79 results about "Mobile payment" patented technology

Introduced is a technology for withdrawing cash from a cash transaction machine (CTM) by use of a mobile payment application installed on a mobile device of a consumer user (“the CTM technology”). Briefly described, the CTM technology enables a consumer user to identify one or more CTMs from which to withdraw cash by using his / her mobile device (e.g., a smartphone) as a “virtual” card. A particular CTM can be a conventional ATM or a POS system at a merchant's place of business. The user can use a mobile payment application installed on the user's mobile device to identify any nearby CTMs, request a withdrawal amount from a particular CTM from the identified nearby CTMs, receive a transaction code specific to that particular CTM, and physically obtain, or collect, the cash representative of the withdrawal amount at that particular CTM using the transaction code.

This product is used in POS machines for financial payment and can support the processing of financial payment transactions such as scan code, unconnected cards, IC cards, and magnetic stripe cards.

The invention discloses an LK-LINK communication protocol system for game equipment, which is characterized in that a data frame structure design layer, an instruction definition layer and an interface layer are designed to establish a unified standard for communication between coin collectors and hosts of the game equipment, and the instruction definition layer defines an interaction instruction, so that the coin collectors and the hosts of different manufacturers follow the same rule for communication; the interface layer provides a standardized butt joint mode, can be seamlessly connected with various Internet of Things gateway devices, breaks the situation that manufacturers take measures independently, solves the problem of incompatibility of the devices, reduces the upgrading and replacing cost and difficulty of the devices, and improves the ecological compatibility and expansibility of the game devices. Meanwhile, the interface layer enables the coin collector and a host system to be accessed to a network, an operator can remotely manage game equipment, such as monitoring the state of the coin collector in real time, collecting revenue data, carrying out online firmware upgrading and integrating a mobile payment system, so that the operation efficiency is greatly improved, and the workload and cost of manual field operation are reduced; and the equipment operation condition can be timely mastered and responded.

The invention discloses a code scanning payment method, and relates to the technical field of mobile payment, and the method comprises the steps: receiving an image frame transmitted by a glasses end through a vehicle terminal; marking the two-dimensional code to be decoded in the image frame, and transmitting the marked image frame to a display module; after a two-dimensional code selection instruction input for the displayed image frame is received, determining a target two-dimensional code, and stacking the target two-dimensional code to a preset scanning area; and decoding the target two-dimensional code in the preset scanning area to obtain the to-be-verified payment information, and calling a payment application for payment after receiving a payment confirmation instruction. According to the invention, a user can visually observe and accurately select the target two-dimensional code through the vehicle-mounted terminal display module in a multi-two-dimensional code scene, the risk of scanning irrelevant codes by mistake is avoided, and the visual feedback defect of a glasses terminal without a light machine display module is made up by using the interactive display capability of the vehicle-mounted terminal. The accuracy and efficiency of code scanning payment through the AI glasses in the driving scene are improved.

The application discloses a code scanning payment settlement system and method, which comprises a mobile payment terminal, a seller payment terminal and a server; the seller payment terminal comprises a second positioning module, the mobile payment terminal comprises a first positioning module and a transaction record module, and the server comprises a pre-database and a pre-processor. In the application, whether the real-time position of the mobile payment terminal of a buyer is within the first preset threshold from the transaction position is judged by the pre-processor, and then it is judged whether the alert mode or the security mode is enabled. In the alert mode, the security of the transaction is protected by encrypting the payment code to protect the seller payment terminal of the first transaction with strangers. In the security mode, the transaction is completed as soon as possible in the vicinity of the seller payment terminal of the completed transaction, and the situation that the payment code is stolen and brushed is avoided, so that the payment security of the buyer is improved.

A graphic code display method, a device, a terminal, and a storage medium are provided, belonging to the mobile payment field. An example method comprises: identifying an action, in an unlocked state, based on sensor data collected by a sensor; capturing an image by camera, in response to an identified pre-action, the pre-action being the action prior to displaying the graphic code to a code scanning device; detecting the code scanning device in the captured image to acquire detection result; and displaying the graphic code, in response to the detection result indicating that the image contains the code scanning device. A user only needs to show the pre-action for displaying a graphic code, and mobile terminal may automatically trigger to display the graphic code, without pre-opening an application and a graphic code display function, simplifying the graphic code display process.

1. Name of the product in this design: Financial POS Terminal (T9). 2. Purpose of this design: It is intended for use as a POS terminal for mobile payment, bank card transactions, and independent cashier functions. 3. The key design feature of this product is its shape. 4. The image or photograph that best illustrates the design's key points: 3D view 1.

The application discloses a kind of screenless NFC payment method and device based on 4G communication, it is related to mobile payment technical field, wherein method includes: payment terminal is connected with payment server by 4G communication module and completes equipment authentication, according to user voice payment instruction extraction voiceprint feature, with cloud voiceprint library comparison verification;Verification is generated after passing through unique verification mark, and NFC payment mode is activated;In NFC mode, terminal reads the payment request information sent by NFC equipment, and it is uploaded to payment server check by 4G model with unique verification mark;Server check passes through after returning payment confirmation information, terminal outputs payment success prompt, local storage transaction record is synchronized to cloud server, and entire payment process is completed.The application realizes non-inductive convenient payment by fusing voiceprint identification and NFC payment, solves the problem that traditional mobile payment operation is complex and security is insufficient.

This invention discloses a digital RMB super SIM card hardware wallet interaction system and method. By constructing a collaborative architecture of super SIM card + mobile phone UI, the super SIM card is used as an independent high-security hardware carrier to store keys and perform signatures, while the mobile phone terminal is used only as a display and scanner, realizing an innovative mode of in-card computing and screen display interaction. This invention supports four payment modes: main scanning (camera + SIM card authentication), scanned (SIM card generating dynamic code + mobile phone display), and in-app payment (sub-wallet authorization and dual offline NFC). It achieves an organic combination of high security and rich interaction modes without requiring a dedicated mobile phone. Verification data shows that the key leakage rate of the proposed solution has been reduced from 5% for soft wallets to 0.01%, and the scenario coverage has been increased from 20% for existing hard wallets to 90%, significantly improving the security and convenience of digital RMB payments. This invention overcomes the limitation of traditional digital RMB hard wallets lacking an interactive interface, while avoiding the key security risks of soft wallets. It fully leverages the technical advantages of digital RMB hard wallets, including controllable anonymity, dual offline transactions, high security, and optimization for specific groups. It achieves seamless integration with mainstream domestic mobile payment acceptance environments, significantly expanding the application scope of digital RMB hard wallets and providing a more convenient payment experience for a wider range of users.

The utility model discloses a split type fusion payment acceptance double-screen cashier terminal, which comprises a host and an independent display, the independent display is connected with the host, the host comprises a host display screen, an application processor and a card acceptance device, the host display screen is used for displaying information and / or interacting with consumers, and the card acceptance device is used for accepting the consumers. The application processor is used for operating a commercial cashier system and / or a payment acceptance system, the card acceptance device is used for accepting a bank card of a consumer and / or interacting with mobile payment equipment of the consumer, and the independent display is used for displaying a software interface of the commercial cashier system and / or the payment acceptance system to a cashier and / or interacting. According to the utility model, functions required by bank card acceptance and functions required by commercial cashier are creatively recombined, so that the total cost of the cashier terminal integrating payment acceptance is greatly reduced, and popularization of the cashier terminal integrating payment acceptance in a larger range is facilitated.

The invention discloses a mobile payment method. The method comprises the following steps: providing payment triggering information by a merchant end; the consumption end establishes communication connection with the substitute collection end according to the payment triggering information; the substitution collection end provides a mobile payment interface for the consumption end according to the payment trigger information, wherein the mobile payment interface comprises a plurality of mobile payment links; and when the consumption end selects one of the mobile payment links, the mobile payment action is completed between the substitute collection end and the consumption end through the mobile payment tool corresponding to the selected mobile payment link. In addition, the invention discloses a mobile payment system applying the mobile payment method.

The application provides a multi-tenant payment access method based on mobile payment, which comprises the following steps: S1, a tenant client accessing a multi-tenant payment access system initiates a request for calling a payment checkout page of a mobile payment system to the multi-tenant payment access system; S2, after the multi-tenant payment access system receives the request from the tenant client, order information is acquired from a tenant server according to order acquisition information configured by the tenant, and payment request parameters are generated according to parameter acquisition rules and parameter splicing transmission rules configured by processing and parameter splicing rule processing of calling parameter acquisition rules, merchant information and signature information; and S3, the payment checkout page is called and payment operation is performed according to the generated payment request parameters. The application also provides a multi-tenant payment access system based on mobile payment.

Methods and systems are provided for facilitating shared mobile payments. According to an embodiment, a user can initiate a purchase using a mobile device. The mobile device can display a total price for the purchase. The first user can cooperate with one or more second users to share the cost of the purchase. The cooperation can be facilitated via the first and second users' mobile devices.

This application discloses a method for transmitting payment information using a mobile terminal. The method includes transmitting the mobile payment card number (used for offline mobile payment) and the seller terminal ID from the user terminal to a payment information transmission server. The payment information transmission server then transmits a payment information transmission message, including the mobile payment card number, to the seller terminal. This allows for payment processing through a single user interface, even with various payment service providers offering different payment methods. This application also provides a corresponding payment information transmission system using a mobile terminal.

This disclosure relates to a QR code payment method, medium, electronic device, and program product, belonging to the field of mobile payment technology. The method records the first payment state of the payment code in the client when the payment code is generated, obtains the second payment state of the payment code from the server, and for each payment code recorded by the client, when the second payment state of the payment code changes relative to the first payment state, the payment code is identified as the first payment code with the changed payment state, and the first payment state corresponding to the first payment code is updated to the second payment state. Then, based on the second payment state of the first payment code, a target interaction action is determined and executed, enabling the client to perceive changes in the payment state of payment codes previously displayed, thereby supporting the scanning of multiple payment codes and ensuring that users can use payment codes for QR code payments under any circumstances.

The invention provides a payment method and device based on biological characteristics, equipment, a medium and a program product, and can relate to the technical field of mobile payment, and the method comprises the steps that a first terminal determines that a target object corresponding to a second terminal is a visual impairment object; if the target object does not reach the payment range of the first terminal, the first terminal generates first guide information based on the strength of a short-distance communication signal between the first terminal and the second terminal and the direction information of the second terminal; wherein the first guiding information is used for guiding the target object to approach the first terminal; pushing the first guide information; and if the target object reaches the payment range of the first terminal, the first terminal collects a biological feature image of the target object, and payment is carried out based on the biological feature image of the target object. Therefore, the payment experience feeling of the visually impaired object can be improved.

Embodiments of the present application provide a payment processing method, device and equipment, and a storage medium. The method comprises: receiving a first image of a first object sent by a mobile payment device, performing first biological identification according to the first image, obtaining an identifier of the first object, determining that the first object is bound with commissioned deduction authorization information, determining a payment category through second biological identification, the commissioned deduction authorization information comprising an identifier of a second object, payment account information of the second object and item configuration information of the second object, if the payment category is determined to be commissioned deduction, sending the item configuration information of the second object to the mobile payment device, for the mobile payment device to display the item configuration information of the second object on a screen, receiving a second image of the first object sent by the mobile payment device, sending the payment account information of the second object to the mobile payment device, and the mobile payment device sending the payment account information of the second object to a deduction device for deduction.

The invention relates to the technical field of mobile payment, in particular to a multi-scene adaptive mobile payment mode switching method, which comprises the following steps of: classifying a target transaction scene to obtain a high-risk scene, a conventional scene and a special convenient scene; calculating a payment mode switching priority of the scene based on the risk factor of the high-risk scene; determining the payment mode switching priority of the scene based on the user historical payment preference data of the conventional scene; obtaining a payment mode switching priority of the scene based on the equipment real-time available payment capability parameter of the special convenient scene; and determining a payment mode to be verified at the boundary of the payment mode candidate set and the currently used payment mode. According to the invention, the most suitable payment mode can be dynamically selected by acquiring parameters such as the hardware state and the network quality of the equipment in real time, so that the payment process is ensured to be fast and safe; the real-time available payment capability parameters of the equipment are acquired and processed, so that the optimal payment mode can be provided in different environments.

1. The name of the design product: mobile payment terminal. 2. The use of the design product: mobile payment terminal for online payment. 3. The design points of the design product: in shape. 4. The picture or photo that best indicates the design points: perspective view.

1. Name of the product in this design: Handheld Dual-Screen Financial Terminal (V3PLUS). 2. Application of this design: This design is used for mobile payment, QR code payment and transaction management. 3. The key design feature of this product is its shape. 4. The image or photograph that best illustrates the design's key points: 3D view 1.

The invention discloses an NFC encryption authentication system based on an algebraic number theory, and belongs to the technical field of information security. The system comprises an NFC encryption authentication module, a data transmission optimization module and an intelligent interaction expansion module: generating public and private keys based on ideal operation by constructing an algebraic number field and an algebraic integer ring, and mapping NFC data into a ring element sequence to complete encryption and decryption; the transmission efficiency is optimized through number theory channel coding and data grouping, and the stability of big data transmission is improved; intelligent interaction and security enhancement are realized through user behavior modeling and a dynamic one-time key. Based on mathematical problem characteristics of algebraic number theory, attack means such as man-in-the-middle attack and cryptographic analysis are effectively resisted, NFC transmission efficiency and application expansibility are improved, and the method is suitable for scenes such as mobile payment, digital car keys and intelligent access control.

The invention provides a data transmission method and device and a computer storage medium, which are applied to the field of near field communication and are used for eliminating the risk that the NFC technology suffers from man-in-the-middle attack in a mobile payment scene. In the method, a card reader initiates an authorization request to a first device based on a public key in a key pair generated by the card reader, the first device encrypts a first authorization code according to a private key in the key pair generated by the first device and the public key sent by the card reader, and sends the encrypted first authorization code and the public key generated by the first device to the card reader together. And the card reader can decode the encrypted information sent by the first equipment by using the private key generated by the card reader and the public key sent by the first equipment. According to the technical scheme, the man-in-the-middle obtains the encrypted first authorization code in a manner of making up a card reader, but cannot decode the encrypted first authorization code, so that subsequent payment cannot be carried out by using the first authorization code, man-in-the-middle attack is effectively avoided, and the security of data transmission is improved.

1. The name of the design product: the main body of mobile payment POS machine (CS85). 2. The use of the design product: the design product mobile payment POS machine (CS85) and the main body of mobile payment POS machine (CS85) are used for payment POS machine for financial payment, and can support financial payment business handling such as code scanning, non-card, IC card, and magnetic stripe card. 3. The design points of the design product: the shape of the main body of mobile payment POS machine (CS85). 4. The picture or photo that best indicates the design points: design 1 perspective view 1. 5. Design 1 is designated as the basic design. 6. Other circumstances that need to be explained: the dashed line in the figure indicates the part not required to be protected by the design.

The utility model discloses a washing machine card swiping structure and a washing machine, the washing machine card swiping structure comprises a washing machine workbench, the washing machine workbench is provided with a card swiping area, the back side of the card swiping area is provided with a card swiping structure, and the washing machine workbench is provided with a washing machine computer board. The card swiping structure is connected with a serial port of the washing machine computer board through a wire. The card swiping structure comprises an upper cover, a lower cover in butt joint with the upper cover and a PCB installed between the upper cover and the lower cover, and the lower cover is fixedly connected with the washing machine workbench. The card swiping structure is compact in structure and serves as an extension module to be connected with a washing machine computer board through a wire, the washing machine can have the card swiping payment washing function, students can complete order placing and washing by swiping campus cards, and the problems that students do not have smart phones, mobile payment cannot be used, and washing is inconvenient can be solved. And a coin-operated washing machine is inconvenient to carry coins.

The utility model relates to the technical field of cashier terminators, and discloses a handheld mobile payment cashier terminator, which comprises a terminal main body, a camera is fixedly connected onto the terminal main body, a protection mechanism is arranged on the terminal main body, the protection mechanism comprises a groove and a protection plate, the protection plate is connected inside the groove in a sliding manner, and the camera is fixedly connected onto the terminal main body. A guide rod is fixedly connected to the interior of the groove, and the guide rod is sleeved with a first spring. When the cashier terminal device needs to be used, a user can pull the buckle plate to pull the protection plate towards the buckle block to expose the camera, then the buckle plate is buckled on the buckle block, the buckle block is inserted into the insertion opening at the moment, when the cashier terminal device is not used, the user can take down the buckle plate from the buckle block and then loosen the buckle plate, and the camera can be taken out from the buckle block. And the protective plate moves to the position under the camera under the action of the first spring to cover the camera, so that the problem that the camera is easily scratched when being exposed outside when not in use is solved.

GAZE-AWARE THREAT DETECTION APPARATUS FOR SECURING MOBILE PAYMENT TRANSACTIONS

The invention provides a mobile payment-oriented unauthorized payment prevention method and system. The method comprises the following steps of: generating payment authorization data and a random code by using a payment terminal to calculate a first hash value so as to generate a first payment code; the collection terminal scans the first payment code to obtain a first hash value; the payment terminal regenerates a second payment code containing the payment authorization data and the random code; the collection terminal scans the second payment code to obtain a scanning result, and calculates a second hash value by using the scanning result; the collection terminal compares the second hash value with the first hash value to obtain a comparison result, and determines whether to continue collection according to the comparison result; and the convenience and flexibility of scanning payment are kept while fund unauthorized swiping is avoided.

The present application relates to a kind of enterprise mobile payment method and enterprise mobile payment system, the enterprise mobile payment method includes the following steps: enterprise user end sends enterprise payment information to artificial intelligence body;Artificial intelligence body generates digital voucher and smart contract corresponding with the enterprise payment information based on the enterprise payment information;Artificial intelligence body publishes the digital voucher and the smart contract on consortium chain;Personal user end obtains the digital voucher from consortium chain and initiates payment request based on the digital voucher;And payment clearing network verifies the payment request based on the digital voucher and smart contract published on consortium chain and executes payment operation in the case where verification succeeds.According to the present application, an enterprise mobile payment method and enterprise mobile payment system can separate authorization and payment and enable mobile payment.