1) time complexity, and online feature collection and block chain evidence storage updating are started when matching fails; and then, dynamically loading the driving module signed by the TPM, and realizing zero-interruption hot injection of the key through a double-buffering mechanism. Compared with the prior art, plug-and-play adaptation of any USB / serial port password keyboard can be completed within one second, a secret key can be updated without restarting equipment, meanwhile, an instruction fingerprint verification and block chain trusted link is provided, the development and maintenance cost is remarkably reduced, the safety is improved, and the method is suitable for ATM, POS and various self-service payment terminals.

The invention relates to a transaction method comprising the steps of: during a payment transaction between a customer and a merchant (ML1), establishing a communication link between a payment terminal (TP1) of the merchant and a mobile terminal (MT1) of the customer; acquiring, via the payment terminal (TP1), a payment device identifier (CI1); transmitting transaction data to a server (PSRV); transmitting, via the server, to the customer's terminal an access link (PNLK) to an application (WP); upon activation of the access link, transmitting, via the mobile terminal, to the server, an access request to the application containing the access link and the payment device identifier; upon receipt of the access request, generating and transmitting, via the server, a progressive web application to the mobile terminal; and receiving and executing the application via the mobile terminal. Figure 2

The invention relates to a financial payment terminal intelligent management system based on signal processing, and the system comprises a data application device which is disposed in an automatic selling cabinet body, and is used for intelligently analyzing the 3D size corresponding to a cargo based on multiple pieces of visual information of the cargo to be stored at present; and the information matching component is connected with the data application device and is used for sending a volume mismatching signal indicating that the volume of the currently stored goods is not matched with the volume of the set storage grid body when the 3D size corresponding to the intelligently analyzed goods is greater than the maximum storage volume of the set storage grid body. According to the invention, the 3D size corresponding to the goods can be intelligently analyzed based on multiple pieces of visual information of the goods to be stored at present, and whether the volume mismatching signal indicating that the volume of the goods to be stored at present is not matched with the volume of the set storage grid body is sent or not is further determined; therefore, intelligent identification of whether the volume of the goods to be stored in front of the set storage grid body is matched with the volume of the set storage grid body is realized.

Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.

The application discloses an enterprise account payment method, a server, a system and a storage medium, and belongs to the field of data processing. The method comprises the following steps: receiving an order transaction message sent by an order receiving server, wherein the order transaction message comprises order information and transaction party information; sending the order transaction message to a payment resource server, so that the payment resource server sends an order review request message to a payment terminal device; in the case that the payment resource server deducts transaction money from a payment account in response to an order review determination message, receiving a payment message sent by the payment resource server in response to the order review determination message, wherein the payment message comprises the order information and the transaction party information; and sending the payment message to a payee resource server indicated by payee information, so that the payee resource server transfers the transaction money indicated by the order information into a payee account. According to the embodiment of the application, the efficiency of enterprise payment can be improved.

The embodiment of the invention discloses a payment method and device and electronic equipment, and the method comprises the steps: recognizing payment information from a payment account corresponding to a payment user when there is no network connection, and enabling the payment information to reflect payment authorization information; generating a payment authorization certificate according to the payment information; the payment authorization voucher is stored in a system memory, so that in a network connection state, the payment authorization voucher is used for requesting a server to deduct money from the payment account, and the system memory is a system memory of a collection terminal where the collection application is located.

The invention relates to the technical field of product oil retail, and provides a product oil retail system, which comprises an on-site service terminal deployed in a gas station site, a gas station management node arranged locally, a cloud data server connected remotely and a user mobile terminal, the field service terminal integrates an oiling machine, a payment terminal and a vehicle identification and environment monitoring module, executes oiling operation and collects data; the gas station management node gathers and processes data to realize inventory, sales and safety monitoring; the cloud data server aggregates multi-station data and is equipped with an energy efficiency evaluation module, a replenishment decision module, a data analysis module and a member management module. The system has the advantages that by constructing the field service terminal, the gas station management node and the cloud data server, the problem of data islands existing in a traditional system is effectively solved, and inventory dynamic early warning, accurate sales prediction, multi-mode payment, member management and three-dimensional safety monitoring are achieved; and the operation efficiency, the energy utilization rate and the user experience are remarkably improved.

The invention relates to a method for tracking customer journeys among merchants, comprising the steps of: during a first transaction between a customer and a first merchant (ML1), acquiring, via a payment terminal (TP1), a payment device identifier (CI1) of the customer, and presenting to the customer on a display screen a document associated with an identifier (ID2) of a second merchant (ML2); storing the data relating to the first transaction in a database (CB); during a second transaction between the customer and the second merchant, acquiring, via a payment terminal (TP2), the payment device identifier; storing in the database the data relating to the second transaction; and determining, using the database, that the customer viewed the document at the first merchant and made a purchase at the second merchant. Figure 2

The embodiment of the invention provides a digital currency transaction method and an acceptance terminal thereof. The acceptance terminal comprises: a storage module configured to store acceptance area data, the acceptance area data representing an authorized distance range between the acceptance terminal and an auxiliary positioning device when the acceptance terminal is allowed to execute a digital currency collection transaction; the communication module is configured to receive a broadcast signal sent by the auxiliary positioning equipment; the processing device is configured to determine the distance between the acceptance terminal and the auxiliary positioning equipment according to the broadcast signal when a digital currency collection transaction to the payment terminal is executed, and identify whether the acceptance terminal is in an acceptance area based on the distance and the acceptance area data; and controlling the digital currency collection function of the acceptance terminal to be available or unavailable according to the acceptance area identification result. According to the scheme, whether the digital currency collection transaction is allowed to be executed or not can be judged according to the position of the acceptance terminal, and a merchant can be prevented from violating or even violating the digital currency transaction to a certain extent.

When a payment terminal, a refrigerated raw material supply machine, and a beverage dispenser constitute a beverage supply system, ensure proper operation. [Solution] A control device applied to a beverage supply system 1 including a beverage dispenser 10 that supplies beverages produced in a beverage production unit 12 to cups C placed in a beverage supply unit 22, wherein the control device includes a beverage supply control unit 13 that, when the beverage supply system 1 includes at least one of a payment machine 50 that performs payment processing and a milk dispenser 30 that supplies raw milk to cups C as part of the beverage, allows at least one of the payment machine 50 and the milk dispenser 30 to be operated together with the beverage dispenser 10, subject to registration of a business license number from the relevant local government.

The application discloses an unattended toll collection system based on main line gantry and ramp card fusion pre-toll, which comprises a front main line gantry, a ramp online pre-toll card mouth, a ramp special situation induction screen, a quick CPC card self-service toll lane and a toll platform; the front main line gantry is provided with a main line gantry module; the ramp online pre-toll card mouth comprises a ramp card mouth module and a pre-transaction platform, the pre-transaction platform is connected with the toll platform and a local database; the ramp special situation induction screen is provided with a dynamic induction module; the quick CPC card self-service toll lane is provided with an RFID card reader, a payment terminal and an abnormal processing unit. The system captures the vehicles entering the toll station by the ramp card mouth, performs online pre-toll in advance, identifies the transaction state of the vehicles entering the toll station in advance, completes the pre-toll processing, shortens the transaction time of the self-service vehicles through the pre-toll, and improves the passing efficiency of the self-service lane.

This product is a portable information terminal with multiple functions, including user authentication, electronic payment, unlocking / locking, information reading, information recording, and information display. As shown in "Reference Figure 1 showing usage," the user can perform user authentication, electronic payment, unlocking / locking, etc., by placing the authentication convex surface of this product on the corresponding authentication concave surface of another terminal or other device. For example, when performing electronic payment, as shown in "Reference Figure 2 showing usage," the user can perform electronic payment by placing the authentication convex surface of this product on the authentication concave surface of the payment terminal. This product can also read information by touching the authentication convex surface to text, maps, etc. Furthermore, the user can record information on this product by, for example, speaking the destination to the product. In addition, this product is equipped with a display unit that can display the amount of electronic payment, the time, and navigation based on the read and recorded information.

Provided herein are systems, devices, tools, and methods for protecting payment terminals from malicious card devices. More specifically, the tools, platforms, and methods of the present disclosure enable the detection card skimmers at point-of-interaction devices and offer proactive monitoring of managed point-of-interaction devices.

The invention relates to an antenna for an electronic payment terminal (2), comprising:-a support member (4) comprising a plurality of support elements (10), the overall shape of which is a straight cylinder having a concave bottom, the axial ends of which are hinged in pairs on a pivot connection (12) having parallel axes of rotation, each support element (10) having a receiving groove; and-an electrically conductive member (6) arranged to be received in the receiving groove.

Disclosed are various embodiments for an NFC-based self-checkout system. Embodiments can include a computing device comprising a near-field communication (NFC) reader. The computing device can obtain, via the NFC reader, a stock keeping unit (SKU) identifier for an item from an item NFC tag attached to the item. It can also obtain, via the NFC reader, a shopping cart identifier and a terminal identifier from a cart NFC tag attached to the shopping cart. It can then receive a user input indicating that a purchase of the item is to be completed. Subsequently, the computing device can establish a secure connection with a payment terminal service associated with the terminal identifier and send the SKU for the item, a payment instrument, and the shopping cart identifier to the payment terminal service.

This invention provides a Bus Rapid Transit (BRT) system and method based on onboard ticketing and inspection, comprising at least one BRT vehicle and at least one BRT station matching the operating route of the BRT vehicle; wherein, the BRT vehicle is equipped with at least one contactless payment terminal inside the vehicle for passengers to pay for their tickets after boarding; and, the BRT station does not include an enclosed concourse level for ticketing or inspection, allowing passengers to directly access the waiting platform level via an open passageway. This invention significantly reduces construction and operating costs, improves passenger experience, and enhances system flexibility.

The application discloses a code scanning payment settlement system and method, which comprises a mobile payment terminal, a seller payment terminal and a server; the seller payment terminal comprises a second positioning module, the mobile payment terminal comprises a first positioning module and a transaction record module, and the server comprises a pre-database and a pre-processor. In the application, whether the real-time position of the mobile payment terminal of a buyer is within the first preset threshold from the transaction position is judged by the pre-processor, and then it is judged whether the alert mode or the security mode is enabled. In the alert mode, the security of the transaction is protected by encrypting the payment code to protect the seller payment terminal of the first transaction with strangers. In the security mode, the transaction is completed as soon as possible in the vicinity of the seller payment terminal of the completed transaction, and the situation that the payment code is stolen and brushed is avoided, so that the payment security of the buyer is improved.

A payment terminal is provided, which is a composite terminal capable of selecting a plurality of payment methods. The payment terminal includes a touch panel that electrically detects a contact or a proximity of an object as an input detection function, and an antenna for non-contact communication with a communication medium storing information for non-contact payment. The antenna is arranged around the touch panel, and outputs radio waves for the non-contact communication by receiving a power supply. When the non-contact payment is selected, the payment terminal turns ON the power supply to the antenna and turns OFF the input detection function of the touch panel. When the non-contact payment is completed, the payment terminal turns OFF the power supply to the antenna and turns ON the input detection function of the touch panel.

The embodiment of the invention provides a payment method and device based on satellite short message communication, equipment, a medium and a product, and is applied to the technical field of satellite communication. According to the method, a satellite short message and a dynamic key sent by a payment terminal are received based on a satellite short message public service platform, identity authentication, integrity verification and data decryption are carried out on the satellite short message based on the dynamic key and a preset public key, and complete transaction information is obtained. Pushing the complete transaction information to a payment capability interface calling platform, receiving a transaction result and a transaction verification code fed back by the payment capability interface calling platform, and performing encryption processing to obtain a transaction data packet; converting the transaction data packet into a transaction message according to a preset conversion rule, and pushing the transaction message to a satellite mailbox corresponding to the payment terminal for storage; and receiving a transaction result query request sent by the payment terminal to the satellite mailbox, and sending the transaction message to the payment terminal through the satellite mailbox. The technical effect of expanding the application service range is achieved.

This application relates to the field of computer technology and discloses a key management system, device, storage medium, and computer program product. The system includes: a key generation module, used to process merchant terminal information sent by a merchant file management system using an encryption machine to generate a CUPS key; and to perform trans-encryption processing on CUPA keys sent by the UnionPay merchant management platform or uploaded by UnionPay branches to obtain a trans-encrypted key; and a key distribution module, used to send the CUPS key and the trans-encrypted key to a transaction system, a merchant terminal key database, and a preset key receiving address or a payment terminal management system, so that the CUPS key and the trans-encrypted key are downloaded to the target terminal. The key management system provided by this application can automate the entire process of merchant file acquisition, key generation, and distribution, effectively solving the problems of low key download efficiency and slow process in the prior art.

A computer-implemented method for pre-authorization of funds for future transactions by a user of an electronic mobile device. The method includes receiving a user-selected amount of funds to pre-authorize for a potential upcoming purchase and sending a pre-authorization request for the user-selected amount of funds to an interchange network. The method may also include receiving from the interchange network an authorization of pre-authorized funds and one or more authorization codes associated with the pre-authorized funds, as well as storing an amount of the pre-authorized funds and the authorization codes in memory of the electronic mobile device. Furthermore, the method may include transferring one of the authorization codes to a payment terminal of the merchant in connection with completing the potential upcoming purchase.

The application discloses a kind of screenless NFC payment method and device based on 4G communication, it is related to mobile payment technical field, wherein method includes: payment terminal is connected with payment server by 4G communication module and completes equipment authentication, according to user voice payment instruction extraction voiceprint feature, with cloud voiceprint library comparison verification;Verification is generated after passing through unique verification mark, and NFC payment mode is activated;In NFC mode, terminal reads the payment request information sent by NFC equipment, and it is uploaded to payment server check by 4G model with unique verification mark;Server check passes through after returning payment confirmation information, terminal outputs payment success prompt, local storage transaction record is synchronized to cloud server, and entire payment process is completed.The application realizes non-inductive convenient payment by fusing voiceprint identification and NFC payment, solves the problem that traditional mobile payment operation is complex and security is insufficient.

The present disclosure provides a solution to emulate a secure device, such as a payment terminal or a device / resource access controller on a user device. In a preferred embodiment, the user device is a commercial off-the-shelf device, such as a mobile phone, tablet or laptop, etc. Once a triggering event is detected, a software component provided on the user's device acquires configuration data that enables the emulation of the secure device within the secure part of the user device. The emulation is intended to acquire relevant data for the intended transaction between the user and the terminal owner (e.g. merchant), as well as data from the user, such as but not limited to authentication data (e.g. PIN code), payment card data, etc. The data acquired by the user device can be sent to the acquirer of the merchant to enable the transaction to proceed.

The invention relates to a payment identity credibility verification protection method, belongs to the field of electric digital data processing, and particularly relates to the field of identity recognition. The method comprises the step of executing intelligent verification of a payment identity by using an intelligent credible verification model according to multiple environment related parameters corresponding to current financial payment, various target associated information of a target person and visual credible verification content. The invention also relates to a payment identity credibility verification protection system. According to the invention, the technical problem that the payment identity credibility verification in the prior art is difficult to meet the increasing multi-aspect requirements of the user at the same time is solved; visual screening data of a payment identity credible verification environment in which current financial payment is located are screened in a targeted manner, and multiple environment related parameters and target associated information corresponding to the current financial payment are combined as assistance, so that intelligent verification of whether a to-be-verified person in front of a financial payment terminal is a target person or not is completed. Therefore, the technical problem is solved.

The application discloses a payment method, a payment terminal and a payment system, and relates to the technical field of computers. A specific implementation manner of the method comprises the following steps: in response to a payment operation triggered by a user, payment environment information corresponding to a payment terminal is acquired; according to the payment environment information, associated merchant information corresponding to the payment terminal is determined; a merchant code corresponding to the associated merchant information is displayed on a display page; and in response to a scanning operation on the merchant code, the merchant code on the display page is switched to a payment code, so that payment is performed according to the payment code. In the implementation manner, the automatic switching of the merchant code and the payment code is realized in the payment process, and the user does not need to switch applications and perform operations in different applications, so that the payment operation of the user is simplified, and the payment efficiency and the user experience are improved.

A payment terminal comprising a controller is provided. The controller is configured to: (1) generate, via a transceiver electrically coupled to an antenna, an RF radiation field; (2) capture, via the transceiver, a plurality of samples of the RF radiation field; (3) determine sample characteristics based on the plurality of samples; (4) determine comparison metrics by comparing the sample characteristics to one or more baseline characteristics; and (5) set a skimming detection flag based on the one or more comparison metrics. The controller is configured to operate in a payment processing state or an idle state. In some examples, the samples of the RF radiation field are only captured if the payment terminal is in the idle state.

1. Name of the product in this design: Body of a self-service payment terminal (IM15K). 2. Purpose of this design: The self-service payment terminal and its main body are used for financial payments and can support financial payment services such as QR code scanning, contactless card payment, and IC card payment. 3. The key design features of this product are the shape of the main body of the self-service payment terminal. 4. The image or photograph that best illustrates the design's key points: 3D view 1. 5. Other situations requiring explanation: The dotted lines in the figure indicate the parts of this design that are not subject to protection.

The data entry device (14) comprises: - a keypad (20) in which different zones (Z) are delimited, referred to as activatable zones that a user can selectively activate with a finger, - means (30) for identifying each activatable zone (Z) that is activated by a user, referred to as activated zone identification means (30). The data entry device (14) further comprises: - a haptic actuator (24) coupled to the keypad (20) and - control means for the haptic actuator (24) electrically connected to the activated zone identification means (30) so as to allow data transmission between the activated zone identification means (30) and the control means for the haptic actuator (24).The control means for the haptic actuator (24) are configured so that the haptic actuator (24) delivers to the keyboard (20) a haptic effect specific to each activatable zone (Z), the activation of which is detected by the activated zone identification means (30). See Figure 2 for abbreviations.

To provide a payment information processing system that enables payment processing to be performed reliably and easily using a wallet address on a blockchain. [Solution] The payment information processing system has a payment terminal and a payment information processing device, and performs payment processing using smart contracts that function when a computer executes code recorded on a blockchain. The payment terminal is capable of sending and receiving information via near-field wireless communication with a user's identification document placed in the vicinity of a reader, and has a digital certificate acquisition unit, a first transmission unit, a user signature acquisition unit, and a second transmission unit. The payment information processing device has a digital certificate acquisition unit, a derivation unit, a generation unit, a user signature acquisition unit, a verification unit, and an approval unit.