150 results about "Mobile payment" patented technology

A mobile consumer device with a display, processor(s), and memory: identifies a merchant device in proximity to the consumer device based on broadcasted information transmitted by the first merchant device, the broadcasted information including a first identifier corresponding to the first merchant device; transmits the first identifier to a server and receives from the server an electronic communication including identification and transaction information associated with the merchant; displays the identification information, receives user selection of the merchant identification information; and in response, displays the merchant transaction information, receives supplemental user information, and transmits the supplemental transaction information to the server for completion of the transaction.

The invention discloses a mobile payment encryption system based on a data random algorithm, and the system comprises a collection module which is used for collecting multi-modal data, and constructing a cross-modal entropy source pool; the random seed generation module is used for extracting feature vectors from the cross-modal entropy source pool and generating initial random seeds; the time sequence self-adaptive random chain module is used for generating a random factor sequence based on the initial random seed recursion and forming a random chain structure; the encryption module is used for jointly encoding the random factor sequence and transaction data to be encrypted, generating a dynamic encryption parameter set and encrypting the transaction data; and the chain type updating module is used for collecting network environment parameters, updating the time sequence self-adaptive random chain and generating a new dynamic encryption parameter set so as to form a chain type evolved encrypted data sequence. According to the method, the cross-modal entropy source and the time sequence random chain are utilized to realize dynamic encryption of the mobile payment data, and the method has the advantages of high entropy randomness, strong attack resistance and high transmission security.

The invention relates to the technical field of information security and random number generation, and particularly discloses a method and a system for generating a random number by utilizing mobile phone holding micro-vibration and touch pressure, and the random number is generated by collecting physical behavior characteristics when a user holds a mobile terminal within preset time and combining sensor signal processing and a randomness extraction algorithm. The random number generation does not need external hardware support, the randomness is higher, the operation is simple and convenient, and the problems of insufficient randomness and complex operation caused by dependence on an external noise source or specific input in the prior art are solved. According to the method, the dependence on the external environment or additional hardware is avoided, the security, unpredictability and practicability of random number generation are remarkably improved through a multi-level security protection mechanism, reliable technical support is provided for the field of modern information security, and the method has the advantages of being easy to implement, low in cost and high in security and has wide application prospects. The method is suitable for popularization and application in multiple fields of mobile payment, Internet of Things, games and the like.

1. The name of the design product: intelligent POS terminal (RP60-5.5 inches). 2. The use of the design product: the design product is used for financial POS terminal based on mobile payment scheme. 3. The design points of the design product: in shape. 4. The picture or photo that best indicates the design points: perspective view.

The invention relates to the technical field of mobile payment, in particular to a dynamic adjustment method for a mobile payment password-free limit, which comprises the following steps: when a payment terminal initiates a payment request, acquiring a network environment, an equipment unlocking mode, an SIM card state, system integrity and a discrete state of an application environment in real time, and establishing an equipment security state vector; according to the invention, multi-dimensional acquisition is carried out on the network environment, the equipment unlocking mode, the SIM card state, the system integrity and the discrete state of the application environment, and the security state vector is constructed, so that the equipment security can be subjected to structured description before the transaction is initiated, and the security fluctuation characteristics during the operation of the equipment are captured; by means of a security product attenuation value generated by a security state vector and in combination with a highest password-free quota reference value set by a user, a comprehensive equipment security score is output in a nonlinear function form, and quantitative filtering of equipment credibility is realized in a previous stage of quota calculation.

The invention provides a mobile payment end-to-end encryption communication method based on anti-quantum computing, and the method comprises the steps: obtaining payment transaction data of a client, splitting the payment transaction data according to payment fields, binding a corresponding user operation behavior tag for each payment field, and generating a field behavior pair; encrypting by using an anti-quantum encryption algorithm to generate a disturbance encryption ciphertext set; combining the disturbance encryption ciphertext set with the user operation behavior label and the channel number to form a structured ciphertext unit, and transmitting the structured ciphertext unit to a server; and determining whether the decrypted payment field and the user operation behavior tag conform to a predefined legal transaction process, if so, executing the transaction, and otherwise, refusing the transaction. Through the collaborative design of coding, replacement, encryption, label verification and inverse replacement decryption, anti-quantum security and transaction behavior control are deeply fused, the deployability and reproducibility of the scheme are ensured, and the overall security level of mobile payment is remarkably improved under the existing hardware condition.

A mobile payment method, which includes steps of: starting a universal payment application; retrieving a mobile payment code, wherein the mobile payment code is a non-agreed payment code, and the non-agreed payment code is generated not corresponding to the universal payment application, and is not recognizable by the universal payment application; and the universal payment application providing a payment interface based on the retrieved mobile payment code. When the mobile payment code is the non-agreed payment code, the payment interface at least includes a financial transaction trigger link and / or a universal payment link. A mobile payment system applying the mobile payment method is also provided.

Introduced is a technology for withdrawing cash from a cash transaction machine (CTM) by use of a mobile payment application installed on a mobile device of a consumer user (“the CTM technology”). Briefly described, the CTM technology enables a consumer user to identify one or more CTMs from which to withdraw cash by using his / her mobile device (e.g., a smartphone) as a “virtual” card. A particular CTM can be a conventional ATM or a POS system at a merchant's place of business. The user can use a mobile payment application installed on the user's mobile device to identify any nearby CTMs, request a withdrawal amount from a particular CTM from the identified nearby CTMs, receive a transaction code specific to that particular CTM, and physically obtain, or collect, the cash representative of the withdrawal amount at that particular CTM using the transaction code.

This product is used in POS machines for financial payment and can support the processing of financial payment transactions such as scan code, unconnected cards, IC cards, and magnetic stripe cards.

The invention provides a resource processing method and device, equipment and a storage medium, and is applied to the technical fields of cloud computing, mobile payment, resource processing and the like, and the method comprises the steps that terminal equipment displays a resource transaction interface in response to a selection operation of a resource holder on a target resource product, a hiding strategy input by the resource holder in a hiding strategy input box displayed on the resource transaction interface is received, a resource hiding transaction request is sent to the resource transaction server, and the resource hiding transaction request comprises the hiding strategy. And the resource transaction server generates a target resource transaction order based on the resource hiding transaction request, hides the target resource transaction order, and performs hiding removal processing on the target resource transaction order when detecting that the transaction information of the target resource transaction order meets the hiding strategy. According to the method, the target resource transaction order is hidden and displayed when the hiding strategy is met, so that the processing effect of the resource transaction can be improved.

A QR code-based bill-linked PG service system and service method for enabling a payer to check a QR code-based bill with his or her smartphone and make payment through a PG linked to the bill. The system includes a service terminal for receiving billing information and requesting generation of an open bill in form of a QR code, a payment server generating the requested open bill and providing the requested open bill to the service terminal, and a smartphone-type payer terminal scanning the open bill displayed on the service terminal. The payment server verifies a payment bill linked to the open bill when the payer terminal scans the open bill, and then allows a mobile PG service to be displayed on the payer terminal such that a payer is able to make mobile payment using a service of a payment company desired by the payer.

The invention discloses an LK-LINK communication protocol system for game equipment, which is characterized in that a data frame structure design layer, an instruction definition layer and an interface layer are designed to establish a unified standard for communication between coin collectors and hosts of the game equipment, and the instruction definition layer defines an interaction instruction, so that the coin collectors and the hosts of different manufacturers follow the same rule for communication; the interface layer provides a standardized butt joint mode, can be seamlessly connected with various Internet of Things gateway devices, breaks the situation that manufacturers take measures independently, solves the problem of incompatibility of the devices, reduces the upgrading and replacing cost and difficulty of the devices, and improves the ecological compatibility and expansibility of the game devices. Meanwhile, the interface layer enables the coin collector and a host system to be accessed to a network, an operator can remotely manage game equipment, such as monitoring the state of the coin collector in real time, collecting revenue data, carrying out online firmware upgrading and integrating a mobile payment system, so that the operation efficiency is greatly improved, and the workload and cost of manual field operation are reduced; and the equipment operation condition can be timely mastered and responded.

The invention discloses a code scanning payment method, and relates to the technical field of mobile payment, and the method comprises the steps: receiving an image frame transmitted by a glasses end through a vehicle terminal; marking the two-dimensional code to be decoded in the image frame, and transmitting the marked image frame to a display module; after a two-dimensional code selection instruction input for the displayed image frame is received, determining a target two-dimensional code, and stacking the target two-dimensional code to a preset scanning area; and decoding the target two-dimensional code in the preset scanning area to obtain the to-be-verified payment information, and calling a payment application for payment after receiving a payment confirmation instruction. According to the invention, a user can visually observe and accurately select the target two-dimensional code through the vehicle-mounted terminal display module in a multi-two-dimensional code scene, the risk of scanning irrelevant codes by mistake is avoided, and the visual feedback defect of a glasses terminal without a light machine display module is made up by using the interactive display capability of the vehicle-mounted terminal. The accuracy and efficiency of code scanning payment through the AI glasses in the driving scene are improved.

The invention provides a payment processing method and device, equipment and a storage medium, which can be applied to the technical fields of mobile payment, cloud computing, distributed systems, block chains and the like, and comprises the following steps: a public forwarding proxy server receives a first service request sent by terminal equipment; when the first URL of the first service request comprises the identification information of the first public gateway interface, a target payment server where the first public gateway interface is located is selected from N payment servers based on the identification information of the first public gateway interface, and the N payment servers are used for supporting different payment services; at least part of the public gateway interfaces configured on the N payment servers are obtained by splitting the public gateway interfaces of the first type; and sending the first service request to the target payment server, so that the target payment server processes the first service request through the first public gateway interface. Therefore, the management and maintenance reliability of the payment service is improved, and the payment processing performance and efficiency are improved.

The invention discloses a parking lot automatic payment system and method based on cooperation of a vehicle machine and a mobile phone, and relates to the technical field of intelligent transportation and mobile payment. The system comprises a scene identification module which is used for judging whether a current vehicle meets a parking lot driving-out condition or not; the image acquisition module is used for acquiring an original image containing a parking lot payment two-dimensional code when a current vehicle meets a parking lot driving-out condition; the interaction module is used for transmitting an original image by adopting a socket protocol; the image processing module is used for performing screening, frequency division domain noise reduction and non-uniform geometric correction on the original image to reconstruct a standard two-dimensional code matrix image; and the automatic payment module automatically selects the latest two-dimensional code matrix image by using the barrier-free service, calls a preset payment application to scan the code, and automatically completes payment after the user confirms the payment information. The method does not depend on license plate binding, operation of a driver is reduced, and efficient and safe automatic or semi-automatic code scanning payment is achieved.

The application discloses a code scanning payment settlement system and method, which comprises a mobile payment terminal, a seller payment terminal and a server; the seller payment terminal comprises a second positioning module, the mobile payment terminal comprises a first positioning module and a transaction record module, and the server comprises a pre-database and a pre-processor. In the application, whether the real-time position of the mobile payment terminal of a buyer is within the first preset threshold from the transaction position is judged by the pre-processor, and then it is judged whether the alert mode or the security mode is enabled. In the alert mode, the security of the transaction is protected by encrypting the payment code to protect the seller payment terminal of the first transaction with strangers. In the security mode, the transaction is completed as soon as possible in the vicinity of the seller payment terminal of the completed transaction, and the situation that the payment code is stolen and brushed is avoided, so that the payment security of the buyer is improved.

A graphic code display method, a device, a terminal, and a storage medium are provided, belonging to the mobile payment field. An example method comprises: identifying an action, in an unlocked state, based on sensor data collected by a sensor; capturing an image by camera, in response to an identified pre-action, the pre-action being the action prior to displaying the graphic code to a code scanning device; detecting the code scanning device in the captured image to acquire detection result; and displaying the graphic code, in response to the detection result indicating that the image contains the code scanning device. A user only needs to show the pre-action for displaying a graphic code, and mobile terminal may automatically trigger to display the graphic code, without pre-opening an application and a graphic code display function, simplifying the graphic code display process.

The embodiment of the invention provides a payment processing method and device, equipment and a storage medium, and relates to the mobile payment technology in the Internet technology, and the method comprises the steps: when it is determined that the association card payment of a first object needs refund, sending a refund request to a payment processing server, the refund request comprising the ordering information of a to-be-refund item, and sending the to-be-refund item to the first object; a first refund success notification message sent by the payment processing server is received, the first refund success notification message comprises an identifier of an association card corresponding to the order placing information of the item to be refund, and the identifier of the association card corresponding to the order placing information of the item to be refund is obtained by the payment processing server through query from a storage unit; and performing refund processing according to the identifier of the association card, or receiving a second refund success notification message sent by the payment processing server, querying the identifier of the association card corresponding to the ordering information of the item to be refund from the storage module, and performing refund processing according to the identifier of the association card. Therefore, refund processing can be correctly carried out when the associated card is refund.

1. Name of the product in this design: Financial POS Terminal (T9). 2. Purpose of this design: It is intended for use as a POS terminal for mobile payment, bank card transactions, and independent cashier functions. 3. The key design feature of this product is its shape. 4. The image or photograph that best illustrates the design's key points: 3D view 1.

1. The name of the design product: the main body of mobile payment POS machine (A960). 2. The use of the design product: the design product mobile payment POS machine (A960) and the main body of mobile payment POS machine (A960) are used for financial payment POS machine, and can support financial payment business handling such as code scanning, non-card, IC card, magnetic stripe card. 3. The design points of the design product: the shape of the main body of mobile payment POS machine. 4. The picture or photo that best indicates the design points: perspective view 1. 5. Other circumstances that need to be explained: the A part enlarged view is the enlarged view of part A in perspective view 2; the dashed line in the figure represents the unclaimed part of the design.

The application discloses a kind of screenless NFC payment method and device based on 4G communication, it is related to mobile payment technical field, wherein method includes: payment terminal is connected with payment server by 4G communication module and completes equipment authentication, according to user voice payment instruction extraction voiceprint feature, with cloud voiceprint library comparison verification;Verification is generated after passing through unique verification mark, and NFC payment mode is activated;In NFC mode, terminal reads the payment request information sent by NFC equipment, and it is uploaded to payment server check by 4G model with unique verification mark;Server check passes through after returning payment confirmation information, terminal outputs payment success prompt, local storage transaction record is synchronized to cloud server, and entire payment process is completed.The application realizes non-inductive convenient payment by fusing voiceprint identification and NFC payment, solves the problem that traditional mobile payment operation is complex and security is insufficient.

This invention discloses a digital RMB super SIM card hardware wallet interaction system and method. By constructing a collaborative architecture of super SIM card + mobile phone UI, the super SIM card is used as an independent high-security hardware carrier to store keys and perform signatures, while the mobile phone terminal is used only as a display and scanner, realizing an innovative mode of in-card computing and screen display interaction. This invention supports four payment modes: main scanning (camera + SIM card authentication), scanned (SIM card generating dynamic code + mobile phone display), and in-app payment (sub-wallet authorization and dual offline NFC). It achieves an organic combination of high security and rich interaction modes without requiring a dedicated mobile phone. Verification data shows that the key leakage rate of the proposed solution has been reduced from 5% for soft wallets to 0.01%, and the scenario coverage has been increased from 20% for existing hard wallets to 90%, significantly improving the security and convenience of digital RMB payments. This invention overcomes the limitation of traditional digital RMB hard wallets lacking an interactive interface, while avoiding the key security risks of soft wallets. It fully leverages the technical advantages of digital RMB hard wallets, including controllable anonymity, dual offline transactions, high security, and optimization for specific groups. It achieves seamless integration with mainstream domestic mobile payment acceptance environments, significantly expanding the application scope of digital RMB hard wallets and providing a more convenient payment experience for a wider range of users.

The invention discloses a mobile payment method and device, equipment, a storage medium and a program product. In the method, a payment application responds to a payment operation of a to-be-paid order and generates a payment request of the to-be-paid order. After the payment transaction system receives the payment request which is sent by the payment application and is used for paying the order to be paid by using the first bank card, the payment transaction system can automatically recharge and deduct money for the virtual card according to the payment request of the order, and a user does not need to recharge the virtual card in advance, then consume and other manual operations. Therefore, according to the embodiment of the invention, when a user uses an overseas bank card to carry out payment consumption, the payment transaction system automatically completes recharging in real time and instantly consumes, and the user feels the smooth experience that the user is bound with the bank card to carry out direct payment and can be used immediately after being bound with the bank card.

The utility model discloses a split type fusion payment acceptance double-screen cashier terminal, which comprises a host and an independent display, the independent display is connected with the host, the host comprises a host display screen, an application processor and a card acceptance device, the host display screen is used for displaying information and / or interacting with consumers, and the card acceptance device is used for accepting the consumers. The application processor is used for operating a commercial cashier system and / or a payment acceptance system, the card acceptance device is used for accepting a bank card of a consumer and / or interacting with mobile payment equipment of the consumer, and the independent display is used for displaying a software interface of the commercial cashier system and / or the payment acceptance system to a cashier and / or interacting. According to the utility model, functions required by bank card acceptance and functions required by commercial cashier are creatively recombined, so that the total cost of the cashier terminal integrating payment acceptance is greatly reduced, and popularization of the cashier terminal integrating payment acceptance in a larger range is facilitated.

The invention discloses a mobile payment method. The method comprises the following steps: providing payment triggering information by a merchant end; the consumption end establishes communication connection with the substitute collection end according to the payment triggering information; the substitution collection end provides a mobile payment interface for the consumption end according to the payment trigger information, wherein the mobile payment interface comprises a plurality of mobile payment links; and when the consumption end selects one of the mobile payment links, the mobile payment action is completed between the substitute collection end and the consumption end through the mobile payment tool corresponding to the selected mobile payment link. In addition, the invention discloses a mobile payment system applying the mobile payment method.

The application provides a multi-tenant payment access method based on mobile payment, which comprises the following steps: S1, a tenant client accessing a multi-tenant payment access system initiates a request for calling a payment checkout page of a mobile payment system to the multi-tenant payment access system; S2, after the multi-tenant payment access system receives the request from the tenant client, order information is acquired from a tenant server according to order acquisition information configured by the tenant, and payment request parameters are generated according to parameter acquisition rules and parameter splicing transmission rules configured by processing and parameter splicing rule processing of calling parameter acquisition rules, merchant information and signature information; and S3, the payment checkout page is called and payment operation is performed according to the generated payment request parameters. The application also provides a multi-tenant payment access system based on mobile payment.

Methods and systems are provided for facilitating shared mobile payments. According to an embodiment, a user can initiate a purchase using a mobile device. The mobile device can display a total price for the purchase. The first user can cooperate with one or more second users to share the cost of the purchase. The cooperation can be facilitated via the first and second users' mobile devices.

1. The name of the design product: POS machine connecting piece. 2. The use of the design product: connecting bracket for supporting and fixing POS machine, cash register terminal and other mobile payment equipment. 3. The design points of the design product: in shape. 4. The picture or photo that best indicates the design points: front view.