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7528 results about "Smart card" patented technology

A smart card, chip card, or integrated circuit card (ICC) is a physical electronic authorization device, used to control access to a resource. It is typically a plastic credit card sized card with an embedded integrated circuit. Many smart cards include a pattern of metal contacts to electrically connect to the internal chip. Others are contactless, and some are both. Smart cards can provide personal identification, authentication, data storage, and application processing. Applications include identification, financial, mobile phones (SIM), public transit, computer security, schools, and healthcare. Smart cards may provide strong security authentication for single sign-on (SSO) within organizations. Several nations have deployed smart cards throughout their populations.

Portable remote patient telemonitoring system using a memory card or smart card

A system and method for monitoring health parameters and capturing data from a subject. The system is characterized by a cordless, disposable sensor band with sensors for measuring full waveform ECG, full waveform respiration, skin temperature, and motion, and a connector which accepts a memory card or a smart card for storage of the measured data. After a predetermined period of time, such as when the sensor band is removed, the memory card or smart card is removed and inserted into a monitoring device which reads the stored health parameter data of the subject. The monitoring device includes a base station that includes a memory / smart card reader and is connected to conventional phone lines for transferring the collected data to a remote monitoring station. The base station may also capture additional clinical data, such as blood pressure data, and to perform data checks. Subject safety is enhanced by the ability of the base station to compare clinical data, e.g. ECG, against given profiles and to mark events when appropriate or when the base station is programmed to do so. The remote monitoring station allows the presentation and review of data (including events) forwarded by the sensor band. ECG analysis software and a user-friendly graphical user interface are provided to remotely analyze the transmitted data and to permit system maintenance and upkeep. In alternative embodiments, a smart card includes the sensor band's electronics and / or signal transmission circuitry in conjunction with a portable data logger so that the electronics may be reused from one disposable sensor band to the next without limiting the patient's range of movement. The system of the invention has useful application to the collection of subject clinical data during drug trials and medical testing for regulatory approvals as well as management of subjects with chronic diseases.
Owner:CLEARPATH PARTNERS

Log-on service providing credential level change without loss of session continuity

A security architecture has been developed in which a single sign-on is provided for multiple information resources. Rather than specifying a single authentication scheme for all information resources, the security architecture associates trust-level requirements with information resources. Authentication schemes (e.g., those based on passwords, certificates, biometric techniques, smart cards, etc.) are employed depending on the trust-level requirement(s) of an information resource (or information resources) to be accessed. Once credentials have been obtained for an entity and the entity has been authenticated to a given trust level, access is granted, without the need for further credentials and authentication, to information resources for which the authenticated trust level is sufficient. The security architecture allows upgrade of credentials for a given session. This capability is particularly advantageous in the context of a single, enterprise-wide log-on. An entity (e.g., a user or an application) may initially log-on with a credential suitable for one or more resources in an initial resource set, but then require access to resource requiring authentication at higher trust level. In such case, the log-on service allows additional credentials to be provided to authenticate at the higher trust level. The log-on service allows upgrading and/or downgrading without loss of session continuity (i.e., without loss of identity mappings, authorizations, permissions, and environmental variables, etc.).
Owner:ORACLE INT CORP

RFID token with multiple interface controller

An RFID token apparatus has a connection module for interfacing with an appliance capable of communicating and interacting with remote servers and networks, a translation module for moving signals between a USB interface and a smart card interface, a processor module which may be capable of operating as a dual-interface (DI) chip; and an input / output module having at least one RF antenna and a modulator. An RFID-contactless interface according to ISO 14443 & ISO 15693 and / or NFC. A wireless interface according to Zigbee, Bluetooth, WLAN 802.11, UWB, USB wireless and / or any similar interface. An RFID reader apparatus has a housing; a slot for a contact or contactless fob; and a USB stick alternately protruding from the housing and retracted within the housing.
Owner:DPD PATENT TRUST

Access management system and method employing secure credentials

A security architecture has been developed in which a single sign-on is provided. Session credentials are used to maintain continuity of a persistent session across multiple accesses to one or more information resources, and in some embodiments, across credential level changes. Session credentials are secured, e.g., as a cryptographically secured session token, such that they may be inspected by a wide variety of entities or applications to verify an authenticated trust level, yet may not be prepared or altered except by a trusted authentication service. Some embodiments of the present invention associate trust level requirements with information resources. Authentication schemes (e.g., those based on passwords, certificates, biometric techniques, smart cards, etc.) are associated with trust levels, and in some embodiments, with environmental parameters. For example, in one configuration, a login service obtains login credentials for an entity commensurate with the trust level requirement(s) of an information resource (or information resources) to be accessed and with environment parameters that affect the sufficiency of a given credential type. Once login credentials have been obtained for an entity and have been authenticated to a given trust level, session credentials are issued and access is granted to information resources for which the trust level is sufficient. Advantageously, by using the session credentials access is granted without the need for further login credentials and authentication. In some configurations, session credentials evidencing an insufficient trust level may be remedied by a session continuity preserving upgrade of login credential.
Owner:ORACLE INT CORP

Method and apparatus for a web-based application service model for security management

The invention combines cryptographic key management technology with various authentication options and the use of a companion PKI system in a web-centric cryptographic key management security method and apparatus called PXa3(TM) (Precise eXtensible Authentication, Authorization and Administration). The PXa3 model uses a security profile unique to a network user and the member domain(s) he / she belongs to. A PXa3 server holds all private keys and certificates, the user's security profile, including credentials and the optional authentication enrollment data. The server maintains a security profile for each user, and administrators simply transmitted credential updates and other periodic maintenance updates to users via their PXa3 server-based member accounts. Domain and workgroup administrators also perform administrative chores via a connection to the PXa3 web site, rather than on a local workstation. A member's security profile, containing algorithm access permissions, credentials, domain and maintenance values, a file header encrypting key, optional biometric templates, and domain-specific policies is contained in one of two places: either on a removable cryptographic token (e.g., a smart card), or on a central server-based profile maintained for each member and available as a downloadable "soft token" over any Internet connection.
Owner:SIVAULT INC

Internet-based credit interchange system of converting purchase credit awards through credit exchange system for purchase of investment vehicle

InactiveUS6243688B1FinanceBook keepingCommon fundSmart card
An Internet-based purchase credit award interchange center is described which interfaces with a credit award exchange center for conversion of any form of merchant or purchase credit award resulting from customer purchase of goods or services to investment in a mutual fund and / or investment vehicle utilizing computer data processing methods. Preassigned purchase credit accumulations earned by a consumer are exchanged from a merchant or creditor through or combination of credit cards, co-branded credit cards, PIN cards, debit and smart cards, coupons, stamps, proof of purchase, rebates, or any form of purchase award of merchant or creditors choice for an investment in a mutual fund or other investment vehicle. A specific implementation is described wherein a credit card account having investment credit awards is issued through the Internet to a customer. While inputting information through the Internet necessary for establishing the credit card account, the customer also provides any information needed to authorize the purchase of investment vehicles on his or her behalf. Any forms that need to be signed by the customer to authorize purchase of the investment vehicles may be printed out by the customer. The customer may also select, via the Internet, particular investment vehicles out of a group of possible investment vehicles. Subsequent use of the credit card by the customer automatically results in accrual of credit award accumulations in the selected investment vehicle.
Owner:KALINA DYAN T

Internet payment, authentication and loading system using virtual smart card

InactiveUS7908216B1Advantageous for small dollar amount transactionMinimal timeFinancePayment circuitsMerchant servicesPayment
A system loads, authenticates and uses a virtual smart card for payment of goods and/or services purchased on-line over the Internet. An online purchase and load (OPAL) server includes a virtual smart card data base that has a record of information for each smart card that it represents for a user at the behest of an issuer. The server includes a smart card emulator that emulates a smart card by using the card data base and a hardware security module. The emulator interacts with a pseudo card reader module in the server that imitates a physical card reader. The server also includes a client code module that interacts with the pseudo card reader and a remote payment or load server. A pass-through client terminal presents a user interface and passes information between the OPAL server and a merchant server, and between the OPAL server and a bank server. The Internet provides the routing functionality between the client terminal and the various servers. A merchant advertises goods on a web site. A user uses the client terminal to purchase goods and/or services from the remote merchant server. The payment server processes, confirms and replies to the merchant server. The payment server is also used to authenticate the holder of a virtual card who wishes to redeem loyalty points from a merchant. To load value, the client terminal requests a load from a user account at the bank server. The load server processes, confirms and replies to the bank server.
Owner:VISA INT SERVICE ASSOC

Methods and apparatus for dynamic smartcard synchronization and personalization

A system generally for personalizing and synchronizing smartcard data in the context of a distributed transaction system is disclosed. A dynamic smartcard synchronization system comprises access points configured to initiate a transaction in conjunction with a smartcard, an enterprise data collection unit, and a card object database update system. An exemplary dynamic synchronization system (DSS) preferably comprises various smartcard access points, a secure support client server, a card object database update system (CODUS), one or more enterprise data synchronization interfaces (EDSI), an update logic system, one or more enterprise data collection units (EDCUs), and one or more smartcard access points configured to interoperably accept and interface with smartcards. In an exemplary embodiment, DSS comprises a personalization system and an account maintenance system configured to communicate with CODUS. Personalization of multi-function smartcards is accomplished using a security server configured to generate and / or retrieve cryptographic key information from multiple enterprise key systems during the final phase of the smartcard issuance process.
Owner:LIBERTY PEAK VENTURES LLC

PIN recovery in a smart card

A method of controlling access to resources on a smart card, the method involving: providing a list of n questions for presentation to the user, where n is an integer; receiving from the user answers to questions among the list of n questions; determining how many of the received answers are correct; and if a sufficient number of the n questions was answered correctly, granting access to the resources on the smart card.
Owner:EMC IP HLDG CO LLC

Methods and apparatus for conducting electronic transactions

A system and method for conducting electronic commerce are disclosed. In various embodiments, the electronic transaction is a purchase transaction. A user is provided with an intelligent token, such as a smartcard containing a digital certificate. The intelligent token suitably authenticates with a server on a network that conducts all or portions of the transaction on behalf of the user. In various embodiments a wallet server interacts with a security server to provide enhanced reliability and confidence in the transaction. In various embodiments, the wallet server includes a toolbar. In various embodiments, the digital wallet pre-fills forms. Forms may be pre-filled using an auto-remember component.
Owner:LIBERTY PEAK VENTURES LLC

Satellite TV security system

A satellite TV security system including a TV satellite operated by a satellite TV provider directed to a television set of a satellite TV subscriber that defends the satellite TV provider from illegal reception of TV signals from a TV satellite. An addressable integrated receiver/decoder (IRD) positioned in the TV set top box has an assigned identification number and a smart card positioned in the IRD has an assigned identification number. A security module is provided that is integrated with the IRD. Upon command of the satellite TV provider or automatically, the security module makes a periodic verification of a match of the two identification numbers. Lack of verification of a match triggers a signal from the security module to the IRD to stop transmitting TV signals to the subscriber television. As an alternative verification, the security module initiates periodic verifications of the operability of the telephone line connection between the satellite TV provider and the IRD of the subscriber. Lack of verification of the operability of the telephone line triggers a signal from the security module to the IRD to stop transmitting TV signals to the subscriber TV. The two systems of verification can be operated independently or simultaneously. The subscriber telephone number can be added as an assigned identification number, so that a three-way verification of identification numbers by the security module is required for continued transmission of TV signals to the subscriber television.
Owner:KIT JOHN +2
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