8952 results about "Card reader" patented technology

By including environment information in a security policy, a security architecture advantageously allows temporal, locational, connection type and/or client capabilities-related information to affect the sufficiency of a given credential type (and associated authentication scheme) for access to a particular information resource. In some configurations, time of access, originating location (physical or network) and/or connection type form a risk profile that can be factored into credential type sufficiency. In some configurations, changing environmental parameters may cause a previously sufficient credential to become insufficient. Alternatively, an authenticated credential previously insufficient for access at a given trust level may be sufficient based on a changed or more fully parameterized session environment. In some configurations, the use of session tracking facilites (e.g., the information content of session tokens) can be tailored to environmental parameters (e.g., connection type or location). Similarly, capabilities of a particular client entity (e.g., browser support for 128-bit cipher or availablity of a fingerprint scanner or card reader) may affect the availability or sufficiency of particular authentication schemes to achieve a desired trust level.

A system loads, authenticates and uses a virtual smart card for payment of goods and/or services purchased on-line over the Internet. An online purchase and load (OPAL) server includes a virtual smart card data base that has a record of information for each smart card that it represents for a user at the behest of an issuer. The server includes a smart card emulator that emulates a smart card by using the card data base and a hardware security module. The emulator interacts with a pseudo card reader module in the server that imitates a physical card reader. The server also includes a client code module that interacts with the pseudo card reader and a remote payment or load server. A pass-through client terminal presents a user interface and passes information between the OPAL server and a merchant server, and between the OPAL server and a bank server. The Internet provides the routing functionality between the client terminal and the various servers. A merchant advertises goods on a web site. A user uses the client terminal to purchase goods and/or services from the remote merchant server. The payment server processes, confirms and replies to the merchant server. The payment server is also used to authenticate the holder of a virtual card who wishes to redeem loyalty points from a merchant. To load value, the client terminal requests a load from a user account at the bank server. The load server processes, confirms and replies to the bank server.

A computer apparatus such as a mouse, keyboard, or PC headset with additional devices disposed within the apparatus enclosure, which can enhance the functionality of such computer apparatus. In the preferred embodiment, the additional devices are disposed within or along the length of a mouse apparatus. The additional devices typically function independently of the mouse apparatus. However, the additional components may share one or more wired or wireless paths to a host PC and to other devices, or to a network. The additional devices either integrated within the mouse enclosure or removable from the mouse enclosure, include a wireless adapter (Wi-Fi, Bluetooth, 3G, GSM, etc. . . . ), RAM, ROM, a mini hard drive, a GPS receiver module, a flash memory, flash memory drive reader, a USB Hub, a Trackpoint™ device, a keyboard or keypad, a fingerprint reader, or a SIM card reader. Also disclosed, are software controls for mapping the mouse velocity to a cursor velocity and for controlling the function and settings of the Trackpoint device. Further disclosed is a method for assigning the mouse's data output to a variety of devices connected to a wired or wireless network.

Disclosed is a charging apparatus for charging a secondary battery incorporated in a portable electronic device. The charging apparatus includes a contactless IC card reader configured to supply operating power to a contactless IC card unit incorporated in the portable electronic device and have an authentication function of authenticating that an object to be authenticated is a correct one, a charging circuit configured to perform contactless charging of the secondary battery, and a control unit configured to activate the charging circuit if an authentication result is OK after the contactless IC card reader authenticates an object to be authenticated when the object to be authenticated is placed.

A keypad assembly and method for use with a card reader adapted to receive and read a player identification card therein. The keypad assembly includes a keypad mechanism having a plurality of keys to input data, and a feedback mechanism coupled to the keypad. A validation device is provided which is adapted to determine the validation of information relating to the identification card upon reading thereof in the card reader. The validation device is further operably coupled to the feedback mechanism to visually inform the Player that the information relating to identification card has been validated.

A mobile terminal is enabled to conduct an EMV transaction. A wireless access node in the EMV card-reader terminal is provided for connecting a mobile terminal to the card-reader terminal. An EMV-proxy module executing in the card-reader terminal facilitates communication between the mobile terminal and the card-reader terminal. The EMV-proxy module lets the mobile terminal function in essentially the same way as a regular EMV chip card with respect to the card-reader terminal. The card-reader terminal may then conduct EMV transactions on behalf of the mobile terminal without requiring new software and/or hardware at the EMV issuer. EMV data is stored in the mobile terminal in the form of secure dynamic data objects. This Abstract is submitted with the understanding that it will not be used to interpret or limit the scope or meaning of the claims. 37 CFR 1.72(b).

A data transmission system includes a reader transceiver and one or more tag transceivers. The reader transmits an activation signal to a tag. The tag selectively transmits a response signal to the reader at a specific time determined by a detected level of communications channel activity. The detector operates in a low-power standby state until the time it receives the activation signal, and then operates in an active state. The invention further incorporates a technique to maintain an extremely low power state to the tag during quiescent mode while retaining full sensitivity to reader activation signals. The reader transceivers are of a modular architecture with each module operating independently, yet in concert with the others. The modules are interconnected in a media independent method and can interact remotely with other modules.

A payment system that does not rely on credit or debit cards, does not require the merchant and purchaser to have compatible memberships to complete a transaction, and does not limit single transactions to a single account provides a wide range of flexibility permitting debit, credit, pre-paid and payroll cards to be accommodated in a seamless and invisible manner to the electronic transaction network. The transaction may be verified and approved at the point-of-sale whether or not the merchant is a member of a specific financial transaction system. Specifically, the point-of-sale transaction system permits an identified customer to use any of a variety of payment options to complete the transaction without requiring the merchant to pre-approve the type of payment selected by the customer. In one configuration, and in order to take advantage of the widespread use of the ATM/POS network, the invention uses a typical credit/debit card format to provide the identifying information in a stored value card. When a transaction is to be completed, the user enters the identifying information carried on the card at the point-of-sale. This can be a merchant or other service provider at a retail establishment, or on-line while the user is logged onto a web site, or other location. The information can be swiped by a card reader, or manually entered via a keyboard or other input device. The system supports a wide range of flexibility, permitting issuing systems such as parents and state welfare agencies to restrict the types of authorized uses, and permitting users to access accounts in a prioritized manner. Further, the accepting merchant is not required to be a member because settlement with the merchant may be made via the Federal Reserve Automatic Clearing House (ACH) system by typical and standard electronic transfer. This permits the merchant to take advantage of the lower ACH transaction fees with even greater convenience and flexibility than the current ATM/POS system. The system supports numerous types of identification methods from typical credit card structures with magnetic data strips to various biometric systems such as finger prints, facial recognition and the like. Specifically, once the user is identified, the transaction is managed by his membership data on record with the transaction processing system.

A system for presenting customized special offers to customers, the special offers including targeted offers to a customer selected from a plurality of customers, and for collecting purchasing behavior information concerning the customers, the system comprising a computer including a database containing customer account information providing information specific to a particular customer account; the at computer also including a database containing special offers including a targeted offer which is to be made to selected customer accounts on the basis of targeted offer targeting parameters; a plurality of customer cards, each customer card having machine readable card information indicating at least identification of the card with a particular customer account; a customer interface in communication with the computer to transfer data therebetween; the customer interface having a card reader for reading machine readable card information from the customer card; the computer including means for generating a customized customer offer list available to that particular customer account which includes the special offer; an offer communicator for communicating the customer offer list to the customer for which it is generated; a check-out at which the customer presents purchased item information indicating items being purchased by the customer; the check-out including a card reader for reading the customer card; the computer including means for sending information from the customized customer offer list to the check-out; the computer further including means for collecting customer purchase information which is indicative of items being purchased by the customer via the check-out; the computer still further including means for editing the customer account information to reflect items purchased by the customer.

An improved device for use in authorizing transactions and performing applications is provided by the present invention. The device uses a local processor and secure data storage in conjunction with a variety of sensors to perform authentication processes that establish an individual's identity and provide authority to perform a desired transaction. The sensors allow the device to directly scan biometric identifying information from an individual. A card swipe interface and a proximity antenna are provided to facilitate communication between the device and remote interface devices such as magnetic swipe card readers, smart card readers, infrared communications ports and proximity and long range radio scanners. In addition, the local processor, memory, display and user inputs allow the device to run applications such as those performed by a traditional computer, gaming device or personal data assistant.

A system and method for effecting payment transactions comprising a card reader configured to encrypt a first portion of payment card data received by the card reader from a payment card according to a first encryption scheme associated with the financial institution responsible for an account associated with the payment card and to encrypt a second portion of the payment card data according to a second encryption scheme, where the first portion is sufficient to identify the payment card or account number and to effect a payment transaction involving the payment card or account and where the second portion is sufficient to identify the financial institution but insufficient to identify the payment card or account number.

An identity verification system that includes a self-authenticating identity card and a card reader. The self-authenticating card has a programmable microchip with data pertaining to the authorized card bearer, including data for a stored biometric feature, such as a fingerprint, a retinal scan, a voice print, a DNA sequence, etc. The card also includes a biometric sensor that senses an applied biometric feature and a data lock that releases data upon determinination of a match between the stored and the applied biometric features. In order to self-authenticate the card, the card bearer must provide the applied biometric feature. For example, the card bearer applies a finger tip to the sensor, if the applied biometric feature is a fingerprint. If the data match, the data lock transmits data stored on the card to the card reader for processing.

A payment card or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. A user can utilize buttons located on the card to perform activities that would otherwise be performed at an ATM, payment card reader, or by a waitress. A user can provide instructions on a card to accelerate a transaction. The information a user enters can be communicated to a point-of-sale device. For example, a user can enter into his/her card that the user desires $100 withdrawal from a checking account. The user can also enter his/her PIN into the card. The user can swipe his/her card into an ATM and instantly be provided with the desired $100.

The present invention relates to a system and method for identifying and tracking gaming objects. The system comprises an overhead camera for capturing an image the table, a detection module for detecting a feature of the object on the image, a search module for extracting a region of interest of the image that describes the object from the feature, a search module for extracting a region of interest of the image that describes the object from the feature, a feature space module for transforming a feature space of the region of interest to obtain a transformed region of interest, and an identity module comprising a statistical classifier trained to recognize the object from the transformed region. The search module is able to extract a region of interest of an image from any detected feature indicative of its position. The system may be operated in conjunction with a card reader to provide two different sets of playing card data to a tracking module, which may reconcile the provided data in order to detect inconsistencies with respect to playing cards dealt on the table.

Self-registration systems and methods for dynamically updating information related to a network, are provided. A self-registration system for dynamically updating information related to a network, comprises: a connector comprising an integrated circuit that stores a first block of information; an adapter coupled to the connector; a reader that receives the first block of information from the integrated circuit via the adapter; and a communication line coupled to the adapter via the connector, where the first block of information comprises a first block of information about network elements associated with the integrated circuit, and where the first block of information about network elements associated with the integrated circuit comprises information other than information identifying the connector, the adapter, the communication line and the integrated circuit.

Secure door entry without a traditional card reader is made possible by tagging the door with an unpowered, unique token which can be read by a user's personal mobile electronic device. The user's device transmits both door and user identification to a remote server, where the decision is made whether to open the door. If so, the server sends an open door signal using the IP suite of protocols to a processor in a powered door lock, opening the door. Another signal may be used indicate whether access is denied or granted. Multiple personal mobile electronic devices may be configured to operate the same door, and users may control access by others.

A system for performing mobile payment transactions includes an audio/acoustically coupled card reader, a mobile communication device, an interface server and a payment card processor. The audio/acoustically coupled card reader includes means for reading payment card data from a payment card, means for generating a stream of audio/acoustical signals comprising the payment card data and means for transmitting the stream of audio/acoustical signals. The mobile communication device includes means for receiving the stream of audio/acoustical signals, means for generating an electrical signal comprising data contained in the stream of audio/acoustical signals and means for transmitting the electrical signal. The interface server includes means for extracting the payment card data from the electrical signal and means for transmitting the payment card data. The mobile communication device connects to the interface server device via a first network and transmits the electrical signal to the interface server. The interface server connects to the payment card processor via a second network and transmits the payment card data to the payment card processor for payment processing. The payment card processor processes payments via payment card companies.

A system is provided for upgrading a legacy security system having a legacy control panel and a legacy card reader, without interfering with legacy system operation. A new control panel is installed between the legacy card reader and the legacy control panel. Also, a new token reader is installed next to the legacy card reader and connected to the new control panel. The new control panel passes credentials it receives from the legacy card reader to the legacy control panel, avoiding interference with legacy system operation. When the new control panel receives credentials from the new token reader, it evaluates them against an access rights list administered independently of the legacy access rights list. When the new control panel determines that an access request should be granted, it sends a memorized legacy credential associated with full access rights to the legacy control panel, causing it to open the door.

A system for encrypting and authenticating a payment transaction includes a card reader, a computing device, a card swipe application and a checkout application. The card reader includes a reader head, a secure microcontroller, and an interface. The reader head reads payment card data from a payment card. The secure microcontroller stores a unique reader identification (reader ID), and at least a first encryption key, and includes a payment card decoder application and an encryption application. The encryption application encrypts the payment card data and produces encrypted payment card data. The encryption application further encrypts the transaction data with the first encryption key and produces encrypted transaction data. The checkout application receives the encrypted payment card data and the encrypted transaction data and forwards them to a payment server for processing of the payment transaction.