80 results about "Payment order" patented technology

The invention provides a virtual resource processing method and device, electronic equipment, a computer readable storage medium and a computer program product. The method comprises the following steps: in response to a customer, selecting a payment mode for a merchant as a target payment mode, jumping from a merchant platform to an acquirer platform corresponding to the target payment mode, and displaying a payment order in the acquirer platform; in response to a selection operation for a payment bank, displaying collection account information of the merchant; in response to a copy operation for the payment account information, skipping to a payment page of a payment bank from the acquirer platform, and displaying collection account information in the payment page; and in response to payment operation triggered based on the payment page, transferring the virtual resource of the payment amount from the payment account to a transition account associated with the collection account, and transferring the virtual resource of the payment amount from the transition account to the collection account under the condition that the risk identification of the acquirer platform on the payment account is passed. According to the invention, the security of the collection account can be improved.

The invention relates to an intelligent glasses payment method, device and equipment, a storage medium, a program product and intelligent equipment, and relates to the technical field of intelligent equipment, and the method comprises the steps: recognizing a two-dimensional code image, obtaining two-dimensional code recognition information, responding to a target application corresponding to the two-dimensional code recognition information, and carrying out voice interaction based on the target application, the voice interaction information is obtained, the payment order is generated according to the voice interaction information, the payment order is responded to the payment instruction for the payment order, the payment operation is executed on the payment order, through voice interaction between the intelligent glasses and the user, payment and other operations are completed, the application scene of the intelligent glasses is widened, and the user experience is improved.

The invention discloses a payment state monitoring and exception handling distributed system and device and a storage medium, and the system comprises a distributed data collection module, a state analysis engine, an exception handling actuator, a cooperative control node and the like, can obtain payment order state data from a plurality of service nodes in real time, analyzes and recognizes exceptions based on a preset rule and a model, and carries out the processing of the exceptions. According to the method, a corresponding processing flow is triggered, interaction and scheduling among modules can be coordinated, multi-mechanism parallel processing is supported, the model is optimized in combination with an intelligent learning module, payment state full-life-cycle monitoring and abnormal efficient processing are achieved, and consistency and real-time performance in a distributed environment are guaranteed.

The embodiment of the invention discloses an invoice management system for financial business data of a logistics platform, and the system comprises a data collection module which is used for collecting all kinds of financial business data of the logistics platform in real time; the parameter configuration module is used for maintaining configuration parameters of each publisher according to different advance service contracts; the bill generation module is used for classifying payment bills for advanced payment application in preset time into the same account period for the same publisher based on the financial service data and the configuration parameters, and generating a bill; the payment order is paid by the platform party, and the bill is repaid by the publisher; the invoice generation module is used for automatically generating an electronic invoice in combination with the bill and the financial service data according to a preset invoice generation rule and a template; the beneficial effects of the invention are that manual intervention is reduced, the working efficiency of invoice management is improved, and the labor cost is reduced; and meanwhile, the accuracy and legality of invoice data are ensured by utilizing an auditing mechanism.

Devices and methods are provided for identifying a financial transaction that has bypassed a stop payment request on a first payment rail system by using a second payment rail system. Such bypassed transactions may be identified using transactional event data associated with the original stop payment request on the previously-used network rail, and corrective action may then be undertaken. In particular, new transactional event data and the original stop payment request data may be analyzed to determine if the new payment card financial transaction matches a prior payment card financial transaction for which stop payment requests have been issued.

The invention discloses a payment confirmation method and device, electronic equipment and a computer program product, and relates to the financial science and technology, and the method comprises the steps: receiving real-time video information sent by visual equipment, carrying out the recognition of face information in the real-time video information, and obtaining at least one real-time face feature; order payment information sent by an acquirer is received; and comparing the target face feature corresponding to the order identifier with the at least one real-time face feature, and when the comparison succeeds, generating a payment tag according to the payment amount and the payment state, so as to identify a target customer in the display terminal based on the payment tag, the payment tag being used for confirming that the target customer completes order payment. According to the method and the device, the payment order initiated by the current order can be determined, and a merchant can accurately identify the payment state and the payment amount of each client through a mode of labeling the target client by the payment label, so that payment confirmation is facilitated.

The application discloses a kind of vehicle-mounted scene arrangement service subscription method and device, method includes: cloud end receives the scene that operation end sends and puts on request, target scene arrangement data is encapsulated as standard target scene commodity and is put on to scene commodity library;Receive target end sends scene browsing request, output scene display page and show;Receive the scene purchase request that target end is sent based on scene display page, generate payment order and show;When detecting that payment order payment is successful, scene configuration data is issued to target end to complete deployment configuration.The method encapsulates scene arrangement as standard goods by multiplexing cloud end mall system, realizes the unified display of scene service, standard transaction and automatic delivery closed loop, effectively solve the problem that scene service acquisition path is fragmented and operation efficiency is low.

This specification discloses a payment system based on a large model (LLM). When an agent interacts with a user through a pre-built LLM, if it detects the user's intention to purchase a target product, it sends a first order instruction for the target product to the merchant system. The merchant system, based on the amount due for the target product, sends a second order instruction to the payment server. The payment server generates a payment order and returns an order identifier to the agent. The agent then sends the user's authorization identifier to the payment server, enabling the payment server to process the payment order based on this authorization identifier. Through this payment system, users can directly place orders and make payments through the agent via chat with the LLM, without frequently switching between and launching the e-commerce client for the merchant system and the payment client for the payment server, greatly simplifying the online shopping and payment process.

The application discloses a kind of based on the real-time verification method of transaction data of multiple payment channels, it is related to data verification field, its method includes: calling corresponding payment plug-in, and generating payment two-dimensional code;After completing aggregated payment, generate payment order, and store payment order to payment database;Call all payment orders in the payment database in the time period to be reconciled, and complete order reconciliation by querying all payment orders and arrival order, and output several abnormal users according to order reconciliation result;Query the medical resource consumption of all abnormal users, output abnormal processing strategy in combination with medical resource consumption and pre-acquired fund risk control rule.The application can effectively improve reconciliation efficiency and reconciliation accuracy.

The application relates to a data matching method between multiple types of financial bills, and belongs to the technical field of financial data matching. The method obtains multiple original business orders, and generates corresponding monthly bills by summarizing the multiple original business orders according to preset summary rules. According to a preset splitting and combining logic, the monthly bills are split and combined based on the total application bill amount in the monthly bills, corresponding settlement bills are generated, and the settlement bills are used for bill opening to obtain corresponding invoices. A to-be-matched payment order is obtained, and data matching is performed on the original business order, the settlement bill and the to-be-matched payment order according to preset filtering conditions, so that the matching relationship between the original business order, the settlement bill and the to-be-matched payment order is determined. The application can associate the business order, the invoice content and the payment certificate, and improves the business processing efficiency of financial data processing.

The invention provides a multi-terminal cashier system, and belongs to the technical field of communication, the multi-terminal cashier system comprises a terminal sales end and a background management end, the terminal sales end comprises a double-screen all-in-one machine, a user equipment end and a self-service terminal; the background management end comprises a promotion module, a commodity module, an order module and a settlement module, the promotion module is used for storing promotion rules and executing rule calculation, the commodity module is used for commodity management and inventory management, the order module is used for creating orders and managing sales delivery, and the settlement module is used for settlement. The settlement module is used for creating a payment order, paying an order and processing financial transfer; through API interface communication, real-time data synchronization of the terminal sales end and the background management end is realized. By constructing a real-time data synchronization architecture of the multi-terminal sales terminal and the background management terminal, the technical problems of non-cooperative interaction of multiple terminals, low calculation efficiency of promotion rules, long fund settlement period and the like in an existing retail cashier system are solved.

The embodiment of the invention provides a transaction processing method and device and electronic equipment, and relates to the technical field of financial science and technology. According to the method, multi-step payment processing is carried out on a target payment order through a third-party payment system, and in the multi-step payment processing process, if a reversal request for the target payment order is received, the reversal request is sent to the third-party payment system; and calling a corresponding service to update the order payment state and the correction state based on the order payment result and the correction result of the target payment order returned by the third-party payment system and the sequence of the returned results, and outputting the updated order payment state and correction state. The processing efficiency is improved, and the user experience is improved.

The application relates to the technical field of intelligent cabinets, and discloses an intelligent cabinet mail sending method, an intelligent cabinet and a storage medium. The method receives a mail sending order request, and if it is determined that a target mail sending order corresponding to the mail sending order request is a personal order, a compartment opening signal is sent to a cabinet end; after receiving a compartment closing signal of a cabinet compartment corresponding to the compartment opening signal fed back by the cabinet end, if a jump payment signal is received within a preset jump time, the target mail sending order is determined as a mail sending payment order; when it is detected that first payment success information corresponding to the mail sending payment order is not acquired within a preset payment time, and payment option selection information corresponding to the mail sending payment order is not received within a preset selection time, the target mail sending order is updated as a mail sending to pay order, mail sending to pay notification information is generated, and the mail sending to pay notification information is sent to a mail sending party. The application improves the success rate and efficiency of mail sending, and guarantees the convenience of intelligent cabinet mail sending.

The application provides a payment system, comprising: a first application module arranged in a first terminal, configured to send a device code request information to obtain a device code when payment is made, the device code request information comprising at least identification information for identifying the first terminal; a second application module arranged in a second terminal, configured to read the device code, generate payment information according to the read information, and send the payment information to be paid, the payment information comprising a payment order and a device code; a management application module arranged in a server, configured to receive the device code request information, generate the device code according to the request information and send the device code to the first application, receive the payment information sent by the second application module and determine a candidate payment method, and send the candidate payment method and the payment order to the first application; wherein the first application module makes payment according to the candidate payment method and the payment order. The application also provides a payment method, a program product and the like.

The embodiment of the invention discloses a payment system based on a large model, when an intelligent agent interacts with a user through a preset LLM, if the intelligent agent recognizes that the user has a purchase intention for a target commodity, a first order placing instruction for the target commodity is sent to a merchant system, and the merchant system sends an order placing instruction for the target commodity according to a to-be-paid amount corresponding to the target commodity. A second order placing instruction is sent to the payment server side, the payment server side generates a payment order and returns an order identifier to the intelligent agent, and the intelligent agent sends a user authorization identifier of the user to the payment server side, so that the payment server side pays the payment order according to the user authorization identifier. Through the payment system, a user can directly chat with the LLM, place an order for shopping by using the intelligent agent, and also pay for the shopping through the intelligent agent without frequently switching and starting an e-commerce client corresponding to a merchant system and a payment client corresponding to a payment server; and the operation required by online shopping and payment of the user is greatly simplified.

Embodiments of the present specification disclose a service shunting method, device and equipment in a distributed system. The scheme comprises: obtaining a B2B type of withholding payment order set, the withholding payment indicating that the payee automatically deducts from the payer without the payer actively making a payment operation, and the B2B type indicating that the corresponding payee and payer are both B-end users; performing hash processing on the order number of each withholding payment order in the withholding payment order set, and determining a plurality of order sub-sets in the withholding payment order set according to the result of the hash processing; generating a corresponding virtual payer for each order sub-set; performing sharding processing on each withholding payment order according to the user number of the virtual payer, forming a plurality of service traffic shards, and routing to the corresponding distributed system node for continuous processing in order to complete the payment process.

The invention relates to a fraud payment detection method and device, equipment and medium in the technical field of e-commerce, and the method comprises the steps: responding to a transaction payment event triggered by a user, and employing a local risk detection model to determine the real-time fraud risk degree of a payment order corresponding to the event; when the real-time fraud risk degree does not exceed a first preset threshold value or exceeds a second preset threshold value, the payment order is correspondingly confirmed to be a low-risk type order or a high-risk type order, and the second preset threshold value is greater than the first preset threshold value; when the payment order is not confirmed as the low-risk type order or the high-risk type order, adopting a third-party risk detection model to confirm that the payment order is the high-risk type order or the low-risk type order; and for the high-risk type order, pausing the transaction process, verifying the real identity of the user, and continuing the transaction process after the verification is passed. According to the invention, payment risk detection services of local and third parties can be reasonably scheduled, the payment security is ensured, and the detection cost of the third party is reduced.

The embodiment of the invention provides a payment processing method and related equipment, and the method comprises the steps: displaying the order information of a payment order, the order information comprises a receiving object of a payment resource and the resource amount of the payment resource, and the receiving object is associated with a plurality of storage accounts; in response to a payment request operation on the payment order, displaying payment information of the payment order, the payment information including a target depository account for receiving payment resources, the target depository account being any account in an available state in a plurality of depository accounts associated with the receiving object; and in response to a confirmation operation on the payment information, outputting a payment result of the payment order. According to the embodiment of the invention, the payment success probability can be effectively improved, and the transaction stability is improved.

The application provides a 5G message-based application external payment method and device, a 5G message application background applies to a 5G message payment platform to generate a payment order, the 5G message payment platform applies to a payment system to generate a payment order, and returns a payment link to the 5G message application background, a user clicks the payment link in the 5G message application, jumps to a 5G message payment platform payment page, and the payment page calls a payment application and completes payment. The advantage is that a 5G message payment platform is added, a variety of payment methods are aggregated, a unified interface is provided for a merchant chatbot chat robot, a merchant access process is simplified, and user payment experience is improved.

This specification discloses a payment system based on a large model (LLM). When an agent interacts with a user through a pre-built LLM, if it detects the user's intention to purchase a target product, it sends a first order instruction for the target product to the merchant system. The merchant system, based on the amount to be paid for the target product, sends a second order instruction to the payment server. The payment server generates a payment order and returns an order identifier to the agent. The agent then sends the user's authorization identifier to the payment server, enabling the payment server to process the payment order based on this authorization identifier. Through this payment system, users can directly place orders and make payments through the agent via chat with the LLM, without frequently switching between and launching the e-commerce client for the merchant system and the payment client for the payment server, greatly simplifying the online shopping and payment process.

The invention provides a payment application data processing method and device, equipment and a storage medium. The method comprises the following steps: extracting a payment message from a pre-generated payment document; performing encryption processing on the payment message to generate an encrypted payment message; and sending the encrypted payment message to a financial management end for instructing the financial management end to decrypt the encrypted payment message to obtain the payment message, generating a recheck result in response to a recheck operation on payment commission data in the payment message, and if the recheck result is judged to pass recheck, responding to an examination and approval operation on a payment document, and sending the payment document to the financial management end. Generating a payment request, and sending the payment request to the financial server for instructing the financial server to perform payment processing on the payment document according to the payment request, generating a payment result, and feeding back the payment result to the financial management end; and the payment result fed back by the financial management end is received, so that the payment application processing efficiency is improved.

The embodiment of the invention provides an order processing method and device, electronic equipment, a storage medium and a program product. Relates to the technical field of data processing. The method comprises the following steps: receiving a payment order request sent by a client; performing signature verification on a payment order in the payment order request to generate signature verification information; sending the signature verification information to the client, so that the client verifies the signature verification information and generates signed order payment information according to the signature verification information; receiving signed order payment information sent by the client; the signed order payment information is packaged to an account book module of the platform end through the intelligent contract service, and the account book module of the platform end is used for storing the signed order payment information; and the signed order payment information is synchronously sent to the merchant side through the intelligent contract service, so that the merchant side packages the signed order payment information to an account book module of the merchant side, and the account book module of the merchant side is used for storing the signed order payment information.

A cross-terminal order payment method and device, electronic equipment and storage medium, relate to the field of computers, and the method comprises: obtaining first order information of a first order; the first order information is generated in a second terminal; in response to receiving a first payment request for the first order, generating a first payment order with a first payment identifier based on the first order information; in response to determining that the first payment identifier is unique in a payment mapping table, sending the first payment identifier to a first payment platform; receiving a payment completion notification from the first payment platform and carrying the first payment identifier, and parsing the payment completion notification to obtain the first order information; the payment completion notification is used to indicate that the first payment order is successful; and updating the payment state of the first payment order in the payment mapping table to paid based on the first order information. Without relying on the synchronization closing operation, the multi-terminal payment conflict can be prevented, and the payment problem caused by the closing failure can be eliminated.

The present disclosure provides a high-concurrency payment order anti-duplication method, which can be applied to the field of network technology. The high-concurrency payment order anti-duplication method comprises: sequentially performing a first anti-duplication checking operation and a cache anti-concurrency checking operation on a received first order payment request, so as to ensure that a preset distributed cache database can only write a preset number of first order payment requests; performing a second anti-duplication checking operation on the first order payment request from the distributed cache database to determine whether the first order payment request exists in an order database; and writing the first order payment request into the order database when the first order payment request does not exist in the order database. The present disclosure also provides a high-concurrency payment order anti-duplication device, system, equipment, storage medium and program product.

This application relates to the field of document payment, providing a payment order generation method and computing device. The method includes: in response to receiving a document payment task, generating a pre-payment instruction based on the invoice data to be paid corresponding to the document payment task; filling at least one target field in the pre-payment instruction according to preset field filling rules; dividing the filled pre-payment instruction into at least one payment instruction group according to preset payment grouping rules; each payment instruction group includes at least one pre-payment instruction; and generating a payable payment order corresponding to each payment instruction group. Based on this solution, the computing device can automatically identify the invoice data to be paid, dynamically generate and fill pre-payment instructions, and realize intelligent order merging and splitting according to payment grouping rules to form payment instruction groups, thereby realizing the automatic generation of payable payment orders, reducing manual intervention, and improving payment processing efficiency and accuracy.

The article to which this design pertains is a payment slip issuing device for issuing payment slips for toll road fees.

The application provides a payment order whole-process intelligent processing method and device, equipment and storage medium, determines a payment preference strategy of a current user payment order request based on a current user's on-chain credit portrait and payment channel preferences in a user preference set; calls a smart contract of a block chain according to the payment preference strategy, selects a consensus contract node in the smart contract through a risk level preference in the user preference set, executes a payment processing flow of the payment order request on a block chain network, generates process state information of each consensus contract node matched with the current user in the payment processing flow based on information disclosure granularity preference in the user preference set; and updates historical payment behavior data associated with the on-chain credit portrait based on each process state information after the payment processing flow is completed. Based on the above scheme, dynamic matching of a payment strategy based on a user portrait and preference and intelligent screening of a block chain node can be realized.

The invention provides a system for automatically generating a payment order, and the system comprises an order receiving management module which automatically pulls incremental ex-warehouse receipts from all business systems through a timed task; the charging rule module is used for configuring a charging rule for each customer provider according to the condition of each customer provider; the billing detail module is used for automatically acquiring ex-warehouse receipts meeting conditions according to the timed task and the billing rule of each customer and merchant, calculating the amount of the fee item and generating billing details; the bill generation module is used for automatically summarizing the billing details into a bill at the billing day according to the settlement period in the billing rule; the settlement bill module is used for creating a settlement bill after the bill approval is passed, and the creation process supports addition and deletion of the bill and modification of bill details; the payment order module is used for creating a payment order according to the settlement order after the settlement order is approved; and after successful payment, the payment information of the payment bill is updated, and the payment information is automatically fed back to the settlement bill and the bill.

The invention is a method for managing a payment transaction started as an EMVCo® transaction with a payment application (12) installed in a payment instrument (10) comprising a digital identity wallet (16) hosting an instant application (14). After transaction refusal, the issuer bank (30) sends to the terminal a configuration data requesting continuation by the instant application. The terminal sends to the issuer bank a terminal request (85) comprising a transaction identifier and a reference of a merchant account, and provides the payment instrument with the transaction identifier and the amount. The instant application sends to issuer bank an instant payment request (87) comprising a dynamic linking authenticator generated by the digital identity wallet. After both successfully verifying that the dynamic linking authenticator is valid and ensuring that the terminal request and the instant payment request are consistent, the issuer bank sends an instant payment order to the merchant bank.

The application provides a voucher generation method and device, electronic equipment, medium and computer program product. The method comprises the following steps: receiving an access request of a target user to a payment system through a user terminal, wherein the payment system comprises a payment order to be paid; determining a predicted payment time of the payment order based on the access request, and adjusting a set advance production time based on historical payment records of the target user to obtain a voucher advance production time corresponding to the target user; determining a voucher starting production time according to the predicted payment time and the voucher advance production time; obtaining initial voucher data based on the payment order in response to the system time of the payment system being equal to the voucher starting production time; and generating a payment voucher image based on the initial voucher data and actual payment data in response to the user terminal paying based on the payment order. The application advances the production time of the payment voucher image to before the user pays, thereby shortening the waiting time of the user.