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50 results about "Payment order" patented technology

Payment order, in international banking, is a directive to a bank from a bank account holder instructing the bank to make a payment or series of payments to a third party. Payment orders are post-contract instruments often used to pay fee agreements to agents and usually contain conditions for the payment to be met such as successful completion of contract requirements.

Vehicle-mounted scenario orchestration service subscription method and device

PendingCN122640457APaymentComputer network
The application discloses a kind of vehicle-mounted scene arrangement service subscription method and device, method includes: cloud end receives the scene that operation end sends and puts on request, target scene arrangement data is encapsulated as standard target scene commodity and is put on to scene commodity library;Receive target end sends scene browsing request, output scene display page and show;Receive the scene purchase request that target end is sent based on scene display page, generate payment order and show;When detecting that payment order payment is successful, scene configuration data is issued to target end to complete deployment configuration.The method encapsulates scene arrangement as standard goods by multiplexing cloud end mall system, realizes the unified display of scene service, standard transaction and automatic delivery closed loop, effectively solve the problem that scene service acquisition path is fragmented and operation efficiency is low.
Owner:VOYAH AUTOMOBILE TECH CO LTD

A payment system, method, apparatus, medium, and device based on a large model.

This specification discloses a payment system based on a large model (LLM). When an agent interacts with a user through a pre-built LLM, if it detects the user's intention to purchase a target product, it sends a first order instruction for the target product to the merchant system. The merchant system, based on the amount due for the target product, sends a second order instruction to the payment server. The payment server generates a payment order and returns an order identifier to the agent. The agent then sends the user's authorization identifier to the payment server, enabling the payment server to process the payment order based on this authorization identifier. Through this payment system, users can directly place orders and make payments through the agent via chat with the LLM, without frequently switching between and launching the e-commerce client for the merchant system and the payment client for the payment server, greatly simplifying the online shopping and payment process.
Owner:ALIPAY COM CO LTD

A data matching method between multi-type financial bills

The application relates to a data matching method between multiple types of financial bills, and belongs to the technical field of financial data matching. The method obtains multiple original business orders, and generates corresponding monthly bills by summarizing the multiple original business orders according to preset summary rules. According to a preset splitting and combining logic, the monthly bills are split and combined based on the total application bill amount in the monthly bills, corresponding settlement bills are generated, and the settlement bills are used for bill opening to obtain corresponding invoices. A to-be-matched payment order is obtained, and data matching is performed on the original business order, the settlement bill and the to-be-matched payment order according to preset filtering conditions, so that the matching relationship between the original business order, the settlement bill and the to-be-matched payment order is determined. The application can associate the business order, the invoice content and the payment certificate, and improves the business processing efficiency of financial data processing.
Owner:SHANGHAI ZHONGTONGJI NETWORK TECH CO LTD

Intelligent cabinet mail sending method, intelligent cabinet and storage medium

The application relates to the technical field of intelligent cabinets, and discloses an intelligent cabinet mail sending method, an intelligent cabinet and a storage medium. The method receives a mail sending order request, and if it is determined that a target mail sending order corresponding to the mail sending order request is a personal order, a compartment opening signal is sent to a cabinet end; after receiving a compartment closing signal of a cabinet compartment corresponding to the compartment opening signal fed back by the cabinet end, if a jump payment signal is received within a preset jump time, the target mail sending order is determined as a mail sending payment order; when it is detected that first payment success information corresponding to the mail sending payment order is not acquired within a preset payment time, and payment option selection information corresponding to the mail sending payment order is not received within a preset selection time, the target mail sending order is updated as a mail sending to pay order, mail sending to pay notification information is generated, and the mail sending to pay notification information is sent to a mail sending party. The application improves the success rate and efficiency of mail sending, and guarantees the convenience of intelligent cabinet mail sending.
Owner:SHENZHEN HIVE BOX NETWORK TECH LTD

Payment system, payment method, storage medium, and program product

The application provides a payment system, comprising: a first application module arranged in a first terminal, configured to send a device code request information to obtain a device code when payment is made, the device code request information comprising at least identification information for identifying the first terminal; a second application module arranged in a second terminal, configured to read the device code, generate payment information according to the read information, and send the payment information to be paid, the payment information comprising a payment order and a device code; a management application module arranged in a server, configured to receive the device code request information, generate the device code according to the request information and send the device code to the first application, receive the payment information sent by the second application module and determine a candidate payment method, and send the candidate payment method and the payment order to the first application; wherein the first application module makes payment according to the candidate payment method and the payment order. The application also provides a payment method, a program product and the like.
Owner:CHINA UNIONPAY

Payment system, method and device based on large model, medium and equipment

The embodiment of the invention discloses a payment system based on a large model, when an intelligent agent interacts with a user through a preset LLM, if the intelligent agent recognizes that the user has a purchase intention for a target commodity, a first order placing instruction for the target commodity is sent to a merchant system, and the merchant system sends an order placing instruction for the target commodity according to a to-be-paid amount corresponding to the target commodity. A second order placing instruction is sent to the payment server side, the payment server side generates a payment order and returns an order identifier to the intelligent agent, and the intelligent agent sends a user authorization identifier of the user to the payment server side, so that the payment server side pays the payment order according to the user authorization identifier. Through the payment system, a user can directly chat with the LLM, place an order for shopping by using the intelligent agent, and also pay for the shopping through the intelligent agent without frequently switching and starting an e-commerce client corresponding to a merchant system and a payment client corresponding to a payment server; and the operation required by online shopping and payment of the user is greatly simplified.
Owner:ALIPAY COM CO LTD

A service offloading method, device and equipment in a distributed system

Embodiments of the present specification disclose a service shunting method, device and equipment in a distributed system. The scheme comprises: obtaining a B2B type of withholding payment order set, the withholding payment indicating that the payee automatically deducts from the payer without the payer actively making a payment operation, and the B2B type indicating that the corresponding payee and payer are both B-end users; performing hash processing on the order number of each withholding payment order in the withholding payment order set, and determining a plurality of order sub-sets in the withholding payment order set according to the result of the hash processing; generating a corresponding virtual payer for each order sub-set; performing sharding processing on each withholding payment order according to the user number of the virtual payer, forming a plurality of service traffic shards, and routing to the corresponding distributed system node for continuous processing in order to complete the payment process.
Owner:ALIPAY COM CO LTD

Fraud payment detection method and device, equipment and medium

The invention relates to a fraud payment detection method and device, equipment and medium in the technical field of e-commerce, and the method comprises the steps: responding to a transaction payment event triggered by a user, and employing a local risk detection model to determine the real-time fraud risk degree of a payment order corresponding to the event; when the real-time fraud risk degree does not exceed a first preset threshold value or exceeds a second preset threshold value, the payment order is correspondingly confirmed to be a low-risk type order or a high-risk type order, and the second preset threshold value is greater than the first preset threshold value; when the payment order is not confirmed as the low-risk type order or the high-risk type order, adopting a third-party risk detection model to confirm that the payment order is the high-risk type order or the low-risk type order; and for the high-risk type order, pausing the transaction process, verifying the real identity of the user, and continuing the transaction process after the verification is passed. According to the invention, payment risk detection services of local and third parties can be reasonably scheduled, the payment security is ensured, and the detection cost of the third party is reduced.
Owner:GUANGZHOU SHANGYUN NETWORK TECH CO LTD

A payment system, method, apparatus, medium, and device based on a large model.

This specification discloses a payment system based on a large model (LLM). When an agent interacts with a user through a pre-built LLM, if it detects the user's intention to purchase a target product, it sends a first order instruction for the target product to the merchant system. The merchant system, based on the amount to be paid for the target product, sends a second order instruction to the payment server. The payment server generates a payment order and returns an order identifier to the agent. The agent then sends the user's authorization identifier to the payment server, enabling the payment server to process the payment order based on this authorization identifier. Through this payment system, users can directly place orders and make payments through the agent via chat with the LLM, without frequently switching between and launching the e-commerce client for the merchant system and the payment client for the payment server, greatly simplifying the online shopping and payment process.
Owner:ALIPAY COM CO LTD

A payment slip generation method and computing device

PendingCN122335388APaymentSoftware engineering
This application relates to the field of document payment, providing a payment order generation method and computing device. The method includes: in response to receiving a document payment task, generating a pre-payment instruction based on the invoice data to be paid corresponding to the document payment task; filling at least one target field in the pre-payment instruction according to preset field filling rules; dividing the filled pre-payment instruction into at least one payment instruction group according to preset payment grouping rules; each payment instruction group includes at least one pre-payment instruction; and generating a payable payment order corresponding to each payment instruction group. Based on this solution, the computing device can automatically identify the invoice data to be paid, dynamically generate and fill pre-payment instructions, and realize intelligent order merging and splitting according to payment grouping rules to form payment instruction groups, thereby realizing the automatic generation of payable payment orders, reducing manual intervention, and improving payment processing efficiency and accuracy.
Owner:HENAN QINWEI DIGITAL TECHNOLOGY CO LTD

Payment slip issuing device

ActiveJP1830892SToll roadPayment
The article to which this design pertains is a payment slip issuing device for issuing payment slips for toll road fees.
Owner:WEST NIPPON EXPRESSWAY CO LTD +1

A payment order whole-process intelligent processing method, device and equipment and storage medium

The application provides a payment order whole-process intelligent processing method and device, equipment and storage medium, determines a payment preference strategy of a current user payment order request based on a current user's on-chain credit portrait and payment channel preferences in a user preference set; calls a smart contract of a block chain according to the payment preference strategy, selects a consensus contract node in the smart contract through a risk level preference in the user preference set, executes a payment processing flow of the payment order request on a block chain network, generates process state information of each consensus contract node matched with the current user in the payment processing flow based on information disclosure granularity preference in the user preference set; and updates historical payment behavior data associated with the on-chain credit portrait based on each process state information after the payment processing flow is completed. Based on the above scheme, dynamic matching of a payment strategy based on a user portrait and preference and intelligent screening of a block chain node can be realized.
Owner:SHENZHEN OAK BLACK CARD NETWORK TECH CO LTD

Method for managing a payment transaction

The invention is a method for managing a payment transaction started as an EMVCo® transaction with a payment application (12) installed in a payment instrument (10) comprising a digital identity wallet (16) hosting an instant application (14). After transaction refusal, the issuer bank (30) sends to the terminal a configuration data requesting continuation by the instant application. The terminal sends to the issuer bank a terminal request (85) comprising a transaction identifier and a reference of a merchant account, and provides the payment instrument with the transaction identifier and the amount. The instant application sends to issuer bank an instant payment request (87) comprising a dynamic linking authenticator generated by the digital identity wallet. After both successfully verifying that the dynamic linking authenticator is valid and ensuring that the terminal request and the instant payment request are consistent, the issuer bank sends an instant payment order to the merchant bank.
Owner:THALES DIS FRANCE SA

Payment risk identification method and device, electronic equipment and storage medium

The application provides a payment risk identification method and device, electronic equipment and storage medium. An order intention representation vector associated with a to-be-identified payment order, a behavior path representation vector of a user corresponding to the to-be-identified payment order and a payment habit representation vector are obtained. The to-be-identified payment order is identified according to multiple risk identification vectors, and a risk probability is obtained. If the risk probability is less than a risk determination threshold, the to-be-identified payment order is determined to be a normal order. Otherwise, the to-be-identified payment order is determined to be a suspected risk order, and a target historical payment order similar to the to-be-identified payment order is determined from historical payment orders. A risk identification result of the to-be-identified payment order is generated according to risk annotation information of the target historical payment order and the multiple risk identification vectors. The application can accurately identify non-autonomous payment behaviors induced by a real user in a legal device and a normal network environment.
Owner:GUANGZHOU HUYA INFORMATION TECH CO LTD

Transaction security verification method, system and device of ERP platform and storage medium

The invention relates to the technical field of data processing, and particularly provides a transaction security verification method, system and device for an ERP platform, and a storage medium, and the method comprises the steps: obtaining a business document and a payment document generated by the ERP platform based on the same transaction event; performing fuzzy matching on key fields in the business document and the payment document to generate a similarity score; obtaining multi-dimensional risk data related to the transaction event, wherein the multi-dimensional risk data comprises at least one of supplier account state data, user operation behavior data and business process context data; based on the similarity score and the multi-dimensional risk data, calculating each risk score, and obtaining a comprehensive risk score through weighted summation; and triggering a corresponding early warning or interception action according to the risk level to which the comprehensive risk score belongs. According to the method, the automation level and the accuracy of payment verification of the ERP platform are remarkably improved.
Owner:INSPUR GENERSOFT CO LTD

Vehicle function subscription method, device, equipment and medium based on cloud-based marketplace

The application discloses a vehicle function subscription method and device based on a cloud mall, equipment and medium, the method comprises the following steps: in response to the function subscription operation, calling the vehicle function subscription page of the cloud mall and displaying; in response to the purchase operation based on the vehicle function subscription page, generating an order payment request and sending it to the cloud; receiving the payment two-dimensional code generated by the cloud in response to the order payment request and displaying; receiving the subscription function information sent by the cloud, and configuring the vehicle related function according to the subscription function information, the subscription function information is generated after the subscription vehicle is authenticated by the cloud after receiving the payment order sent by the user end, and the payment order is generated after the user end completes the code scanning payment operation. The method introduces the cloud mall service, so that the vehicle terminal without built-in application mall can also realize the subscription of paid functions, greatly expanding the application range of the service and improving the convenience and satisfaction of the user.
Owner:VOYAH AUTOMOBILE TECH CO LTD

A parking management system for intelligent parking management system performance evaluation method

The application relates to a parking attendant performance evaluation method for a smart parking management system and belongs to the technical field of parking management. In the method, the historical difference value between the historical payment time and the corresponding historical departure time in all historical parking payment orders is calculated, a time difference data set composed of all the historical difference values is input into a statistical analysis model for time distribution analysis, a time evaluation window with different correlation strengths with the parking attendant is generated according to the output distribution inflection point and a preset business logic, a corresponding weight coefficient is allocated to each time evaluation window through a dynamic weight calculator, the current difference value between the order payment time and the vehicle departure time in all parking performance attribution records of the parking attendant is matched with the time evaluation window, so that the weight coefficient corresponding to each parking performance attribution record is obtained, and the performance evaluation result of the parking attendant is generated in combination with multidimensional indexes. The application guarantees the fairness of the performance evaluation of the parking attendant and improves the working enthusiasm of the parking attendant.
Owner:XIAMEN ROAD & BRIDGE INFORMATION ENG

Cash processing device, system, control method and program

To provide a mechanism that can improve usability regarding the reissuance of usage statement slips. [Solution] A cash processing device comprising: a reading unit that reads the information code attached to a payment slip; an input unit that accepts information input; an issuing unit that issues a usage statement for a transaction based on the information code attached to the payment slip; and a control unit that controls the issuing unit to reissue the usage statement for a transaction that has already been carried out using the payment slip, wherein the input unit accepts a selection of a reissue method for the usage statement, and the control unit controls the issuing unit to reissue the usage statement using the reissue method accepted by the input unit.
Owner:OKI ELECTRIC INDUSTRY CO LTD

Vehicle payment order for the implementation of a payment transaction and the procedure for the payment transaction using the vehicle payment order

UndeterminedDE102025101354A1Computer networkDriver/operator
The invention relates to a vehicle payment arrangement 2 for implementing a payment process from a vehicle 1, wherein the vehicle 1 has a driver's seat 3, with a plurality of digital keys 5, 6, 7, with a key detection device 11 for detecting the position of the digital keys 5, 6, 7 and for transmitting position data of the digital keys 5, 6, 7, with a payment allocation device 12, wherein the payment allocation device 12 is configured to select one of the digital keys 5 from the multiple digital keys 5, 6, 7 as the payment key based on the position data, if a driver's seat trajectory 16 for the digital key 5 can be generated based on the position data, on which the digital key 5 moves along the driver's seat trajectory 16 to the driver's seat 3, with a payment device 17, wherein the payment device 17 is configured to assign the payment process to the payment key and the To carry out the payment process.
Owner:BAYERISCHE MOTOREN WERKE AG

Control method, server, purchase terminal, battery and computer readable storage medium

The invention discloses a control method of a server of a battery selling system, the server, a battery control method, a battery, a control method of a purchase terminal, the purchase terminal and a computer readable storage medium. The control method of the server comprises the following steps: receiving a selling request sent by a purchasing terminal, wherein the selling request carries information of a purchaser who purchases a battery and a serial number of the battery; under the condition that the selling request is qualified, a payment order is generated according to the selling request, the payment order comprises battery information corresponding to the serial number, and the battery information comprises a battery price; sending the payment order to a purchase terminal; after confirming that the purchase terminal effectively completes payment of the payment order, generating a control signal; and sending the control signal to the battery so as to control the function of the battery, and the function of the battery at least comprises the charging and discharging function of a battery cell in the battery.
Owner:SHENZHEN CARKU TECH CO LTD

A large model-based payment system, method, device, medium and equipment

The embodiment of the specification discloses a payment system based on a large model. When an intelligent agent interacts with a user through a pre-set LLM, if it is identified that the user has a purchase intention for a target commodity, a first order instruction for the target commodity is sent to a merchant system. The merchant system sends a second order instruction to a payment server according to the amount to be paid corresponding to the target commodity. The payment server generates a payment order and returns an order identifier to the intelligent agent. The intelligent agent sends a user authorization identifier of the user to the payment server, so that the payment server pays the payment order according to the user authorization identifier. Through the above payment system, the user can directly chat with the LLM to place an order and make a payment for this purchase through the intelligent agent, without frequently switching and starting the e-commerce client corresponding to the merchant system and the payment client corresponding to the payment server, greatly simplifying the operations required for online shopping and payment of the user.
Owner:ALIPAY COM CO LTD

Information processing device, information processing system, information processing method and program

To provide a mechanism capable of improving the usability of paying a payment using a payment slip. [Solution] An information processing device comprising: a first setting unit that sets a tax item code indicating the tax item of a local government for the tax items of multiple local governments; a second setting unit that sets setting information for multiple local governments to be referenced when creating a collection history file indicating the collection history of payment amounts; and a creation unit that creates the collection history file for a selected local government and tax item based on the collection records of payment amounts for the selected local government and tax item, the tax item code corresponding to the selected local government and tax item, and the setting information for the selected local government.
Owner:OKI ELECTRIC INDUSTRY CO LTD

Payment system, method and device based on large model, medium and equipment

The embodiment of the invention discloses a payment system based on a large model, when an intelligent agent interacts with a user through a preset LLM, if the intelligent agent recognizes that the user has a purchase intention for a target commodity, a first order placing instruction for the target commodity is sent to a merchant system, and the merchant system sends an order placing instruction for the target commodity according to a to-be-paid amount corresponding to the target commodity. A second order placing instruction is sent to the payment server side, the payment server side generates a payment order and returns an order identifier to the intelligent agent, and the intelligent agent sends a user authorization identifier of the user to the payment server side, so that the payment server side pays the payment order according to the user authorization identifier. Through the payment system, a user can directly chat with the LLM, place an order for shopping by using the intelligent agent, and also pay for the shopping through the intelligent agent without frequently switching and starting an e-commerce client corresponding to a merchant system and a payment client corresponding to a payment server; and the operation required by online shopping and payment of the user is greatly simplified.
Owner:ALIPAY COM CO LTD

Payment processing method and apparatus

Embodiments of the present specification provide payment processing methods and devices, wherein a payment processing method comprises: obtaining a payment request submitted by a merchant, and creating a payment order according to payment parameters contained in the payment request; determining a detection payment method for de-duplication detection on the payment order according to a payment type identifier corresponding to a payment method in the payment request; calculating a relevance between the payment order and a candidate payment order corresponding to the detection payment method based on the payment parameters and order parameters of the candidate payment order read from a historical order set; and sending a payment confirmation reminder to the merchant if the relevance meets a reminder condition.
Owner:ALIPAY COM CO LTD

Payment processing method and apparatus

The embodiments of the present specification provide payment processing methods and devices, wherein a payment processing method comprises: receiving a payment instruction of a payment channel opened for an institution member certificate of a target institution; the payment instruction carries payment order information; performing payment verification based on account available information of a member account bound with the institution member certificate and the payment order information; after verification, determining a payment relationship type between a merchant recorded in the payment order information and the target institution; if the payment relationship type is a protocol payment type, performing protocol payment to the merchant according to a special account of the target institution; the special account is set for the protocol payment.
Owner:ALIPAY COM CO LTD

Payment system, method and device based on large model, medium and equipment

The embodiment of the invention discloses a payment system based on a large model, and the method comprises the steps: determining a target merchant corresponding to a purchase intention if the purchase intention of a user is recognized when a third-party agent interacts with the user through a preset first LLM, and transmitting the purchase intention to a merchant agent of the target merchant, the merchant agent determines a target commodity matched with the purchase intention and sends a collection request to the payment server for the target commodity, the payment server creates a payment order and returns an order identifier to the third-party agent, and the third-party agent obtains a payment authorization message of the user and sends the payment authorization message to the payment server. And the payment authorization message is sent to a payment server, and the payment server carries out payment settlement on the payment order based on the payment authorization message. Through the payment system, the user can use the intelligent agent to place an order for shopping and also pay for the shopping through the intelligent agent, so that the operation required by online shopping and payment of the user is greatly simplified.
Owner:ALIPAY COM CO LTD

Payment processing method and apparatus, electronic device, storage medium, and program product

This application provides a payment processing method, apparatus, electronic device, storage medium, and program product. The method includes: receiving a payment transaction request; the payment transaction request is triggered by an acquiring node based on an installment payment order submitted by a payment terminal; based on the payment transaction request, determining whether the payment account corresponding to the payment terminal meets the credit granting trigger conditions; if the credit granting trigger conditions are met, generating a credit granting request and sending it to the banking system; receiving the credit granting result returned by the banking system based on the credit granting request, generating an installment payment strategy based on the credit granting result, and sending the installment payment strategy to the payment terminal; receiving a confirmation instruction from the payment terminal based on the installment payment strategy, and completing the payment settlement of the installment payment order using the installment payment strategy based on the confirmation instruction. By seamlessly embedding the credit granting process into the payment confirmation stage through the payment transaction request, large transactions do not need to be interrupted, avoiding resource consumption and reducing the number of interactions.
Owner:CHINA UNIONPAY

Electronic ride invoice processing method and apparatus

Embodiments of the present specification provide an electronic ride invoice processing method and device, wherein the electronic ride invoice processing method comprises: obtaining a ride order generated according to ride trip information uploaded by a transmission component; querying a target payment order in which payment information matches the ride trip information in at least one payment order generated by a payment platform; establishing an association relationship between the ride order and the target payment order; based on the association relationship, determining an electronic ride invoice of the target payment order and performing invoice application channel configuration.
Owner:ALIPAY (HANGZHOU) INFORMATION TECH CO LTD

A double-rsu heterogeneous cooperative-based anti-leakage reading and fee deduction method

This invention discloses a method for preventing missed billing based on heterogeneous collaboration of dual RSUs, relating to the field of RSU billing technology. The method includes a primary RSU, a secondary RSU, and a backend server. The secondary RSU scans and obtains a list of identifiers for all OBUs within the communication area during a dedicated listening slot. The primary RSU obtains the list and sends it to the backend server to filter out the target OBU list with pending payment orders. Subsequently, the primary RSU skips communication with OBUs without orders during the communication slot and prioritizes establishing a targeted connection with the target OBU to complete the billing transaction. This invention revolutionizes the billing success rate, significantly optimizes system communication efficiency, provides high-priority service assurance capabilities, and offers excellent cost-effectiveness.
Owner:SHENZHEN SANFEI TECH CO LTD

A parking coupon intelligent management system and method based on multi-source data analysis

This invention discloses an intelligent management system and method for parking coupons based on multi-source data analysis in the field of smart parking. To address the problems of incorrect grouping and distribution due to miscorrelation of multi-source data, resource waste caused by inefficient distribution, and difficulty in controlling entry pressure during peak hours, this invention cleanses, standardizes, and aligns multi-source data such as parking entry / exit data, vehicle identification, payment orders, coupon redemption and verification, user accounts, and parking lot operation status. It constructs a weighted heterogeneous graph and learns user representations based on a heterogeneous graph neural network with edge weights. User grouping is performed under both mandatory and non-mandatory grouping constraints. Distribution instruction sets are generated through two-level distribution optimization at the group and user levels, achieving the technical effects of improving the refinement of grouping and distribution, increasing budget utilization, and suppressing operational pressure during high-load periods.
Owner:NANJING SMART PARKING CO LTD