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634results about "Acutation objects" patented technology

Lottery ticket vending machine

A lottery ticket vending machine configured to obtain code image data (such as bar code image data) from a leading lottery ticket in each of the lottery drawers in the lottery ticket vending machine, and use the code image data for activating or verifying activation of the lottery tickets loaded in the ticket drawers. This expedites the ticket loading process by eliminating the need for an operator to manually and / or separately scan a code (such as a bar code) for each ticket pack loaded into the ticket drawers.
Owner:GTECH CORP

System, devices, and methods for acquiring and verifying online information

A system and method of acquiring and verifying information is provided. The system comprises a processor, and a memory comprising a sequence of instructions which when executed by the processor configure the processor to perform the method. The method comprises acquiring data from a data source associated with an author of the data, normalizing the acquired data, determining, by the processor, an identity of the author of the data, classifying the normalized data based on the identity and acquired metadata, and storing in a memory the normalized data. Normalizing the acquired data comprises parsing the acquired data for meaningful information, extracting metadata from the acquired data, and mapping the parsed information to internal data structures.
Owner:VALIDECK INTERNATIONAL CORP

Intelligent storing and taking device for bulk liquid commodities

The intelligent storing and taking device comprises a container, a machine body and a liquid obtaining mechanism arranged on the machine body, a storage cavity is formed in the machine body, a storage door capable of being opened and closed is arranged on one side of the storage cavity, and the storage door can be locked at the closed position by a storage door electronic lock; the storage door electronic lock is provided with a container identity read-write device; the container can be stored in the storage cavity of the machine body and comprises a body and a cover body connected to the body, the cover body is provided with a containing cavity, and a liquid outlet connector and a liquid outlet electromagnetic valve are arranged in the containing cavity; the liquid obtaining mechanism is arranged above the storage cavity, and the liquid obtaining mechanism comprises a moving plate, a suction part and a beverage identity read-write device. Intelligent storage and taking of bulk liquid commodities can be achieved, and liquid can be stored and taken into the container under the conditions that no person makes contact with the container and multiple verification succeeds; whole-process traceability, whole-process dynamic real-time supervision and whole-process pollution prevention guarantee can be provided for storage, taking-out and storage of bulk liquid.
Owner:QINGHAI ZAIXIN TRADING CO LTD

Lottery ticket vending machine

A lottery ticket vending machine configured to obtain code image data (such as bar code image data) from a leading lottery ticket in each of the lottery drawers in the lottery ticket vending machine, and use the code image data for activating or verifying activation of the lottery tickets loaded in the ticket drawers. This expedites the ticket loading process by eliminating the need for an operator to manually and / or separately scan a code (such as a bar code) for each ticket pack loaded into the ticket drawers.
Owner:GTECH CORP

Internal card reader skimmer disrupter

A dual antiphase read-head arranged card reader is provided. The card reader includes a first read-head arrangement and a second read-head arrangement. Electromagnetic noise is applied to both the first and second arrangements. Waves associated with the electromagnetic noise on the second arrangement is transformed and applied to the first arrangement canceling the noise on a first read head of the first arrangement. The first read head reads magnetically encoded information on a magnetic strip of a card inserted into a card slot of the card reader free of noise. However, the noise remains present such that any skimmer read head of a skimmer inserted into the card slot is unable to read the magnetically encoded information off the magnetic strip of the card.
Owner:NCR ATLEOS CORP

Checkout devices, checkout assemblies, and checkout methods

Implementations of this application provide a checkout device, a checkout assembly, and a checkout method. An example checkout device includes a housing, a display screen, and a Near Field Communication (NFC) module. The display screen is fastened to the housing, and is configured to display at least one of a to-be-paid amount of a product, payment method guidance, or a payment result. The NFC module is located in a space enclosed by the housing to be in close proximity to an electronic device to make an electronic payment. The display screen displays the payment method guidance to direct a consumer to quickly make an electronic payment. The display screen displays the to-be-paid amount of the product and the payment result.
Owner:SHANGHAI ANT CHUANGJIANG INFORMATION TECHNOLOGY CO LTD

Accessible card with identification embossing

An accessible card can provide access to an account. The account card can include sides and an identification embossing for providing access to an account. The sides can be connected to form a shape. The identification embossing can be associated with at least one side of the sides. The at least one side associated with the identification embossing can include a first thickness and an arrangement of one or more tactile features. The first thickness can be different than a second thickness associated with other sides of the sides. The arrangement may indicate, via tactile interaction, an identification of the account associated with the account card or a card type of the account card.
Owner:TRUIST BANK

Automated teller machine ("ATM") color technology for mass transaction pre-staging

Wait times at ATMs may undermine the utility of these self-service machines. ATMs are configured to provide faster self-service kiosks that allow users to quickly perform common financial transactions. However, it has been increasingly common for users to have to wait in a queue to access an ATM. Systems and methods are provided for an ATM that pre-stages transactions by extracting account balance, account status, account fraud, and other necessary information from a plurality of smart cards, before a user begins interacting with the ATM. Information extracted from the plurality of smart cards may be transferred to the ATM wirelessly. Color changes may then be sent from the ATM to the plurality of smart cards. The color changes indicate whether the plurality of smart cards may transact with the ATM without any additional information, thereby improving the transaction processing efficiency of the plurality of smart cards and enhancing user satisfaction.
Owner:BANK OF AMERICA CORP

System and method for cryptographic authentication of contactless card

To provide a system and a method for executing and managing cryptographic authentication of contactless cards.SOLUTION: A contactless card authentication system includes: a server; a contactless card communicating with the server via a network; and a client device having an application, a processor, and a card reader. The application on the client device receives a transaction lockdown request, sends a request to the server to begin to allow a transaction approval within a time period, receives the transaction approval via an authentication tap from the contactless card, sends the transaction approval to the server, and receives an allowance or disallowance response from the server.SELECTED DRAWING: Figure 14
Owner:CAPITAL ONE SERVICES LLC

A parcel locker comprising an autonomous second unit including a near-field communication unit, and a method for server-side pairing of a parcel locker and an autonomous second unit, and a method for opening a compartment door of a compartment using a near-field communication unit

An autonomous second unit (200) comprising - a near-field communication unit (210) for receiving a user code and / or electronic token; - a second energy storage (220) for powering the second unit (200); - a second communication unit (240) including a short-range second communication unit (242) for communicating with a parcel locker (110); - a second controller (230) comprising at least one second processor and at least one second memory including program code, wherein the memory and the program code is configured to cause the processor to either match a received user code with one or more electronic tokens stored on the second memory, and cause the short-range second communication unit (242) to send the linked one or more electronic tokens to a short-range parcel communication unit (132) of a parcel locker as a function of a positive match; or forward an electronic token received by a recipient via the near-field communication unit (210) to a short-range parcel communication unit (132) of a parcel locker.
Owner:SWIPBOX DEVELOPMENT APS

Card reader verification

A card reader of a terminal is cryptographically verified upon initialization, power up, connection, or start of day processing of the terminal. A cryptographic and signed token is provided from and verified by an Encrypted Personal Identification Number (PIN) pad (EPP) of the terminal. Each time the reader initializes, the token is verified by the EPP and a new token is generated and provided to the reader for use during a next initialization cycle of the reader. If the reader lacks a token when the EPP has record that is should have the token, the reader is not authorized to perform card transactions for the terminal. If a token provided by the reader during an initialization cycle is not verified, the reader is not authorized to perform card transactions for the terminal.
Owner:NCR ATLEOS CORP

Contactless card emulation system and method

A system and method are described that enables mobile devices (e.g. including but not limited to a mobile phone or the like), to intercept and respond to contactless card authentication requests, allowing mobile devices to be used in place of contactless cards. Enabling mobile phone devices to emulate contactless cards decreases issues related to lost or damaged cards, enabling a single device to be used to provide tokens related to multiple different contactless cards, and leverages functionality of the mobile device to provide dual-factor authentication.
Owner:CAPITAL ONE SERVICES LLC

Secure transaction card

A prepaid card assembly that includes packaging and a prepaid card. The prepaid card is at least partially enclosed within the packaging. The prepaid card includes a barcode. The prepaid card is coupled to the packaging such that, upon removal of the prepaid card from the packaging, a portion of the barcode of the prepaid card remains coupled to the packaging to render the barcode of the prepaid card unscannable.
Owner:MULTI PACKAGING SOLUTIONS INC

Security hierarchy on a Digital Transaction Processing Unit (DTPU)

A Digital Transaction Processing Unit (DTPU) operable to host one or more transaction applications for digitally transacting with a Digital Transaction Device (DTD), the DTPU including a security hierarchy for hosting the one or more transaction applications, wherein the security hierarchy is configured to host at least one transaction application for transacting in contact digital transactions.
Owner:XARD GRP PTY LTD

Systems and methods for generating shared secret key for transaction cards

Systems and methods for generating a shared secret key for a transaction card are provided. An exemplary system can include: a transaction card including a card private key and a card public key derived from the card private key; a server including a server private key and a server public key derived from the server private key; and a user device. The user device can be configured to: open a communication field, read the card public key, transmit the card public key to the server, wherein the server generates a shared secret key from the card public key and the server private key, receive the server public key from the server, and transmit the server public key to the transaction card, wherein the card generates the same shared secret key from the server public key and the card private key.
Owner:CAPITAL ONE SERVICES LLC

Card reader, smart card and method for processing a transaction

A card reader (100) for reading a smart card (200), the card reader (100) comprising:an antenna (160) for making a wireless connection with a smart card; anda card detector, for determining a location of the smart card (200) relative to the antenna (160); andwherein the card reader (100) has a processor (180) configured to provide communication with the smart card and to allow or provide a first wireless communication when the card (200) is determined to be at a first location (110) of the card reader and to provide a second wireless communication when the card is determined to be at a second, different, location (120) of the card reader (100).
Owner:MASTERCARD INT INC

Multifactor authentication through cryptography-enabled smart cards

There are provided systems and methods for multifactor authentication through cryptography-enabled smart cards. A user may engage in transactions or other online interactions that may require multifactor authentication, such as by providing a secondary or further piece of evidence or information that is used to more securely trust the user and that they are not another malicious user. The user may utilize a physical card that includes a microchip embedded to a surface, where the microchip includes a key or other cryptographic signing function to be able to be scanned and digitally sign a request for authentication from a computing device. A user's computing device may then be brought into close proximity to the microchip when a request to scan the card's microchip is received. The user's computing device may then use wireless signals to activate the microchip and perform a multifactor authentication.
Owner:BREX INC

Methods and systems for securing transactions

An apparatus is provided, including a transaction card, having: a first microprocessor configured to exchange transaction data; a sensor configured to detect movement; and a second microprocessor in communication with the sensor. The second microprocessor may be configured to store arrays of hash values, representing a movement of a user and a card; obtain hash values based on observed movement patterns, and compare them to the stored values. Upon receiving a transaction request, the microprocessor may determine in real time whether the user is in locomotion and whether the card is being intentionally tapped by the user, based on the observed movement patterns. On this basis, the second microprocessor may determine whether to require an augmented authentication for the requested transaction.
Owner:BANK OF AMERICA CORP

Methods and systems for providing over-the-air updates of a virtual or physical card token

A system and method for enabling dynamic expiration dates in a payment card. An algorithm executes on a computing device to create a private blockchain that is controlled by an inquiry block exchange. A payment card holder (PCH) metablock is generated when a first payment card issuer creates a PCH profile. This PCH profile is maintained within a security zone on the network. The security zone comprises multiple modules. These modules include a dynamic smart contract (DSC) execution engine module for generating a DSC hash value that identifies the DSC for the PCH profile metablock. A hyper-ledger fabric module enables dynamic parameters to be stored as an asset in the DSCs. A metablock generator module creates a PCH profile metablock and hashes the data in a subscribed hashing algorithm. The hashed data includes private keys and cryptographic keys in a secured element section of the PCH profile metablock.
Owner:MASTERCARD INT INC

Checkout devices, checkout assemblies, and checkout methods

Implementations of this application provide a checkout device, a checkout assembly, and a checkout method. An example checkout device includes a housing, a display screen, and a Near Field Communication (NFC) module. The display screen is fastened to the housing, and is configured to display at least one of a to-be-paid amount of a product, payment method guidance, or a payment result. The NFC module is located in a space enclosed by the housing to be in close proximity to an electronic device to make an electronic payment. The display screen displays the payment method guidance to direct a consumer to quickly make an electronic payment. The display screen displays the to-be-paid amount of the product and the payment result.
Owner:SHANGHAI ANT CHUANGJIANG INFORMATION TECHNOLOGY CO LTD

Systems and methods for authorizing a transfer

Disclosed embodiments may include systems and methods for utilizing gesture-based transaction cards. Examples include: first, using a mobile device to preauthorize transaction cards to enter an unlocked state before making a purchase by making a gesture with the transaction card toward the mobile device. Second, using a first transaction card to change an authorization condition of a second transaction card associated with the same account by making a gesture from the first transaction card to the second transaction card. Third, using a first transaction card to distribute a predebited virtual card to the user device of a second user by making a gesture from the first transaction card to the user device of the second user. Additionally, the primary user may be able to upload new authorization conditions to the transaction card and control the system through a related mobile application on a connected mobile device.
Owner:CAPITAL ONE SERVICES LLC

Lottery ticket vending machine

A lottery ticket vending machine configured to obtain code image data (such as bar code image data) from a leading lottery ticket in each of the lottery drawers in the lottery ticket vending machine, and use the code image data for activating or verifying activation of the lottery tickets loaded in the ticket drawers. This expedites the ticket loading process by eliminating the need for an operator to manually and / or separately scan a code (such as a bar code) for each ticket pack loaded into the ticket drawers.
Owner:GTECH CORP

Secure interface

A method, a system, and a computer program product for providing a secure interface for execution of transactions. An audio signal receiving device detects and establishes a near-field communication (NFC) exchange communication link with a first device. The receiving device receives one or more signals from the first device. Each signal is responsive to one or more transmissions sent to the first device by a transceiver coil of the receiving device. Based on a determined signal strength of signals, the receiving device determines a first position of the first device in relation to the receiving device and generates one or more prompts to reposition the first device in relation to the receiving device from the first position to one or more second positions. At least one second position corresponds to a maximum signal strength of signals. The receiving device then extracts information from the first device.
Owner:CAPITAL ONE SERVICES LLC

Dynamic transaction card protected by multi-factor authentication

A dynamic transaction card comprising an outer surface, a sensor, and a display disposed on the outer surface is disclosed. The dynamic transaction card can include an antenna and a microcontroller controlling a dynamic transaction card application. The dynamic transaction card can also include a secure payment chip having a plurality of contact points and storing a passive tag associated with a user. The passive tag can include a unique identifier and one or more log-in credentials for the user. When making a purchase, the user can be authenticated via a connection between the dynamic transaction card and a user device. The unique identifier can be used as an authentication token and the one or more log-in credentials can be verified against log-in credentials associated with the user.
Owner:CAPITAL ONE SERVICES LLC

Detecting cloned payment cards

Aspects of the disclosure relate to a payment device to detect real-time suspicious payment cards. Prior to a transaction, a payment device detects suspicious payment cards based on captured images of the payment card. An alert may be generated upon detection of any suspicious or fraudulent payment card. In some arrangements, institutions may share information regarding suspicious payment cards to prevent fraud. The payment device may utilize machine learning models or machine learning capabilities to detect suspicious payment cards. A characterization score may be generated and used to determine if a payment card is suspicious. The characterization scores may be updated based on different card issuer criteria and transaction use of each payment card.
Owner:BANK OF AMERICA CORP

Beverage container sorting and recycling equipment

To provide a beverage container sorting and recycling device capable of more accurately sorting and storing containers, increasing the recycling rate, and reducing the environmental load. [Solution] The beverage container sorting and recycling device includes an input port, a conveying mechanism 4, an AI recognition mechanism 7, a sorting mechanism 5, and a material storage box 6, the AI ​​recognition mechanism is provided on the circumferential side of the conveying mechanism, a light source is further provided on the circumferential side of the AI ​​recognition mechanism, the sorting mechanism is attached to one side of the conveying mechanism, the material storage boxes include a glass bottle material storage box, a PET bottle material storage box, and an easy-open can material storage box, and the sorting mechanism sorts the beverage containers into the corresponding material storage boxes depending on the recognition results by the AI ​​recognition mechanism.
Owner:TOMRA RECYCLING TECH (XIAMEN) CO LTD

Transaction card with a removable magnetic strip

A transaction card assembly may include a card body comprising a first face and a second face opposite the first face; a receiving portion formed on the first face of the card body; and a first removable magnetic strip assembly comprising a first magnetic strip and a first attachment portion. In a first configuration, the first removable magnetic strip assembly may be coupled to the card body via engagement between the first attachment portion and the first magnetic strip, and in a second configuration, the first removable magnetic strip assembly may be uncoupled from the card body by disengagement between the first attachment portion and the first magnetic strip. In the second configuration, the first removable magnetic strip assembly is configured for reuse with an additional card body, the additional card body being different than the card body.
Owner:CAPITAL ONE SERVICES LLC

Integrated global tokenization system

An integrated selling system platform includes a point-of-sale application and middleware to perform global tokenization orchestration, that in combination, provide credit card reading device agnostic global token and provisioning operations. The middleware includes communication interfaces, each of which corresponds to a particular communication protocol. The middleware receives a token create request from the point of sale application and directly communicates, via one of the communication protocols, to a point-of-interaction payment device, to receive and securely encrypt the credit card number, then transmit that information to a hosted network token provisioning system to request a network token. Upon receiving the network token, the middleware communicates directly, via one or more protocols, to a global merchant tokenization host, to create a merchant specific token, to be returned by the middleware back to the point-of-sale client to use as a card-on-file payment method.
Owner:FREEDOMPAY INC