19 results about "Stored-value card" patented technology

Systems and methods discussed herein relate to a system for detecting and preventing fraudulent transactions through collecting requests for website access, stored-card trades and sales, and transactions using physical or electronically issued credit, debit, stored-value, and other cards. The fraud detection system not only flags individual transactions, but is also configured to dynamically track and update banned / watch lists associated with request artifacts and cards in order to catch and prevent individual actors as well as BOTs, at least by adjusting the thresholds used to evaluate risk scores and what is placed on the banned / watch lists based upon requests received as well as information from financial institutions, merchants, government agencies, and watchdog groups. The system is also configured to provide information to those groups.

A method comprises receiving a request to add a stored-value card to an electronic wallet via interpreting an intelligent code which directs a user to a URL for an electronic wallet website; prompting a user for credentials to enter the electronic wallet website; determining whether the stored-value card already exists in the electronic wallet; and adding the stored-value card to the electronic wallet. A system comprises a computer device to receive a request to add a stored-value card to an electronic wallet via interpreting an intelligent code which directs a user to a URL for an electronic wallet website; to prompt a user for credentials to enter the electronic wallet website, to determine possession of the stored-value card, to determine whether the stored-value card already exists in the electronic wallet, and to add the stored-value card to the electronic wallet.

The present application discloses a stored value card management method, a terminal device, and a storage medium, belonging to the technical field of blockchain management. When receiving a stored value card operation request, the present application sends the stored value card operation request to a blockchain system, and the blockchain system performs a verification action on the transaction information in the stored value card operation request and returns a verification result. Among them, the operations corresponding to the stored value card operation request include the recharge of the stored value card, the deduction of the stored value card, and the cancellation of the stored value card; receiving the verification result returned by the blockchain system; when the verification result is verification successful, operating the stored value card based on a preset operation rule and the transaction information, and writing the operation result into the blockchain system, which solves the problem that the transaction data of the stored value card is easily tampered with due to manual accounting, and improves the security of the transaction data by the way of strongly consistent entry into the blockchain.

The OBU device with the Beidou navigation function comprises an installation base and a card reinforcing mechanism installed at the upper end of the installation base, a clamping groove is formed in one end of the inner wall of a positioning cover, a connecting groove is formed in the position, below the clamping groove, of the top of the installation base, and one side of the inner wall of the connecting groove is rotationally connected with a trapezoidal clamping block; a plurality of first springs are fixedly arranged at the bottom of the inner wall of the connecting groove, a plurality of rolling shafts are rotationally connected to one side of the top of the trapezoidal clamping block at equal intervals, and a card reading groove is formed in one side of the inner wall of the clamping groove; according to the utility model, when a value card is inserted, the value card extrudes the trapezoidal clamping block and further compresses the first spring, and meanwhile, the first spring can generate elastic force under the elastic action to extrude the trapezoidal clamping block to extrude the value card, so that the value card is stably clamped into the groove in a reinforced manner and is not easy to fall off; and when the automobile runs on a bumpy road section, the stored-value card is easy to fall off to influence normal fee deduction of the ETC during high-speed running.

A modular product display system is disclosed that includes a first display panel having an upper panel portion and a lower panel portion foldably connected along an upper horizontal fold line, the upper panel portion including an upper engagement tab connected to a top edge thereof, the lower panel portion including a forwardly extending shelf structure foldably connected to the lower panel portion along a lower horizontal fold line, wherein an engagement slot is formed along the lower horizontal fold line for receiving the upper engagement tab of a second display panel when the upper panel portion of the second display panel is folded into a horizontal position relative to the lower panel portion thereof.

A stored value card and carrier system comprising a carrier and a stored value card. The carrier including first and second panels. The first and second panels may be coupled together to define a chamber therein having four sides. The chamber may be sealed on each of the four sides such that egress to an interior of the chamber is substantially prevented. The stored value card may have activation indicia displayed thereon. The stored value card may have activation indicia displayed thereon. The stored value card may be situated within the chamber and adhered to at least one inner surface of the chamber. Accessing of the activation indicia of the stored value card may necessarily correspond with destruction of at least one of the first and second panels.

The invention provides a transfer method and a transfer system, which are applied to any one road side device in the transfer system, and the method comprises the steps: receiving to-be-transferred record data from an ETC platform; determining whether a target to-be-loaded record of a target vehicle currently passing through the roadside device exists in the to-be-loaded record data or not; if yes, obtaining to-be-verified data through the target ETC stored-value card, and sending a load verification request containing the to-be-verified data to the ETC platform, so that the ETC platform verifies the load state of the target ETC stored-value card based on the load verification request, and generates load verification data; receiving transfer verification data sent by the ETC platform, and sending a transfer instruction to the target ETC value card according to the target to-be-transferred record and the transfer verification data; and receiving transfer feedback data sent after transfer of the target ETC value card, reporting a transfer result to the ETC platform according to the transfer feedback data, and realizing non-inductive transfer of the ETC value card when the vehicle passes through the roadside device.

A computer server system comprises a communications module, a processor, and memory. The processor, upon executing stored instructions, receives a request to send a stored-value card to a recipient, including a personal message and identifying an actor; generates an audio component based at least on the personal message; obtain at least one image of the actor and generate a video component by augmenting one or more features of the at least one image of the actor based on one of the personal message or the audio component; generate an augmented personal message by combining the audio component and the video component; and sends the augmented personal message to a mobile device of the recipient. The video component may be generated using at least one of image processing or one or more animation tools.

Card assemblies for concealing and protecting activation indicia on the card assembly. Two panels, either discrete or foldable, form the card itself, such as a CR80 card or an M6 card assembly, with or without a CR80 snap-off portion. Activation indicia, such as a barcode, can be printed or otherwise applied to an exterior portion of the card assembly, or printed or otherwise applied to an interior of the assembly which is accessed by a tamper evident pull tab. Redemption indicia, such as an alpha-numeric code, can be applied to an interior surface of the card, which is accessed by a tamper evident pull tab or other tab.

A token management server includes a memory and a data processor. The memory stores a token database and a subledger database. The processor is configured to save a token in the token database in a record in association with a ledger identifier and a subledger identifier. The processor receives from a point-of-sale station a token authorization request that includes the token and an authorization value, locates in the token database the record that includes the token, extracts the ledger identifier and the subledger identifier from the record, locates in the subledger database a subledger that is associated with the subledger identifier, and confirms that a balance value associated with the located subledger is at least equal to the authorization value. The processor then initiates a transfer from a pooling ledger that is associated with the ledger identifier of a transfer amount that is equal to the authorization value.

The utility model discloses a ticket vending machine with a palm vein recognition function. Belongs to the technical field of rail transit and comprises a case and a case panel, an industrial personal computer, a coin module, a paper money module, an invoice module, a printer and a power module are arranged in the case, and a palm vein recognition module is further mounted on the case panel; the device has a palm vein recognition function and can meet the requirements of different customers at the same time; an operation state display, a voice talkback device, an emergency rescue button, a passenger operation display, a two-dimensional code scanner, a value storage card seat, a printer port, a coin slot, a paper money receiving port and a ticket taking and change giving port are also arranged on the case panel; according to the utility model, the palm vein recognition function is added to buy tickets or recharge value cards, so that the problem that passengers cannot buy tickets and take metros when the passengers do not carry cash and cannot scan codes with mobile phones under special conditions is solved, and the travel guarantee is improved.

A computerized system for activating, issuing and otherwise managing transactions and activities pertaining to stored-value cards over a communications network. A central information database is provided for storing stored-value cardholder and card purchaser information received directly from respective stored-value cardholders and card purchasers PCs through a universal central processor via respective communication gateways. The central processor is coupled for communication realtime to multiple unaffiliated stored-value card processing networks normally operated by respective hosts. Each network includes a stored-value card processor coupled to a stored-value card database and multiple respective merchant communication devices. The central processor is programmed for managing the activation and issuance of transactions and activities for the stored-value card through the respective unaffiliated networks. The universal central processor is programmed to issue the stored-value cards directly to the cardholder or card purchaser by download over respective communication gateways. The universal central processor is further programmed for reporting the card activations, issuances, transactions and activities to the cardholders and the merchants thereby providing a universal management system.

A server computer system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to obtain, via the communications module, data; analyze the data to identify a stored-value card and an amount for the stored-value card; update a data record associated with the stored-value card based on the amount for the stored-value card; transfer resources to a network restricted data record based on the amount for the stored-value card; determine a trigger condition; and responsive to determining the trigger condition, initiate a transfer of resources from the network restricted data record to a network unrestricted data record.

A computer server system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a requesting device, a signal that includes a request to send a stored-value card to a recipient, the request including a personal message and identifying an actor to perform the personal message; generate an audio component based at least on the personal message; obtain at least one image of the actor and generate a video component by augmenting one or more features of the at least one image of the actor based on one of the personal message or the audio component; generate an augmented personal message by combining the audio component and the video component; and send, via the communications module and to a mobile device of the recipient, a signal that includes the augmented personal message.

The application relates to the technical field of electronic toll collection (ETC) systems, and particularly relates to an ETC passing payment method and device, an electronic device and a computer readable storage medium, which comprise the following steps: binding a digital RMB soft wallet as an ETC toll payment account; in response to a vehicle driving into an ETC lane of a highway entrance, completing an entrance interaction transaction with a lane system; in response to the completion of the entrance transaction, obtaining and caching the account balance of the digital RMB soft wallet; in response to the vehicle passing through a highway gantry, calculating a predicted toll; based on the comparison result of the account balance and the predicted toll, performing a fund guarantee operation; and in response to the vehicle driving to a highway exit, based on the verification result of the account balance, performing a corresponding operation. Therefore, the experience problem caused by the interception of a vehicle when a traditional stored value card method judges that the account balance is insufficient at the lane exit, and the bad account problem existing in the prior art ETC prepayment are solved.

A server computer system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to obtain, via the communications module, data; analyze the data to identify a stored-value card and an amount for the stored-value card; update a data record associated with the stored-value card based on the amount for the stored-value card; transfer resources to a network restricted data record based on the amount for the stored-value card; determine a trigger condition; and responsive to determining the trigger condition, initiate a transfer of resources from the network restricted data record to a network unrestricted data record.