26 results about "Mobile payment" patented technology

The application discloses a code scanning payment settlement system and method, which comprises a mobile payment terminal, a seller payment terminal and a server; the seller payment terminal comprises a second positioning module, the mobile payment terminal comprises a first positioning module and a transaction record module, and the server comprises a pre-database and a pre-processor. In the application, whether the real-time position of the mobile payment terminal of a buyer is within the first preset threshold from the transaction position is judged by the pre-processor, and then it is judged whether the alert mode or the security mode is enabled. In the alert mode, the security of the transaction is protected by encrypting the payment code to protect the seller payment terminal of the first transaction with strangers. In the security mode, the transaction is completed as soon as possible in the vicinity of the seller payment terminal of the completed transaction, and the situation that the payment code is stolen and brushed is avoided, so that the payment security of the buyer is improved.

The application discloses a kind of screenless NFC payment method and device based on 4G communication, it is related to mobile payment technical field, wherein method includes: payment terminal is connected with payment server by 4G communication module and completes equipment authentication, according to user voice payment instruction extraction voiceprint feature, with cloud voiceprint library comparison verification;Verification is generated after passing through unique verification mark, and NFC payment mode is activated;In NFC mode, terminal reads the payment request information sent by NFC equipment, and it is uploaded to payment server check by 4G model with unique verification mark;Server check passes through after returning payment confirmation information, terminal outputs payment success prompt, local storage transaction record is synchronized to cloud server, and entire payment process is completed.The application realizes non-inductive convenient payment by fusing voiceprint identification and NFC payment, solves the problem that traditional mobile payment operation is complex and security is insufficient.

This invention discloses a digital RMB super SIM card hardware wallet interaction system and method. By constructing a collaborative architecture of super SIM card + mobile phone UI, the super SIM card is used as an independent high-security hardware carrier to store keys and perform signatures, while the mobile phone terminal is used only as a display and scanner, realizing an innovative mode of in-card computing and screen display interaction. This invention supports four payment modes: main scanning (camera + SIM card authentication), scanned (SIM card generating dynamic code + mobile phone display), and in-app payment (sub-wallet authorization and dual offline NFC). It achieves an organic combination of high security and rich interaction modes without requiring a dedicated mobile phone. Verification data shows that the key leakage rate of the proposed solution has been reduced from 5% for soft wallets to 0.01%, and the scenario coverage has been increased from 20% for existing hard wallets to 90%, significantly improving the security and convenience of digital RMB payments. This invention overcomes the limitation of traditional digital RMB hard wallets lacking an interactive interface, while avoiding the key security risks of soft wallets. It fully leverages the technical advantages of digital RMB hard wallets, including controllable anonymity, dual offline transactions, high security, and optimization for specific groups. It achieves seamless integration with mainstream domestic mobile payment acceptance environments, significantly expanding the application scope of digital RMB hard wallets and providing a more convenient payment experience for a wider range of users.

This application discloses a method for transmitting payment information using a mobile terminal. The method includes transmitting the mobile payment card number (used for offline mobile payment) and the seller terminal ID from the user terminal to a payment information transmission server. The payment information transmission server then transmits a payment information transmission message, including the mobile payment card number, to the seller terminal. This allows for payment processing through a single user interface, even with various payment service providers offering different payment methods. This application also provides a corresponding payment information transmission system using a mobile terminal.

This disclosure relates to a QR code payment method, medium, electronic device, and program product, belonging to the field of mobile payment technology. The method records the first payment state of the payment code in the client when the payment code is generated, obtains the second payment state of the payment code from the server, and for each payment code recorded by the client, when the second payment state of the payment code changes relative to the first payment state, the payment code is identified as the first payment code with the changed payment state, and the first payment state corresponding to the first payment code is updated to the second payment state. Then, based on the second payment state of the first payment code, a target interaction action is determined and executed, enabling the client to perceive changes in the payment state of payment codes previously displayed, thereby supporting the scanning of multiple payment codes and ensuring that users can use payment codes for QR code payments under any circumstances.

Embodiments of the present application provide a payment processing method, device and equipment, and a storage medium. The method comprises: receiving a first image of a first object sent by a mobile payment device, performing first biological identification according to the first image, obtaining an identifier of the first object, determining that the first object is bound with commissioned deduction authorization information, determining a payment category through second biological identification, the commissioned deduction authorization information comprising an identifier of a second object, payment account information of the second object and item configuration information of the second object, if the payment category is determined to be commissioned deduction, sending the item configuration information of the second object to the mobile payment device, for the mobile payment device to display the item configuration information of the second object on a screen, receiving a second image of the first object sent by the mobile payment device, sending the payment account information of the second object to the mobile payment device, and the mobile payment device sending the payment account information of the second object to a deduction device for deduction.

1. The name of the design product: mobile payment terminal. 2. The use of the design product: mobile payment terminal for online payment. 3. The design points of the design product: in shape. 4. The picture or photo that best indicates the design points: perspective view.

1. Name of the product in this design: Handheld Dual-Screen Financial Terminal (V3PLUS). 2. Application of this design: This design is used for mobile payment, QR code payment and transaction management. 3. The key design feature of this product is its shape. 4. The image or photograph that best illustrates the design's key points: 3D view 1.

The present application relates to a kind of enterprise mobile payment method and enterprise mobile payment system, the enterprise mobile payment method includes the following steps: enterprise user end sends enterprise payment information to artificial intelligence body;Artificial intelligence body generates digital voucher and smart contract corresponding with the enterprise payment information based on the enterprise payment information;Artificial intelligence body publishes the digital voucher and the smart contract on consortium chain;Personal user end obtains the digital voucher from consortium chain and initiates payment request based on the digital voucher;And payment clearing network verifies the payment request based on the digital voucher and smart contract published on consortium chain and executes payment operation in the case where verification succeeds.According to the present application, an enterprise mobile payment method and enterprise mobile payment system can separate authorization and payment and enable mobile payment.

The application relates to an offline payment method, system, device and storage medium, and relates to the technical field of mobile payment. In an offline situation, a user can use a payment code to make payment, and the safety of the payment is guaranteed. The method comprises the following steps: in the case that a payment device is offline, identity certificate information and encryption information in a secure element are acquired in response to a payment request operation of a user, and a transaction timestamp and a transaction time period are determined according to a current timestamp; the transaction time period and the identity certificate information are subjected to a hash operation to obtain a one-time password; ciphertext information is generated according to an agreed secret key, the one-time password, the ID of a wallet and the transaction timestamp, and an offline payment code is generated according to the ciphertext information; the offline payment code is used to be displayed to a payment receiving device, so that the payment receiving device verifies the offline payment code through a service end of the wallet, and a digital currency transaction is performed in the case that the verification is passed.

This invention belongs to the field of online transaction security technology. Specifically, it discloses a method and system for online order fraud based on in-vehicle camera analysis. This invention effectively addresses novel unlabeled fraud by employing dual verification through distribution deviation detection and behavioral logic detection, combined with scenario-based dynamic weight adjustment, reducing reliance on labeled data. By constructing a dynamic group association graph with timestamps, and combining the message propagation mechanism and time decay factor of graph neural networks, it accurately extracts highly cohesive fraud subgraphs, locating core control nodes and collaborating accounts, overcoming the limitations of isolated analysis. By analyzing a first risk score representing the degree of abnormality in the current order operation behavior and a second risk score representing the degree of abnormality in account nodes, it achieves pre-emptive interception of fraudulent activities, transforming risk identification from post-transaction tracing to pre-transaction prevention, thus improving the security and reliability of mobile payments in in-vehicle scenarios.

1. Name of the product in this design: Cash Register (Xiaoweibao). 2. Application of this design: This design is used for mobile payment, QR code payment, tap-to-pay, QR code price inquiry, and amount display, etc. 3. The key design feature of this product is its shape. 4. The image or photograph that best illustrates the design's key points: 3D view 1.

1. Name of the product in this design: Handheld Financial Terminal (P3H). 2. Application of this design: This design is used for integrated business operations such as mobile payment, QR code payment, NFC quick payment, tax-controlled invoicing, invoice printing and data management. 3. The key design feature of this product is its shape. 4. The image or photograph that best illustrates the design's key points: 3D view 1.

This invention discloses a multi-dimensional authentication system for mobile payment risk prevention, belonging to the field of information security technology. It includes: a data acquisition module for real-time collection of multi-dimensional contextual data related to mobile payment transactions, including user behavior characteristic data, device status data, and transaction environment data; and a risk assessment module connected to the data acquisition module for receiving the contextual data. This invention uses the data acquisition module to collect multi-dimensional data on user behavior characteristics, device status, and transaction environment in real time, providing a comprehensive basis for risk assessment; the risk assessment module extracts and normalizes risk factors, combines them with a model to calculate a comprehensive risk score and classify levels, achieving dynamic and accurate assessment of transaction risks; and an authentication strategy generation module matches authentication factor combinations and adjusts their intensity according to risk levels, using a single factor for low risk, two factors for medium risk, and three factors for high risk, solving the problem of insufficient adaptation between existing system authentication and actual transaction risks.

The present invention relates to a system (1) which enables mobile payments to be made by combining a physical card having a fingerprint authentication feature thereon with a mobile payment solution.

1. Name of the product in this design: Handheld Financial Terminal (V3e). 2. Application of this design: This design is used for integrated business operations such as mobile payment, QR code payment, invoice printing, data transmission, and information management. 3. The key design feature of this product is its shape. 4. The image or photograph that best illustrates the design's key points: 3D view 1.

The utility model relates to mobile payment terminal technical field, propose a kind of mobile payment terminal shell with anti-disassembly structure, including lower layer frame and upper layer frame, still include connecting block, fixed block, connecting groove, moving rod, first connecting piece, buffer spring, second connecting piece, plug-in rod, fixed column, connecting frame, auxiliary spring, moving column, ball bearing and moving piece, connecting block is installed in upper layer frame, the outside of connecting block is equipped with fixed block, the inside of fixed block is equipped with connecting groove, moving rod is arranged in the inside of lower layer frame, the additional surface of moving rod is equipped with first connecting piece, the upper surface of first connecting piece is equipped with buffer spring, the top of buffer spring is equipped with second connecting piece, moving rod is arranged in the inside of buffer spring, the outer surface of plug-in rod is arranged in moving rod. By the above technical scheme, to solve the problem that mobile payment terminal shell is easily disassembled in the prior art, causing mobile payment terminal to be lost.

This application discloses a method, apparatus, device, and readable storage medium for recharging virtual resources. It displays a virtual resource recharge interface on a biometric payment device. The recharge interface is the interface displayed after switching from the payment interface in response to a mode switching command. An information prompt box is displayed on the recharge interface. This prompt box is a prompt box displayed after login verification of the target recharge program associated with the recharge interface, based on the input target biometric features and associated with the target instant messaging account. The information prompt box at least includes target prompt information, which prompts the user to select the virtual resource account to be recharged. In response to the user's confirmation of the selected virtual resource account, a virtual resource recharge success interface is displayed. Thus, self-service recharge of virtual resources can be completed through offline mobile payment devices, providing a convenient recharge method and improving the efficiency of virtual resource recharge.

This invention belongs to the field of license plate recognition equipment monitoring, specifically involving a monitoring method for license plate recognition equipment based on cardless convenient passage. It employs multi-source data acquisition, simultaneously collecting mobile payment results, license plate recognition results, and vehicle gantry passage records to achieve business data aggregation. It also features trip correlation alignment, associating consecutive gantry passage records of the same vehicle, unifying the spatiotemporal reference, and binding recognition results with payment data. This invention significantly improves monitoring accuracy and response speed. Centering on "mobile+" user trips and payment results, it achieves automatic anomaly identification through continuous gantry recognition comparison, reversely locating fault points, and upgrading traditional "periodic sampling and statistics" to "real-time accurate monitoring based on actual business flow." This greatly shortens fault detection time, especially suitable for the stringent accuracy requirements of the "mobile+" mode.

This utility model provides a mobile payment QR code scanning box, belonging to the technical field of QR code scanning boxes. The mobile payment QR code scanning box includes a scanning platform body and a scanning dock inside the scanning platform body. Its features include: a protective component on the scanning surface of the scanning platform body, several reinforcing ribs on both sides of the outer wall, a maintenance door on the back, two integrally formed anti-slip strips on both sides of the bottom of the scanning platform body, and a mounting groove in the middle. A counterweight is magnetically attached inside the mounting groove, protruding from the groove and magnetically fixed to an external tabletop. The protective component on the top of the scanning platform body, the reinforcing ribs on the side walls, and the maintenance door on the back, combined with the mounting groove and counterweight, effectively solve the problems existing in current mobile payment QR code scanning boxes regarding fixing methods, scanning end protection, and dustproof performance.

This invention discloses an offline verification system and method to prevent double consumption of electronic water tickets, belonging to e-commerce and mobile payment technology. The system includes a user terminal, a delivery terminal, and a server terminal. The pre-synchronization submodule, in a network-connected environment, requests and downloads a set of all unredeemed electronic water ticket IDs within the delivery area or the area the delivery person is bound to for the day from the server. The local initial screening and verification submodule verifies whether the scanned electronic water ticket IDs belong to the unredeemed electronic water ticket ID set using a Bloom filter, and then records the electronic water ticket IDs that have been redeemed during the offline period using a cache table. Delivery personnel do not need to wait for network timeouts in blind spots; offline verification results are obtained in milliseconds, significantly improving delivery efficiency and user experience. Simultaneously, by utilizing the underlying UDP and 0-RTT mechanism, the system completely solves the problem of data backlog and state corruption caused by TCP handshake failure when the delivery person exits the basement elevator.

The application relates to the technical field of voice prompting devices, and discloses a mobile payment system voice prompting device, which comprises a voice playing box, a voice prompting assembly, a rotating assembly and a display assembly, the voice prompting assembly comprises a payment data processing module fixedly connected to the inner bottom wall of the voice playing box. The mobile payment system voice prompting device integrates the voice prompting assembly through the voice playing box, the payment data processing module and an audio output module work cooperatively, clear payment voice is transmitted through the sound outlet covered by the dustproof net, wireless instruction interaction is realized in combination with a Bluetooth module, response efficiency is improved, the rotating table of the rotating assembly is meshed with a worm wheel and a worm, is driven by a first servo motor, the protective box and the payment display panel of the display assembly can be rotated, multi-directional code scanning requirements are met, the payment display panel is linked with a guide column through a lead screw, an L-shaped sleeve block is driven to lift by a second servo motor, and the display height of the payment display panel can be flexibly adjusted.

This application discloses a mobile payment method and system across payment networks. The method includes: a first user terminal receiving a transaction code from a second user terminal in response to a user operation, and sending the transaction code to a first router via a first financial institution's server; the first router extracting and decoding payment network information from the transaction code, and if, based on the decoding result, it determines that the payment network corresponding to the transaction code does not match the first payment network, it sends the transaction code to a second router belonging to the second user terminal based on the payment network information; the second router extracting and decoding target transaction information from the transaction code, determining the server of the second financial institution corresponding to the transaction code based on the decoding result, and sending the target transaction information to the server of the second financial institution. This method effectively avoids compatibility issues between terminals regarding transaction codes and enables more efficient and faster mobile payments across payment networks, improving user experience.