Patents
Literature
Patsnap Eureka AI that helps you search prior art, draft patents, and assess FTO risks, powered by patent and scientific literature data.

158 results about "Payment order" patented technology

Payment order, in international banking, is a directive to a bank from a bank account holder instructing the bank to make a payment or series of payments to a third party. Payment orders are post-contract instruments often used to pay fee agreements to agents and usually contain conditions for the payment to be met such as successful completion of contract requirements.

Virtual resource processing method, device and equipment, computer readable storage medium and computer program product

The invention provides a virtual resource processing method and device, electronic equipment, a computer readable storage medium and a computer program product. The method comprises the following steps: in response to a customer, selecting a payment mode for a merchant as a target payment mode, jumping from a merchant platform to an acquirer platform corresponding to the target payment mode, and displaying a payment order in the acquirer platform; in response to a selection operation for a payment bank, displaying collection account information of the merchant; in response to a copy operation for the payment account information, skipping to a payment page of a payment bank from the acquirer platform, and displaying collection account information in the payment page; and in response to payment operation triggered based on the payment page, transferring the virtual resource of the payment amount from the payment account to a transition account associated with the collection account, and transferring the virtual resource of the payment amount from the transition account to the collection account under the condition that the risk identification of the acquirer platform on the payment account is passed. According to the invention, the security of the collection account can be improved.
Owner:TENCENT TECHNOLOGY (SHENZHEN) CO LTD

Payment system, method and device based on large model, medium and equipment

The embodiment of the invention discloses a payment system based on a large model, when an intelligent agent interacts with a user through a preset LLM, if the intelligent agent recognizes that the user has a purchase intention for a target commodity, a first order placing instruction for the target commodity is sent to a merchant system, and the merchant system sends an order placing instruction for the target commodity according to a to-be-paid amount corresponding to the target commodity. A second order placing instruction is sent to the payment server side, the payment server side generates a payment order and returns an order identifier to the intelligent agent, and the intelligent agent sends a user authorization identifier of the user to the payment server side, so that the payment server side pays the payment order according to the user authorization identifier. Through the payment system, a user can directly chat with the LLM, place an order for shopping by using the intelligent agent, and also pay for the shopping through the intelligent agent without frequently switching and starting an e-commerce client corresponding to a merchant system and a payment client corresponding to a payment server; and the operation required by online shopping and payment of the user is greatly simplified.
Owner:ALIPAY COM CO LTD

Method and system for presenting representations of payment accepting unit events

ActiveUS12229769B2Computer networkEngineering
A mobile device presents representations of payment accepting unit events on a display, by identifying a payment accepting unit that is available to accept payment, displaying a visual indication of the payment accepting unit, and accepting user input to receive selection of the payment accepting unit and trigger payment, establishing a wireless communication path including the mobile device and the payment accepting unit, enabling user interaction with the user interface to complete the transaction, exchanging information with the available payment accepting unit via the one or more radio transceivers in conjunction with the transaction, and displaying an updated user interface of the mobile payment application.
Owner:PAYRANGE INC

Human resource business fund settlement processing method

The invention belongs to the technical field of human resource service. The human resource business fund settlement processing method comprises the following steps: acquiring a plurality of payment orders of a business system to obtain a payment order list; according to a preset clearing rule, splitting the payment order list to obtain a payment packet, the payment packet at least comprising information required by a payment transaction; according to the payment packet, applying for payment from the bank; according to preset timed polling, obtaining a receipt of payment applied by the bank; and storing the receipt, and feeding back the payment result to the business system. According to the method, the multiple payment receipts can be split into the payment packets, payment is applied to the bank according to the payment packets, and the obtained bank receipts can be stored and fed back in a matched mode. And the payment settlement efficiency is greatly improved. The key payment information in the whole business process cannot be modified, the operation information is completely traced, the operation risks such as manual tampering are effectively reduced, and the safety performance is greatly improved.
Owner:CHINA INT TECH INTELLIGENCE COOP GRP CO LTD

Method for processing payment order, electronic device, storage medium and program product

The embodiment of the invention provides a payment order processing method, electronic equipment, a storage medium and a program product. The method comprises the steps of presenting a payment interface for order payment in a first application in response to that an order payment condition of a travel service is satisfied, the payment interface comprising a payment-for-another control; in response to a user operating the payment-for-another control, presenting a user selection interface, the user selection interface comprising at least one sharing control; in response to the selection of a user on one of the at least one sharing control, presenting a list interface; and in response to a user selection of one of the list of contacts and / or the list of sessions, sending a payment link associated with the travel service to the selected item. Therefore, the order payment selection of the service requester for the travel service can be enriched, and the order payment convenience in the travel service is improved.
Owner:BEIJING DIDI INFINITY TECH & DEV CO LTD

Method and system for presenting representations of payment accepting unit events

ActiveUS12229770B2Computer networkEngineering
A mobile device presents representations of payment accepting unit events on a display, by identifying a payment accepting unit that is available to accept payment, displaying a visual indication of the payment accepting unit, and accepting user input to receive selection of the payment accepting unit and trigger payment, establishing a wireless communication path including the mobile device and the payment accepting unit, enabling user interaction with the user interface to complete the transaction, exchanging information with the available payment accepting unit via the one or more radio transceivers in conjunction with the transaction, and displaying an updated user interface of the mobile payment application.
Owner:PAYRANGE INC

Multi-participant intelligent reconciliation method, computer device, medium and product

The invention discloses an intelligent account checking method for multiple participants, a computer device, a medium and a product. The method comprises the steps of obtaining first-level reconciliation information based on a first information set and a second information set extracted from first source information and second source information, extracting bills successful in bilateral reconciliation and recording the bills as first target bills, and obtaining second-level reconciliation information based on a third information set extracted from third source information and recording the bills as second target bills, based on a target period payment order, generating a sub-order, clearing the sub-order, obtaining a target file, obtaining third-level reconciliation information in combination with a fourth information set extracted from fourth source information, extracting a billing successful in bilateral reconciliation, and recording the billing successful in bilateral reconciliation as a third target billing; if the first-level account checking information is consistent with the first-level account checking information, the account checking information is output based on a first strategy, and otherwise, the account checking information is output based on a second strategy. The method can realize accurate positioning and difference isolation in each stage, and is rapid and efficient.
Owner:BEIJING QINGSONG YIKANG INFORMATION TECHNOLOGY CO LTD

Intelligent glasses payment method, device and equipment, storage medium and program product

The invention relates to an intelligent glasses payment method, device and equipment, a storage medium, a program product and intelligent equipment, and relates to the technical field of intelligent equipment, and the method comprises the steps: recognizing a two-dimensional code image, obtaining two-dimensional code recognition information, responding to a target application corresponding to the two-dimensional code recognition information, and carrying out voice interaction based on the target application, the voice interaction information is obtained, the payment order is generated according to the voice interaction information, the payment order is responded to the payment instruction for the payment order, the payment operation is executed on the payment order, through voice interaction between the intelligent glasses and the user, payment and other operations are completed, the application scene of the intelligent glasses is widened, and the user experience is improved.
Owner:BEIJING XIAOMI MOBILE SOFTWARE CO LTD +1

Payment system, payment method, storage medium, and program product

The invention provides a payment system, comprising: a first application module arranged at a first terminal and used for sending device code request information to obtain a device code and show the obtained device code during payment, the device code request information at least comprising identification information for identifying the first terminal; the second application module is arranged at a second terminal, reads the equipment code, generates payment information according to the read information, and sends the payment information to wait for payment, and the payment information comprises a payment order and the equipment code; the management application module is arranged at the server side and is used for receiving the equipment code request information, generating the equipment code according to the request information and sending the equipment code to the first application; receiving the payment information sent by the second application module and determining a candidate payment mode; sending the candidate payment mode and the payment order to the first application; wherein the first application module carries out payment according to the candidate payment mode and the payment order. Payment methods, program products, and the like are also provided.
Owner:CHINA UNIONPAY

Distributed system and device for payment state monitoring and exception handling, and storage medium

The invention discloses a payment state monitoring and exception handling distributed system and device and a storage medium, and the system comprises a distributed data collection module, a state analysis engine, an exception handling actuator, a cooperative control node and the like, can obtain payment order state data from a plurality of service nodes in real time, analyzes and recognizes exceptions based on a preset rule and a model, and carries out the processing of the exceptions. According to the method, a corresponding processing flow is triggered, interaction and scheduling among modules can be coordinated, multi-mechanism parallel processing is supported, the model is optimized in combination with an intelligent learning module, payment state full-life-cycle monitoring and abnormal efficient processing are achieved, and consistency and real-time performance in a distributed environment are guaranteed.
Owner:GUANGZHOU HAOHONG TECHNOLOGY CO LTD

Malicious buyer identification method and device, equipment and medium

The invention relates to a malicious buyer identification method and device, equipment and a medium, and the method comprises the steps: obtaining a to-be-predicted order sample set, the to-be-predicted order sample set comprises order samples of a plurality of payment orders, and the order samples comprise order attribute information; all order samples in the to-be-predicted order sample set are constructed into nodes of a graph structure; according to the order attribute information and a preset association rule, whether the order attribute information of any two nodes in the graph structure meets the association rule is judged, and if yes, edge connection is established between the two nodes; and inputting the graph structure into a pre-trained graph attention neural network model to predict the risk probability that the buyer corresponding to each payment order in the to-be-predicted order sample set is a malicious buyer, and judging whether the corresponding buyer is a malicious buyer or not according to the risk probability. According to the invention, the association information between the orders can be effectively captured, so that the accuracy of identifying whether the buyer corresponding to the order is a malicious buyer or not is improved.
Owner:广州商研网络科技有限公司

Transaction data real-time verification method and system based on multiple payment channels

The invention discloses a transaction data real-time verification method based on multiple payment channels, and relates to the field of data verification, and the method comprises the steps: calling a corresponding payment plug-in, and generating a payment two-dimensional code; after aggregation payment is completed, a payment order is generated, and the payment order is stored in a payment database; all payment orders in the to-be-reconciliated time period in the payment database are called, order reconciliation is completed by querying all reconciliated orders and combining all the payment orders and the reconciliated orders, and a plurality of abnormal users are output according to an order reconciliation result; and querying the medical resource consumption of all abnormal users, and outputting an exception handling strategy in combination with the medical resource consumption and a pre-acquired fund risk control rule. The account checking efficiency and the account checking accuracy can be effectively improved.
Owner:WUHAN YUANQI TECH CO LTD

Payment bill generation method and device for fund plan, and medium

The invention discloses a payment bill generation method and device for a fund plan and a medium, and relates to the technical field of fund payment. The method comprises the following steps: establishing a bill circulation rule between a fund plan and a payment bill so as to automatically map payment service information in the fund plan to a service detail table of the payment bill; grouping the payment service information according to a preset dimension based on the service detail table to generate payment detail information; generating a complete payment order according to the payment detail information and the collection account information, and submitting the complete payment order to an approval process; and under the condition that the approval is passed, payment operation is executed through the settlement platform, and a payment voucher is generated.
Owner:INSPUR GENERSOFT CO LTD

Voucher permission processing method and device

The embodiment of the invention provides a voucher authority processing method and device, and the method comprises the steps: carrying out the matching of target travel information in the travel information uploaded by each vehicle tool according to a payment order; opening an electronic certificate application permission of the target travel information, so as to display a certificate application entrance on a user terminal based on the opening of the electronic certificate application permission; and after the voucher application entrance is triggered, synchronizing a voucher application state to a target vehicle machine tool which uploads the target travel information, so as to control a pricing component to close an entity voucher printing permission for the target travel information.
Owner:ALIPAY (HANGZHOU) INFORMATION TECH CO LTD

Information processing equipment, information processing system, information processing method and information processing program for settlement

To complete payment of a donation before a visit to a shrine.SOLUTION: An information processing device that performs payment processing of service provided for a user comprises: a payment unit which completes payment of a use charge for the service and an amount of donation to a payment destination different from the use charge; a specification unit which specifies the payment destination; a setting unit which sets the amount of donation; and an execution unit which completes the payment of the use charge and the amount of donation.SELECTED DRAWING: Figure 13
Owner:PAAKU NIJUYON

Payment device and payment method

To enable a specific payment to be accepted at a store even if the store permits a payment method that does not require identity verification. [Solution] The processing device 31 includes a management unit 311, an acquisition unit 312, and a settlement unit 313. The management unit 311 manages first identification information and second identification information in association with a store. The store is compatible with both the first payment method and the second payment method, and is compatible with a specific payment. The acquisition unit 312 acquires a payment request from a user terminal device 10. The payment request includes code information of either a first code image IM1 or a second code image IM2 read by the user terminal device 10 of a user U. When the payment request includes the first identification information, the settlement unit 313 allows the first payment method and the second payment method, whereas when the payment request includes the second identification information, the settlement unit 313 does not allow the first payment method and allows the second payment method.
Owner:NTT DOCOMO INC

Invoice management system for financial business data of logistics platform

The embodiment of the invention discloses an invoice management system for financial business data of a logistics platform, and the system comprises a data collection module which is used for collecting all kinds of financial business data of the logistics platform in real time; the parameter configuration module is used for maintaining configuration parameters of each publisher according to different advance service contracts; the bill generation module is used for classifying payment bills for advanced payment application in preset time into the same account period for the same publisher based on the financial service data and the configuration parameters, and generating a bill; the payment order is paid by the platform party, and the bill is repaid by the publisher; the invoice generation module is used for automatically generating an electronic invoice in combination with the bill and the financial service data according to a preset invoice generation rule and a template; the beneficial effects of the invention are that manual intervention is reduced, the working efficiency of invoice management is improved, and the labor cost is reduced; and meanwhile, the accuracy and legality of invoice data are ensured by utilizing an auditing mechanism.
Owner:SAIMA IOT TECH (NINGXIA) CO LTD

Recharging processing method and device

PendingCN120725668APayment architecturePayment orderUser pays
The embodiment of the invention provides a recharging processing method and device, and the method comprises the steps: detecting a recharging parameter of an operator according to a recharging request submitted by a user; if the recharging parameter does not meet the recharging condition, obtaining a time-delay recharging order obtained after the user pays a payment order generated after the time-delay recharging instruction is submitted, and writing the time-delay recharging order into a time-delay recharging queue of the operator; when it is detected that the dequeuing condition of the delayed recharging queue is triggered, reading a target delayed recharging order in the delayed recharging queue and transmitting the target delayed recharging order to a recharging interface of the operator; and according to an order response returned by the recharging interface, performing fee recharging processing based on paid resources of the target delay recharging order.
Owner:ALIPAY (HANGZHOU) INFORMATION TECH CO LTD

Enterprise payment method and device, electronic equipment and computer readable storage medium

The invention discloses an entrusted payment method and device, electronic equipment and a computer readable storage medium, and the method comprises the steps: creating a flow loan application form, and transmitting a loan notice to a financial operator settlement system based on the flow loan application form, the financial operator settlement system is informed of issuing loan money from a loan account to an internal settlement account opened by a borrower in the financial operator settlement system; the loan notice comprises an account of the loan party, the loan fund and an internal settlement account opened by the borrower in the financial operator settlement system; and creating an entrusted payment bill, and sending the entrusted payment bill to the financial operator settlement system, so that the financial operator settlement system issues loan money from the internal settlement account to the collection account of the borrower according to the entrusted payment bill. The method can reduce the workload of manual bill recording, optimizes the entrusted payment process, shortens the loan issuing period, and improves the fund payment efficiency.
Owner:ZHONGKE YUNGU TECH

Parking card batch delay processing method and device, computer equipment and storage medium

The invention discloses a parking card batch delay processing method and device, computer equipment and a storage medium, and the method comprises the steps: obtaining a plurality of to-be-delayed parking cards corresponding to a target merchant organization; determining the delay duration corresponding to each parking card to be delayed; based on the delay duration, generating a delay application payment order; and when payment of the delay application payment order is completed, payment completion information is approved through the parking management terminal, and batch delay processing is performed on the parking cards to be delayed when the payment completion information passes the approval. In the embodiment of the invention, a process management scheme for batch delay is provided. By performing batch delay processing on a plurality of parking cards at a time and performing operations such as payment application and remittance to account approval in a unified manner, the delay efficiency of the parking cards can be improved, by approving payment information, wrong delay operation caused by false payment can be reduced, and loss can be reduced to a certain extent.
Owner:SHENZHEN JIESHUN SCI & TECH IND

Repeated payment prevention method and device based on direct connection payment scene

The invention belongs to the technical field of nuclear power, and particularly relates to a repeated payment prevention method and device based on a direct connection payment scene. According to the invention, through an extension mechanism of the UI event, the unique payment identification code is automatically generated before the user initiates the payment operation. The identification code is bound with information of a payment initiator and core data of a payment bill, so that repeated payment caused by repeated clicking or misoperation is effectively prevented, and uniqueness and safety of a payment process are ensured. Before a user actually initiates payment, the state of a payment bill is inquired from a back-end interface; and the user is allowed to initiate the payment request only when the payment order state is "non-payment" or "payment failure". According to the measure, the repeated payment risk caused by misoperation of the user is reduced, and the payment safety is improved. Besides, an asynchronous mechanism is adopted, the payment request information is sent to the MQ, the payment request processing flexibility is improved, and the information loss risk caused by network fluctuation is reduced.
Owner:CHINA NAT NUCLEAR POWER CO LTD +1

Systems and Methods for Monitoring Stop Payment Orders

Devices and methods are provided for identifying a financial transaction that has bypassed a stop payment request on a first payment rail system by using a second payment rail system. Such bypassed transactions may be identified using transactional event data associated with the original stop payment request on the previously-used network rail, and corrective action may then be undertaken. In particular, new transactional event data and the original stop payment request data may be analyzed to determine if the new payment card financial transaction matches a prior payment card financial transaction for which stop payment requests have been issued.
Owner:PNC FINANCIAL SERVICES GROUP INC

Payment confirmation method and device, electronic equipment and computer program product

The invention discloses a payment confirmation method and device, electronic equipment and a computer program product, and relates to the financial science and technology, and the method comprises the steps: receiving real-time video information sent by visual equipment, carrying out the recognition of face information in the real-time video information, and obtaining at least one real-time face feature; order payment information sent by an acquirer is received; and comparing the target face feature corresponding to the order identifier with the at least one real-time face feature, and when the comparison succeeds, generating a payment tag according to the payment amount and the payment state, so as to identify a target customer in the display terminal based on the payment tag, the payment tag being used for confirming that the target customer completes order payment. According to the method and the device, the payment order initiated by the current order can be determined, and a merchant can accurately identify the payment state and the payment amount of each client through a mode of labeling the target client by the payment label, so that payment confirmation is facilitated.
Owner:INDUSTRIAL AND COMMERCIAL BANK OF CHINA

Vehicle function subscription method and device based on cloud shopping mall, equipment and medium

The invention discloses a vehicle function subscription method and device based on a cloud shopping mall, equipment and a medium, and the method comprises the steps: calling and displaying a vehicle function subscription page of the cloud shopping mall in response to a function subscription operation; in response to a purchase operation performed based on the vehicle function subscription page, generating an order payment request and sending the order payment request to the cloud; receiving a payment two-dimensional code generated by the cloud in response to the order payment request and displaying the payment two-dimensional code; subscribing function information sent by the cloud end is received, related functions of the vehicle are configured according to the subscribing function information, the subscribing function information is generated after the subscribing vehicle is authenticated after the cloud end receives a payment order sent by the user end and the subscribing vehicle passes the authentication, and the payment order is generated after the user end completes code scanning payment operation. According to the method, by introducing the cloud shopping mall service, the vehicle terminal without carrying a built-in application shopping mall can also realize subscription of a payment function, the application range of the service is greatly expanded, and the convenience and satisfaction of the user are improved.
Owner:VOYAH AUTOMOBILE TECH CO LTD

Vehicle-mounted scenario orchestration service subscription method and device

PendingCN122640457APaymentComputer network
The application discloses a kind of vehicle-mounted scene arrangement service subscription method and device, method includes: cloud end receives the scene that operation end sends and puts on request, target scene arrangement data is encapsulated as standard target scene commodity and is put on to scene commodity library;Receive target end sends scene browsing request, output scene display page and show;Receive the scene purchase request that target end is sent based on scene display page, generate payment order and show;When detecting that payment order payment is successful, scene configuration data is issued to target end to complete deployment configuration.The method encapsulates scene arrangement as standard goods by multiplexing cloud end mall system, realizes the unified display of scene service, standard transaction and automatic delivery closed loop, effectively solve the problem that scene service acquisition path is fragmented and operation efficiency is low.
Owner:VOYAH AUTOMOBILE TECH CO LTD

Monitoring Method, Device, Storage Medium and Computer Equipment for Fund Settlement

An embodiment of the present application discloses a method, device, storage medium and computer device for monitoring fund settlement, which relates to the field of fund settlement. In the present application, a plurality of monitoring controls are set on the monitoring interface, and each monitoring control is associated with a data pool and a settlement process node. The status, number of pens and amount of payment orders in each data pool are regularly counted, and then the statistical results are pushed on each monitoring control, so as to combine the enterprise fund payment settlement process, realize the data visualization of each settlement process node, facilitate the overall grasp of the processing situation of the fund settlement process by fund managers, and ensure the safety of funds.
Owner:YGSOFT INC

A payment system, method, apparatus, medium, and device based on a large model.

This specification discloses a payment system based on a large model (LLM). When an agent interacts with a user through a pre-built LLM, if it detects the user's intention to purchase a target product, it sends a first order instruction for the target product to the merchant system. The merchant system, based on the amount due for the target product, sends a second order instruction to the payment server. The payment server generates a payment order and returns an order identifier to the agent. The agent then sends the user's authorization identifier to the payment server, enabling the payment server to process the payment order based on this authorization identifier. Through this payment system, users can directly place orders and make payments through the agent via chat with the LLM, without frequently switching between and launching the e-commerce client for the merchant system and the payment client for the payment server, greatly simplifying the online shopping and payment process.
Owner:ALIPAY COM CO LTD

Reimbursement form processing method, device and readable storage medium

ActiveCN113283976BFinancePaymentPayment order
The embodiment of the present application provides a method for processing reimbursement forms and related equipment, which can avoid business confusion caused by inconsistency between the budget indicator of the payment form, the account number information and the content of the expense reimbursement form. The method includes: determining the budget indicator corresponding to each reimbursement form in N reimbursement forms; splitting the N reimbursement forms according to the budget indicator to obtain N payment form sets; obtaining the attribute information corresponding to each payment form in the N payment form sets; determining the first payment form set in which payment failed in the N payment form set according to the document status corresponding to each payment form in the N payment form set; grouping the first payment form set according to the reimbursement form document number corresponding to each payment form in the N payment form set to obtain K payment form subsets; generating K reimbursement forms according to the K payment form subsets.
Owner:SHENZHEN KINGDEE MIDDLEWARE

A WeChat payment-based online payment method and device suitable for a conference system

The application discloses a kind of online payment method and device based on wechat payment suitable for meeting system, including: user fills out registration information, after registration fee related information, meeting payment system gives required cost, user sends payment request, meeting payment system generates user registration order and payment order, simultaneously, it is called the ordering interface of wechat payment platform to generate prepayment transaction, and according to prepayment transaction link, payment two-dimensional code is generated for user to scan code, after completion, wechat payment platform asynchronously informs meeting system payment result, meeting payment system updates local payment state and user registration order state, and prompts registration success to user.The application provides a kind of quick, safe payment mode to handle meeting fee payment, improves user experience and meeting organization efficiency.
Owner:ZHEJIANG UNIV HIGH-END EQUIP RES INST

Real-time verification method and system for transaction data based on multiple payment channels

The application discloses a kind of based on the real-time verification method of transaction data of multiple payment channels, it is related to data verification field, its method includes: calling corresponding payment plug-in, and generating payment two-dimensional code;After completing aggregated payment, generate payment order, and store payment order to payment database;Call all payment orders in the payment database in the time period to be reconciled, and complete order reconciliation by querying all payment orders and arrival order, and output several abnormal users according to order reconciliation result;Query the medical resource consumption of all abnormal users, output abnormal processing strategy in combination with medical resource consumption and pre-acquired fund risk control rule.The application can effectively improve reconciliation efficiency and reconciliation accuracy.
Owner:WUHAN YUANQI TECH CO LTD