The invention relates to a fraud
payment detection method and device, equipment and medium in the technical field of e-commerce, and the method comprises the steps: responding to a transaction
payment event triggered by a user, and employing a local
risk detection model to determine the real-time fraud risk degree of a
payment order corresponding to the event; when the real-time fraud risk degree does not exceed a first preset threshold value or exceeds a second preset threshold value, the
payment order is correspondingly confirmed to be a low-
risk type order or a high-
risk type order, and the second preset threshold value is greater than the first preset threshold value; when the
payment order is not confirmed as the low-
risk type order or the high-risk type order, adopting a third-party
risk detection model to confirm that the
payment order is the high-risk type order or the low-risk type order; and for the high-risk type order, pausing the transaction process, verifying the real identity of the user, and continuing the transaction process after the
verification is passed. According to the invention, payment
risk detection services of local and third parties can be reasonably scheduled, the payment security is ensured, and the detection cost of the
third party is reduced.