157results about "Acutation objects" patented technology

An integrated selling system platform includes a point-of-sale application and middleware to perform global tokenization orchestration, that in combination, provide credit card reading device agnostic global token and provisioning operations. The middleware includes communication interfaces, each of which corresponds to a particular communication protocol. The middleware receives a token create request from the point of sale application and directly communicates, via one of the communication protocols, to a point-of-interaction payment device, to receive and securely encrypt the credit card number, then transmit that information to a hosted network token provisioning system to request a network token. Upon receiving the network token, the middleware communicates directly, via one or more protocols, to a global merchant tokenization host, to create a merchant specific token, to be returned by the middleware back to the point-of-sale client to use as a card-on-file payment method.

A tracking system includes one or more processors configured to receive purchase data related to a purchase being attempted by a user, determine a purchase score for the purchase based on characteristics of one or more items of the purchase, and determine a change to an overall purchase score for the user that would occur upon completion of the purchase. The one or more processors are also configured to provide, prior to the completion of the purchase and via a purchase device of the user, an output that indicates the change.

Disclosed is a system and method for authorising payment in in-person self-service environments such as vending machines or devices without in-person assistance, Internet of Everything (IoT) devices, in which payment is made contactlessly using mobile devices or cards known as "contactless" cards. The invention also relates to a system, a server and different elements of the self-service machine for carrying out the method. The system comprises a token server (5), a payment means network (6), and an in-person self-service device (1), which comprises a tokenisation module (2) and a communication module (3).

A point of sale system is provided. The point of sale system comprises a portable electronic device and a first shroud configured to be coupled to the portable electronic device. The system also includes a point of sale device configured to communicate with the portable electronic device, and a second shroud configured to be coupled to the point of sale device. The first shroud is configured to be removably attached to the first shroud to facilitate communication between the portable electronic device and the point of sale device, and the first shroud is configured to move relative to the second shroud while removably attached thereto.

According to one embodiment, a commodity registration apparatus includes an input device that can be operated by a customer himself or herself to input information related to a sales transaction in which the customer purchases a commodity. The apparatus also has a processor and a display device to display information to the customer who operates the input device. The processor is configured to cause the display device to display a consent confirmation screen for obtaining consent from the customer to an additional use of a video from a camera monitoring the customer during the sales transaction including the operation of the input device by the customer. The processor is also configured to perform registration processing for the commodity to be purchased based on information from the input device. The consent confirmation screen is displayed before the processor performs the registration processing.

A method for manufacturing a card-type data carrier has a top side and a bottom side arranged parallel to one another, and a circumferential side face that connects the top side and bottom side to one another. The side face is provided with a coloured coating in such a way that the coloured coating is spaced apart from the top side and from the bottom side along the entire circumferential side face.

To provide a method of dynamically determining an action to be executed in a computing device in response to a tap of a contactless card.SOLUTION: A method includes authenticating a credential associated with an account, detecting a tap of a contactless card associated with the account, receiving action data from the contactless card, determining a context of an application based on a current output of the application, determining a first action associated with the tap of the contactless card on the basis of the action data, the determined context, and a machine learning model, and starting executing the first action on the basis of the tap of the contactless card.SELECTED DRAWING: Figure 6

Hand-held tool (1), comprising a base body (2), with an operating geometry (3) formed on the base body (2) for the mechanical unlocking of a shopping cart deposit mechanism, with at least one slot (4) formed in the base body (2), and with a fastening element (5) for detachable attachment to a key ring, characterized in that the slot (4) is arranged and geometrically designed in the base body (2) in such a way that it is freely accessible when the base body (2) is attached to the key ring and allows relative movement between the base body (2) and a tick guided under the slot (4), by which the tick can be removed from the skin without the base body (2) having to be detached from the key ring.

Example embodiments of systems, methods, and devices for transaction card alignment are provided. In one example embodiment, a mobile device may include a first component and a second component foldable with respect to one another between a first configuration and a second configuration. The mobile device may further include a screen interface on an interior side of the first component, and an alignment feature along the interior side, the alignment feature providing alignment for a contactless card with respect to the screen interface, wherein the contactless card is uncovered by the second component in the first configuration and covered by the second component in the second configuration.

A system and method for dynamically generating a reservation and performing a checkout request are disclosed. The system comprises a user device application and a server. The method comprises making a reservation request, providing login information, making a check-in request, and again providing login information. Additionally, the method comprises with checkout without the need for a waitstaff member to retrieve the customer's card.

A multi-functional shopping cart (100) for shopping includes a main storage (102) adapted for storage of items; a top cover (110) disposed on top of, and fixedly coupled to the main storage; a gate (112) provided at the main storage; a crane (130) provided within the main storage and configured to pick up items from the gate and move them to a designated location; an optical device (122) configured to detect the items. The shopping cart further includes a computing device (202) configured to: detect the items; extract one or more attributes of the items; operate the gate to allow the items to enter the main storage; operate the crane to transport the items to their designated location; and transmit the one or more attributes and a log of operations to a central database (250).

A part delivery system includes a storage device configured to store part information including a part ID for identifying a part for each part and presence or absence of security, an input device configured to input information, and a control device. The control device receives designation of a part to be delivered from a user and determines whether security is applied to a received designated part based on the part information. The control device delivers the designated part when it is determined that the security is not applied to the designated part. Meanwhile, the control device requests the user to input authentication information on the designated part when it is determined that the security is applied to the designated part and delivers the designated part only when authentication is successful based on the authentication information input by the user through the input device.

A fuel dispenser payment terminal, includes: an ultra-wideband transceiver; and a controller in communication with the ultra-wideband transceiver and with a fuel dispenser, the controller being programmed to: receive, via the ultra-wideband transceiver, a vehicle UWB signal from a vehicle ultra-wideband tag disposed on a vehicle; determine from the vehicle UWB signal a location of the vehicle and a fuel type associated with the vehicle; and authorize the fuel dispenser to dispense the fuel type associated with the vehicle, based, at least in part, on whether the location of the vehicle is within a predetermined fueling location.

A payment terminal comprising a controller is provided. The controller is configured to: (1) generate, via a transceiver electrically coupled to an antenna, an RF radiation field; (2) capture, via the transceiver, a plurality of samples of the RF radiation field; (3) determine sample characteristics based on the plurality of samples; (4) determine comparison metrics by comparing the sample characteristics to one or more baseline characteristics; and (5) set a skimming detection flag based on the one or more comparison metrics. The controller is configured to operate in a payment processing state or an idle state. In some examples, the samples of the RF radiation field are only captured if the payment terminal is in the idle state.

This invention discloses a digital currency payment method and apparatus, relating to the field of digital currency technology. One specific embodiment of the method includes: establishing a communication connection with a payment device via near-field communication; once the communication connection is established, activating a payment chip in a payment state and acquiring the device's battery power; if the battery power is insufficient to support digital currency payment, powering the payment chip by generating electricity in the payment chip's antenna coil using the near-field communication alternating magnetic field of the payment device, thus enabling digital currency payment. This embodiment can power the payment chip's antenna coil using electricity generated by the near-field communication alternating magnetic field of the payment device when the mobile terminal's battery power is insufficient to support digital currency payment, thereby completing the digital currency payment and providing strong support for expanding the application scenarios of digital currency.

To reduce labor of an operator in refund processing for cancelling credit card settlement.SOLUTION: A settlement device of an embodiment includes settlement means, determination means, reading control means, and refund means. The settlement means makes credit card settlement selectively using a contact reading device for performing contact reading of card data recorded in a credit card and a contactless reading device for performing contactless reading. The determination means determines by which of contact reading and contactless reading the card data used is read in connection with the credit card settlement completed for a transaction in the past. The reading control means forms a state of executing reading with the contact reading device when it is determined that the card data is read by contact reading, and forms a state of executing reading with the contactless reading device when it is determined that the card data is read by contactless reading. The refund means executes refund processing for a settled amount in connection with the transaction using the card data read with the contact reading device or the contactless reading device.SELECTED DRAWING: Figure 10

To provide a transaction card for authentication of a user with a portable device having a memory including instructions and a processor communicating with a network.SOLUTION: A system according to the present invention has a processor of a service provider device which accepts an authentication request from a suer device, acquires a permanent identifier associated with a transaction card from a database, generates a temporary identifier associated with the transaction card, encrypts the permanent identifier and the temporary identifier to generate an encrypted value, verifies an expected value for the encrypted value accepted from a portable device, and executes stored instructions to transmit authentication commands to the portable device.SELECTED DRAWING: Figure 4

A financial transaction method can include creating a token correlated to a financial account. The method can also include storing the correlation between the token and the financial account in a token database. The method can also include transmitting the token to a mobile computing device operating an application. The method can also include displaying the token on a display of the mobile computing device. The method can also include receiving, over a public network, the token and data associated with a first financial transaction. The method can also include confirming identity between the token transmitted to the mobile computing device and the token received from the secondary computing device. The method can also include transmitting over the public network, approval of the first financial transaction to the secondary computing device in response to the confirming.

Systems and methods for powering display screens on contactless cards are provided. A contactless card can include a display screen embedded in a body of the contactless card, and the display screen can be powered when the contactless card interacts with a separate device, such as a mobile device or a point-of-sale (POS) terminal, to display personal account information associated with the contactless card or an owner of the contactless card. In particular, when certain conditions are met, the separate device can transmit a signal to the contactless card with energy in the signal, and the contactless card can use the energy received in the signal to power the display screen to display the personal account information that is otherwise hidden.

The present invention provides a cyber-physical device for dispensing a variety of dental products in customer environments, in order to make it possible to supply such items for immediate use within a dental clinic without the need to precisely and pre-emptively forecast demand for specific items. The present invention further provides a method for controlling the stock of dental products dispensed in the customer environment, enabling improved logistical control based on consumption demand, as well as automated billing of the dental products used by the customer.

The disclosed systems and methods are directed to optimizing short-range wireless read operation for performing a proximity-based reading of a contactless card by an NFC reading unit of a user device. An exemplary implementation utilizes a video signal from a camera unit of the user device which is automatically activated upon detection of an NFC tag within a communication field of the reading unit. Various aspects of the video signal may be analyzed and processed for determination of the final position of the card on the user device, prior to performing an NFC read, following a card tap action by the user. The exemplary implementation uses variations in signal attributes of the video feed to determine a trajectory of the card within the optical view field until the video signal goes dark or drops below a threshold.

An integrated selling system platform includes a point-of-sale application and middleware to perform global tokenization orchestration, that in combination, provide credit card reading device agnostic global token and provisioning operations. The middleware includes communication interfaces, each of which corresponds to a particular communication protocol. The middleware receives a token create request from the point of sale application and directly communicates, via one of the communication protocols, to a point-of-interaction payment device, to receive and securely encrypt the credit card number, then transmit that information to a hosted network token provisioning system to request a network token. Upon receiving the network token, the middleware communicates directly, via one or more protocols, to a global merchant tokenization host, to create a merchant specific token, to be returned by the middleware back to the point- of-sale client to use as a card-on-file payment method.

A payment terminal comprising: a slot configured for receiving of a payment card therein; and a near field communications (NFC) circuit comprising at least one antenna, wherein a first antenna of the at least one antenna is located proximate the slot and configured to communicate with an NFC circuit on the payment card when the payment card is disposed in the slot.

A lottery ticket vending machine configured to obtain code image data (such as bar code image data) from a leading lottery ticket in each of the lottery drawers in the lottery ticket vending machine, and use the code image data for activating or verifying activation of the lottery tickets loaded in the ticket drawers. This expedites the ticket loading process by eliminating the need for an operator to manually and / or separately scan a code (such as a bar code) for each ticket pack loaded into the ticket drawers.

A method for processing a transaction using a transaction device of a user, carried out within an electronic transaction terminal called a transaction terminal, and includes at least one connection interface for connecting to at least one communication network. Such a method includes: determining the availability of a communication network recorded in a secure memory space of the terminal; receiving an instruction to carry out a transaction; and selecting from an online transaction component and an autonomous transaction component, a transaction component to be activated in accordance with the communication network availability, the autonomous transaction component being activated when any communication network is unavailable, and carrying out the transaction by means of the activated transaction component, the transaction components using a root component which executes basic functions common to the two transaction components, the functions of the root component being protected and only accessible when read by the transaction components.

The present disclosure provides various devices, systems, and methods for securely providing a personal identification number (PIN), for securely accepting a PIN, and for authenticating a transaction based on a securely provided PIN. In one aspect, a method for securely providing a user PIN can include receiving, by a portable electronic device, a device key provisioned by a server. The device key can be associated with a payment card. The method can further include receiving, by the portable electronic device, a request for an encrypted PIN to authenticate a transaction initiated using the payment card and generating, by a PIN encryption application executed by the portable electronic device, the encrypted PIN based on the user PIN and the device key. The encrypted PIN can be provided to an access device. The access device can be configured to communicate the encrypted PIN to the server.

A pedal-operated vending machine includes a housing defining a product storage area and a delivery portal. The vending machine further includes a dispensing mechanism configured to convey a product in the product storage area to the delivery portal. Vending machine may further include a pedal arranged on a lower end of the housing and configured to be operated by a foot of a consumer to actuate the dispensing mechanism to move the product from the product storage area to the delivery portal.

There is provided a computer-implemented method for authenticating a chip comprised within a user device in a non-payment transaction setting, wherein the method is performed at the chip, the method comprising: storing chip input data; receiving, from a terminal device, an authentication command comprising an authentication code; computing, upon receipt of the authentication command, a user device cryptographic hash comprising the chip input data and the received authentication code; computing a user device cryptographic signature comprising the user device cryptographic hash; sending, to the terminal device, the chip input data, such that the terminal device can compute a terminal device cryptographic hash of the chip input data and the authentication code; and sending, to the terminal device, the user device cryptographic signature to be verified at the terminal device, such that the user device cryptographic hash can be retrieved from the user device cryptographic signature for comparison with the terminal device cryptographic hash to authenticate the chip in a non-payment transaction setting. There is further provided a corresponding computer-implemented method for authenticating a chip comprised within a user device in a non-payment transaction setting, wherein the method is performed at a terminal device. Further provided are associated computing devices adapted to perform the methods, corresponding computer program products, computer-readable storage media and uses.